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Best Local Car Insurance Agencies in Miami Gardens, FL

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Miami Gardens Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

43Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1810 Northeast Miami Gardens Drive, Miami, FL 33179
WebsiteLicense: R007954

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Yelp
3.5 (3)
Google
5.0 (2)

Why choose this provider?

Skylake Insurance of Miami Gardens has been helping individuals and families manage financial risks since 1996. The firm offers standard auto insurance policies and addresses non-standard car insurance needs. It represents over 15 auto insurance providers and helps car owners find suitable solutions. Its insurance agents inform clients of coverage options, including vehicles such as RVs, motorcycles, and boats. Policyholders receive financial assistance for damage caused by collisions and personal injury liability. Skylake Insurance has an online quote request tool.

  • Multiple Carriers

2458 West 60th Street, Hialeah, FL 33016
WebsiteLicense: L102691

Expertise.com Rating

Review Sources

Google
5.0 (174)
Facebook
5.0 (9)

Why choose this provider?

GoldenTrust Insurance is an agency based in Hialeah that offers auto insurance services and solutions to individuals and families in Miami Gardens. Its insurance specialists help clients find the right policies that are suited to their needs. These may include collision and comprehensive coverages, as well as liability coverage, personal injury protection, and uninsured and underinsured motorist protection. GoldenTrust Insurance is committed to upholding the values of excellence, trust, and transparency.

  • Boats
  • Motorcyle & ATV

1880 Northeast 163rd Street, North Miami Beach, FL 33162
WebsiteLicense: L019776

Expertise.com Rating

Review Sources

Google
4.7 (86)
Yelp
4.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Established in 2001, Assure US is a professional insurance agency that serves residential and commercial clients in Miami Gardens, North Miami Beach, and surrounding areas in the Tri-County vicinity. It offers a variety of insurance products and services such as auto insurance, boat and watercraft insurance, motorcycle insurance, RV insurance and also provides liability coverage and protection against collision and personal injury protection. Assure US is affiliated with reputable and reliable insurance companies such as Progressive, UAIC, United Heritage, Bristol West, and National General Insurance.

  • Multiple Carriers
  • Motorcyle & ATV

1395 West Sunrise Boulevard, Fort Lauderdale, FL 33311
WebsiteLicense: L073148

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

Joseph Insurance Group (JIG) is an independent auto insurance agency that offers professional services to clients in Miami Gardens. The company helps its clients identify what they need to create a custom plan that suits their requirements. The agency represents several carriers, including 21st Century Insurance, 1st Auto & Casualty, and A Central Insurance Company. JIG also provides policies for young driver insurance, high-risk insurance, FL SR22 insurance, and liability auto insurance.

  • Multiple Carriers

6175 Northwest 153rd Street, Miami Lakes, FL 33014
WebsiteLicense: L006994

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Global Insurance & Financial Services Inc. is committed to providing a variety of insurance products and services to individuals and commercial clients near Miami Gardens. Bringing more than 25 years of industry experience, the firm's agents assist clients in choosing auto insurance coverage offered by the 27 carriers they represent. These carriers include Travelers Insurance, Mercury Insurance, and The Hartford Insurance. Global Insurance & Financial Services Inc.s has insurance options that cover cars, personal watercraft, recreational vehicles, and all-terrain vehicles.

  • Bundling Option

18191 Northwest 68th Avenue, Hialeah, FL 33015
WebsiteLicense: L099337

Expertise.com Rating

Review Sources

Google
5.0 (44)

Why choose this provider?

Brightway Insurance is an independent agency that offers insurance services to clients in Miami Gardens and the nearby areas. It partners with various insurance carriers to provide car insurance plans with comprehensive and collision coverages, as well as liability coverages. Additionally, it also provides insurance plans for boats, motorcycles, and RVs. Brightway Insurance agents provide expert advice in choosing and customizing the right coverages that are tailored to the clients' needs.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Skylake Insurance - Miami Gardens
1810 Northeast Miami Gardens Drive, Miami, FL 33179
GoldenTrust Insurance - Hialeah
2458 West 60th Street, Hialeah, FL 33016
Assure-US
1880 Northeast 163rd Street, North Miami Beach, FL 33162
Joseph Insurance Group ( JIG )
1395 West Sunrise Boulevard, Fort Lauderdale, FL 33311
globalinsurancefla.com
6175 Northwest 153rd Street, Miami Lakes, FL 33014
Brightway Insurance - Miami Lakes
18191 Northwest 68th Avenue, Hialeah, FL 33015

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Who can obtain short-term temporary car insurance coverage in Miami Gardens?

    Individuals in Miami Gardens who drive a rental car and work for a ridesharing company should consider purchasing short-term temporary auto insurance policies. Those who own a vehicle, on the other hand, can obtain coverage if someone else drives their car on a regular basis, if their children are away at college, or if they are storing their vehicle. These short-term temporary auto insurance plans typically last 30 to 90 days and range in price from $78 to $575.

  • How do providers in Miami Gardens determine the right auto insurance coverage for their clients?

    Most insurers in Miami Gardens use a car insurance calculator to determine how much coverage their client requires, which takes about 10-15 minutes. They calculate the charges based on several factors, including the policy buyer's credit score, driving record, age, and gender. Insurance companies consider the age, type, and annual mileage of the vehicle, as well as Florida's minimum liability coverage, deductible costs, and discount eligibility.

  • How does the no-fault system affect auto insurance policyholders in Miami Gardens?

    Drivers in Miami Gardens involved in a car accident must turn to their auto insurance policies for compensation for lost wages and medical bills under the no-fault system, regardless of who caused the accident. It is established for both parties to obtain compensation for their injuries without having to prove who was at fault. The no-fault rule requires policyholders to carry at least $10,000 in personal injury protection, which covers 60% of lost earnings and 80% of medical treatment.

  • Does the zip code in Miami Gardens influence the cost of car insurance policies?

    Yes, zip codes in Miami Gardens influence the cost of car insurance coverage because they reflect the crime rate in the area. Policyholders in high-crime areas are at greater risk and must pay higher insurance premiums, whereas those who live in covered and gated structures pay lower premiums. Residents in 33169, for example, pay an average monthly rate of $403.32, whereas those in 33052 pay an average monthly rate of $148.17.

  • Are non-resident drivers required to insure their vehicles in Miami Gardens?

    Non-resident drivers are required to purchase car insurance policies if their children attend public schools, have a job, or engage in trade in Miami Gardens. They must also obtain a Florida driver's license and a certificate of title for the vehicle within 10 days of enrollment or employment. Those who fail to obtain the required insurance coverage may face a three-year driving suspension.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.