Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Fort Wayne, IN

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Wayne Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

161Reviewed

104Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10327 Dawsons Creek Blvd Ste C-1, Fort Wayne, IN 46825
WebsiteLicense: 659944

Expertise.com Rating

Review Sources

Google
4.9 (41)
Facebook
5.0 (8)

Why choose this provider?

Family Insurance Services assists Fort Wayne individuals looking to protect themselves financially from accidents and general liability. As an independent agency, it works with several carriers to provide clients with custom-fit plans that suit their needs. Coverage includes medical bills and the repair or replacement of vehicles following a car accident. It also offers insurance solutions for RV owners. The company's founder, the Mesaros family, has been in the business for over 25 years.

  • Multiple Carriers

1002 Dehner Dr, Ossian, IN 46777

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.0 (5)

Why choose this provider?

The David Spear Agency is a locally owned, independent insurance company located in Ossian, Indiana, that assists drivers throughout the state. Founded in 2004, the agency secures quotes from several top auto insurance carriers to find clients the right amount of coverage at a fair rate. Policy options include liability and no-fault insurance, and drivers can add collision and comprehensive coverage. The David Spear Agency also provides motorcycle, classic car, ATV, and RV insurance.

  • Homeowners Insurance
  • Health Insurance
  • Renter's Insurance

4233 E State Blvd, Fort Wayne, IN 46815
WebsiteLicense: 1541530

Expertise.com Rating

Review Sources

Google
4.1 (8)

Why choose this provider?

Huff & Campbell Insurance serves the financial security needs of people throughout Fort Wayne and the nearby states of Indiana, Michigan, Ohio, and Illinois. Since 1963, the family-owned firm has been offering car insurance policies to individuals and businesses through various carrier companies. Its agents meet with clients personally to help them evaluate their risks and develop plans that match their financial capabilities. It also considers clients' convenience by providing phone, fax, and e-mail communication options and remote online account modification, ID requests, and claim reports.

  • Multiple Carriers

1514 St Joseph Blvd, Fort Wayne, IN 46805
WebsiteLicense: 3251077

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (11)

Why choose this provider?

Granville Insurance is a Fort Wayne-based independent agency serving residents and businesses in and around the local area. It aims to educate its clients with a variety of coverage options that align with their needs through the several insurance companies it represents. The agency provides auto insurance that covers collisions, theft, physical car damage, property damage, bodily injury liability, and liabilities for the uninsured and underinsured. Its insurance products range from homeowners, boat, and collector car policies to business property, commercial umbrella, and builders risk insurance.

  • Multiple Carriers

3462 Stellhorn Rd Ste B, Fort Wayne, IN 46815

Expertise.com Rating

Review Sources

Google
4.3 (9)

Why choose this provider?

Insure Smart LLC is an independent agency specializing in auto insurance, based in Fort Wayne, Indiana. It is partnered with national insurance carriers, providing a wide range of policies and add-ons to enable each product to be tailored to the driver and their families. As well as standard collision and comprehensive coverage, the agency can also provide roadside assistance and rental reimbursement insurance options and further protection if involved in an accident with an uninsured or underinsured driver.

202 W. Berry Street, Suite 300, Fort Wayne, IN 46802
WebsiteLicense: 2100330

Expertise.com Rating

Review Sources

Facebook
5.0 (35)

Why choose this provider?

Gibson is an independent practice providing car insurance to customers in Fort Wayne and its nearby areas. The company protects car owners from liabilities due to theft, fire damage, collisions, and uninsured motorists. Its advisors survey and assess the goals of individuals, families, and businesses before recommending plans. In addition to car insurance, it has other financial solutions, such as condo, flood, homeowner, life, and umbrella coverage. Gibson has business insurance to help companies manage risks.

