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2024

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Best Local Car Insurance Agencies in Washington DC

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Washington DC Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

355Reviewed

221Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3190 Fairview Park Drive, Falls Church, VA 22042
WebsiteLicense: 9900806

Expertise.com Rating

Review Sources

Google
4.9 (58)
Facebook
4.6 (25)
Yelp
4.0 (7)

Why choose this provider?

Foundation Insurance Group, located in Falls Church, provides risk management services for residents in Washington DC. Included in its wide range of products is auto insurance, which may help pay for repair or replacement costs if the policyholder's vehicle gets damaged in an accident or destroyed in a fire. The company's agents review policy options from several international, regional, and national carriers. Foundation Insurance Group, which also caters to commercial clients, was established in 1994.

  • Multiple Carriers

1150 Connecticut Ave NW Ste 601 # Nw, Washington, DC 20036

Expertise.com Rating

Why choose this provider?

AHT Insurance is an auto insurance agency operating out of Washington, D.C., that has seven more offices across the country. As an independent company, it represents multiple large insurance carriers in order to provide clients with various options regarding their insurance needs. The company insures traditional and antique automobiles, covering property damage and medical bills in the case of an accident or natural disaster. AHT Insurance also sells home and business insurance.

1727 King Street, Alexandria, VA 22314
WebsiteLicense: 16023143

Expertise.com Rating

Review Sources

Google
5.0 (135)
Yelp
4.5 (31)
Facebook
5.0 (17)

Why choose this provider?

Bridge First Insurance is a firm of independent insurance agents serving Washington DC. They have established relationships with national and regional insurance carriers to help clients find suitable policies for their needs. Professional and experienced, they specialize in providing various personal insurance protections, including car insurance. Clients are presented with options that have liability and comprehensive coverage. Bridge First Insurance can also draw insurance plans for other vehicles, such as motorcycles, collector cars, RVs, and boats.

  • Boats
  • Motorcyle & ATV

7637 Leesburg Pike, Falls Church, VA 22043

Expertise.com Rating

Review Sources

Google
4.9 (58)
Yelp
4.0 (2)

Why choose this provider?

Griffin Owens Insurance Group in Falls Church, Virginia, offers auto insurance throughout the Washington, DC, metro. Established in 1981, Griffin Owens provides both commercial and personal auto insurance products, including antique cars, motorcycles, and recreational vehicles and trailers. Representing over 100 regional and national insurance carriers, Griffin Owens Insurance uses a consultative approach to assist over 3,000 businesses and 15,000 families in order to help their clients make educated choices.

10543 Metropolitan Ave, Kensington, MD 20895

Expertise.com Rating

Review Sources

Google
4.9 (140)
Facebook
4.7 (30)
Yelp
5.0 (8)

Why choose this provider?

Located in Kensington, Maryland, Hazar Insurance is an independent insurance agency that partners with a variety of national insurers to provide drivers in the Washington, DC, metro area with affordable auto insurance. Policyholders can choose from a wide variety of coverage options, including liability, property damage, and medical. Allstate, Chubb, and Progressive are just a few of the carriers partnered with Hazar Insurance. The company also offers commercial and life insurance.

2500 Hunter Pl Ste 202, Woodbridge, VA 22192

Expertise.com Rating

Review Sources

Google
4.9 (66)
Facebook
5.0 (13)
Yelp
4.5 (6)

Why choose this provider?

Oberryman Insurance Agency is an independent insurance agency based in Woodbridge, VA that has been providing insurance services to individuals and businesses throughout Virginia, Maryland, and Washington, D.C., since 2000. The agency selections are based on strength, security and claims paying ability. The agency specializes in auto, home, condo and life insurance. As an independent insurance agency, it also concentrates in finding insurance companies that best suit their clients' insurance needs.

