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2024

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Best Local Car Insurance Agencies in Tampa, FL

Our Recommended Top 21

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tampa Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

213Reviewed

136Curated

21Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2124 W. Kennedy Blvd Suite A, Tampa, FL 33606
WebsiteLicense: W381996

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

We Insure is an agency that caters to families and individuals in the Tampa metro and nearby areas. It offers a wide range of personal protection plans, including car insurance. The company processes comprehensive, collision, bodily injury and property damage liability, GAP, and medical payment coverages to help protect clients from financial losses due to unexpected events. It also furnishes motorcycle, RV, homeowners', renters', and flood insurance. We Insure works with over 150 carriers to provide customized policies.

  • Bundling Option

18115 N US Highway 41 Ste 400, Lutz, FL 33549

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (9)

Why choose this provider?

Commercial Insurance Specialists LLC is an insurance company with offices in Lutz and Tampa, Florida. It has been in business for more than three decades and provides auto insurance services to Florida residents. The company offers coverage for automobiles, including high-value and classic vehicles, recreational vehicles, and boats/yachts. It also offers dwelling policies, homeowners insurance, and umbrella policies for individuals, as well as commercial and workers' compensation coverage for businesses.

3613 South Dale Mabry Highway, Tampa, FL 33629
WebsiteLicense: R003171

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Bruners Insurance of South Tampa serves the residents of Tampa who need car insurance. These contracts include accident liability to secure other motorists during accidents and collision coverage over one's own automobile. Some comprehensive contracts defend against acts of God and incidents of vandalism. In addition to addressing individuals, the firm has options for businesses, such as common carriers. Bruners Insurance offers other non-life assurance plans, which include boating incidents, long-term care, and condominiums.

  • Multiple Carriers

13907 Carrollwood Village Run, Tampa, FL 33618

Expertise.com Rating

Review Sources

Google
5.0 (252)
Facebook
4.8 (61)

Why choose this provider?

Professional Insurance Tampa is managed by CEO Jason Levy who holds over 12 years of experience in the industry, and it offers auto insurance services to clients throughout the Tampa, Florida, metro area. Its agents assist both individuals and businesses with policy formation for private and commercial vehicles and consult on mandatory coverage areas while gathering rates from affiliate companies. Home, specialty, and general liability insurance services are also provided and can be assimilated into umbrella policies for special benefits.

204 N Collins St, Plant City, FL 33563

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Google
4.5 (17)
Yelp
3.0 (2)

Why choose this provider?

Blacks Insurance & Financial Services is located in Tampa, Florida, and provides a wide range of auto insurance options to drivers living in the area. It sells policies on behalf of carriers such as Safeco, Mercury, and Nationwide, and its agents strive to save customers time and money by searching for the best coverage at the lowest rates on their behalf. In addition to auto insurance, Blacks Insurance & Financial Services offers home, life, and business coverage options.

2800 North Macdill Avenue, Tampa, FL 33607
WebsiteLicense: L091717

Expertise.com Rating

Review Sources

Google
4.7 (177)
Facebook
5.0 (2)

Why choose this provider?

Insurance Direct offers auto insurance to car owners in Tampa and nearby areas, as backed by its partnerships with leading insurance companies. Clients can coordinate with Insurance Direct agents to secure a personalized quote that meets their car insurance needs. This quote will assist agents in shopping and searching for the car insurance policy that is right for the client. Insurance Direct employs English- and Spanish-speaking agents, allowing them to accommodate a more significant population of car insurance buyers.

  • Home & Auto Insurance
  • Home Insurance

3212 S Dale Mabry Hwy, Tampa, FL 33629

Expertise.com Rating

Review Sources

Google
4.8 (348)
Facebook
5.0 (135)
Yelp
5.0 (1)

Why choose this provider?

Webb Insurance Group is an independent insurance agency that sells auto insurance in Tampa, Florida. Founded in 2004, Webb Insurance Group supplies both personal and commercial auto insurance products. For businesses, its auto insurance covers everything from a single vehicle to a truck fleet, including coverage of both the driver and inventory. The agency provides personal and commercial insurance products through reputable carriers such as Progressive, Travelers, Nationwide, and Mercury Insurance.

1808 Cortez Road West, Bradenton, FL 34207
WebsiteLicense: L087024

Expertise.com Rating

Why choose this provider?

