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Best Local Car Insurance Agencies in Hammond, IN

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Hammond Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59Reviewed

42Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8308 Kennedy Avenue, Highland, IN 46322
WebsiteLicense: 794273

Expertise.com Rating

Review Sources

Google
4.8 (45)
Facebook
5.0 (16)

Why choose this provider?

Rizo Insurance Agency, LLC is an auto insurance solutions provider serving Hammond and other areas in Indiana for 16 years. It offers coverage for policyholders who have caused injuries to others through the bodily injury liability. It also pays for the driver and passengers' medical bills via personal injury protection coverage. Other coverage includes property damage liability, comprehensive, collision, and uninsured motorist. Its clients are satisfied with the firm's responsive and knowledgeable agents. Clients are also fond of the user-friendly app, which makes services more accessible.

  • Bundling Option

944 W. US Highway 30, Schererville, IN 46375
WebsiteLicense: 626205

Expertise.com Rating

Review Sources

Google
5.0 (126)
Yelp
5.0 (2)

Why choose this provider?

Midwest Insurance Center is an independent car insurance agency with operations in Hammond. It represents a handpicked group of reputable auto insurance companies from which clients can choose the best-suited coverage at the best available price. Its agents ensure that clients' policies provide ample liability and comprehensive coverage. In addition to auto insurance, Midwest Insurance Center also offers home and personal insurance, business insurance, life and health insurance, and group benefits, such as group disability insurance and health savings accounts.

  • Multiple Carriers

2525 West Jefferson Street, Joliet, IL 60435
WebsiteLicense: 282832N

Expertise.com Rating

Review Sources

Facebook
4.5 (40)
Google
4.7 (34)
Yelp
1.0 (1)

Why choose this provider?

Established in 1958, Northwest Insurance Network is a professional and full-service insurance agency that serves residential and commercial clients in Hammond and from 25 convenient locations across the state. It offers a complete line of insurance services such as comprehensive auto insurance related to physical damage and acts of nature, professional liability coverage, personal injury, and medical coverage. It also supervises insurance claims for boats and recreational vehicles. The company has a vast network of over 50 reputable insurance providers to better address the varied requirements of its clientele.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

7114 Calumet Avenue, Hammond, IN 46324
WebsiteLicense: 3132068

Expertise.com Rating

Review Sources

Google
5.0 (37)
Facebook
5.0 (23)
Yelp
5.0 (2)

Why choose this provider?

Rosenwinkel Insurance offers car insurance solutions to the residents of Hammond. The family-owned agency partners with multiple insurance carriers, including Allstate, Nationwide, and Bristol West Insurance Group, to provide custom insurance plans. Its advisors assist car owners in finding appropriate coverages and availing auto insurance bundles, such as with motorcycle, boat, renters', and homeowners' policies. They walk clients through various options, including high-risk, classic auto, and high-value auto insurance. Rosenwinkel Insurance is committed to upholding its clients' best interests.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

117 East 93rd Avenue, Crown Point, IN 46307
WebsiteLicense: 3250324

Expertise.com Rating

Review Sources

Google
4.8 (82)
Facebook
5.0 (1)

Why choose this provider?

Armor Insurance has been assisting clients in Hammond and the surrounding areas for over two decades. It prepares insurance policies for valuable assets, such as automobiles. The car insurance it offers covers expenses for medical bills, treatments, and property damage resulting from an accident. It also includes coverage for damage to a vehicle caused by uninsured or underinsured motorists. Rental reimbursement, roadside assistance, mechanical breakdown, and GAP insurance are other optional coverages that policyholders may opt to include in their plans.

  • Multiple Carriers

15459 South Park Avenue, South Holland, IL 60473
WebsiteLicense: 34966

Expertise.com Rating

Review Sources

Facebook
4.7 (28)
Yelp
1.0 (1)

Why choose this provider?

The Insurance Exchange has been serving the needs of clients in the South Holland and Hammond areas since 1986. Its auto insurance offering provides liability and no-fault coverage depending on state requirements. It also has collision and comprehensive coverage to pay for any damage to the vehicle of its clients. The Insurance Exchange is an African-American insurance agency that has a strong focus on treating its clients like family and is ready to assist them with their insurance needs.

  • Boats

719 North Convent Street, Bourbonnais, IL 60914
WebsiteLicense: 276486N

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
3.7 (6)

Why choose this provider?

George Ryan Jr. Insurance Group, Inc., is a full-service provider that serves the Hammond metro and neighboring areas. Its professionals offer an auto policy to individuals, families, and businesses in the area to protect them against financial losses. The auto policy mainly covers liability, car damage, and persons involved in the event of an accident. Apart from auto insurance, George Ryan Jr. Insurance Group, Inc., also helps in insuring other valuable assets such as homes, condominiums, and business properties.