1101 Pennsylvania Ave NW, Suite 300, Washington, DC 20004
WebsiteLicense: 0193551

Expertise.com Rating

Review Sources

Google
4.5 (114)
Yelp
2.0 (15)
Facebook
5.0 (2)

Why choose this provider?

Chris Miller is an insurance professional affiliated with State Farm. He caters to individuals, families, and businesses in the Washington, D.C., metro and the surrounding communities. He offers different auto insurance policies, including classic and antique cars, commercial auto, rental, and sports car coverages. He also provides home, health, life, liability umbrella, and workers' compensation insurance plans. Miller holds a bachelor's degree in Finance and a master's in Business Administration. His office brings over 30 years of combined experience in the industry.

  • Bundling Option

10176 Baltimore National Pike, Ellicott City, MD 21042
WebsiteLicense: 2899868

Expertise.com Rating

Why choose this provider?

Whitten Insurance is a multi-line insurance solutions specialist that has been serving the Washington D.C. metro and the surrounding communities since 1983. The company helps individuals, families, and business owners in protecting their financial and vehicle assets with an auto insurance policy. Its independent agents represent top-rated carriers that can provide a variety of auto coverage options. These include comprehensive and collision, liability, medical payments, uninsured or underinsured motorists, and roadside assistance coverage. The company has offices in Cambridge, Federalsburg, and Easton.

  • RV & Motorhome
  • Boats

831 S King St., Suite D, Leesburg, VA 20175
WebsiteLicense: 7458295

Expertise.com Rating

Review Sources

Yelp
4.5 (7)
Facebook
5.0 (6)

Why choose this provider?

Tim Duray founded his own State Farm agency in 2000 to serve various insurance products in Washington DC and nearby areas. He specializes in writing policy for auto, home, property, business, life and health, as well as pet insurance. To protect driving clients in the community, Tim also offers a range of coverages which is not limited to collision insurance, comprehensive insurance, ridesharing protection, and reimbursement for car rental costs. Clients may also reach Tim's office 24 hours a day.

  • Bundling Option

166 West Street, Annapolis, MD 21401
WebsiteLicense: 153889

Expertise.com Rating

Review Sources

Facebook
5.0 (30)

Why choose this provider?

CNR Insurance is an independent insurance agency established in 2000. Serving Washington DC, it offers a range of insurance policies, including auto insurance to help protect owners from any loss that is related to their vehicles. Auto insurance may come with medical payment, bodily injury liability coverage, physical damage, property damage, transportation expense/rental, and uninsured/underinsured motorist damage coverages. The agency's team of insurance advisors can help determine which coverage the clients need and which policy suits their budget.

  • Multiple Carriers

430 M. Street, SW, Suite 110, Washington, DC 20024
WebsiteLicense: 2880707

Expertise.com Rating

Why choose this provider?

Elite Insurance & Consulting Services is an independent agency that serves clients in Washington, D.C. It provides a wide variety of car insurance policies that can cover property damage liability, bodily injury liability, uninsured motorists, and collisions. It also offers risk protection plans for homes, rentals, and condominiums. The agency serves as an advisor in developing commercial lines insurance policies for its customers. The carriers it represents include Seneca Insurance, Appalachian Underwriters, Atlantic Specialty, and Am WINS.

3201 New Mexico Ave NW #300, Washington, DC 20016
WebsiteLicense: 117279

Expertise.com Rating

Why choose this provider?

Howard & Hoffman Incorporated is an independent agency that serves clients in Washington, D.C. It helps clients in acquiring protection against financial loss in case of an accident. Its car insurance policies provide coverage for property damage and car theft, as well as legal responsibility to others for bodily injuries. The agency also offers insurance plans for collectors of classic cars, providing them with better coverage than standard auto policies. Howard & Hoffman has been serving the community since 1906.

