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Best Local Car Insurance Agencies in Indianapolis, IN

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Indianapolis Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

468Reviewed

287Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

600 E Carmel Dr, Carmel, IN 46032

Expertise.com Rating

Review Sources

Google
5.0 (78)
Facebook
4.7 (45)

Why choose this provider?

Penwell Insurance provides auto insurance consultation and agent services to clients living in the Indianapolis, Indiana, metro area. It educates clients on the legal requirements of insurance policies and corresponds with various providers to help them explore rates and optional coverage areas. This agency works with both personal and business clients, offering auto insurance services for business vehicles and commercial fleets as well. Besides automobiles, Penwell Insurance also provides home, business, and general liability insurance services.

4150 Lafayette Rd Ste I, Indianapolis, IN 46254

Expertise.com Rating

Review Sources

Google
4.8 (54)
Facebook
4.3 (16)
Yelp
5.0 (2)

Why choose this provider?

Based in Indianapolis, Indiana, with offices in Sacramento, California, Exceed Insurance is an independent agency serving the cities' metro areas. Founded in 2000, the auto insurance specialist also provides home, life, trucking, and commercial insurance services. Auto insurance coverage from the agency's list of carriers includes paying for vehicle damage or its theft, the driver's legal responsibilities if another party or property is damaged in the accident, and medical coverage to treat injuries and meet rehabilitation costs.

1641 North Shadeland Ave, Indianapolis, IN 46219
WebsiteLicense: 2467410

Expertise.com Rating

Review Sources

Google
4.5 (45)

Why choose this provider?

The McBee Insurance Agency has been catering to clients in the Indianapolis area since 1975. Its auto insurance covers damage from road accidents, including vehicle repairs and medical bills for injured occupants. The policy also provides compensation for theft and vandalism. In addition, individuals can get rental property insurance, which covers incidents that are outside the scope of the landlord's insurance policy. The McBee Insurance Agency is a family-owned and operated firm founded by Stephen McBee.

  • Motorcyle & ATV

8888 Keystone Xing Ste 1300, Indianapolis, IN 46240

Expertise.com Rating

Why choose this provider?

Select Insurance Group is an independent auto insurance agency serving high-risk drivers across the country from its individually-owned offices, including in Indianapolis, Indiana. The company partners with a wide variety of insurers to help clients with histories of accidents, violations, and poor credit obtain coverage that meets their budget. Select Insurance Group specializes in navigating SR22 and FR44 laws and has experience helping clients get hardship and restricted licenses. The company also provides non-owner auto policies.

4202 East New York Street, Indianapolis, IN 46201
WebsiteLicense: 965815

Expertise.com Rating

Review Sources

Google
4.6 (48)
Facebook
5.0 (29)

Why choose this provider?

Indy Select Insurance is an independent agency located in Indianapolis. Through auto insurance policies, it helps vehicle owners receive adequate coverage in the event of a loss and protects them from the unexpected. The agency works with multiple insurance carriers to provide clients with several options and can also help drivers who need SR-22 or SR-50 insurance. Indy Select Insurance was founded in 2014 by Katrina Harmon, an insurance professional who has been serving in the industry since 2003.

  • Multiple Carriers

1075 Broad Ripple Ave, Indianapolis, IN 46220

Expertise.com Rating

Why choose this provider?

Founded in 1992, Accurate Auto Insurance is an independent insurance agency located in the Indianapolis, Indiana, metro area. Coverage specialists work with several top-rated carriers to find clients the right policy, including drivers with accidents, tickets, and suspended licenses. Options include bodily injury and property damage liability, and the choice of adding collision and comprehensive coverage. Plans are also available for motorcycles and ride share vehicles. Discounts are available for proof of prior insurance, multi-vehicle policies, and perfect driving records.

210 E Main St, Lebanon, IN 46052
WebsiteLicense: 3432298

Expertise.com Rating

Why choose this provider?

McGowan Insurance Group is a family-owned insurance provider serving clients in Indianapolis. It offers personal insurance plans to protect homes, motorcycles, autos, renters, boats, and life. It also provides commercial insurance plans for start-ups, nonprofits, and large corporations, such as general liability, general auto, property, cyber liability, workers' compensation, as well as errors and omissions insurance. In addition, it facilitates risk assessment, contract review, broker selection, detailed loss magnitude, and claims administration. Managing partner Hugh McGowan was president of the Independent Insurance Agents of Indiana in 2015.

