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Best Local Car Insurance Agencies in Boise, ID

Our Recommended Top 11

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Boise local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

127Reviewed

80Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

849 E State St Ste 101, Eagle, ID 83616

Expertise.com Rating

Review Sources

Google
4.8 (14)
Facebook
4.0 (12)

Why choose this provider?

Access First Insurance is an independent insurance agency in Eagle, Idaho, that was founded in 2005 with a client-focused business model. Serving residents throughout the Boise metro area, the agency works with over 15 insurance providers to provide drivers with auto insurance. Coverage types include liability, collision, and comprehensive. The agency's other policies help clients pay medical expenses for themselves and any uninsured motorists involved in the accident. Access First specializes in creating insurance plans for drivers with SR-22 filings.

3023 E Copper Point Dr Ste 203, Meridian, ID 83642

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (20)
Yelp
3.5 (3)

Why choose this provider?

Established in 2015, Idaho Select Insurance, provides personal and commercial automobile coverage to clients in Meridian and Boise metro area. The independent agents at Idaho Select Insurance advise Idaho drivers on the minimum legal liability requirements and extra coverages for maximum protection. For businesses, the company assesses the levels of protection needed and suggest a variety of options to fit any budget. Idaho Select Insurance also sells watercraft, motorcycle, renters, umbrella, and life insurance.

10588 W Business Park Ln, Boise, ID 83709

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Silver Key Insurance is a local and independent insurance agency in Boise, Idaho. Since 2006, it has been helping clients from across the state of Idaho obtain auto insurance that is tailored to meet their specific needs. The agency works with several trusted insurance carriers to provide options including collision and comprehensive coverage, liability coverage, and road trouble service. The vehicles it can provide coverage for include motorcycles, classic cars, boats, ATVs, and motor homes.

1117 Cleveland Blvd, Caldwell, ID 83605

Expertise.com Rating

Why choose this provider?

Affordable Insurance has been providing insurance coverage to homeowners, car owners, and entrepreneurs across Boise for over 40 years. The agency represents multiple insurance companies to assist clients in receiving competitive rates and tailored coverage that protects both property and individuals. For its auto insurance policy, its team helps clients compare quotes and coverage options from top providers, including Progressive, Allstate, National General, Grange, and Casualty Underwriters. It also works on obtaining specialized coverage for classic, antique, or collector cars.

13965 W Chinden Blvd Ste 106, Boise, ID 83713

Expertise.com Rating

Review Sources

Google
4.9 (89)
Facebook
4.8 (21)

Why choose this provider?

The FIG Financial Insurance Group is an independent insurance agency based in Boise, Idaho. A full-service agency, its advisors find competing personal auto insurance products from its insurance providers and negotiates a price. It ensures the products meet the legal requirements of the state and lender and advises clients on recommended and optional add-ons. The agency also services its personal and business clients from offices across Idaho, western Montana, and Carson City, Nevada.

1542 S Timesquare Ln # LN101, Boise, ID 83709

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
5.0 (6)
Yelp
4.0 (1)

Why choose this provider?

Located in Boise, Idaho, Dailey Insurance Exchange is an independent insurance agency. Founded in 2013, it represents carriers like MetLife and Dairyland Auto, amongst others. The agency finds its clients auto insurance policies that provide appropriate coverage for their needs. It can find a wide range of policies, from basic to comprehensive, including non-owners and foreign drivers. The agency's areas of coverage include insurance for homeowners, renters, landlords, and small to specialty businesses.

931 S Allante Pl, Boise, ID 83709

Expertise.com Rating

Review Sources

Google
4.9 (135)
Facebook
4.9 (19)
Yelp
5.0 (3)

Why choose this provider?

Hartley Insurance has been offering customized auto insurance policies to drivers throughout the Boise, Idaho, metro area since 1982. Its policies are customized to clients' coverage needs and usually include liability and property damage. With comprehensive coverage, the agency ensures clients can repair or replace their vehicle after losses from fire, theft, or vandalism. Hartley Insurance has experience insuring all types of vehicles, including RVs and motorcycles. The company also offers umbrella policies.

8660 W Emerald St Ste 182, Boise, ID 83704

Expertise.com Rating

Review Sources

Google
4.9 (175)
Facebook
5.0 (10)

Why choose this provider?