  • Multiple Carriers

804 H Street NE Unit 1, Washington, DC 20002
WebsiteLicense: 3000881290

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Oliver Zelaya operates a State Farm insurance agency that serves clients in Washington, D.C., and nearby areas. He offers car insurance policies that provide a safety net in times of unfortunate events, such as accidents, disasters, and theft. He also provides insurance products for homes, automobiles, properties, and businesses. Oliver started as a State Farm agent team member in Houston in 2016. To give back to the community, his team sponsors and participates in local events.

  • Bundling Option

9914 Main Street, Fairfax, VA 22031
WebsiteLicense: 2365215

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Puffenbarger Insurance & Financial Services Inc. is a family-owned business providing a variety of insurance solutions throughout Washington DC and the surrounding communities. Its team of professionals offers personal insurance services, including coverage for homes, automobiles, recreational vehicles, motorcycles, and boats. The company also has a long track record of handling business insurance programs, such as commercial auto, general liability, workers' compensation, and business income coverage. Puffenbarger Insurance & Financial Services was founded by Keith Puffenbarger in 1989.

  • Multiple Carriers

20 F Street NW, Capitol Hill, DC 20001
WebsiteLicense: 3000886482

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Strategy First LLC assists individuals, employees, and business owners in Washington DC to secure insurance policies suited for their financial needs. The business provides clients with consultancy and insurance options that cover homes, life, and health. It designs car insurance plans aimed at protecting assets in case of accidents. Its insurance agents handle policies for business owners, some of which cover commercial properties, professional liability, and workers' compensation. The company also offers various policies for employees such as dental insurance, disability coverage, and retirement plans.

  • Bundling Option

933 Russell Ave Ste C, Gaithersburg, MD 20879

Expertise.com Rating

Review Sources

Google
4.6 (40)

Why choose this provider?

A-1 Insurance is an independent insurance agency located in Gaithersburg, Maryland, that serves drivers throughout the Washington, D.C., metro area. Licensed and bonded agents offer a variety of services, including assisting them with auto insurance policies that cover all their needs at a competitive rate, including collision and comprehensive coverage. The full-service agency provides personal service from regular policy reviews to claim assistance. Services are available in English and Spanish.

3907 Georgia Ave NW, Washington, DC 20011

Expertise.com Rating

Review Sources

Google
4.6 (24)
Yelp
3.5 (6)

Why choose this provider?

Based in Washington, D.C., Lockhart's Insurance Services is an independent insurance agency with more than three decades of experience serving residents of the nation's capital. The agency offers auto insurance policies customized to the needs and budgets of car, truck, and motorcycle owners. Liability only policies with state minimum limits are available for drivers seeking just enough coverage to stay legal. By choosing a full-coverage policy, clients receive the most extensive protection with property damage, comprehensive, and medical coverage.

3425 Branch Ave Temple Hills , MD 20748, Temple Hills, MD MD
WebsiteLicense: 3175

Expertise.com Rating

Review Sources

Google
4.6 (22)
Facebook
4.6 (22)

Why choose this provider?

Roadway Insurance - Temple Hills provides auto insurance plans to all drivers in Washington DC, regardless of their driving histories. The business works with multiple insurance carriers and is an authorized provider of Progressive. Clients are assisted when shopping for auto insurance coverages such as comprehensive and liability. Its agents can also issue SR-22 and FR-19, two certificates that prove drivers own proper vehicle policies. Tori, one of the company's agents, has been assisting clients in securing their assets for over 20 years.

  • Motorcyle & ATV

4000 Legato Rd Ste 400, Fairfax, VA 22033

Expertise.com Rating

Review Sources

Facebook
4.9 (42)
Google
4.4 (18)

Why choose this provider?

Bankers Insurance is a multistate insurance agency based in Washington, D.C. It has several other offices located throughout Virginia, West Virginia, and North Carolina. The company specializes in Virginia and North Carolina auto insurance but offers auto insurance coverage to motorists in all 50 states. Its coverage types include bodily injury and property damage liability, collision and comprehensive damage, and reimbursements for towing and rental expenses. Bankers Insurance provides discounts and credits based on claims and payment history.

