Expertise.com Homepage

2025

Last updated:

Best Local Car Insurance Agencies in Elgin, IL

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elgin local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

77Reviewed

51Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

680 East Chicago Street, Elgin, IL 60120
WebsiteLicense: 100294595

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

C.V. Gordon Insurance is a team of agents that serves Elgin individuals and businesses. The company provides a variety of risk management solutions, including auto insurance. This reimburses losses in case the policyholder's vehicle gets stolen or damaged due to unexpected incidents such as an accident or a fire. Safeco Insurance, Progressive, and MetLife are some of the carriers the agency works with. Clarence Gordon founded C.V. Gordon Insurance after returning from the Korean War in the 1950s.

  • Multiple Carriers
  • Boats

1947 North Lyford Road, Rockford, IL 61107
WebsiteLicense: 1330249

Expertise.com Rating

Review Sources

Google
4.2 (6)
Facebook
5.0 (6)

Why choose this provider?

Flanders Insurance is a multi-line insurance agency serving the Rockford and Elgin areas. The agency offers a range of insurance policies for its clients, including auto insurance. Its auto insurance policy has several coverage options, including collision, bodily damage liability, comprehensive, and medical payments. Additionally, rental car coverage allows clients to avoid financial losses when they damage a rental car in a covered accident. The staff of Flanders Insurance has a strong focus on providing personalized service for its clients.

  • Multiple Carriers

4455 North Mulford Road, Loves Park, IL 61111
WebsiteLicense: 330843

Expertise.com Rating

Why choose this provider?

Headquartered in Loves Park, Eckburg Insurance Group is an Illinois car insurance agency catering to locals in Elgin and nearby communities. It has a team of seasoned insurance agents specializing in fully customized, comprehensive auto insurance policies inclusive of medical payments coverage, liability coverage, and roadside assistance. They offer auto insurance plans for everyday cars, classic and antique cars, muscle cars, and high-value sports cars. The agency's carriers include American Modern, Auto-Owners, AAA, and Allied/Nationwide.

  • RV & Motorhome
  • Motorcyle & ATV

101 North Throop Street, Woodstock, IL 60098
WebsiteLicense: 100293914

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (15)

Why choose this provider?

Frisbie and Lohmeyer Insurance is a full-service independent insurance company that serves Elgin residents, families, and businesses. The firm offers vehicle insurance products for cars, classic cars, motorcycles, recreational vehicles, and off-road vehicles. It partners with several insurance companies, including Auto-Owners Insurance, Pekin Insurance, Progressive, and Rockford Mutual Insurance Company. Frisbie and Lohmeyer Insurance has been providing clients with insurance solutions since 1893. Additionally, it is a member of the Woodstock Chamber of Commerce and Industry and was nominated for the 2021 Professional Service Provider of the Year.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

5900 West Cermak Road, Cicero, IL 60804

Expertise.com Rating

Review Sources

Google
3.8 (42)
Facebook
5.0 (15)

Why choose this provider?

Amigo Insurance is a team of agents that serves individuals and businesses in Elgin. The company provides various types of protection plans, including car insurance which reimburses losses in the event of an accident or theft. The insurance professionals also provide financial protection for clients who drive for rideshare companies such as Lyft and Uber. Motorcycle and SR-22 insurance services are also offered by the firm. Amigo Insurance is also licensed to operate in Texas, Wisconsin, and Indiana.

  • Motorcyle & ATV

19 South Spring Street, Elgin, IL 60120
WebsiteLicense: 100292600

Expertise.com Rating

Why choose this provider?

Established in 1897, Kirkpatrick, Jones & Herzog Insurance Agency, Inc., is a company that offers car insurance services in Elgin and nearby areas. This independent insurance agency is comprised of trained professionals who help clients get protection from unexpected accidents or claims and receive coverage through a variety of insurance policies. These policies include uninsured or underinsured motorist coverage, comprehensive car insurance, and property damage liability. The auto insurance package it offers also covers both clients and other drivers.

  • Multiple Carriers

1331 Dundee Avenue, Elgin, IL 60120

Expertise.com Rating

Review Sources

Google
4.8 (10)
Facebook
5.0 (2)
Yelp
1.0 (2)

Why choose this provider?

