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Best Local Car Insurance Agencies in Idaho

Our Recommended Top 15

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Our goal is to connect people with the best local professionals. We scored Idaho local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1068Reviewed

646Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Google
4.9 (194)
Facebook
4.8 (38)

Why choose this provider?

Butler Insurance Services, Inc., is a family-owned company that has been serving Idaho for more than 50 years. It offers auto insurance to assist car owners with the expenses brought by accidents. It has insurance coverage for car replacement, towing and labor, and uninsured motorist property damage. It also has other policies that cover liabilities and medical expenses, uninsured and underinsured motorists, and accident forgiveness. The company supports a local non-profit organization every year. In 2021, it helped Camp Rainbow Gold, a group for children with cancer.

Best Local Car Insurance Agencies Serving Idaho
Meridian

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

James Stocker Group / Boise River Insurance provides individuals and businesses in Idaho with several protection plans for their needs. It helps car owners get insurance covering them for financial responsibility for injuring others and paying for damages to the car itself. The agency also offers life, health, home, and pet insurance. It also has insurance policies that assist business owners in dealing with general liability and workers' compensation. The independent agency, which represents selected insurance companies, assists clients in selecting coverage that meets their needs.

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.8 (4)

Why choose this provider?

Silver Key Insurance - Boise, West Overland is an independent agency that serves people throughout Idaho. It offers auto insurance policies to help individuals get back their cars after accidents, theft, fire, or other emergencies. It also has auto insurance plans that cover medical and legal expenses in case other parties get injured as a result of accidents. It insures other types of vehicles, such as motorcycles, motor homes, classic cars, boats, and ATVs. The company has been in the industry since 1990.

Best Local Car Insurance Agencies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
4.9 (133)
Facebook
5.0 (48)
Yelp
5.0 (6)

Why choose this provider?

Ballenger Insurance is a family-owned independent agency that provides the best insurance solutions to clients in Idaho. It deals with auto insurance products and educates individuals on further protection options, including collision and liability coverage. The agency also has experience offering insurance plans for owners of antique cars. It provides other policies to cover various types of vehicles, from ATVs and motorcycles to RVs and boats. Ballenger Insurance partners with a wide range of carriers, like Hagerty, Liberty Mutual, Foremost, and Auto-Owners Insurance.

Best Local Car Insurance Agencies Serving Idaho
Caldwell

Expertise.com Rating

Review Sources

Google
4.2 (29)
Facebook
5.0 (7)

Why choose this provider?

Idaho Insurance / Affordable Insurance is a locally owned independent agency that serves individuals, families, and business owners in the state. It guides customers in purchasing insurance solutions that cover their individual needs. Its team matches vehicle owners to carriers that provide the best auto insurance policy. It helps them understand various types of auto coverage, including liability, collision, comprehensive, and no-fault insurance. The agency also offers health, life, home, and business insurance products. Its partner insurance carriers include Encompass, Safeco, and Progressive.

Best Local Car Insurance Agencies Serving Idaho
Nampa

Expertise.com Rating

Why choose this provider?

Deb Williams Insurance is a locally owned independent agency serving Idaho communities. It helps individuals in crafting an auto insurance policy through its partnership with multiple providers, including United Heritage, Bristol West, and Oregon Mutual. Its team of professionals assists clients whether they want their policies reviewed or they are shopping for a new one. The agency also offers insurance coverage options for homes, businesses, and retirement. It supports various community organizations like the Idaho Hispanic Chamber of Commerce and Family Justice Center.

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Why choose this provider?

Ricketts and Associates is an independent insurance agency that has been helping the Idaho community safeguard their livelihood and assets since 1980. It offers affordable insurance products for classic cars, standard and non-standard automobiles, motorcycles, RVs, and watercraft. It also has life, health, home, and business insurance plans. Prior to opening the company, Bob Ricketts worked for Prudential Insurance Company for eight years. He received the Agent of the Year award in 1993 from the Independent Insurance Agents and Brokers of Idaho.

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Founded in 1951, Higgins & Rutledge Insurance caters to individuals, families, and business owners in Idaho. It provides car insurance plans to protect policyholders from financial losses caused by unexpected events like accidents and theft. The independent agency assists vehicle owners and drivers in filing claims to secure reimbursements for medical costs and damaged properties. It also furnishes commercial insurance products. President Rod Higgins has been a part of the company since 1968. He serves as the Idaho State Insurance Fund's chairman.

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Google
5.0 (190)
Facebook
5.0 (20)
Yelp
5.0 (1)

Why choose this provider?

Monte Folsom operates a State Farm insurance agency that serves clients in Idaho. He offers car insurance that provides financial protection for policyholders against liabilities, traffic collisions, and other unexpected loss events. Monte also provides insurance products for homes, properties, businesses, and pets. His agency is located in a building that has been utilized as a State Farm office since 1973. The agency is also licensed to offer insurance products in several other states, including Montana, Oregon, and Utah.

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Why choose this provider?

Insurance Services of Idaho, LLC, caters to Idaho clients. It provides a vast selection of the best plans, including auto insurance. It offers policies that cover bodily injury liability, medical payments and personal injury protection, property damage liability, collision and comprehensive insurance, and uninsured and underinsured coverage. In addition, the agency offers classic car insurance for collectors, guiding them in selecting the amount of coverage suited to their needs, vehicle value, and budget. General manager Brian Downing is a second-generation insurance agent.

Best Local Car Insurance Agencies Serving Idaho
Eagle

Expertise.com Rating

Review Sources

Google
5.0 (106)
Facebook
5.0 (29)

Why choose this provider?