  • Multiple Carriers

1544 45th Street, Munster, IN 46321
WebsiteLicense: 589284

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (11)

Why choose this provider?

Established by Margie Reyes, The Reyes Agency, which is under Brightway Insurance, is a company that serves residential and commercial clients in Hammond, Munster, and nearby districts. It offers a comprehensive line of insurance products and services, such as personal and commercial auto, motorcycle, boat and watercraft, and RV and mobile home insurance. The company has access to reputable insurance brands, which enables its agents to provide personalized options based on the needs and preferences of each policy buyer.

  • Multiple Carriers

125 North 19th Avenue, Melrose Park, IL 60160
WebsiteLicense: 3233284

Expertise.com Rating

Review Sources

Google
4.9 (658)
Facebook
4.3 (28)

Why choose this provider?

Illinois Vehicle Auto Insurance is an insurance agency based in Melrose Park that services the Hammond metro and nearby areas. The agency specializes in different kinds of vehicle insurance and provides insurance policies for various driver classes. It writes auto insurance policies that provide state-minimum coverage for liabilities and additional coverage for personal injuries, medical payments, and property damages. It also offers special coverage for high-risk drivers (SR-22) and non-owner SR-22.

  • Multiple Carriers

4705 Indianapolis Boulevard, East Chicago, IN 46312
WebsiteLicense: 533155

Expertise.com Rating

Review Sources

Google
4.8 (503)
Facebook
5.0 (33)

Why choose this provider?

Access Auto Insurance East Chicago serves the Hammond area. Founded in 1975, the company is committed to protecting its clients and their families from unexpected situations. It offers assistance to car owners looking to insure their cars and themselves. Depending on the client's needs, it can provide coverage for property damages, bodily injuries, medical payments, and collisions. The company's agents take time to understand each client's preferences and come up with the right policy to address them.

  • Bundling Option

6929 Hohman Avenue, Hammond, IN 46324

Expertise.com Rating

Review Sources

Google
4.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Ogren Insurance is an insurance company that has been servicing the Hammond metro and nearby communities since 1947. Its team of specialists quotes and writes a policy that will cover any financial obligation of the policyholder in the event of an accident. Upon consultations, they may also customize it by adding protections that may also be beneficial to clients. Its other products include homeowners, individual life, umbrella, and commercial insurance. For immediate policy concerns and requests, 24/7 online assistance is also made available.

  • Multiple Carriers

4801 White Oak Avenue, East Chicago, IN 46312
WebsiteLicense: 751409

Expertise.com Rating

Review Sources

Google
4.4 (47)

Why choose this provider?

Since 1995, Discount Family Insurance has been offering auto insurance services to individuals and families in Hammond and the nearby areas. As an independent agency, it works with various carriers in providing the clients with insurance coverages that are tailored to their needs. Its auto insurance plans protect individuals against damages and financial losses that are associated with events such as accidents, theft, and fire. Discount Family Insurance also accommodates clients with their life, health, homeowners, renters, and business insurance.

  • Bundling Option

1315 119th Street, Whiting, IN 46394
WebsiteLicense: 3214203

Expertise.com Rating

Review Sources

Google
3.9 (9)
Facebook
5.0 (8)

Why choose this provider?

American Trust Insurance Services is an independent agency near Hammond that has been providing auto insurance policies for more than 50 years. With car insurance, clients can receive compensation for damages or losses caused by vehicular accidents or other insured events. The firm provides various types of coverages, namely bodily injury liability, property damage liability, collisions, comprehensive, personal injury protection, and uninsured motorist. Its agents establish relationships with clients and discuss with them their specific situations in order to develop suitable policies.

  • Bundling Option

8244 Kennedy Avenue, Highland, IN 46322
WebsiteLicense: 1046870

Expertise.com Rating

Review Sources

Google
4.5 (160)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Crowel Agency, Inc. is an independent insurance company that serves clients in Hammond. Active for over 50 years, it provides clients with auto insurance plans for road risks like collisions and ice slips. The company assesses drivers of all ages and records, including safe drivers, seniors, high-risk drivers, and students. It covers general risks and special needs, like uninsured motorist collisions, with plans from over 30 different insurance carriers. The company aims for a strong client-agent relationship.

  • Bundling Option

1956 Ridge Road, Homewood, IL 60430
WebsiteLicense: 650724

Expertise.com Rating

Why choose this provider?