Valentine Insurance Agency Inc. in Elgin is an independent insurance agency that provides insurance products and liability protection to clients in the metro. The company has been operating since 1970 and has a team of 17 expert insurance agents and professionals that writes insurance policies for personal and business needs. It offers comprehensive auto insurance plans that protect clients from expenses caused by injury liabilities, property damages, physical damages, and medical expenses.

  • Multiple Carriers

152 Bartlett Plaza, Bartlett, IL 60103
WebsiteLicense: 17392419

Expertise.com Rating

Why choose this provider?

Josh Steigelmann is a State Farm insurance agent who serves the insurance needs of clients throughout the areas of Elgin, Bartlett, Saint Charles, and Hanover Park. Steigelmann specializes in auto insurance that protects clients, family members, passengers, and other drivers. He offers different car insurance products for teen drivers, rental cars, sports cars, classic and antique cars, and commercial autos. Policies are also available for motorcycles, motorhomes, and off-road vehicles.

  • Multiple Carriers

1100 West Main Street, St. Charles, IL 60174
WebsiteLicense: 100299193

Expertise.com Rating

Review Sources

Google
4.2 (20)
Facebook
4.3 (11)

Why choose this provider?

Kelly Hazen founded Hazen Insurance Agency Inc. in 1980 to serve the residents of Elgin and the nearby cities. With over four decades of experience in the insurance industry, the agency is able to screen a variety of insurance products and policies to match a client's needs. Offering one-on-one customer service and 24-hour claims, its team assists clients in securing home, renters, auto insurance, and recreational vehicle coverage. Hazen Insurance Agency Inc. also offers commercial auto, property, and general liability coverage.

  • Multiple Carriers

5411 East State Street, Rockford, IL 61108
WebsiteLicense: 2150165

Expertise.com Rating

Review Sources

Facebook
4.6 (9)

Why choose this provider?

Solomon Foley is a local insurance agent for State Farm in the Rockford metro and the nearby Elgin area. With over 35 years of experience working with State Farm, he and his team write insurance policies for various auto, home, and life insurance needs. The agency also offers comprehensive car insurance policies that provide protection for collisions, liabilities, and damages. Foley is bilingual and caters to Spanish-speaking clients in the area.

  • Multiple Carriers
  • Bundling Option

2435 Dean Street, St. Charles, IL 60175
WebsiteLicense: 100297948

Expertise.com Rating

Why choose this provider?

Brian Feltes & Associates, Inc., has over three decades of experience addressing the insurance needs of Elgin residents. This locally-owned insurance agency strives to help businesses and individuals manage potential risks through quality insurance products. These insurance options include automobile, motorcycle, recreational vehicle, and watercraft and boat insurance. It maintains partnerships with different insurance providers, including Nationwide, Progressive, and Travelers, to assist clients in obtaining suitable coverage packages. Brian Feltes & Associates, Inc., serves its community through multiple organizations.

  • Bundling Option
  • Motorcyle & ATV

25 South Grove Avenue, Elgin, IL 60120
WebsiteLicense: 17909127

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (4)

Why choose this provider?

Ryan Braden Insurance Agency is an auto insurance company that operates in the Elgin area. Ryan Braden has three years of experience in the industry. He offers liability, comprehensive, and collision coverages for car insurance. He also handles a specialist policy that can cover classic cars, as well as insurance for motorcycles, boats, and snowmobiles. Additionally, he helps his clients protect their assets for retirement by employing a unique approach to each deal.

  • Boats
  • Motorcyle & ATV

810 North Alpine Road, Rockford, IL 61107
WebsiteLicense: 3536249

Expertise.com Rating

Review Sources

Google
4.3 (6)
Yelp
3.0 (2)
Facebook
5.0 (1)

Why choose this provider?

CoyleKiley Insurance Agency, Inc., is a risk management specialist that serves Elgin. It customizes different types of policies such as auto insurance which covers losses in cases of injury and damage. The independent agency also provides protection plans for owners of travel trailers, motor homes, recreational vehicles, and watercraft. Tina Bridegan, the company's key account manager and director of operations, is a Certified Insurance Service Representative. She has been working in the industry since 1994.