  • Multiple Carriers
  • Bundling Option

6010 E State Blvd, Fort Wayne, IN 46815
WebsiteLicense: 1467598

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

EPCO is a family-owned and family-operated insurance agency that has been serving clients in Fort Wayne for more than 45 years. It offers car insurance policies that protect owners against legal and medical expenses resulting from property damage, loss of life, and injuries. The agency also provides risk management solutions for motorcycles, watercraft, recreational vehicles, and travel trailers. EPCO has formed partnerships with several insurance carriers, including Safeco, Foremost, and Progressive to provide coverage options tailored to clients' specific needs and conditions.

  • Motorcyle & ATV

10432 Coldwater Rd, Fort Wayne, IN 46845

Expertise.com Rating

Review Sources

Google
5.0 (46)

Why choose this provider?

Established in 1997, the Tom Steckler Agency Inc. serves residents living in the Fort Wayne, Indiana, area with a wide array of auto insurance options. Its seasoned staff helps customers choose liability, collision, and comprehensive auto insurance based upon risk tolerance levels, assets, and deductible preferences. This independent insurance agency works with top-rated insurance companies to offer roadside assistance, towing, and car rental reimbursement policies. The Thomas Steckler Agency Inc. also sells flood, disability, and homeowners insurance.

10729 Coldwater Road Suite 100​, Fort Wayne, IN 46845
WebsiteLicense: 428153

Expertise.com Rating

Review Sources

Facebook
4.4 (21)
Google
5.0 (6)

Why choose this provider?

Traxler-Parker Insurance is an independent agency serving clients in Fort Wayne and the neighboring communities. It offers car insurance policies that provide coverage options for medical expenses, bodily injuries, and vehicle and property damage liabilities. The agency also provides risk management solutions for homes and businesses from several insurance carriers offering various coverage options that suit clients' financial conditions and individual needs. Traxler-Parker Insurance is a member of the Professional Insurance Agents of Indiana.

  • Motorcyle & ATV

1910 Saint Joe Center Road, Suite 11, Fort Wayne, IN 46825
WebsiteLicense: 18026428

Expertise.com Rating

Review Sources

Google
4.5 (12)

Why choose this provider?

Schultheis Agency has been assisting individuals in Fort Wayne and its surrounding communities since 1975. It provides car insurance products with a variety of policy options tailored to the clients' specific needs. It also offers home, renters', motorcycle, and umbrella insurance plans. Its agents handle commercial insurance to assist business owners in obtaining financial security. Schultheis Agency is a third-generation business with more than 120 years of industry experience. Its client center is available 24/7.

9602 Coldwater Rd Ste 106, Fort Wayne, IN 46825

Expertise.com Rating

Review Sources

Google
5.0 (130)
Yelp
1.0 (1)

Why choose this provider?

Colligan & Company Inc. is an independent insurance agency that has been serving the Fort Wayne, Indiana, area for more than 90 years. The company offers auto insurance services, including policies for cars, motor homes, and motorbikes. It is willing to work with owners of high-value vehicles such as classic cars, sports cars, and collectibles or antiques. Colligan & Company also provides home and life insurance, with discounts for those who take out multiple policies.

10542 Coldwater Rd. Ste A, Fort Wayne, IN 46845
WebsiteLicense: 33435

Expertise.com Rating

Review Sources

Facebook
4.5 (12)

Why choose this provider?

Integrity Insurance & Financial Services, LLC., is a locally owned and operated agency that caters to clients in Fort Wayne and the surrounding areas. It provides car insurance to protect individuals from the rising cost of auto repairs and liabilities in the event of an accident. The policies include collision, liability, medical payment, and comprehensive coverage. It represents various carriers, such as Allied Insurance, Progressive, Hagerty, and American Modern Insurance Group. The company has been in the insurance industry for over 14 years.

  • Multiple Carriers
  • Bundling Option

10305 Dawson's Creek Boulevard, Fort Wayne, IN 46825
WebsiteLicense: 953389

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (14)

Why choose this provider?