543 Shepherd St, NW, Washington, DC 20011
WebsiteLicense: 2876985

Expertise.com Rating

Why choose this provider?

Paul Coote Insurance Agency offers personal and commercial auto coverage to Washington, D.C., residents. It also has policies that cater to homeowners and those that cover flood damage. For businesses, it provides surety bonds, general liability, and workers' compensation plans. The independent firm serves local and international customers. It represents Agency Insurance Company, American Strategic Insurance, Foremost, and Progressive. In addition, it has access to products from Chubb, Hartford, Guard, and Lloyd's of London.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Foundation Insurance Group - Falls Church
3190 Fairview Park Drive, Falls Church, VA 22042
AHT Insurance
1150 Connecticut Ave NW Ste 601 # Nw, Washington, DC 20036
Bridge First Insurance
1727 King Street, Alexandria, VA 22314
Griffin Owens Insurance Group
7637 Leesburg Pike, Falls Church, VA 22043
Hazar Insurance
10543 Metropolitan Ave, Kensington, MD 20895
Oberryman Insurance Agency
2500 Hunter Pl Ste 202, Woodbridge, VA 22192
Chris Miller
1101 Pennsylvania Ave NW, Suite 300, Washington, DC 20004
Whitten Insurance - Ellicott City
10176 Baltimore National Pike, Ellicott City, MD 21042
Tim Duray
831 S King St., Suite D, Leesburg, VA 20175
CNR Insurance
166 West Street, Annapolis, MD 21401
Elite Insurance & Consulting Services
430 M. Street, SW, Suite 110, Washington, DC 20024
Howard & Hoffman Incorporated
3201 New Mexico Ave NW #300, Washington, DC 20016
Oliver Zelaya
804 H Street NE Unit 1, Washington, DC 20002
Puffenbarger Insurance & Financial Services Inc
9914 Main Street, Fairfax, VA 22031
Strategy First LLC
20 F Street NW, Capitol Hill, DC 20001
Gaithersburg Tag & Titling Service
933 Russell Ave Ste C, Gaithersburg, MD 20879
Lockharts Insurance Services
3907 Georgia Ave NW, Washington, DC 20011
Roadway Insurance - Temple Hills
3425 Branch Ave Temple Hills , MD 20748, Temple Hills, MD MD
Bankers Insurance
4000 Legato Rd Ste 400, Fairfax, VA 22033
Paul Coote Insurance Agency
543 Shepherd St, NW, Washington, DC 20011

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • At a minimum, what should car insurance policies in Washington, D.C., cover?

    Car insurance policies in Washington, D.C., should, at a minimum, cover damage to property amounting to $10,000 and uninsured motorist property damage claims worth $5,000 and subject to a $200 deductible. Third-party and uninsured motorist bodily injury coverage is needed in the sums of $25,000 a head and $50,000 per accident.

  • How much does car insurance cost in Washington, D.C., on average?

    Car insurance in Washington, D.C., costs an average of $1,457 as per data available in 2021. Overall this is cheaper than the nationwide rate by an average of 5%. The cheapest provider is the USAA, which covers members of the military, while for teen motorists, the cheapest option is Erie Insurance.

  • How can teens in Washington, D.C., obtain discounts for car insurance?

    Teens in Washington, D.C., can obtain discounts for car insurance by qualifying for an insurer's good student program. Firms that offer this will require that an adolescent be a full-time student who maintains a B average. The required documents are a form signed by a school administrator and the applicant's current grade card.

  • Is it safe in Washington, D.C., to let a car insurance policy expire if the motorist no longer wishes to use an insured automobile?

    No, it is not safe in Washington, D.C., to let a car insurance policy expire if the motorist no longer wishes to use an insured automobile. This will result in the imposition of fines and penalties. The proper procedure is to return one's vehicle tags to the Department of Motor Vehicles and then to cancel the insurance contract.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.