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2024

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Best Local Car Insurance Agencies in Spring Hill, FL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Spring Hill Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

41Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3290 Commercial Way, Spring Hill, FL 34606
WebsiteLicense: R008421

Expertise.com Rating

Review Sources

Facebook
4.5 (23)
Yelp
3.5 (3)
Google
5.0 (2)

Why choose this provider?

Established in 1974, Killingsworth Agency, Inc. is a Spring Hill company identifying risk factors of drivers to provide personalized auto insurance plans. The independent service provider has 24-hour customer service. Its agents offer various vehicle protection coverages such as collision, liability, medical payment, and comprehensive. They can also provide policies with minor violation and accident forgiveness. Furthermore, clients are assisted during roadside troubles. Killingsworth Agency supports organizations like Operation Heart F.E.L.T. Foundation and American Cancer Society Relay for Life.

  • Multiple Carriers
  • RV & Motorhome

160 Commercial Way, Spring Hill, FL 33606
WebsiteLicense: L095833

Expertise.com Rating

Review Sources

Google
5.0 (67)

Why choose this provider?

Beneficial Insurance Agency offers a simplified approach to applying for auto insurance options in Spring Hill and the rest of the region. Through the website, clients can start with providing basic information in order for the agents to assess their risk profile and preferences. An assigned agent will call the client with a list of insurance carriers that fits the client's particular situation. From this list, the application process for the chosen insurance coverages can be done online.

  • Bundling Option

12470 Spring Hill Drive, Spring Hill, FL 34609
WebsiteLicense: L051076

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Accell Insurance is an insurance agency in Spring Hill that provides insurance solutions to residents in the area and the nearby Tampa Bay metro. The family-owned company specializes in auto insurance lines that provide coverage for personal vehicles, commercial vehicles, motorcycles, watercraft, and recreational vehicles. it provides state-minimum coverage for traffic accidents with add-ons available for extra protection. Accell Insurance also offers coverage for renters, small businesses, events, and homeowners.

  • RV & Motorhome
  • Motorcyle & ATV
  • Golf Cart & Scooter

8344 Forest Oaks Boulevard, Spring Hill, FL 34606
WebsiteLicense: R000151

Expertise.com Rating

Review Sources

Google
4.5 (11)

Why choose this provider?

Browning Insurance Agency, Inc. is a car insurance agency located in Spring Hill. It is an independent full-service insurance company founded in 1907 by L. D. Hathaway. It is now being managed by the sons of Ed Browning who was one of the principals in 1954. The company offers car insurance plans that cover vehicle damages and injuries. It represents insurance carriers like the American Integrity Insurance Group and Capitol Preferred Insurance Company. The company has another office in Brooksville.

  • Multiple Carriers

7377 Spring Hill Dr, Spring Hill, FL 34606

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Economy Insurance Mart is a team of agents based in Spring Hill. One of the products it offers is auto insurance, which may cover vehicle damage and medical payments in case the policyholder gets injured in a car accident. Liability and comprehensive coverage are the other car insurance options offered by the agents. They have access to a broad range of policies as they work with various carriers, including Infinity and Mercury. Economy Insurance Mart was founded in 1993.

11211 Spring Hill Drive, Spring Hill, FL 34609
WebsiteLicense: L081847

Expertise.com Rating

Review Sources

Google
4.6 (18)

Why choose this provider?

Leavell Insurance is Spring Hill-based independent insurance agency that provides auto insurance to local drivers. With access to multiple insurance providers, the agency can offer auto insurance that comes with competitive rates. Its agents assist the clients in availing of the discounts given by their chosen insurance carrier. They also ensure that their clients will get the right policy by asking them what coverages they need. Leavell Insurance also has other personal and business insurance products to cover different purposes.

  • Multiple Carriers

4036 Andy Pella Drive, Spring Hill, FL 34606
WebsiteLicense: L007587

Expertise.com Rating

Review Sources

Google
4.5 (34)

Why choose this provider?