Heartland Insurance Partners is an independent insurance agency that serves Fort Wayne. It provides car insurance solutions that include coverages for liabilities, medical payments, personal injury protection, and uninsured/underinsured motorists. Clients can also choose to get optional coverages like towing, rental reimbursement, and roadside assistance. Additionally, the company offers other insurance policies, like homeowners', individual life, motorcycle, and watercraft insurance. Owners Brett and Debra Hess lead the firm. Brett has been in the industry since 2002 and Debra handles administrative duties for the agency.

  • Life Insurance
  • Individual Plans
  • Group Plans

3492 Stellhorn Road Suite A, Fort Wayne, IN 46815
WebsiteLicense: 34538

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

RL Dunbar Insurance, Inc., serves individuals and businesses in Fort Wayne and the surrounding communities. The company offers auto insurance policies that cover liability for property damage and medical expenses; personal injury and uninsured or underinsured motorist protection; and damage from collisions, extreme weather, and fire. Insurance policies for mobile homes, boats, motorcycles, and RVs are also available. It also provides insurance for commercial autos, general and professional liability, business owner policy, and workers' compensation.

  • Multiple Carriers

1018 East Dupont Road, Fort Wayne, IN 46825
WebsiteLicense: 2047560

Expertise.com Rating

Review Sources

Google
4.8 (36)
Yelp
1.0 (1)

Why choose this provider?

John Carr serves the residents of Fort Wayne and the surrounding areas. Since 1981, he has been assisting individuals in choosing vehicle insurance plans from State Farm. He and the other agents from his company provide insurance policies that cover cars, motorcycles, ATVs, boats, and RVs. They also offer home, health, life, and pet insurance. Carr graduated in 1979 with a degree in Business Administration. He leads a team of professionals with over 40 years of experience.

  • Bundling Option

3802 S. Lafayette St, Fort Wayne, IN 46806
WebsiteLicense: 816287

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

MBH Agency caters to individuals and families in the Fort Wayne metro and the surrounding communities. It offers auto insurance policies, helping clients protect themselves and their cars should they be involved in an accident. It also carries business and homeowners' insurance plans. The firm provides accounting solutions, such as bookkeeping, financial record interpretation, income tax filing, and payroll reporting. MBH Agency has been operating since 2008 and represents companies like Foremost, Progressive, Safeco, and Travelers.

  • Motorcyle & ATV

7011 Stellhorn Road, Fort Wayne, IN 46815
WebsiteLicense: 31736

Expertise.com Rating

Review Sources

Google
4.9 (40)
Facebook
5.0 (18)

Why choose this provider?

Hupe Insurance Services is an independent agency that has been catering to clients in Fort Wayne since 1981. It offers insurance products for cars, motorcycles, watercraft, golf carts, and ATVs. It also offers business insurance with personalized coverages for contractors, retailers, restaurants, auto repair garages, and quick lube establishments. Term, whole, and universal life insurance policies are also available. One of its agents, Roger Hupe, was voted Agent of the Year by the Indiana "Big I" in 2000.

  • Multiple Carriers

7410 Bluffton Rd, Fort Wayne, IN 46809

Expertise.com Rating

Review Sources

Google
4.8 (111)

Why choose this provider?

Wise Insurance Agency is an independent insurance agency serving Fort Wayne, Indiana, with a trustworthy team of agents well-versed in creating customized auto insurance policies from carriers, including Liberty Mutual, MetLife, and Progressive. The company focuses on helping clients obtain collision coverage that protects their vehicles in case of accidents and injury liability insurance and medical bill pay that protect the driver. The agency aides clients seeking greater coverage outside of collisions with comprehensive coverage against fire, vandalism, and theft.

10538 Coldwater Rd, Fort Wayne, IN 46845

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (11)

Why choose this provider?