Peeples Insurance Agency - Bradenton is an insurance agency that has been serving individuals, families, and businesses in Tampa and across the state for over 40 years. It helps clients customize a personal or commercial insurance plan that suits their needs, offering property, vehicle, and business insurance solutions. The agents educate clients on how to protect their cars with a proper auto insurance policy. Peeples Insurance Agency also offers antique car insurance with specialized coverage to protect classic and vintage luxury vehicles.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

12421 North Florida Ave, Tampa, FL 33612
WebsiteLicense: W261668

Expertise.com Rating

Review Sources

Google
3.9 (7)
Facebook
4.3 (7)
Yelp
1.0 (1)

Why choose this provider?

Star Insurance Quotes is a family-owned agency that caters to clients in Tampa and the surrounding metros. It has been in the industry for over a decade, providing car, homeowners', and health insurance. Its car insurance policy can provide coverage for teen drivers and individuals with accident records or poor credit. For the latter, the company works to re-establish the client's records, allowing them to qualify for various auto insurance coverage plans. Star Insurance Quotes serves as a member of the Tampa Chamber of Commerce.

3210 S Dale Mabry Hwy., Tampa, FL 33629
WebsiteLicense: L081946

Expertise.com Rating

Review Sources

Google
4.9 (72)
Facebook
4.5 (13)
Yelp
1.5 (2)

Why choose this provider?

Lovinger Insurance is an independent agency that helps clients in Tampa and its nearby areas. The full-service company was founded in 1999. It offers personal and business policies. It offers auto insurance through different providers and covers policy owners and their passengers. Lovinger also has homeowner insurance policies for fire, windstorm, flood, and earthquake damage. The properties it can insure are condos, manufactured homes, and even commercial buildings. The company also provides pet insurance.

  • Multiple Carriers

11015 Gatewood Drive, Bradenton, FL 34211
WebsiteLicense: L010595

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Yelp
4.0 (3)

Why choose this provider?

Lakewood Financial Services, Inc., provides personal and commercial auto coverage options to clients in Tampa. It offers policies that secure loss and damage costs, liability protection against personal injuries or property damages sustained by persons other than the policyholder, and payments for medical expenses, lost wages, or funeral expenses. Lakewood Financial Services also assists business owners in determining what factors can affect their commercial auto insurance plan, including employees operating the vehicle and how it is operated to conduct businesses.

  • Multiple Carriers

1965 Worth Court, Lakewood Ranch, FL 34211
WebsiteLicense: L000692

Expertise.com Rating

Why choose this provider?

Susie Jackson of Lakewood Ranch is an insurance broker in Tampa. Her automobile insurance coverage includes occurrences of bodily harm due to collision or overturns, car rental reimbursements, theft, and car damage caused by natural phenomena such as hail and wind. It also covers vehicles used for ridesharing. This insurance package is applicable to motorcycles, off-road vehicles, and motorhomes. Other coverage packages Susie Jackson offers include homeowners' insurance, flood insurance, and life insurance.

  • Multiple Carriers

2935 W. Hillsborough Ave., Tampa, FL 33614
WebsiteLicense: A267507

Expertise.com Rating

Review Sources

Facebook
4.6 (12)
Google
4.2 (5)

Why choose this provider?

Buhl Insurance is a third-generation company serving Tampa and nearby areas. It caters to vehicle drivers, helping them obtain car insurance plans. The independent agency furnishes customized coverage to protect clients from monetary losses due to accidents, vandalism, and theft. Its agents also help families and individuals acquire other personal protection plans, including life, home, flood, renters', and homeowners' insurance. They have access to various carriers, including Liberty Mutual and Progressive. Buhl Insurance has been operating for over seven decades.

  • Boats
  • Motorcyle & ATV

5508 North 50th St. Suite 21C, Tampa, FL 33610
WebsiteLicense: L109908

Expertise.com Rating

Review Sources

Google
4.4 (51)

Why choose this provider?

Dupuy Insurance LLC caters to individuals and businesses in Tampa. It provides auto insurance services and works with various carriers to help clients choose coverage plans that suit their needs. It also offers insurance products for homes, motorcycles, and boats. Life, health, and term insurance options are also available. Additionally, it has general liability, travel, property, and trade credit insurance policies for businesses. The local agency has assisted over 90 clients in minimizing financial losses through personal and business insurance services.

