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2025

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Best Local Car Insurance Agencies in Hawaii

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hawaii local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

802Reviewed

483Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Hawaii
Waipahu

Expertise.com Rating

Review Sources

Google
4.8 (93)
Facebook
4.1 (13)
Yelp
1.0 (1)

Why choose this provider?

Carr's Insurance Agency has been providing services to clients in Hawaii since 1990. It is an independent company that offers personal and commercial auto insurance and customizes coverage according to need. It also covers different types of vehicles, such as boats, motorcycles, all-terrain vehicles, and classic cars. In addition, the agency's commercial auto policies include small cargo trucks, flatbed trucks, semi-trucks, and delivery trucks. Carr's Insurance Agency is a member of the Professional Insurance Agent and also serves clients in Washington State.

Best Local Car Insurance Agencies Serving Hawaii
Honolulu

Expertise.com Rating

Review Sources

Facebook
5.0 (34)
Yelp
5.0 (23)
Google
5.0 (20)

Why choose this provider?

State Farm agent Ross Tsuha serves individuals, families, and businesses across Hawaii. He has been with the company since 2013, catering to clients in need of cheap auto insurance policies that fit their needs and resources. The policies his team offers provide liability, personal injury, comprehensive, and collision coverage for private and commercial vehicles. Tsuha also educates teen drivers on safe driving practices, in addition to arranging insurance plans specifically for their age group. Other insurance products include home, property, business, and life insurance.

Best Local Car Insurance Agencies Serving Hawaii
Honolulu

Expertise.com Rating

Review Sources

Yelp
4.0 (5)
Google
3.7 (3)

Why choose this provider?

Insurance Associates, Inc., is a locally owned and independent company that provides its services in Hawaii. It offers personal and commercial auto insurance policies for various vehicles, ranging from sedans and subcompacts to minivans and roadsters. It also covers towing and rental services when the insured vehicle is under repair. The company, which has been operating since 1969, is a member of the Independent Insurance Agents and Brokers of America. It gives back to the community by supporting Kapiolani Children�s Hospital and YMCA.

Best Local Car Insurance Agencies Serving Hawaii
Honolulu

Expertise.com Rating

Review Sources

Google
5.0 (107)
Yelp
5.0 (25)
Facebook
5.0 (11)

Why choose this provider?

Wil Chang is a State Farm insurance agent who has been serving clients in Hawaii for five years. He offers car insurance policies that cover collisions, car rental reimbursements, non-collision damages or theft, and rideshare transportation like Lyft and Uber. In addition, he provides coverage for different types of vehicles, including sports cars, antique and classic cars, and commercial transports. Chang brings over 20 years of experience in the financial services industry and is a member of Cyber Lions Hawaii.

Best Local Car Insurance Agencies Serving Hawaii
Honolulu

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (12)
Yelp
4.5 (9)

Why choose this provider?

Derek Sayegusa is an insurance agent who offers car insurance to clients in Hawaii. His insurance policies cover different types of vehicles, such as classic and antique cars, sports cars, and commercial auto. He helps clients evaluate and choose the best coverage, including liability coverage, protection from underinsured and uninsured motor vehicles, and collision coverage. Sayegusa has been operating the Sayegusa Insurance Agency, Inc., under State Farm since 2015. He can provide his services in Spanish.

Best Local Car Insurance Agencies Serving Hawaii
Honolulu

Expertise.com Rating

Review Sources

Yelp
5.0 (56)
Google
4.9 (36)

Why choose this provider?

Shelli Toguchi-Hadley serves the auto insurance needs of Hawaii individuals, families, and business owners. She is a State Farm agent who has been with the company since 2010, working for four years as a team member for two other State Farm agents before opening her own agency. Her teams put together the best insurance policies for clients that cover financial losses in case of collisions, injuries, or property damage. She also arranges insurance plans for rideshare vehicles, teen drivers, commercial vehicles, and rental cars.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Carr's Insurance Agency
94-547 Ukee St Ste 300, Waipahu, HI 96797
Ross Tsuha
1314 South King Street, Honolulu, HI 96814
Insurance Associates, Inc.
800 Bethel St Ste 200, Honolulu, HI 96813
Wil Chang
6700 Kalaniana?ole Highway, Honolulu, HI 96825
Derek Sayegusa
1575 South Beretania Street, Honolulu, HI 96826
Shelli Toguchi-Hadley
4510 Salt Lake Boulevard, Honolulu, HI 96818