Berner and Company Inc Insurance provides a wide range of insurance products to residents of Fort Wayne, Indiana. Its staff strives to provide personalized auto insurance solutions with policies that meet the state's legal insurance requirements. Berner and Company Inc Insurance works with a variety of carriers including Progressive, Auto-Owners Insurance, and Grundy. The company is a Trusted Choice independent insurance agent and is associated with the Independent Insurance Agents Association.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Family Insurance Services
10327 Dawsons Creek Blvd Ste C-1, Fort Wayne, IN 46825
David Spear Agency
1002 Dehner Dr, Ossian, IN 46777
Huff & Campbell Insurance
4233 E State Blvd, Fort Wayne, IN 46815
Granville Insurance
1514 St Joseph Blvd, Fort Wayne, IN 46805
Insure Smart LLC
3462 Stellhorn Rd Ste B, Fort Wayne, IN 46815
Gibson
202 W. Berry Street, Suite 300, Fort Wayne, IN 46802
EPCO
6010 E State Blvd, Fort Wayne, IN 46815
Tom Steckler Agency Inc
10432 Coldwater Rd, Fort Wayne, IN 46845
Traxler-Parker Insurance
10729 Coldwater Road Suite 100​, Fort Wayne, IN 46845
Schultheis Insurance
1910 Saint Joe Center Road, Suite 11, Fort Wayne, IN 46825
Colligan & Company, Inc.
9602 Coldwater Rd Ste 106, Fort Wayne, IN 46825
Integrity Insurance & Financial Services, LLC.
10542 Coldwater Rd. Ste A, Fort Wayne, IN 46845
Heartland Insurance Partners
10305 Dawson's Creek Boulevard, Fort Wayne, IN 46825
RL Dunbar Insurance, Inc.
3492 Stellhorn Road Suite A, Fort Wayne, IN 46815
John Carr
1018 East Dupont Road, Fort Wayne, IN 46825
MBH Agency
3802 S. Lafayette St, Fort Wayne, IN 46806
Hupe Insurance Services
7011 Stellhorn Road, Fort Wayne, IN 46815
Wise Insurance Agency
7410 Bluffton Rd, Fort Wayne, IN 46809
Berner & Company, Inc.
10538 Coldwater Rd, Fort Wayne, IN 46845

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How can one reduce car insurance costs in Fort Wayne?

    In Fort Wayne, individuals can minimize car insurance expenses by reviewing existing coverage to ensure it meets specific needs. In addition, increasing the deductible, thereby shouldering more risk, can lead to reduced premiums. Furthermore, considering the advantages of filing a claim is advised, as frequent claims may influence rates.

  • What is the mandatory auto liability insurance coverage in Fort Wayne?

    In Fort Wayne, drivers must maintain the state's "25/50/25 coverage," requiring $25,000 for one person's physical harm or death, $50,000 for two or more people, and $25,000 for property damage in a single accident. This coverage applies to injuries and property damage caused by the insured party to others. Additional coverage options are available, giving drivers flexibility beyond the mandated minimums.

  • Does one's location in Fort Wayne affect auto insurance premiums?

    Yes, one's location in Fort Wayne directly impacts auto insurance premiums. Differences in crime and accident rates among ZIP codes lead to variations in insurance costs. Living in an unsafe neighborhood may classify a person as a high-risk driver, resulting in higher premiums than residents in safer areas. For example, in Fort Wayne, there's a 6% difference in car insurance rates between ZIP codes 46819 and 46806.

  • What are the liability limitations for commercial auto insurance in Fort Wayne?

    Liability limitations for commercial auto insurance in Fort Wayne start at $1 million in coverage, depending on affiliations and clientele. Although choosing lesser limitations is an option, it is still crucial for policyholders to find a balance between protecting their assets and the interests of those they represent. To ensure the supply of sufficient protection, the choice of appropriate liability coverage necessitates careful study and consultation with an insurance agent.

  • What are the penalties for driving without car insurance in Fort Wayne?

    In Fort Wayne, first-time offenders may face a $250 reinstatement fee, a 90-day driver's license suspension by the Indiana Bureau of Motor Vehicles, and a 1-year registration suspension. A second offense doubles the reinstatement fee to $500 and a 1-year driver's license suspension. The reinstatement fee increases to $1,000 for third and subsequent offenses, and a 1-year driver's license suspension is imposed.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.