  • Multiple Carriers

28955 State Road 54, Wesley Chapel, FL 33543

Expertise.com Rating

Review Sources

Facebook
4.4 (35)
Google
4.8 (21)

Why choose this provider?

Based in Wesley Chapel, Florida, Giella Insurance Agency, which was founded in 2015, handles auto insurance for everything from motorcycles to semi-trucks in the Tampa and Jacksonville metro areas. As an independent agency, the company works with numerous insurers to find the best premium. Clients' policies come with standard coverages, including liability and property damage, and they have the option to add policy enhancements such as roadside assistance. Giella Insurance Agency also writes flood, home, and commercial insurance policies.

1101 E Cumberland Ave, Tampa, FL 33602
WebsiteLicense: L087601

Expertise.com Rating

Review Sources

Google
4.7 (158)

Why choose this provider?

Elementary Insurance Agency serves families and individuals in Tampa and nearby locations. It helps clients obtain personal protection plans that include car insurance. The independent company crafts customized coverages to protect policyholders from financial losses due to unforeseen events, such as accidents, theft, and vandalism. Its agents also provide homeowners', condominium, flood, and motorcycle insurance. They work with multiple carriers like Progressive, Safeco, and Travelers. Elementary Insurance Agency has been operating for over five decades.

  • Multiple Carriers

13035 W Linebaugh Ave Ste 102, Tampa, FL 33626

Expertise.com Rating

Review Sources

Google
5.0 (300)
Facebook
4.9 (38)
Yelp
5.0 (7)

Why choose this provider?

Cornerstone Insurance, located in Tampa, Florida, has been helping residents in the Sunshine State with auto insurance policies since 2009. This family-owned business only works with carriers with deep experience in Florida and/or highly experienced management teams that have a known ability to pay claims and treat policyholders fairly. A member of the Trusted Choice Insurance Network, Cornerstone Insurance offers auto insurance quotes online or by phone and works with clients to tailor coverage to individual needs.

14009 N Dale Mabry Hwy, Tampa, FL 33618

Expertise.com Rating

Review Sources

Google
4.5 (20)
Facebook
5.0 (14)
Yelp
1.0 (1)

Why choose this provider?

Northside Insurance Agency has been serving the greater Tampa Bay area and surrounding local communities since 1988. The company works with 12 major auto insurance carriers, including Progressive, Mercury, and Infinity. It writes insurance for clients with automobiles, watercraft, and motorcycles, covering personal injury and damages caused to others and their property. Additional policies protect clients from bodily injury caused by uninsured motorists, as well as expenses of towing and labor.

306 W. Waters Ave., Tampa, FL 33604
WebsiteLicense: L005356

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
4.0 (4)

Why choose this provider?

Mutual Insurance Agency offers car policies to motorists in Tampa. These plans defend against loss or damage due to collisions, theft, road troubles, and personal injury claims. The firm also has business coverage that extends to company vehicles and commercial assets. Mutual Insurance Agency has been delivering indemnity contracts since its establishment in 1953 under its former name, Earle Howell. It is an independent family company whose agents have 88 years of combined industry experience.

  • Motorcyle & ATV

8382 Baymeadows Road, Suite #2, Tampa, FL 32256
WebsiteLicense: A239540

Expertise.com Rating

Review Sources

Facebook
4.8 (19)
Google
4.9 (14)

Why choose this provider?

Shapiro Insurance Group is an independent agency that offers policies to Tampa residents. It offers a variety of product lines, including car insurance policies customized based on each customer’s financial protection needs. Comprehensive, collision, bodily injury and property damage liability, medical expense, and family compensation coverage are also available. President and namesake Joel Shapiro has been leading the team for more than 25 years. He has grown the agency to a staff of 75 people serving in several locations throughout Florida.

  • Motorcyle & ATV
  • Boats
  • Multiple Carriers

3001 W Waters Ave, Ste A, Tampa, FL 33614
WebsiteLicense: L062253

Expertise.com Rating

Review Sources

Google
4.9 (120)
Facebook
5.0 (2)

Why choose this provider?

Atlantic Insurance is a full-service agency that serves the people of Tampa. It offers various personal insurance products, including auto premiums. The car insurance policy covers the cost of medical treatment and property damage following an accident, as well as liability if the policyholder is at fault. Clients may also add coverage for car rentals and roadside assistance. There are also protection plans for boats, personal watercraft, recreational vehicles, and motorcycles. Atlantic Insurance has been serving clients since 1989.