Boise, Idaho-based Insurance4Idaho is an independent insurance agency that has been covering local cars, trucks, and motorcycles since 2005. The agency can tailor clients' auto policies to their budgets and concerns, with most policies including liability, medical, and property damage coverage. Seasonal drivers can switch their coverage to comprehensive only when their vehicle is stored to save money. The agency partners with a variety of leading insurers, including Travelers and The Hartford. Insurance4Idaho also writes renters and homeowners policies.

1661 W Shoreline Dr Ste 100, Boise, ID 83702

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Since 1951, Higgins & Rutledge Insurance Inc. has provided automobile insurance to individuals and businesses in Boise, Idaho. With a diverse group of insurance carrier options, Higgins & Rutledge helps clients choose the right insurance solution to fit their needs and budget. The company's agents advise clients on potential risks and gaps regarding their current automobile policies. Higgins & Rutledge Insurance also sells home, farm, umbrella, and professional liability insurance.

501 S Main St, Meridian, ID 83642

Expertise.com Rating

Review Sources

Google
4.9 (118)
Facebook
5.0 (50)

Why choose this provider?

Mustard Seed Financial & Insurance is an independent insurance agency located in the Boise, Idaho, metro area, with offices in Meridian and Twin Falls. The company is licensed in several states, including Oregon, Washington, Nevada, Utah, and Wyoming. Auto insurance specialists work with several carriers, such as AIG, Nationwide, and The Hartford, to help drivers get the right policy at an affordable rate. Options include Liability, collision, comprehensive, uninsured and underinsured motorist, personal injury protection, and medical payments coverage.

611 S Orchard St, Boise, ID 83705

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (4)

Why choose this provider?

Cole Insurance Center Inc. is an insurance provider that has served the Boise, Idaho, area since 1980. It offers personal auto, health, and life coverage. The auto insurance policies include coverage for collisions, towing, and repairs for cars, motorcycles, special value vehicles, trailers, and RVs. Cole Insurance Center also offers commercial property insurance that covers builder's risk, electronics, and machinery. The company provides liability insurance for personal and commercial purposes.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Access First Insurance
849 E State St Ste 101, Eagle, ID 83616
Idaho Select Insurance
3023 E Copper Point Dr Ste 203, Meridian, ID 83642
Silver Key Insurance
10588 W Business Park Ln, Boise, ID 83709
Affordable Insurance
1117 Cleveland Blvd, Caldwell, ID 83605
FIG Financial Insurance Group
13965 W Chinden Blvd Ste 106, Boise, ID 83713
Dailey Insurance Exchange LLC
1542 S Timesquare Ln # LN101, Boise, ID 83709
hartleyonline.com
931 S Allante Pl, Boise, ID 83709
Insurance4Idaho
8660 W Emerald St Ste 182, Boise, ID 83704
Higgins & Rutledge Insurance, Inc.
1661 W Shoreline Dr Ste 100, Boise, ID 83702
Mustard Seed Financial & Insurance
501 S Main St, Meridian, ID 83642
Cole Insurance Center Inc
611 S Orchard St, Boise, ID 83705

Boise, ID Car Insurance Agency FAQs

  • What are the basic car insurance requirements in Boise?

    In Boise, the basic car insurance requirement is that every motorist has to be insured for liability due to bodily injury to others and property damage. The former has to be valued at $25,000 per person and $50,000 per accident. The latter has to be worth $15,000.

  • If uninsured or underinsured motorist coverage is not needed in Boise, why is it advantageous to obtain this optional coverage?

    It is advantageous in Boise to obtain optional underinsured or uninsured motorist coverage because there will be times when a motorist will be caught in an accident where the guilty party has no insurance coverage. In these situations, one's own insurer will step in if there is an appropriate plan in place.

  • How expensive is car insurance in Boise?

    In Boise, car insurance costs an average of $539 for a six-month policy. This translates to monthly premium payments of $90. The three most affordable insurers in the metro, in descending order, are USAA, State Farm, and Oregon Mutual, though the first is limited exclusively to members of the military.

  • How do anti-theft car insurance discounts work in Boise?

    In Boise, there are insurers who will offer discounts on premiums if a car has anti-theft devices installed. These may be factory-installed or after-market products and reduce the risk of the motor vehicle being lost or damaged. The reduction in premiums follows naturally from the lowered odds of loss or harm.

  • If a person in Boise wishes to obtain home and car insurance, how may both be discounted?

    If a person in Boise wants to obtain home and car insurance, obtaining both in a multi-policy bundle will result in discounted rates. Insurers frequently offer lower premiums for those who mix and match different assurance programs like home and car or car and boat. This is to encourage consumers to buy more coverage.