Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Largo, FL

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Largo Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

40Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8029 Cooper Creek Boulevard, Bradenton, FL 34201
WebsiteLicense: L102135

Expertise.com Rating

Why choose this provider?

Guided Insurance, which is based in Bradenton, is a risk management specialist that serves Largo individuals and businesses. Included in its line of products is auto insurance, which reimburses losses in cases of damage or injury. The agents customize car insurance plans according to clients' unique situations and needs. In addition to auto insurance, they also provide life, home, and renters' insurance. Guided Insurance is a part of BRP Group, Inc., which is an independent insurance distribution company.

  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

1110 Pinellas Bayway S Unit 111, St. Petersburg, FL 33715
WebsiteLicense: P112090

Expertise.com Rating

Why choose this provider?

Solutions Insurance is a family-owned and operated, multi-line, independent agency established in 2007. It serves the personal and business insurance needs of its clients in Largo by representing many of the industry's top-rated carriers. Some of these well-known and trusted car insurance carriers are The Hartford, Progressive, Universal Property, and Safeco Insurance. The company offers 24/7 online customer service through its website, where clients can file a claim, make a payment, and request a certificate.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

4308 75th Street West, Bradenton, FL 34209
WebsiteLicense: L011888

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (3)

Why choose this provider?

Millennium Insurance and Investment Group of Florida provides auto insurance for clients in Largo. Whether for new drivers or clients reconsidering their policies, the company can offer personalized plans for a range of vehicles, including cars, SUVs, motorcycles, motorhomes, and boats. Its insurance carriers include MetLife, Progressive, Safeco, Hartford, Nationwide, and National General. With over 50 years of combined expertise, Millennium Insurance and Investment's staff can also deal with other insurance lines, including life, homeowners', and umbrella.

  • Multiple Carriers

2189 Cleveland Street, Clearwater, FL 33765
WebsiteLicense: L095381

Expertise.com Rating

Review Sources

Google
4.7 (40)
Facebook
5.0 (13)

Why choose this provider?

Single Source Insurance is a full-service agency with offices in Clearwater and Port St. Lucie. The company assists Largo residents in multiple areas, including auto insurance, which protects vehicles and passengers and reimburses losses in cases of damage or injury. Its team also insures recreational vehicles, motorcycles, and boats. In addition to auto insurance, the professionals offer home, flood, and umbrella insurance. Single Source Insurance was founded in 2015. Respect, problem solving, and interaction are some of the company's values.

11401 Seminole Boulevard, Largo, FL 33778
WebsiteLicense: L052866

Expertise.com Rating

Review Sources

Google
4.8 (38)

Why choose this provider?

Harr & Associates Insurance, Inc., is an independently owned and operated auto insurance provider serving Largo and nearby locations. It offers customizable car insurance coverage with options for collision coverage, roadside assistance, liability coverage, comprehensive coverage, towing, and accident forgiveness. Car insurance policies are available for single or multiple drivers and single or multiple vehicles. In addition, Harr & Associates Insurance, Inc., offers specialty insurance products covering condominium associations, garages, weddings, and other special events.

  • Multiple Carriers

8200 113th Street North, Seminole, FL 33772
WebsiteLicense: L111243

Expertise.com Rating

Review Sources

Google
4.3 (15)
Facebook
5.0 (12)

Why choose this provider?

Acentria Insurance, which has various locations around the U.S., provides various types of risk management solutions such as auto insurance in the Largo metro. Its team creates protection plans that include property damage and bodily injury liability which reimburses losses in case of damages to property or injury. Acentria Insurance, which is licensed to operate nationwide, recently received the Insurance Industry Employer of Choice recognition from the Insurance Business America. It has also supported over 125 local nonprofit organizations.

  • Multiple Carriers

3446 49th Street North, St. Petersburg, FL 33710
WebsiteLicense: L069122

Expertise.com Rating

Review Sources

Google
4.6 (88)
Facebook
5.0 (14)

Why choose this provider?

Melissa Ems Insurance Agency offers a range of car, boat, commercial, flood, and homeowners' insurance products in Largo and nearby areas. With access to top-rated auto insurance carriers, its team of licensed representatives helps clients choose the right auto insurance coverage and customize a policy that fits their needs. The auto insurance policy can accommodate teenage drivers, SR-22 state filings, and low mileage. Melissa is a second-generation insurance agent with over 25 years of industry experience.

  • Multiple Carriers
  • Motorcyle & ATV

6620 1st Avenue South, St. Petersburg, FL 33707
WebsiteLicense: L004867

Expertise.com Rating

Review Sources

Facebook
5.0 (35)

Why choose this provider?

Insurance Resources is an independent agency offering car insurance solutions to its clientele in Largo. Its team of agents works with clients to arrive at the best policy for their specific needs, with the right limits and protection such as covering vehicle damage to the insured and the other party in a collision as well as medical bills. The company also offers homeowners insurance, flood insurance, condo unit insurance, auto insurance, boat insurance, and individual life insurance.

  • Bundling Option
  • Boats

300 1st Avenue South, St. Petersburg, FL 33701
WebsiteLicense: W237483

Expertise.com Rating

Why choose this provider?

Wallace Welch & Willingham is a car insurance agency based in St. Petersburg that also serves residents around Largo. Its offers auto dealership insurance that is beneficial for those in the retail automotive industry. It includes coverages like automobile physical damage, garage liability, and employment practices liability. The agency has been serving the community for over 90 years now, making sure it all throughout that it gives personalized attention to every client. The company believes in using only morally and ethically correct behavior in delivering its services.

