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2024

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Best Local Car Insurance Agencies in Indiana

Our Recommended Top 16

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Indiana Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3869Reviewed

2327Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Fort Wayne

Expertise.com Rating

Review Sources

Google
4.9 (197)
Yelp
3.5 (3)

Why choose this provider?

Chris Moring ranks among some of the best insurance agents from State Farm who offers car insurance policies to clients residing in Indiana. She is one of 19,000 agents nationwide providing tailored services based on specific needs and goals. Other products include home, property, life, health and business coverage. She and her team have a combined insurance experience spanning over 30 years. She has been with State Farm since 2012. Moring also offers her services to clients in Ohio.

Fort Wayne

Expertise.com Rating

Why choose this provider?

Heartland Insurance Partners has been offering car insurance policies to clients in Indiana since 2007. Auto insurance reimburses and covers losses from fire and accidents. It also provides other personal coverage options that protect valuable items, renters, pets, motorcycle, and homeowners. The agency's process to choosing the right option for clients includes looking into short- and long-term objectives and tailoring the appropriate policy based on those variables. Heartland Insurance Partners also serves clients in the states of Kentucky, North Carolina, Ohio, and Virginia.

Lafayette

Expertise.com Rating

Review Sources

Google
4.8 (47)
Facebook
5.0 (41)

Why choose this provider?

Isch Insurance Services offers coverage for car owners in Indiana. It provides tailored insurance products based on specific needs, and goals. Clients can customize their policies and choose which aspects are covered such as recreational vehicles, uninsured and underinsured motorists, towing and road services, as well as glass replacements and repair. It also offers products such as business, life, and homeowners' and renters' insurance. Isch Insurance Services is led by Jenna Isch, who has been an insurance agent since 2009.

Indianapolis

Expertise.com Rating

Review Sources

Google
5.0 (425)
Facebook
5.0 (61)

Why choose this provider?

Scott Wenclewicz Insurance Group offers protection plans to Indiana car owners. It helps individuals get car insurance under their names or add other drivers to their existing policies. Insurance coverage for homes, toys, and business are also available. Scott Wenclewicz, the agency's president, started in the insurance industry in 2006 while he was still studying at a university. Together with his team of eight members, they have served the insurance needs of over 2,200 households in the area.

Evansville

Expertise.com Rating

Review Sources

Google
5.0 (327)
Yelp
5.0 (2)

Why choose this provider?

Located in Indiana, Paulson Insurance offers a wide selection of protection coverage options. Its insurance plans help car owners get back on the road if their vehicles are damaged or destroyed by fire, accidents, or theft. It also financially protects auto owners against medical and legal expenses as a result of accidents involving their cars. The agency carries other insurance products covering homes, health, and businesses. It was founded by Josh Paulson in 2010.

Plainfield

Expertise.com Rating

Why choose this provider?

Dunn Insurance is a local independent insurance agency that serves the Indiana community. It offers auto insurance plans that cover financial responsibility for injuring others and damages to the cars. It also has insurance policies for boats, motorcycles, RVs, snowmobiles, collector cars, and personal watercraft. The agency carries a broad range of protection coverage options, including life, home, business, and commercial insurance. It represents a selected group of insurance carriers to provide clients with many options.

Elkhart

Expertise.com Rating

Review Sources

Facebook
5.0 (36)
Google
4.8 (19)
Yelp
5.0 (2)

Why choose this provider?

Clevenger Insurance Agency - Elkhart provides Indiana with the best protection plans for life, family, and business. It offers car insurance plans that cover liability expenses, medical payments, personal injury protection, and uninsured and underinsured motorists. Insurance coverages for boats, motorcycles, and RVs are also available. The range of insurance policies from this agency includes home, Medicare supplement, general liability, commercial property, and workers� compensation. The firm was founded in 1995 by Jerry Clevenger. It has three Indiana offices located in North Manchester, North Webster, and Warsaw.

Bloomington

Expertise.com Rating

Review Sources

Facebook
4.3 (8)
Google
4.7 (3)

Why choose this provider?

Choice Insurance Agency - Bloomington offers services throughout Indiana. It provides car owners with a protection plan covering them from financial responsibility during accidents involving their cars. It provides another type of car insurance that reimburses losses involving theft or fire and repair expenses caused by an accident. It also offers home, life, health, and business insurance policies. The independent agents use their years of experience to help clients find the best coverage for their unique situation.

New Palestine

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Since 1980, Smith Insurance has been providing individuals and businesses in Indiana with different types of the best protection plans. It helps clients in insuring their vehicles. The auto insurance policy includes various protection options, including medical payments, diminishing deductible, towing, rental reimbursement, and collision coverage. It also offers personal insurance plans protecting home, life, and pets. For businesses, insurance policies covering expenses for general liability, commercial auto, and workers' compensation are available. The agency represents six insurance companies.

West Lafayette

Expertise.com Rating

Review Sources

Google
5.0 (89)
Facebook
4.7 (27)
Yelp
4.5 (5)

Why choose this provider?