TBEggert Insurance is a multi-line agency that serves Hammond. The company assists clients in several areas, including auto insurance. Regardless of age and driving record, the risk management specialist can provide car insurance plans to its clients to reimburse losses in cases of damage and injury. It represents more than 30 carriers, such as MetLife, The Hartford, Travelers, and Nationwide, allowing its team to review a range of policy options. Bill Frank, TBEggert Insurance's owner, has nearly 15 years of experience in the industry.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

7207 Indianapolis Boulevard, Hammond, IN 46324
WebsiteLicense: 1768890

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Ron J. Prestamer Insurance Agency Inc. is an insurance agency based in Hammond that provides personal and business lines to clients in the metro and nearby towns. Led by Ron Prestamer, an insurance professional with over 40 years of experience in the industry, the agency approaches insurance solutions using the risk management viewpoint. It writes auto insurance policies to clients that protect them from common motorist risks such as traffic accidents collisions, and natural disasters.

  • Bundling Option

9105a Indianapolis Boulevard, Highland, IN 46322

Expertise.com Rating

Review Sources

Facebook
5.0 (36)
Google
5.0 (15)

Why choose this provider?

Brown Insurance Group is an independent insurance agency that offers insurance solutions for commercial and residential clients in Hammond and nearby areas. Its insurance agents provide a car insurance plan that protects customers and their vehicles from injury or damage. The basic auto policy consists of liability, collision, and comprehensive coverages. Additional protection may be included, such as medical payments for the injury of the driver or passenger and emergency road service for a stranded vehicle. It can also cover clients from uninsured and underinsured motorists.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Rizo Insurance Agency, LLC
8308 Kennedy Avenue, Highland, IN 46322
Midwest Insurance Center
944 W. US Highway 30, Schererville, IN 46375
Northwest Insurance Network - World Kia
2525 West Jefferson Street, Joliet, IL 60435
Rosenwinkel Insurance
7114 Calumet Avenue, Hammond, IN 46324
Armor Insurance
117 East 93rd Avenue, Crown Point, IN 46307
The Insurance Exchange
15459 South Park Avenue, South Holland, IL 60473
George Ryan Jr. Insurance Group, Inc.
719 North Convent Street, Bourbonnais, IL 60914
The Reyes Agency
1544 45th Street, Munster, IN 46321
Illinois Vehicle Auto Insurance - Melrose Park
125 North 19th Avenue, Melrose Park, IL 60160
Access Auto Insurance East Chicago
4705 Indianapolis Boulevard, East Chicago, IN 46312
Ogren Insurance
6929 Hohman Avenue, Hammond, IN 46324
Discount Family Insurance
4801 White Oak Avenue, East Chicago, IN 46312
American Trust Insurance Services
1315 119th Street, Whiting, IN 46394
Crowel Agency, Inc.
8244 Kennedy Avenue, Highland, IN 46322
TBEggert Insurance
1956 Ridge Road, Homewood, IL 60430
Ron J. Prestamer Insurance Agency, Inc.
7207 Indianapolis Boulevard, Hammond, IN 46324
Brown Insurance Group
9105a Indianapolis Boulevard, Highland, IN 46322

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you sue another driver if you were driving without car insurance and have a previous violation in Hammond?

    If you were driving without car insurance with a previous violation and sustained an injury due to another driver's negligence, you can hold that driver liable and recover economic damages. However, you may still incur penalties for failing to be insured in Hammond.

  • What is the minimum amount of car insurance required in Hammond?

    According to Indiana's car insurance laws, you must carry a minimum amount of $25,000 for bodily injury or death to a person in an accident and $50,000 for bodily injury or death to two or more persons. You should also have a minimum of $25,000 for damage to property in any one accident.

  • What is a certificate of compliance in Hammond?

    A certificate of compliance is a form that demonstrates your financial responsibility for an accident. The document also shows that you and the car you drive during an accident are insured according to Indiana's minimum motor vehicle liability protection. Your car liability insurance agent in Hammond is responsible for filing a certificate of compliance following a car accident or a traffic violation.

  • How long are you allowed to drive a new car in Hammond before you can add it to your car insurance policy?

    You are generally allowed to drive a new car in Hammond for about seven to 30 days before you are required to add it to your current car insurance policy. You are required to have one in place before you can legally operate or register a vehicle in the state of Indiana.

  • Can you recover non-economic damages if you are an uninsured driver with a previous violation in Hammond?

    You cannot recover non-economic damages if you are an uninsured driver in Hammond who has a previous violation of not providing evidence of financial responsibility, according to the Indiana Code §§ 27-7-5.1-5; 34-30-29.2. These damages include pain and suffering, physical impairment, emotional distress, mental anguish, loss of consortium, and other nonpecuniary losses.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.