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2024

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Best Local Car Insurance Agencies in Loveland, CO

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Loveland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

37Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4007 South Lincoln Avenue, Loveland, CO 80537
WebsiteLicense: 477813

Expertise.com Rating

Review Sources

Google
4.9 (149)
Yelp
5.0 (4)

Why choose this provider?

All About Insurance is a Loveland-based insurance solutions provider that serves Colorado, Wyoming, Texas, Arizona, Michigan, and Nebraska families, farms, and businesses. The independent insurance agency helps vehicle owners by writing them auto insurance policies that are based on their individual exposure and risk. They help you understand your coverages and will not sell the state's minimum requirements on coverages. Their goal is to determine the best coverage amounts that can best protect the clients, their future, and their assets. All About Insurance is a member of WomenGive and gives back to the community by donating to charities for each referral quoted.

  • Multiple Carriers

633 North Denver Avenue, Loveland, CO 80537
WebsiteLicense: 45995

Expertise.com Rating

Review Sources

Google
4.4 (40)
Facebook
5.0 (9)
Yelp
1.0 (2)

Why choose this provider?

The agents at Welsh Insurance Agency, Inc., which is located in Loveland, provide protection plans for individuals and businesses. Included in its product line is auto insurance, which involves an assessment of the car owner's financial situation and coverage needs. The company's advisors offer policy options from a curated group of providers, including Auto-Owners Insurance, Travelers, and Foremost Insurance Group. Founded in 1987, Welsh Insurance Agency strives to build mutual trust with clients and provide honest and fair service.

  • Boats
  • Motorcyle & ATV
  • Automobile

2427 South College Avenue, Suite #108, Fort Collins, CO 80525
WebsiteLicense: 486122

Expertise.com Rating

Review Sources

Google
4.6 (25)
Yelp
2.0 (1)

Why choose this provider?

Fort Collins Insurance provides risk management solutions in and around Loveland. It provides a variety of personal protection plans, including auto insurance. The independent agency furnishes personalized collision, comprehensive, uninsured and underinsured motorist bodily injury, and medical coverage. Its team also helps individuals and families acquire umbrella, rental property, and homeowners' insurance. In addition, it crafts workers' compensation and general liability policies. Owner Ryan Jackson has been an insurance broker for more than eight years.

  • Multiple Carriers
  • Bundling Option

577 Clubhouse Drive, Loveland, CO 80537
WebsiteLicense: 314733

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (12)

Why choose this provider?

Arrow Insurance Professionals is an auto insurance provider serving Loveland and nearby areas. It has comprehensive coverage to protect clients from damages after hitting another vehicle or another object. It also covers damages after hitting an animal. It has property damage liability to cover for damages to another person's lawn, guard rails, or other properties. The auto insurance also features bodily injury liability to cover medical and related expenses where the client is at fault. Its clients say the company's agents are responsive, compassionate, and pleasant.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1401 South Taft Avenue, Loveland, CO 80537
WebsiteLicense: 155780

Expertise.com Rating

Why choose this provider?

CoWest Insurance Providers is a multi-line insurance management company that serves the Loveland metro and the surrounding communities. The firm assists individuals and families in acquiring an auto insurance policy that can protect themselves, their loved ones, and their vehicles from unwanted risks and losses. The independent insurance agency works with more than 30 providers to create a customized insurance plan that best suits the needs and resources of its clients. The company is affiliated with CoWest Insurance Group, a 90-year old insurance company.

  • Multiple Carriers

4308 North Garfield Avenue, Loveland, CO 80538
WebsiteLicense: 315184

Expertise.com Rating

Review Sources

Google
4.9 (27)

Why choose this provider?

Advantage Insurance, LLC – Barry G. Gustafson Agency is a Loveland-based business that offers auto insurance to its clients. Depending on each car owner's needs, its team of agents can furnish insurance plans that include a combination of multiple coverage types such as collision, family compensation, and property damage liability coverage. They have access to insurance policies from various carriers, such as The Hartford, Nationwide, and MetLife. The agency has been in operation since 1981.

  • Multiple Carriers
  • Motorcyle & ATV

732 South Lemay Avenue, Fort Collins, CO 80524
WebsiteLicense: 558811

Expertise.com Rating

Why choose this provider?

Riverside Insurance is a locally-owned and independent insurance agency serving clients in Loveland, Fort Collins, and surrounding areas in Colorado. The agency provides standard auto insurance services that protect policyholders and an array of vehicle types via comprehensive, collision, personal injury liability, and medical payment coverage. Its professional team of agents handles all lines of insurance such as commercial, workers' compensation, health, and life insurance, and tailors policies based on client preferences.

  • Multiple Carriers

1601 East Eisenhower Boulevard, Loveland, CO 80537
WebsiteLicense: 44566

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
5.0 (13)
Yelp
3.5 (3)

Why choose this provider?

Weedin Agency Incorporated is a multi-line insurance company that offers auto coverage for clients in Loveland. Aside from covering collisions, it also provides comprehensive coverage for damage costs incurred from natural disasters, fires, theft, and vandalism. Additionally, the company can offer liability protection to cover damages caused to other parties during vehicular accidents, as well as medical payments, uninsured or underinsured motorists, and rental car costs. In business since 1596, Weedin Agency Incorporated also deals with life and health insurance plans.