Reliable Insurance offers car insurance products to clients residing in Indiana. It tailors the best policies based on the clients' needs and goals. It also provides other personal coverage options such as renters', home, and condominium insurance. It represents companies such as Acuity Insurance, Encompass, and The Hartford. Reliable Insurance is an independent agency founded by Kurt and Melissa Wyatt in 2002. Kurt is the principal agent with over 25 years of experience, while Melissa is a licensed agent who offers personal insurance lines.

Greenville

Expertise.com Rating

Review Sources

Google
4.8 (37)
Facebook
4.8 (17)

Why choose this provider?

Littman Thomas Agency - Greenville is an independent firm that provides the best car insurance coverage in Indiana. It protects the policyholder from financial loss due to inflicting injuries to other people or damages to their property and their car caused by collisions. It also offers coverage for long-term care, disabilities, farms, and homeowners. The agency represents providers such as Goodville Mutual, Mennonite Mutual, and Tuscarora Wayne. Littman Thomas Agency - Greenville has been with Westfield Companies since the 1860s.

Marion

Expertise.com Rating

Review Sources

Google
4.8 (94)
Facebook
5.0 (73)

Why choose this provider?

Insurance Management Group - Marion, IN has been serving Indiana since 1954. It offers the best car insurance plans that include medical payments, personal injury protection, and property damage and bodily injury liabilities. An option to upgrade to a special coverage plan that comes with roadside assistance, car rental coverage, and vanishing deductible is also available. In addition to offering insurance policies for homeowners and renters, the company builds insurance portfolios for businesses with industry-specific needs.

Muncie

Expertise.com Rating

Review Sources

Google
4.8 (34)
Facebook
5.0 (12)

Why choose this provider?

Robertson Insurance Services provides individuals and businesses in Indiana with several types of protection plans. It partners with national insurance providers to help car owners find the best kind of coverage for their needs. It also offers life, health, and rental property insurance policies. In addition, it provides businesses with protection plans covering their employees and commercial liabilities. The independent agency was established in 2012. It is owned by Corey Robertson, who has been in the sector for more than 15 years.

Muncie

Expertise.com Rating

Review Sources

Facebook
4.8 (37)
Google
4.0 (24)
Yelp
1.0 (1)

Why choose this provider?

Martin Insurance - Muncie provides the best car insurance products in Indiana. It tailors products based on short- and long-term goals, as well as specific needs. Other personal insurance options include health, life, homeowners, and Medicare supplements. It also offers commercial and agribusiness insurance policies, which cover properties, workers' compensation, horses, and pigs. The agency's extensive list of carriers include Auto-Owners Insurance, FirstComp, Nationwide, Secura, and Travelers. Martin Insurance - Muncie is a family-owned and family-operated company.

Morganfield

Expertise.com Rating

Why choose this provider?

Founded in 1912, Vaughn, Geiger & Associates is a locally owned and operated insurance agency that offers its services to the Indiana community. Its auto insurance policies have a variety of coverage and additional protection options, including liability coverage, diminishing deductible, roadside assistance, rental reimbursement, personal injury protection, and medical payments. It also has protection plans for owners of boats, motorcycles, snowmobiles, and ATVs. Insurance for home, life, health, employees, and businesses for specific industries are also available.

Fishers

Expertise.com Rating

Why choose this provider?

Ray Insurance Group, a full-service independent agency based in Indiana, offers car insurance tailored to clients' specific needs. The company provides personalized options, which cover bodily injuries, medical bills, ininsured and underinsured motorists, and damages caused by collisions, vandalism, and falling objects. Homeowners', life, and business insurance policies are also available. It represents companies such as Grange Insurance, Nationwide, SafeCo, and West Bend. Ray Insurance Group is led by husband and wife Brad and Laura Ray.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Chris Moring
10351 Dawsons Creek Boulevard, Fort Wayne, IN 46825
Heartland Insurance Partners
10305 Dawson's Creek Boulevard, Fort Wayne, IN 46825
Isch Insurance Services
2606 Veterans Memorial Parkway South, Lafayette, IN 47909
Scott Wenclewicz Insurance Group
7212 Shadeland Avenue, Indianapolis, IN 46250
Paulson Insurance
1137 West Mill Road, Evansville, IN 47710
Dunn Insurance
712 West Main Street, Suite 106, Plainfield, IN 46168
Clevenger Insurance Agency - Elkhart
311 West Hively Avenue, Elkhart, IN 46517
Choice Insurance Agency - Bloomington
642 North Madison Street, Bloomington, IN 47404
Smith Insurance
53 West Main Street, New Palestine, IN 46163
Reliable Insurance
307 Sagamore Parkway West, West Lafayette, IN 47906
Littman Thomas Agency - Greenville
515 East Main Street, Greenville, OH 45331
Insurance Management Group - Marion, IN
959 E Fourth St Marion, IN 46952, Marion, IN 46952
Robertson Insurance Services
1416 West Jackson Street, Muncie, IN 47303
Martin Insurance - Muncie
3409 West Bethel Avenue, Muncie, IN 47304
Vaughn, Geiger & Associates
218 North Morgan Street, Morganfield, KY 42437
Ray Insurance Group
11447 Overlook Drive, Fishers, IN 46037

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.