Founded in 2004, Pacific Crest Insurance is a veteran-owned agency that serves the people of Idaho. It provides customized coverage plans for client's most valuable assets, such as cars. The car policy it offers pays for bodily injury and damage caused to other vehicles, repair costs, and medical expenses. This insurance can also cover the costs of accidents involving underinsured or uninsured motorists. Having partnerships with more than 300 carriers allows Pacific Crest Insurance to find the right coverage for each client.

Best Local Car Insurance Agencies Serving Idaho
Boise

Expertise.com Rating

Why choose this provider?

Since 1989, Three Rivers Insurance - Boise has been providing financial services to individuals in Idaho. It prepares insurance policies for car owners and guides them on multiple types of coverage, such as bodily injury liability and uninsured motorists. The company also creates comprehensive plans to help auto owners acquire fire and flood damages coverage. It provides insurance plans for other kinds of vehicles, including RVs and motorcycles. Michael Holcomb, one of the company's partners, has over two decades of industry experience.

Best Local Car Insurance Agencies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
4.9 (218)
Facebook
5.0 (30)
Yelp
3.0 (2)

Why choose this provider?

Since 1932, Deal Insurance has been providing the best financial services to clients in Idaho. It creates tailored insurance policies for car owners and partners with various providers, including Travelers. The company offers other personal insurance products, including homeowners' and renters' plans. It also carries experience offering insurance solutions for clients in the construction, agriculture, and legal industries. The company is a division of The Hartwell Corporation, an employee-owned enterprise. It serves as a member of the Professional Liability Agents Network.

Best Local Car Insurance Agencies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
4.8 (31)
Facebook
5.0 (20)

Why choose this provider?

WP Insurance is an Idaho-based independent agency that serves clients across the area. It customizes auto insurance plans for car owners and advises on liability and collision coverage options. The agency also offers comprehensive car insurance plans to help individuals cover theft-related damages. Other personal insurance solutions available include home, life, and health policies. One of the agency's managing members, Chris Jensen, has over 15 years of industry experience. He is a member of the Nampa Rotary Club.

Best Local Car Insurance Agencies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
4.7 (28)
Facebook
4.8 (25)

Why choose this provider?

All Valley Insurance is an independently owned and locally operated company that serves clients in Idaho. It offers auto insurance policies to help clients get back on the road after their cars got damaged or destroyed by fire, theft, or accidents. It covers medical and legal expenses as a result of injuries or loss of life caused by car accidents. It has different coverage options, such as liability, no-fault, collision, and comprehensive insurance coverage. Gabe Vasquez, the firm's principal agent, has been in the industry for 17 years.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
butlerinsuranceservices.com
9504 West Fairview Avenue, Boise, ID 83704
James Stocker Group / Boise River Insurance
2541 North Stokesberry Place, Meridian, ID 83646
Silver Key Insurance - Boise, West Overland
9201 West Overland Road, Boise, ID 83709
Ballenger Insurance
324 12th Avenue South, Nampa, ID 83651
Idaho Insurance / Affordable Insurance
1117 Cleveland Boulevard, Caldwell, ID 83605
Deb Williams Insurance
1112 5th Street South, Nampa, ID 83651
Ricketts and Associates
13177 Persimmon Lane, Boise, ID 83713
Higgins & Rutledge Insurance
1661 Shoreline Drive, Boise, ID 83702
Monte Folsom
6900 West Overland Road, Boise, ID 83709
Insurance Services of Idaho, LLC
1414 Broadway Avenue, Boise, ID 83706
Pacific Crest Insurance
450 West State Street, Eagle, ID 83616
Three Rivers Insurance - Boise
10159 West Overland Road, Boise, ID 83709
Deal Insurance
917 2nd Street South, Nampa, ID 83651
WP Insurance
904 12th Avenue South, Nampa, ID 83651
All Valley Insurance
4301 Garrity Boulevard, Nampa, ID 83687

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Idaho Car Insurance Agency FAQs

  • Does your Idaho auto insurance policy's bodily injury liability coverage include coverage for your own medical bills?

    No, your Idaho auto insurance policy's bodily injury liability coverage only covers the other person's medical bills if you are found to be at fault in an accident. If you want to protect yourself, you can get medical payments coverage, which covers medical and funeral expenses incurred by you and/or your passengers as a result of injuries sustained in an auto accident.

  • Do Idaho auto insurance agencies refer you to local auto repair shops for your claim?

    Some insurance companies in Idaho have partner auto repair shops that they refer to as preferred shops. If you file a claim, your auto insurance company may refer you to a preferred shop. If you choose to follow their advice, the repair of your vehicle may be accelerated, and the insurance company may even guarantee the repairs related to your claim.

  • Are you required to get uninsured and underinsured motorist coverage in Idaho?

    No, both are not required by law. You can drive legally in Idaho even if you do not have uninsured and underinsured motorist coverage. If you want to opt out of these types of coverage, you must do so in writing by signing a form provided by your chosen insurance company.

  • Does Idaho monitor the insurance coverage of registered vehicles in the state?

    Yes, Idaho monitors all registered vehicles in the state for insurance coverage. This is why a vehicle owner who goes two months without auto insurance will receive a warning. They will then have 30 days to present proof of insurance or obtain an exemption before their vehicle registration is suspended by the Idaho DMV.

  • Can you add a teen driver to your auto insurance policy in Idaho?

    Yes, some insurance companies in Idaho require or give the option for all licensed drivers in the household to be added to an auto insurance policy. This includes teen drivers who are in any stage of the state's Graduated Driver Licensing (GDL) program or have a learner's permit. This ensures that young drivers have protection from the unforeseen while on the road.