  • Multiple Carriers

324 West State Street, Geneva, IL 60134
WebsiteLicense: 3000859713

Expertise.com Rating

Review Sources

Google
4.6 (12)

Why choose this provider?

ThreeQuote Insurance Agency is a Geneva-based team that serves Elgin and the surrounding areas. The agents create various types of protection plans, such as auto insurance. These plans reimburse losses in case the insured driver suffers injuries caused by an uninsured or unidentified party. The professionals can also furnish car insurance policies that cover vehicle damage resulting from collisions, theft, and falling objects. ThreeQuote Insurance Agency also offers insurance for renters and owners of residential properties like condominiums.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
C.V. Gordon Insurance
680 East Chicago Street, Elgin, IL 60120
Flanders Insurance
1947 North Lyford Road, Rockford, IL 61107
Eckburg Insurance Group
4455 North Mulford Road, Loves Park, IL 61111
Frisbie and Lohmeyer Insurance
101 North Throop Street, Woodstock, IL 60098
Amigo Insurance
5900 West Cermak Road, Cicero, IL 60804
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 South Spring Street, Elgin, IL 60120
Valentine Insurance Agency, Inc. - N P Masse & Associate
1331 Dundee Avenue, Elgin, IL 60120
Josh Steigelmann
152 Bartlett Plaza, Bartlett, IL 60103
Hazen Insurance Agency, Inc.
1100 West Main Street, St. Charles, IL 60174
Solomon Foley
5411 East State Street, Rockford, IL 61108
Brian Feltes & Associates, Inc.
2435 Dean Street, St. Charles, IL 60175
Ryan Braden Insurance Agency
25 South Grove Avenue, Elgin, IL 60120
CoyleKiley Insurance Agency, Inc.
810 North Alpine Road, Rockford, IL 61107
ThreeQuote Insurance Agency
324 West State Street, Geneva, IL 60134

Elgin, IL Car Insurance Agency FAQs

  • Can an individual without a driver's license get a car insurance policy in Elgin?

    Yes, insurers in Elgin offer auto insurance policies to people with or without a driver's license. If those without a driver's license are involved in an accident, their car insurance policy will cover the damage, but they will receive a ticket for driving without a license. Insurance companies sell auto policies to buyers with foreign driver's licenses, those issued by any state, SR-22 certificates, state IDs, as well as suspended and temporary licenses.

  • How to recover incurred damage in a car accident in Elgin caused by an uninsured driver?

    The victim may be able to receive compensation through their uninsured motorist coverage, which can pay for bodily injuries, lost wages, and pain and suffering caused by an uninsured driver in Elgin. However, the coverage has a minimum limit of $25,000 per person and $50,000 per accident and does not typically cover the cost of repairing or replacing the wrecked vehicle. Plaintiffs, on the other hand, can sue the uninsured driver, their company, or family members, and receive compensation for their losses.

  • How to add a rental car reimbursement coverage on car insurance policies in Elgin?

    Rental car reimbursement coverage in Elgin can only be added to auto insurance policies if the insured vehicle has collision coverage, which includes colliding with another vehicle or non-stationary object. It can also be included if the policy covers comprehensive losses, such as a tree limb falling on the car, vehicle theft, and being hit by a deer or moose. However, rental car reimbursement coverage has a daily limit of $30 and does not cover extra expenses, collision damage waiver, gas, or damage deposit.

  • What types of vehicles cover the commercial auto insurance plans in Elgin?

    Commercial auto insurance policies in Elgin cover commercial vehicles such as delivery vans, food trucks, big rigs, and construction vehicles. It also includes limousines, company cars, taxis, buses, and SUVs as modes of public transportation. Body injury and property damage liability, uninsured and underinsured motorists, and collision coverage are all included in commercial auto insurance policies. Its cost is determined by the vehicle's daily usage and the number of miles driven annually.

  • Do ridesharing companies in Elgin provide auto insurance policies to their drivers?

    Lyft and Uber in Elgin only provide comprehensive and collision coverage to drivers who are driving a passenger or have accepted a ride request and have a personal car policy. These agencies also offer liability insurance to drivers waiting for a ride order, which can only cover the injuries and property damage caused by an accident they caused. If the car is damaged while their employee is on duty, Uber and Lyft charge a $2,500 deductible per claim or collision.