Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Iowa

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Iowa Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1808Reviewed

1090Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Iowa City

Expertise.com Rating

Review Sources

Google
4.9 (368)
Facebook
4.9 (169)
Yelp
4.5 (3)

Why choose this provider?

Since 2003, State Farm insurance agent Chad Burtch has been helping clients across the Iowa area. He provides car insurance solutions and educates individuals on various coverage options, including rideshare and collision. Chad also has experience offering insurance plans for owners of antique and sports cars. His other personal insurance products include homeowners', health, renters', and life plans. The agent serves as a member of multiple organizations, including the Big Brothers Big Sisters of Johnson County and the Iowa City Area Chamber of Commerce.

Clive

Expertise.com Rating

Review Sources

Google
4.9 (187)
Facebook
5.0 (114)
Yelp
5.0 (5)

Why choose this provider?

Absolute Insurance Agency is a local independent company that serves clients in Iowa. It offers personal auto insurance that offers coverage for accidents, theft, and fire. It also protects policyholders against legal and medical expenses involving vehicle accidents resulting in injury and loss of life. In addition, the company provides commercial auto insurance that covers property damage and liability for bodily injury while driving a company vehicle. Absolute Insurance Agency works with different insurance carriers, such as Progressive, Safeco Insurance, and Auto-Owners Insurance.

Des Moines

Expertise.com Rating

Review Sources

Google
4.6 (18)
Yelp
4.0 (1)

Why choose this provider?

Located in Iowa, Davis Insurance Agency serves clients throughout the state. It works to protect car owners from auto-related financial losses through car insurance programs. The agency provides a variety of coverage choices, including liability, collision, roadside assistance, and uninsured motorist coverage. It also sets up other personal insurance products, including life, home, health, and renters' plans. Davis Insurance Agency works with numerous carriers, including Progressive, Auto-Owners Insurance, Nationwide, American Modern, and Hagerty.

Waterloo

Expertise.com Rating

Why choose this provider?

Fish-Johnson Insurance is a family-owned business that has been serving Iowa communities since 1959. It provides car insurance policies that cater to individuals and businesses. It assists clients in analyzing and choosing from various coverage, such as collision, towing, bodily injury, property damage, medical payment, and comprehensive. Additionally, it handles insurance for motorcycles and watercrafts. Fish-Johnson Insurance is an independent agency considered the best in the Hawkeye State that represents various carriers in the market to customize policies according to clients' needs.

Sergeant Bluff

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Since 2004, The Hoffman Agency - Sergeant Bluff Office has been providing financial services to Iowa residents. It sets up car insurance policies and guides individuals on further protection options, including collision and liability coverage. The company also has comprehensive car insurance plans to cover damages from vandalism or theft. Its other personal insurance products include life, health, and homeowners' policies. One of its agents, Josh Nichols, has over a decade of experience in the industry. He conducts expert policy analyses for his clients.

Iowa City

Expertise.com Rating

Why choose this provider?

Relion Insurance Solutions - Iowa City is an independent agency that provides the best services to clients throughout Iowa. It offers auto insurance to individuals and assists in choosing the best coverage, including property damage, physical damage, medical payments, bodily injury liability, uninsured or underinsured motorist damage, and loss of use. In addition, the company caters to commercial clients and offers protection to a single or a whole fleet of vehicles. Relion Insurance Solutions represents various carriers, including Auto-Owners Insurance, Progressive, and Accident Fund.

Cedar Falls

Expertise.com Rating

Review Sources

Google
4.4 (14)

Why choose this provider?

Based in Iowa, Douglas Trunnell Insurance Services provides financial solutions to clients in the state. It drafts auto insurance policies and educates car owners about further protection options, including collision and liability coverage. The company also advises policyholders on additional coverage areas, including roadside assistance and new vehicle replacement. It has experience setting up insurance plans for owners of classic cars. Douglas Trunnell Insurance Services partners with multiple carriers, including Progressive, Nationwide, State Auto, and Travelers.

Sioux City

Expertise.com Rating

Why choose this provider?

Goodin Insurance Agency provides financial solutions to people in Iowa. Through its car insurance policies, the agency helps protect automobile owners against severe financial losses. It also offers a broad range of additional coverage options, from collision and liability to roadside assistance and accident forgiveness coverage. Other insurance products available include life, health, homeowners', and farm insurance. The agency is a family-owned enterprise that has been operating since 2007. It is a member of the Siouxland Chamber of Commerce.

Des Moines

Expertise.com Rating

Review Sources

Google
4.7 (210)
Facebook
4.6 (26)
Yelp
2.5 (2)

Why choose this provider?

