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Best Local Car Insurance Agencies in Nampa, ID

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Nampa local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59Reviewed

39Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Nampa
600 North Midland Boulevard, Nampa, ID 83651
Visit WebsiteLicense: 135475

Expertise.com Rating

Review Sources

Google
5.0 (63)
Facebook
5.0 (15)
Yelp
5.0 (4)

Why choose this provider?

Ken Wells is a State Farm agent who has been serving the Nampa community since 1989. Aside from being a Chartered Property Casualty Underwriter and Chartered Life Underwriter, Wells is also a fellow at the Financial Services Institute. Through State Farm, he can offer a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. Additionally, he can cater to clients that need home, business, health, life, and pet insurance plans.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Nampa
1314 12th Avenue South, Nampa, ID 83651
Visit WebsiteLicense: 599630

Expertise.com Rating

Review Sources

Google
4.7 (23)

Why choose this provider?

Heritage General Insurance has been serving the Nampa community since 2009. This independent insurance agency offers an auto insurance policy that protects policyholders from legal and medical expenses due to an accident involving their vehicles. Its auto insurance policies carry liability and no-fault coverages, which are requirements for most states. The agency also offers collision and comprehensive auto insurance. As an independent agency, Heritage General Insurance works with its clients to meet their needs.

  • Boats
  • Motorcyle & ATV
  • RV & Motorhome

Best Local Car Insurance Agencies Serving Nampa
324 12th Avenue South, Nampa, ID 83651
Visit WebsiteLicense: 599955

Expertise.com Rating

Review Sources

Google
4.9 (70)
Facebook
5.0 (17)

Why choose this provider?

Established in 1954, Ballenger Insurance is a family-owned independent insurance agency specializing in automobile, homeowners, business, and life insurance in Nampa. The agency offers auto insurance that has liability, medical payments, personal injury protection, comprehensive, and collision coverage. Its professional team of agents can help clients understand their policy coverages and rates to identify which coverage suits them best. Representing many different companies, the agency also provides ATV, personal umbrella, individual disability, long-term care, and SR-22 insurance solutions.

  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Nampa
1117 Cleveland Boulevard, Caldwell, ID 83605
Visit WebsiteLicense: 401004

Expertise.com Rating

Review Sources

Google
4.0 (35)
Facebook
5.0 (7)

Why choose this provider?

Idaho Insurance / Affordable Insurance is an independent insurance company that caters to the car insurance needs in Nampa and nearby communities. The locally operated agency assists individuals, families, and businesses in protecting their cars against potential perils through an auto insurance policy. Its agents create customized policies by filtering the right coverage options among multiple carriers. These include medical costs, legal and injury liabilities, as well as property damage from accidents. The company is commended for its personalized services.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Nampa
1112 5th Street South, Nampa, ID 83651
Visit WebsiteLicense: 351437

Expertise.com Rating

Review Sources

Google
4.9 (54)
Facebook
5.0 (22)

Why choose this provider?

Deb Williams Insurance provides coverages for vehicles such as cars, motorcycles, RVs, ATVs, and boats in areas around Nampa. In addition to educating clients on the varying insurance plans and benefits, the agents also help clients in filing for a loss or claim. To keep up with possible changes in the client's needs or preferences, periodic reviews of existing coverages are also included in the services. The agency is awarded the Idaho Hispanic Chamber of Commerce Business of The Year for 2016.

  • Bundling Option

Best Local Car Insurance Agencies Serving Nampa
321 2nd Street South, Nampa, ID 83651
Visit WebsiteLicense: 81759

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
4.3 (10)
Yelp
5.0 (1)

Why choose this provider?

Sellman Insurance Agency offers car insurance products to clients in the Boise and Nampa areas. The agency, which was established in 1999, handles car insurance that covers liabilities, personal injuries, collisions, and uninsured motorists. The other vehicle-related insurance plans that the agency offers include motorcycle, boat, and antique car insurance. The company also has personal and business insurance services that cover homes, pets, commercial properties, cyber liability, workers' compensation, and general liability.

  • RV & Motorhome
  • Multiple Carriers
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Nampa
917 2nd Street South, Nampa, ID 83651
Visit WebsiteLicense: 67002

Expertise.com Rating

Why choose this provider?