  • Multiple Carriers

5110 Granite Street, Loveland, CO 80538
WebsiteLicense: 491186

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
4.7 (13)

Why choose this provider?

Mitch Rogers is a State Farm insurance agent that caters to clients in Loveland. He offers personal and business insurance products, including car insurance policies that cover various expenses. Rogers has spent over 10 years in insurance services and has a team of insurance specialists with 21 years of combined experience. He and his team of agents aim to provide excellent customer service by dealing with every client's unique needs.

  • Multiple Carriers

1021 North Lincoln Avenue, Loveland, CO 80537
WebsiteLicense: 355931

Expertise.com Rating

Review Sources

Google
4.8 (68)
Yelp
3.0 (2)

Why choose this provider?

Jackson Insurance Agency Inc. is a full-service insurance management firm that has been serving the Loveland metro area and nearby communities for more than three decades. Founded in 1991, the company assists car owners, motorists, and commercial drivers choose the right auto insurance policy that can adequately protect them from financial losses. Its independent insurance agents provide a variety of coverage options from multiple carriers, including liability, medical, comprehensive, collision, and uninsured motorist. Jackson Insurance Agency Inc. serves customers in 31 states across the country.

  • Bundling Option

155 East Boardwalk Drive, Fort Collins, CO 80525
WebsiteLicense: 605582

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

U.S. Insurance Quotes has been serving the residents of Loveland through its insurance services for 12 years. The company screens multiple providers to offer more options to clients and help them find the right coverage fit for their needs. The independent agency has policies for cars, motorcycles, and RVs. Additionally, its team of agents also deals with home and renters' insurance. U.S. Insurance Quotes caters to clients across Colorado, Arizona, and Nevada.

  • RV & Motorhome
  • Motorcyle & ATV

3675 South College Avenue, Fort Collins, CO 80525
WebsiteLicense: 6438880

Expertise.com Rating

Review Sources

Google
5.0 (78)
Yelp
4.0 (5)

Why choose this provider?

The Doebbeling Agency is an insurance provider near Loveland. Owner Ashley Doebbeling has extensive experience as an agency field specialist. She uses her background in finance and insurance to help clients determine the plans that match their needs. One of her agency's products is car insurance. This type of insurance provides payment for the medical expenses and property damage costs if the policyholders get involved in auto accidents. The Doebbeling Agency also offers home, life, and business insurance solutions.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
All About Insurance
4007 South Lincoln Avenue, Loveland, CO 80537
Welsh Insurance Agency, Inc. - Loveland
633 North Denver Avenue, Loveland, CO 80537
Fort Collins Insurance
2427 South College Avenue, Suite #108, Fort Collins, CO 80525
Arrow Insurance Professionals
577 Clubhouse Drive, Loveland, CO 80537
CoWest Insurance Providers
1401 South Taft Avenue, Loveland, CO 80537
Advantage Insurance, LLC – Barry G. Gustafson Agency
4308 North Garfield Avenue, Loveland, CO 80538
Riverside Insurance
732 South Lemay Avenue, Fort Collins, CO 80524
Weedin Agency Incorporated
1601 East Eisenhower Boulevard, Loveland, CO 80537
Mitch Rogers
5110 Granite Street, Loveland, CO 80538
Jackson Insurance
1021 North Lincoln Avenue, Loveland, CO 80537
U.S. Insurance Quotes
155 East Boardwalk Drive, Fort Collins, CO 80525
The Doebbeling Agency
3675 South College Avenue, Fort Collins, CO 80525

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average annual car insurance premium in Loveland?

    The average annual car insurance premium in Loveland is $1,360. This amount translates to an average monthly cost of $113. Car insurance in the city tends to be more budget-friendly compared to the broader Colorado region. This affordability can be attributed to factors such as lower population density and a relatively lower incidence of accidents.

  • Which coverage options are typically included in the insurance policies of Loveland drivers?

    Loveland drivers often seek specific coverages to be incorporated into their car insurance policies, including collision coverage. This provides financial protection in the event of accidents involving collisions with objects or other vehicles. Another is bodily injury liability coverage, which takes care of medical expenses. Additionally, property damage liability coverage assists in paying for repairs on various types of property, including fences, telephone poles, and other vehicles.

  • How does the car insurance rate in Loveland compare to the national average?

    In Loveland, residents tend to spend approximately $109.65 per month on their car insurance. This rate is lower than the national average of $144.94 per month. It is worth noting that car insurance rates can differ across Colorado's various cities. These rates are influenced by various factors, such as motorists' driving histories, claims records, and locations.

  • Are non-owner car insurance policies more affordable than traditional auto insurance policies in Loveland?

    Non-owner car insurance policies tend to offer cost-effective alternatives to conventional auto insurance because they are typically limited to liability coverage. This limitation of coverage results in lower premium costs. Non-owner car insurance policies are ideal for Loveland residents who borrow or rent vehicles. Because they do not drive as frequently as car owners, these individuals are often considered lower-risk drivers.

  • What is the required third-party liability car insurance coverage for Loveland residents?

    Loveland residents are required to maintain bodily injury coverage of at least $25,000 per individual involved in a third-party incident, with a minimum of $50,000 per incident. This coverage does not apply if there are injuries to individuals inside the insured vehicle. Additionally, motorists must carry property damage coverage valued at $15,000 per accident. This covers damage to property not owned by motorists or their passengers, including items within the vehicle and structures like light posts.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.