  • Bundling Option

8365 Keystone Xing Ste 202, Indianapolis, IN 46240

Expertise.com Rating

Review Sources

Google
5.0 (217)
Facebook
5.0 (35)

Why choose this provider?

Steffey Hatoway Insurance is an Indianapolis, Indiana, insurance agency that sells auto insurance and other insurance products throughout the Indianapolis, metro area. Founded in 1982, the agency provides personal auto insurance with the usual liability, collision, and comprehensive coverage but with options for accident forgiveness, rental car coverage, new car replacement, roadside assistance, and pet injury coverage. Commercial auto premiums are determined by factors such as the age of the driver, number of vehicles, driving record, and age of the vehicle.

9402 Uptown Dr Ste 800, Indianapolis, IN 46256

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (41)
Yelp
5.0 (1)

Why choose this provider?

Classic Auto Insurance, based out of Indianapolis, Indiana, specializes in insurance products for antique, classic, exotic, and luxury automobiles. The company has over 15 years of experience and can offer customizable plans to suit its clients' needs. Classic Auto Insurance also offers flexible and rollover mileage plans. Potential customers can fill out information to get an instant quote before speaking to an agent, and existing clients speak highly of the company's promptness and attention to detail.

6729 E 38th St, Indianapolis, IN 46226
WebsiteLicense: 685822

Expertise.com Rating

Review Sources

Google
4.3 (17)

Why choose this provider?

ASAP Insurance Agency LLC offers its services in Indianapolis and the surrounding areas. Its auto insurance helps individuals and families claim compensation for car and property damage, car theft, bodily injury, loss of income, medical treatment, and funeral expenses. Its team assists clients in making informed decisions in getting suitable coverage for their situations that meet their state's requirements. In addition, the agency carries health and homeowners' insurance for individuals and general liability and workers' compensation for businesses.

  • Multiple Carriers

3951 North Meridian Street, Indianapolis, IN 46208
WebsiteLicense: 562391

Expertise.com Rating

Review Sources

Google
4.9 (151)
Facebook
4.5 (13)
Yelp
3.7 (3)

Why choose this provider?

Jeff Kolp is a State Farm insurance agent that has been serving Indianapolis clients for 13 years. He provides a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options include collision, comprehensive, rental, and rideshare insurance. Roadside assistance coverage is also available 24/7 for eligible individuals. In addition, Kolp's team of local insurance professionals offers home, fire, life, and commercial insurance products. Financial services are available for banking, mutual funds, and annuities.

  • Multiple Carriers
  • Bundling Option

8007 S Meridian Building #2a, Indianapolis, IN 46217
WebsiteLicense: 37742

Expertise.com Rating

Review Sources

Google
4.6 (21)

Why choose this provider?

Cindy Wilkins Insurance Agency is an independent firm that provides risk management solutions to the Indianapolis area. It offers clients car insurance policies to protect them and their assets from possible risks, such as accidents, theft, and damage. They also guide clients in choosing suitable insurance products and add-on options for a variety of vehicles, including golf carts, motorhomes, watercraft, and cars. The agency has been in the insurance industry for more than 40 years.

  • Bundling Option

8000 S Meridian St Ste A, Indianapolis, IN 46217

Expertise.com Rating

Review Sources

Google
4.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Jensen Ford Agency in Indianapolis, Indiana, utilizes a network of prominent auto insurance carriers to help locals procure insurance coverage and rate options. The company has been in business since 1946 and applies 70 years' worth of experience to the advice it gives motorists seeking necessary auto insurance. Coverage options include collision and comprehensive, liability, road trouble service, and lease/loan gap coverage. It also writes motorcycle, boat, homeowners, and renters insurance.

11502 Moore St, Fishers, IN 46038

Expertise.com Rating

Review Sources

Facebook
5.0 (10)

Why choose this provider?

Associated Insurance Services offers around-the-clock service to its customers in Indianapolis, Indiana. It works with providers such as Liberty Mutual and Progressive to protect drivers from the financial hardship associated with vehicle accidents and theft. Policies include bodily injury liability and personal liability coverage. Other coverage options include collision, comprehensive, and medical payments insurance. Associated Insurance Services is a Trusted Choice independent insurance agent and a member of the Greater Lawrence Chamber of Commerce.

6319 E US Highway 36 Ste 208, Avon, IN 46123

Expertise.com Rating

Review Sources

Facebook
4.0 (7)

Why choose this provider?