State No-Fault Insurance, which has been in the business since 1975, serves Spring Hill and the New Port Richey area. It specializes in offering auto insurance policies for different kinds of drivers regardless of their driving records and credit history. Its team shops for the most suitable auto policy and rates that can meet the clients' requirements. In addition, the agency can handle motorcycle, homeowners', and commercial insurance. State No-Fault Insurance is a bilingual company that caters to both English and Spanish-speaking customers.

  • Bundling Option

13224 Spring Hill Drive, Spring Hill, FL 34609
WebsiteLicense: R003120

Expertise.com Rating

Review Sources

Google
4.9 (138)

Why choose this provider?

Advantage Insurance is a local insurance company evaluating Spring Hill drivers' auto insurance needs. The business conducts risk assessments and provides solutions via tailored auto insurance coverages. Drivers are protected from paying medical and legal expenses if their vehicles caused injuries and property damages to others. Insurance carriers also secure policyholders against car damages due to theft, fire, and accidents. The company shops auto insurance policies from carriers like Travelers, Zurich, The Hartford, and Progressive.

  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Killingsworth Agency, Inc. - Spring Hill
3290 Commercial Way, Spring Hill, FL 34606
Beneficial Insurance Agency
160 Commercial Way, Spring Hill, FL 33606
Accell Insurance
12470 Spring Hill Drive, Spring Hill, FL 34609
Browning Insurance Agency Inc - Spring Hill
8344 Forest Oaks Boulevard, Spring Hill, FL 34606
Economy Insurance Mart
7377 Spring Hill Dr, Spring Hill, FL 34606
Leavell Insurance
11211 Spring Hill Drive, Spring Hill, FL 34609
State No-Fault Insurance
4036 Andy Pella Drive, Spring Hill, FL 34606
Advantage Insurance
13224 Spring Hill Drive, Spring Hill, FL 34609

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What should Spring Hill residents be aware of when it comes to the potential impact of credit scores on their car insurance rates?

    In Spring Hill, insurance providers have the option to take into account the credit ratings of drivers when determining their insurance premiums. This practice is based on the observed connection between lower credit scores and a higher likelihood of filing insurance claims. Consequently, drivers with lower credit scores may find themselves facing higher insurance costs.

  • How does the housing situation of Spring Hill residents affect their car insurance rates?

    Spring Hill residents renting a home or apartment can expect monthly car insurance expenses that are roughly $28 higher compared to homeowners. Conversely, individuals residing with their parents should anticipate higher costs than those who either rent or own their residences. Combining home or rental insurance with car insurance can lead to reduced overall expenses, depending on the insurance provider.

  • What is the average cost of car insurance for a typical driver in Spring Hill?

    Drivers in Spring Hill typically spend approximately 8% more per month on car insurance than the average monthly rate in the state of Florida. Specifically, they pay an average of $466 per month, as opposed to the state's $451 average. This increased cost is likely attributed to Spring Hill's geographical location along Florida's Gulf coast, which exposes residents to the risk of vehicle damage caused by storms.

  • What happens when a Spring Hill insurance company declares that a car is totaled?

    After declaring that a car is totaled, insurance companies in Spring Hill will probably issue a payment corresponding to the car's value. They will retain possession of the car unless the owner makes arrangements to repurchase it in its current condition. Carriers typically declare a car totaled following an accident or theft recovery.

  • What car insurance requirements in Spring Hill must be met in order to register a vehicle?

    In Spring Hill, individuals intending to register their vehicles and operate them legally on Florida's public roadways must maintain a minimum level of car insurance coverage. The state requires drivers to carry personal injury protection, which covers over 80% of medical expenses up to a maximum of $10,000, regardless of who is at fault. the responsible party in the accident. Property damage liability coverage is also required for car owners or other people operating the insured vehicle.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.