Homer Deal established Deal Insurance in 1932 to deliver comprehensive insurance services to the residents of Nampa. After over eight decades in the industry, Bill Deal Jr. decided to continue the legacy of his grandfather, Homer, to lead the agency. The company assists vehicle owners with its auto and motorcycle insurance that involves collision, liability, and road trouble coverage. As a part of the community, Deal Insurance participates in local events, including Rake Up Nampa and Paint the Town.

  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Nampa
904 12th Avenue South, Nampa, ID 83651
Visit WebsiteLicense: 477480

Expertise.com Rating

Review Sources

Google
4.8 (20)

Why choose this provider?

WP Insurance is an independent insurance agency in Nampa that was established in 1936. It has a longstanding reputation for providing a variety of quality insurance products from top carriers. The agency's insurance professionals can help clients customize an auto insurance plan, offering coverage options such as collision and comprehensive coverage, liability, and road trouble service. The coverage may also include lease/loan gap coverage. WP Insurance aims to assist clients in tailoring an insurance program that fits their needs.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Nampa
4301 Garrity Boulevard, Nampa, ID 83687
Visit WebsiteLicense: 156300

Expertise.com Rating

Why choose this provider?

Located in Nampa, All Valley Insurance is an independently owned and locally operated insurance agency that provides for the insurance needs of families and businesses across Idaho. Its car insurance programs include policies and coverages for both standard cars and classic cars. It also insures ATVs, motorcycles, motor homes, boats, and jet skis. Its agents are qualified to write insurance in Idaho and can also help clients get the right coverage in whichever state they live.

  • Motorcyle & ATV
  • RV & Motorhome
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Ken Wells
600 North Midland Boulevard, Nampa, ID 83651
Heritage General Insurance
1314 12th Avenue South, Nampa, ID 83651
Ballenger Insurance
324 12th Avenue South, Nampa, ID 83651
Idaho Insurance / Affordable Insurance
1117 Cleveland Boulevard, Caldwell, ID 83605
Deb Williams Insurance
1112 5th Street South, Nampa, ID 83651
Sellman Insurance Agency
321 2nd Street South, Nampa, ID 83651
Deal Insurance
917 2nd Street South, Nampa, ID 83651
WP Insurance
904 12th Avenue South, Nampa, ID 83651
All Valley Insurance
4301 Garrity Boulevard, Nampa, ID 83687

Nampa, ID Car Insurance Agency FAQs

  • What does comprehensive car insurance cover in Nampa?

    Comprehensive car insurance in Nampa covers various types of damage to your vehicle caused by events other than collisions. This includes vandalism, theft, and flood, hurricane, and fire damage. Comprehensive insurance typically pays for repairs or compensates you up to the fair market value of your vehicle, less your insurance deductible. While not required by law in any state, comprehensive insurance is frequently required for financed vehicles and provides additional protection beyond collision coverage.

  • What is the average monthly car insurance rate in Nampa?

    The average monthly car insurance rate in Nampa is around $75.91. This is significantly less than the national average of $144.96 per month. Individual factors such as driving history and claims history, as well as location, influence car insurance costs. It is best to compare quotes from various insurance providers in order to secure a lower rate.

  • How can drivers without a vehicle obtain an SR-22 in Nampa?

    Drivers in Nampa who do not own a vehicle can obtain an SR-22 by first purchasing a non-owners car insurance policy and then filing an SR-22 request. Non-owners insurance, while not covering physical damage to a vehicle, meets the proof of insurance requirement for obtaining the certificate. Individuals without their own vehicles can now meet the SR-22 compliance criteria.

  • How much can car insurance rates increase after a speeding ticket in Nampa?

    Depending on the severity of the violation, rates after a speeding ticket can increase by up to 21% for exceeding the limit by up to 15 mph or up to 29% for exceeding the limit by more than 15 mph. These increases reflect the increased risk associated with drivers who have recently received Nampa speeding tickets.

  • Is there a waiting period for stolen car insurance claims?

    Yes, many insurance companies impose a waiting period, usually around 21 days, to see if the stolen vehicle is recovered by the police. The insurance company evaluates the situation during this time before proceeding with the claim. If your car is still missing after the waiting period, your insurance company should compensate you for the loss.