James Walford is an insurance agent who provides services to clients in Iowa. He offers car insurance policies covering different vehicles, such as sports cars, antique cars, and commercial auto. He also helps clients evaluate and choose the best coverage, including protection from underinsured and uninsured motor vehicles, liability coverage, and collision coverage. Walford leads a team through the Walford Insurance Agency, Inc., which operates under State Farm. He is a recipient of the Ambassador Club and Chairman Circle Awards.

Cedar Falls

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
5.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Brad McCunniff is a State Farm insurance agent who caters to Iowa residents. He deals with car insurance and provides options like collision and rideshare coverage. McCuniff offers comprehensive auto insurance plans to help car owners manage damages caused by theft or fire. He also sets up a wide range of property insurance policies, including manufactured home and condominium plans. The agent is a Chartered Life Underwriter and a Chartered Financial Consultant.

Waterloo

Expertise.com Rating

Review Sources

Google
4.8 (61)
Facebook
5.0 (24)
Yelp
1.0 (1)

Why choose this provider?

With over 100 years of industry experience, PDCM Insurance addresses the protection needs of individuals and businesses in Iowa. It offers auto insurance that covers collision, personal injury protection, and property damage liability. It assists clients in comparing options from up to 16 different carriers to obtain the best coverage. The company insures various kinds of vehicles, including classic automobiles, motorcycles, and snowmobiles. Chris Fereday, the president of PDCM Insurance, is a Certified Risk Manager and serves on the board of directors for the Greater Cedar Valley Alliance.

Eldridge

Expertise.com Rating

Review Sources

Google
4.2 (22)

Why choose this provider?

Porter Insurance Agency serves clients in Iowa. It assists families and businesses in analyzing and choosing the best car insurance policies that provide protection in cases of accidents and other covered events. In addition, the company covers other types of motor vehicles, including motorcycles, all-terrain vehicles, boats, and snowmobiles. Porter Insurance Agency has been helping communities with their insurance needs since 1952 with various products ranging from homeowners' and farm insurance to life and business coverage.

Davenport

Expertise.com Rating

Why choose this provider?

Jorgensen Insurance Agency is a company that provides the best services to families and businesses in Iowa. It offers auto insurance policies and assists in choosing from various coverage options, such as liability insurance and no-fault insurance. Additionally, it allows coverage for property damage caused by collision or theft, medical payment, towing services, and rental reimbursement. The company has been serving communities for over 20 years. It also works with 18 major carriers to customize plans, such as Progressive, Travelers, Safeco, and The Hartford.

Des Moines

Expertise.com Rating

Review Sources

Google
4.5 (19)

Why choose this provider?

Mauro Insurance is a family-owned independent agency that caters to clients in Iowa. It offers car insurance products for automobile owners. The agency works with multiple insurance carriers, including Auto-Owners Insurance, Progressive, The Hartford, and Travelers, to provide customized coverage options for car owners. It also helps commercial clients with various insurance policies, such as workers' compensation and liquor liability insurance. The agency has been operating since 1964, and its staff has over 150 years of combined industry experience.

West Liberty

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (5)

Why choose this provider?

For over 30 years, Martin Agency Insurance Services, Inc., has been offering the best financial solutions to Iowa clients. It provides car insurance policies and counsels individuals on coverage areas like collision and theft. The agency also creates insurance plans to cover ATVs, snowmobiles, golf carts, and motorcycles. Its other insurance solutions include homeowners', life, health, and business insurance. The agency has experience working with different carriers, including Nationwide, Hagerty, Encova, Progressive, Foremost, and Rain and Hail.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Chad Burtch
1929 Keokuk Street, Iowa City, IA 52240
Absolute Insurance Agency
7400 University Avenue, Clive, IA 50325
Davis Insurance Agency
2815 Beaver Avenue, # 200, Des Moines, IA 50310
Fish-Johnson Insurance
3265 West 4th Street, Waterloo, IA 50701
The Hoffman Agency - Sergeant Bluff Office
120 Gaul Drive, Sergeant Bluff, IA 51054
Relion Insurance Solutions - Iowa City
24 Westside Drive, Iowa City, IA 52246
Douglas Trunnell Insurance Services
3826 Cedar Heights Drive, Cedar Falls, IA 50613
Goodin Insurance Agency
103 Virginia Street, Sioux City, IA 51101
James Walford
3022 Southeast 14th Street, Des Moines, IA 50320
Brad McCunniff
1708 State Street, Cedar Falls, IA 50613
PDCM Insurance
3022 Airport Boulevard, Waterloo, IA 50703
Porter Insurance Agency
102 North 1st Street, Eldridge, IA 52748
Jorgensen Insurance Agency
2304 Jersey Ridge Road, Davenport, IA 52803
Mauro Insurance
4314 Southwest 9th Street, Des Moines, IA 50315
martinagencyinsuranceservices.com
102 East 3rd Street, West Liberty, IA 52776

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.