  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
We Insure
2124 W. Kennedy Blvd Suite A, Tampa, FL 33606
Commercial Insurance Specialists, LLC
18115 N US Highway 41 Ste 400, Lutz, FL 33549
Bruners Insurance of South Tampa
3613 South Dale Mabry Highway, Tampa, FL 33629
Professional Insurance Tampa
13907 Carrollwood Village Run, Tampa, FL 33618
Black's Insurance
204 N Collins St, Plant City, FL 33563
Insurance Direct
2800 North Macdill Avenue, Tampa, FL 33607
Webb Insurance Group
3212 S Dale Mabry Hwy, Tampa, FL 33629
Peeples Insurance Agency - Bradenton
1808 Cortez Road West, Bradenton, FL 34207
Star Insurance Quotes
12421 North Florida Ave, Tampa, FL 33612
Lovinger Insurance
3210 S Dale Mabry Hwy., Tampa, FL 33629
Lakewood Financial Services, Inc.
11015 Gatewood Drive, Bradenton, FL 34211
Susie Jackson
1965 Worth Court, Lakewood Ranch, FL 34211
Buhl Insurance
2935 W. Hillsborough Ave., Tampa, FL 33614
Dupuy Insurance LLC
5508 North 50th St. Suite 21C, Tampa, FL 33610
Giella Insurance Agency
28955 State Road 54, Wesley Chapel, FL 33543
Elementary Insurance Agency
1101 E Cumberland Ave, Tampa, FL 33602
Cornerstone Insurance, Inc.
13035 W Linebaugh Ave Ste 102, Tampa, FL 33626
Northside Insurance Agency, Inc.
14009 N Dale Mabry Hwy, Tampa, FL 33618
Mutual Insurance Agency
306 W. Waters Ave., Tampa, FL 33604
Shapiro Insurance Group
8382 Baymeadows Road, Suite #2, Tampa, FL 32256
Atlantic Insurance
3001 W Waters Ave, Ste A, Tampa, FL 33614

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Who is advised to acquire full coverage of car insurance in Tampa?

    In Tampa, drivers with new or leased automotives are advised to obtain full coverage car insurance to protect their investment. Individuals with luxury or high-value vehicles can secure full insurance coverage to finance the cost of replacement and repairs. In addition, it is beneficial for those living in an area with risky driving conditions, such as catastrophic weather, street parking, and high crime rates, to have full coverage of car insurance policies.

  • Are teenage drivers in Tampa required to carry auto insurance coverage?

    Yes, drivers in Tampa, including teenagers and senior adults, must carry auto insurance coverage, with a minimum of $10,000 worth of property damage liability and $10,000 value of personal injury protection before hitting the road. However, parents can avail lower than the minimum if their teenager only drives to school and back. They can also qualify for discounts if the minor has an outstanding student record and a good driving history.

  • What are the consequences of failing to keep registered car insurance policies in Tampa?

    Individuals who fail to keep their registered car insurance coverage in Tampa may face driving license suspension, including registration and vehicle tag, for not over three years. They also have a penalty to pay between $150 and $500 to reinstate their suspended licenses and must provide proof of insurance to the Department of Highway Safety and Motor Vehicles.

  • Should drivers cancel their auto insurance coverage in Tampa if they move out of state?

    No, drivers moving out of Tampa must not terminate their auto insurance coverage until they register their car in their new state. However, they can still keep their insurance agency if they change the coverage to their new residence. Relocating individuals must also yield their registrations and plate numbers to the Motor Vehicle Centers before canceling their car insurance policies. The facilities are at 3011 University Center Drive Suite, #150 Tampa, FL 33612, or 1701 N. Westshore Blvd. Tampa, FL 33607.

  • How do insurers determine the cost of car insurance coverage in Tampa?

    Insurers consider various factors, like marital status, gender, and zip code, to calculate how much an individual pays for their car insurance policies in Tampa. The applicant's age can also play a huge role in determining insurance premiums, as those with extensive driving experience will pay less than those with less experience. For example, teenagers in Tampa have an average annual premium of $8,520, while individuals 20 to 70 years old have an average annual premium between $2,700 and $3,700.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.