  • Multiple Carriers
  • Bundling Option

13139 66th Street North, Largo, FL 33773
WebsiteLicense: L068096

Expertise.com Rating

Review Sources

Google
4.7 (50)
Facebook
5.0 (24)
Yelp
5.0 (1)

Why choose this provider?

Trump Insurance is a family-operated and independent insurance agency in Largo. William, who has worked for his father's insurance agency at a young age, founded Trump Insurance with his wife Aimee in 2003. The team provides insurance services involving homeowners, auto, and commercial insurance. Its agents also offer business owners instant quotations and detailed reviews of each coverage. Trump Insurance works with different companies, including Allied/Nationwide, Travelers, and National General.

  • Multiple Carriers

9067 Belcher Road, Pinellas Park, FL 33782
WebsiteLicense: L005776

Expertise.com Rating

Review Sources

Google
4.6 (17)
Facebook
5.0 (4)

Why choose this provider?

ARCW Insurance is an independent insurance agency that provides insurance products to residents of Pinellas Park and the nearby Largo metro. The agency believes in the difference an independent agency brings when it comes to the variety and range of insurance coverage for clients. It is tied up with dozens of providers and writes car insurance policies that protect from collisions, property damages, medical liabilities, and other various physical damages.

  • Multiple Carriers

13801 Walsingham Road, Largo, FL 33774
WebsiteLicense: L100627

Expertise.com Rating

Review Sources

Google
4.9 (122)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Arrington Insurance of Florida, Inc., is a multi-line insurance solutions company that has been serving the Largo metro area and nearby localities for more than three decades. The locally owned and operated agency assists individuals and families to insure their vehicles with an auto insurance policy. Its independent insurance agents represent multiple carriers that can provide a variety of coverage options, including property, liability, and medical payments coverage. They also offer home and auto insurance bundles for residential customers.

  • Multiple Carriers

9355 Seminole Boulevard, Seminole, FL 33772
WebsiteLicense: L010164

Expertise.com Rating

Why choose this provider?

Coastal/Crews Insurance is an independent agency that works to address the Largo area's needs for auto insurance coverage. The agency helps vehicle owners compare and select insurance policies that suit their specific objectives. Coastal/Crews Insurance works with more than 25 insurance carriers across Florida and also handles insurance assistance for motorcycles and watercraft. The agency has been operating for over half a century and holds memberships with the Florida Association of Insurance Agents and the Professional Insurance Agents of Florida.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Guided Insurance - Bradenton
8029 Cooper Creek Boulevard, Bradenton, FL 34201
Solutions Insurance
1110 Pinellas Bayway S Unit 111, St. Petersburg, FL 33715
Millennium Insurance and Investment Group of Florida
4308 75th Street West, Bradenton, FL 34209
Single Source Insurance
2189 Cleveland Street, Clearwater, FL 33765
Harr & Associates Insurance, Inc. - Largo
11401 Seminole Boulevard, Largo, FL 33778
Acentria Insurance - Seminole
8200 113th Street North, Seminole, FL 33772
Melissa Ems Insurance Agency
3446 49th Street North, St. Petersburg, FL 33710
Insurance Resources
6620 1st Avenue South, St. Petersburg, FL 33707
Wallace Welch & Willingham
300 1st Avenue South, St. Petersburg, FL 33701
Trump Insurance
13139 66th Street North, Largo, FL 33773
ARCW Insurance
9067 Belcher Road, Pinellas Park, FL 33782
Arrington Insurance of Florida
13801 Walsingham Road, Largo, FL 33774
Crews Insurance Agency
9355 Seminole Boulevard, Seminole, FL 33772

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does the repair cost of your vehicle affect the price of your car insurance in Largo?

    Yes. This is due to the fact that some vehicles in Largo have more expensive parts or need a specialist mechanic to look over them, which results in a higher car insurance rate. Conversely, if your vehicle's parts are readily available and inexpensive, your insurance will likely be lower.

  • Will your car insurance company in Largo charge you higher for your policy if you are a risky driver?

    Yes, being a risky driver can result in having higher insurance rates in Largo. However, your insurance provider will probably offer a reduced cost if you drive safely and own a safer automobile, such as married individuals who drive more cautiously than young or single drivers. Auto insurance firms consider ownership trends and provide low rates to safer automobile owners.

  • What questions should you ask your Largo auto insurance agent before acquiring a policy?

    Before purchasing an auto insurance policy in Largo, you can ask your agent about the insurance company's ability to pay claims and the discounts that are available to you. You can also ask about the procedure for filing and settling a claim. By asking these queries, you can determine if you have the right policy fit for your needs.

  • Does your age impact the cost of your Largo auto insurance?

    Yes. If you are under the age of 25, you will pay a higher insurance rate in Largo because this age group is up to four times more likely to be involved in an accident than older drivers. In addition, this rate will be affected by the driver's gender, as male drivers under the age of 25 will pay more for insurance than female drivers of the same age.

  • What vehicles in Largo are cheaper to insure?

    In Largo, vehicles like vans and trucks have cheaper insurance, which costs about $104 per month. If you are a car or SUV owner, you will pay $112 and $110 per month, respectively. Additionally, the age of your vehicle might affect how much your insurance will cost, so it's wise to keep this in mind when buying a new or used car.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.