Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Boulder, CO

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boulder Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

41Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1361 Forest Park Circle, Lafayette, CO 80026
WebsiteLicense: 382186

Expertise.com Rating

Review Sources

Google
4.9 (26)
Facebook
5.0 (5)

Why choose this provider?

Rocky Mountain Insurance Center is an independent insurance agency that caters to clients in Boulder and neighboring areas. It provides vehicle owners with auto insurance policies for personal automobiles, motorcycles, recreational vehicles, and commercial vehicles. It represents multiple auto insurance companies, such as State Auto Insurance, Foremost Insurance Group, MetLife, Progressive, and The Hartford. Rocky Mountain Insurance Center has been helping individuals and businesses with their insurance needs since 2013, having written more than 1,800 insurance policies to date.

  • Multiple Carriers
  • Bundling Option

133 McCaslin Boulevard, Louisville, CO 80027
WebsiteLicense: 546133

Expertise.com Rating

Review Sources

Google
4.7 (18)
Yelp
5.0 (3)

Why choose this provider?

Marc Sisler is a full-service State Farm insurance agent servicing the Boulder community. State Farm has a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages, which offer protection from damages caused by an accident or theft and natural disasters. Sisler is an Air Force veteran and currently serves as the Vice President of Coal Creek Meals on Wheels.

  • Multiple Carriers
  • Bundling Option

1434 Spruce Street, Boulder, CO 80302
WebsiteLicense: 417541

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (7)

Why choose this provider?

ABA Insurance is an independent agency based in Boulder that offers auto insurance services to individuals and families within the nearby areas. Its team of insurance specialists provides an array of insurance plans that will protect the clients from potential losses and damages resulting from an accident. They help and assist them in choosing and understanding the coverages that are suited to their needs, which may include collision, comprehensive, medical payments, liability, and uninsured and underinsured motorist coverages.

  • Multiple Carriers

Boulder, CO
WebsiteLicense: 569396

Expertise.com Rating

Review Sources

Google
5.0 (81)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

A Plus Insurance Colorado is an independent insurance agency that provides car insurance in Boulder. The insurance company offers car insurance like Sr22 insurance, uninsured motorist bodily injury protection, comprehensive coverage, collision coverage, uninsured motorist property damage protection, and rental reimbursement coverage. As an independent insurance agency, A Plus Insurance Colorado represents many insurance companies so that they can provide the best insurance coverage for their clients. It also has professional insurance agents who can assist clients with their insurance needs.

  • Multiple Carriers
  • Bundling Option

190 Arapahoe Avenue, Boulder, CO 80302
WebsiteLicense: 94447

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Gregory Naber is a Boulder-based Farmers Insurance agent that serves communities in Lafayette, Niwot, Lousiville, Nederland, and Longmont. He creates various types of protection plans, including auto insurance. This covers vehicle damage resulting from natural calamities, theft, and collisions. Additional coverages like rental reimbursement and personal injury protection may also be included. Naber, who has been a Farmers Insurance agent for over 15 years, also offers motorcycle, recreational vehicle, home, condo, life, and pet insurance.

  • Multiple Carriers

1680 38th Street, Boulder, CO 80301
WebsiteLicense: 44548

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
3.5 (9)

Why choose this provider?

Taggart Insurance is a company based in Boulder that has been offering auto insurance products and services to individuals, families, and businesses for over 80 years. The company's team of insurance specialists provides the clients with personalized plans that will protect their finances and future against potential losses from unforeseen events such as accidents and theft. Taggart Insurance understands the concern and pressure of protecting the clients' assets, which is why the company is committed to providing high-quality insurance solutions.

  • Multiple Carriers

5360 Arapahoe Avenue, Boulder, CO 80303
WebsiteLicense: 45766

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Rick Baker Insurance is an independent and local insurance company that services the Boulder metro. The firm has a wide variety of insurance products on both personal and commercial lines. These include a comprehensive auto insurance policy that protects vehicles and drivers from any unexpected life events. The set of coverages may include property, liability, and medical coverage. Its team of insurance professionals carefully understands the clients' needs to provide more personalized solutions.

  • Multiple Carriers

1750 30th Street, Boulder, CO 80301

Why choose this provider?