Simple Choice Agency is an Avon, Indiana, based independent insurance agency offering auto insurance to clients in the Indianapolis, Indiana, region. The company's agents shop to find personalized insurance policies with options that include bodily injury and liability, property damage, and collision coverage for the most common auto insurance needs. Additional options include medical payment coverage and comprehensive coverage that financially protects clients and their vehicles against damage not arising from automobile collisions.

8355 Rockville Road, Indianapolis, IN 46234
WebsiteLicense: 1238770

Expertise.com Rating

Review Sources

Facebook
4.6 (5)

Why choose this provider?

Associated Insurance Agencies Inc. is an independent company serving the Indianapolis metro. It offers auto insurance products to protect individuals from financial losses caused by unexpected events like accidents, fire, and theft. The company also helps clients acquire other personal lines, including life, flood, earthquake, homeowners', and renters' insurance. In addition, it crafts coverages for restaurants, farms, and ranches. Its vice president of operations, Matt Ring, has been in the company for over 10 years. He started his career as a small commercial producer.

  • Home Insurance
  • Home & Auto Insurance
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Penwell Insurance
600 E Carmel Dr, Carmel, IN 46032
Exceed Insurance
4150 Lafayette Rd Ste I, Indianapolis, IN 46254
McBee Insurance Agency
1641 North Shadeland Ave, Indianapolis, IN 46219
Select Insurance Group
8888 Keystone Xing Ste 1300, Indianapolis, IN 46240
Indy Select Insurance
4202 East New York Street, Indianapolis, IN 46201
Accurate Auto Insurance
1075 Broad Ripple Ave, Indianapolis, IN 46220
McGowan Insurance Group
210 E Main St, Lebanon, IN 46052
Steffey Hatoway Insurance
8365 Keystone Xing Ste 202, Indianapolis, IN 46240
Classic Auto Insurance
9402 Uptown Dr Ste 800, Indianapolis, IN 46256
ASAP Insurance Agency LLC
6729 E 38th St, Indianapolis, IN 46226
Jeff Kolp
3951 North Meridian Street, Indianapolis, IN 46208
Cindy Wilkins Insurance Agency
8007 S Meridian Building #2a, Indianapolis, IN 46217
Jensen Ford Insurance Agency
8000 S Meridian St Ste A, Indianapolis, IN 46217
Associated Insurance Services
11502 Moore St, Fishers, IN 46038
Simple Choice Agency
6319 E US Highway 36 Ste 208, Avon, IN 46123
Associated Insurance Agencies Inc
8355 Rockville Road, Indianapolis, IN 46234

Indianapolis, IN Car Insurance Agency FAQs

  • Is driving without auto insurance permitted in Indianapolis?

    In Indianapolis, all motorists must maintain a specified minimum level of automobile insurance coverage to legally drive a motor vehicle, and the state of Indiana enforces a minimum liability insurance requirement of 25/50/25. This requisite minimum coverage entails $25,000 for bodily injury or the loss of life of a single individual, $50,000 for bodily injury or the loss of life of two or more individuals in a single accident, and $25,000 for property damage or destruction in a single accident.

  • What possible penalties may a driver in Indianapolis face for driving without auto insurance?

    Drivers in Indianapolis who don't have auto insurance should expect penalties such as a $250 reinstatement fee, a 90-day license suspension, and a mandatory three-year SR22 certificate for the first offense. A second offense carries harsher consequences: a $500 reinstatement fee, a one-year license suspension, a one-year vehicle registration suspension, and a three-year SR22 certificate requirement. Subsequent offenses, starting with the third violation, entail even steeper penalties.

  • How can a driver in Indianapolis obtain a discount on their car insurance?

    Drivers in Indianapolis may qualify for savings on their auto insurance depending on various factors, including their driving record, the vehicle they drive, and their relationship with the insurance provider. By combining their auto insurance with other plans, such as life and homeowners insurance, they may also be able to reduce their prices. Some insurance providers also give discounts to teenagers, student drivers, or members of clubs and professional associations.

  • Does the cost of auto insurance in Indianapolis decrease after a car is fully paid off?

    Typically, a car insurance premium in Indianapolis does not go down just because the loan has been paid off. Instead, car owners will gain greater flexibility in choosing the coverage that aligns with their needs and preferences. It's advisable to inform the insurance company about the debt being paid off, allowing them to remove the lienholder from the policy.

  • Does age affect the cost of auto insurance in Indianapolis?

    There may be a decrease in insurance premiums due to one's growing age and driving experience in Indianapolis. However, this may fluctuate based on several factors, such as driving habits and records. To ascertain when a policy might decrease based on age, it is recommended to consult with an insurance agent.