Linkhart Agency aims to identify and reduce the client's exposure to risk associated with car-related incidents by designing an insurance plan that fits the client's specific needs and preferences. Catering to clients' personal and commercial insurance needs in Boulder and the neighboring communities, the agency emphasizes a simplified insurance process. The auto insurance options recommended are based on the specific risks that are determined through analysis of the client-provided information.

  • Multiple Carriers

806 South Public Road, Lafayette, CO 80026
WebsiteLicense: 540798

Expertise.com Rating

Review Sources

Google
5.0 (464)
Facebook
5.0 (18)

Why choose this provider?

Young Insurance has been serving the auto insurance needs of clients in the Lafayette and Boulder areas since 2006. The independent insurance agency provides its clients with clear explanations on the coverage options included in the policy. It explains the benefits of medical, uninsured motorist, and liability coverage to its clients. The agency also pinpoints the products that meet the requirements of its clients. Its clients have several options from different insurance carriers the agency works with.

  • Multiple Carriers

800 Jefferson Avenue, Louisville, CO 80027
WebsiteLicense: 380796

Expertise.com Rating

Review Sources

Facebook
4.4 (30)
Google
4.3 (6)

Why choose this provider?

Locally owned Bolder Insurance has been serving the residents of Boulder and Louisville with its insurance services. Its team can provide insurance quotes from different companies. Additionally, the company assists clients in shopping for cars and makes sure that they are getting the right auto insurance coverage for their needs, which can include emergency road services. The team also handles business and personal insurance. Additionally, Bolder Insurance donates to various non-profit organizations, such as Realities for Children and Imagine Foundation.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Rocky Mountain Insurance Center
1361 Forest Park Circle, Lafayette, CO 80026
Marc Sisler
133 McCaslin Boulevard, Louisville, CO 80027
ABA Insurance
1434 Spruce Street, Boulder, CO 80302
A Plus Insurance - Boulder, CO
Boulder, CO
Gregory Naber
190 Arapahoe Avenue, Boulder, CO 80302
taggartinsurance.com
1680 38th Street, Boulder, CO 80301
Rick Baker Insurance
5360 Arapahoe Avenue, Boulder, CO 80303
linkhartagency.com
1750 30th Street, Boulder, CO 80301
Young Insurance
806 South Public Road, Lafayette, CO 80026
Bolder Insurance
800 Jefferson Avenue, Louisville, CO 80027

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can motorists use out-of-state insurance to register a vehicle in Boulder?

    Yes. While it is permissible for drivers to utilize out-of-state insurance when registering a vehicle in Boulder, they should secure Colorado insurance before renewing their registration. In cases where out-of-state insurance is used, drivers must furnish evidence that it complies with the state's minimum car insurance requirements. These include $25,000 for bodily injury or fatality to a single individual in an accident and $50,000 for bodily injury or fatality to all individuals in a single accident.

  • Which providers offer the cheapest and most expensive car insurance for a teenage driver on a family policy in Boulder?

    In Boulder, Kemper offers the most affordable insurance rates for male teenagers, with a yearly cost of $1,267. Conversely, Farmers stands as the priciest option for insuring teenage drivers on a family policy. It charges $4,577 annually for female teen drivers and $4,878 per year for male teen drivers. Male teenagers pay lower premiums than their female counterparts in Boulder. Typically, females enjoy lower car insurance rates until they reach early adulthood.

  • Does auto insurance stay with the car or the driver in Boulder?

    According to Colorado's regulations, car insurance applies to the insured vehicle. When Boulder residents allow other people to borrow their vehicles, they are essentially extending their vehicle's insurance coverage to those borrowers. If the borrowers did not cause the accident, they have the right to seek compensation for their injuries from the at-fault driver’s policy.

  • How much does Boulder's average vehicle insurance cost based on accident and citation history?

    Boulder motorists who are convicted of reckless driving can expect their annual insurance premiums to rise by $592 more than the citywide average. A DUI offense might result in an increase of $562 in insurance rates, whereas a speeding citation may lead to a $291 increase in premiums.

  • Can Boulder motorists who do not own a vehicle purchase car insurance?

    Yes, non-owner car insurance is available to Boulder drivers. This type of policy typically comes at a lower cost than conventional auto insurance, making it advantageous for Boulder drivers who infrequently borrow or rent vehicles. Motorists should verify that their insurance policy complies with Colorado's minimum requirements.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.