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Best Local Car Insurance Agencies in Westminster, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westminster Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

41Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

21168 Beach Boulevard, Huntington Beach, CA 92648
WebsiteLicense: 0G72978

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

For the past two decades, California Insurance Finder has been assisting individuals, families, and businesses in protecting their financial and vehicle assets with a car insurance policy. The firm provides an extensive array of auto coverage options, including bodily injury liability, property damage liability, medical payments, comprehensive, collision, and uninsured motorist protection. Its agents represent multiple carriers that can offer additional coverage for collision deductibles, towing services, and rental car expenses. The company serves clients throughout California, Nevada, Arizona, and Idaho.

  • Bundling Option

4952 Warner Avenue, Huntington Beach, CA 92649
WebsiteLicense: 0468594

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Gardner Insurance Agency in Orange County and Los Angeles County provides insurance products and solutions to clients in the metro and the nearby Westminster area. The company offers expert assistance to clients seeking protection for themselves and their vehicles through auto insurance policies. These policies cover the costs of property damages, injury liabilities, repairs, replacements, as well as medical expenses for the insured. Gardner Insurance Agency is a third-generation family-owned business that was founded in 1958.

  • Bundling Option

10900 Los Alamitos Boulevard, Los Alamitos, CA 90720
WebsiteLicense: 0F14063

Expertise.com Rating

Review Sources

Yelp
4.5 (9)
Facebook
4.2 (5)

Why choose this provider?

J Johnston Insurance Services, Inc., is a family-owned business that helps clients choose the best insurance coverage based on their requirements. The company's team of agents offers auto insurance plans to Westminster drivers that can come with collision, comprehensive, liability, medical, and uninsured/underinsured coverages. With more than 70 years in the industry, J Johnston Insurance Services also serves the whole of California and provides home, business, life, and health insurance plans.

  • Multiple Carriers

801 Pacific Coast Highway, Seal Beach, CA 90740
WebsiteLicense: 0H52941

Expertise.com Rating

Why choose this provider?

Swell Insurance Solutions is an insurance company that services clients in Westminster. Its agents provide auto insurance plans for various types of car models, such as Chevrolet, Ford, Volvo, and Hyundai. The company can cover different kinds of car damage, including ones caused by weather and traffic accidents. It also has coverages for the glass of a car and towing payments. Founded in 2004, the company can guide customers in filing claims and revising existing policies. Swell Insurance Solutions also offers homeowners' insurance plans.

  • Multiple Carriers

10061 Talbert Avenue, Fountain Valley, CA 92708
WebsiteLicense: 0B55461

Expertise.com Rating

Why choose this provider?

Solid Rock Insurance Services is a family-owned and operated insurance agency that serves the insurance needs of clients in Westminster and neighboring areas. The independent insurance agency provides personalized auto insurance policies for cars, trucks, and recreational vehicles. It represents various auto insurance carriers, including J.E. Brown & Associates, Mercury Insurance, Kemper Insurance Company, and AEGIS General Insurance Agency. Solid Rock Insurance Services has been handling the insurance needs of individuals, families, and businesses since 1955. It also offers homeowners, renters, business, earthquake, and flood insurance.

  • Multiple Carriers

10231 Slater Avenue, Fountain Valley, CA 92708
WebsiteLicense: 0L46616

Expertise.com Rating

Why choose this provider?

Grace First Insurance Agency is a company based in Fountain Valley that also serves the people of Westminster. Its professional agents, who have more than 30 years of experience in the industry, can assist vehicle owners in acquiring an auto insurance policy based on their individual needs, risks, and expectations. Grace First Insurance Agency can also help with finding insurance plans for specialty vehicles, including boats and other personal watercraft, RVs, motorcycles, ATVs, and classic cars.

  • Multiple Carriers

14371 Euclid Street, Garden Grove, CA 92843
WebsiteLicense: 0F74418

Expertise.com Rating

Why choose this provider?

Beyond Your Insurance Services is an independent insurance business catering to the residents of Westminster and its neighboring districts. It has partnered with over 40 carriers to provide broader insurance coverage options to its clients. These include insurance policies for cars, which can cover clients with any kind of driving record. Beyond Your Insurance Services is committed to treating customers like real family members and strives to exceed their expectations.

  • Multiple Carriers

10231 Slater Avenue, Fountain Valley, CA 92708
WebsiteLicense: 0I94248

Expertise.com Rating

Review Sources

Yelp
5.0 (23)
Facebook
5.0 (5)

Why choose this provider?

Ken Tran is a State Farm insurance agent who offers auto insurance to communities in Westminister. Beyond providing comprehensive and collision coverage, he and his team also have coverage options for teen drivers and collectible vehicles such as sports, classic, and antique cars, rental car insurance in the event of undrivable vehicles, and rideshare insurance. He offers commercial auto insurance for clients that utilize their vehicles to operate their businesses. His team can speak with clients in English, Vietnamese, and Chinese.

  • Multiple Carriers
  • Bundling Option

9741 Bolsa Avenue, Westminster, CA 92683
WebsiteLicense: 0F13014

Expertise.com Rating

Review Sources

Yelp
4.0 (47)
Google
3.2 (18)

Why choose this provider?

Founded in 2002, TMN Insurance Services Inc is a company that serves residential and commercial clients in Westminster and its surrounding areas. It offers a variety of insurance and risk management products, such as automobile, motorcycle, RV, boat, and watercraft insurance. Its team of agents can also provide comprehensive and collision coverage, as well as property, liability, and medical payment protection. With the clients' interests as its priority, TMN Insurance Services aims to offer high-quality products and services.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

18700 Beach Boulevard, Huntington Beach, CA 92648
WebsiteLicense: 0M65642

Expertise.com Rating

Review Sources

Google
4.8 (38)
Yelp
4.5 (31)

Why choose this provider?

Nancy Rangel Insurance & Financial Services is a full-service financial and insurance management company that serves the Westminster metro area and surrounding communities. The firm helps individuals and businesses to manage potential risks and recover from car accidents via an auto insurance policy. Its independent insurance agents compare coverage options of several carriers and create a customized policy addressing their client's needs. They provide insurance options for private vehicles, classic cars, and antique autos. The company's staff has over 30 years of combined experience in the insurance industry.

  • Multiple Carriers
  • Bundling Option

6771 Westminster Boulevard, Westminster, CA 92683
WebsiteLicense: 0H05097

Expertise.com Rating

Review Sources

Google
5.0 (163)
Yelp
5.0 (14)

Why choose this provider?

Starwest Insurance Services, LLC., is a Westminster-based independent insurance agency specializing in auto, home, health, business, and life insurance since 1996. The agency offers auto insurance that covers vehicles in a collision into other cars, walls, barriers, bridges, trees, or more and covers damage to the car that is not directly related to a collision, such as theft, fire, hitting animals, or vandalism. It also covers liability and medical payments coverage and can structure policies based on client needs.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
California Insurance Finder
21168 Beach Boulevard, Huntington Beach, CA 92648
Gardner Insurance - OC
4952 Warner Avenue, Huntington Beach, CA 92649
J Johnston Insurance Services, Inc.
10900 Los Alamitos Boulevard, Los Alamitos, CA 90720
Swell Insurance Solutions
801 Pacific Coast Highway, Seal Beach, CA 90740
Solid Rock Insurance Services
10061 Talbert Avenue, Fountain Valley, CA 92708
Grace First Insurance Agency
10231 Slater Avenue, Fountain Valley, CA 92708
Beyond Your Insurance Services
14371 Euclid Street, Garden Grove, CA 92843
Ken Tran
10231 Slater Avenue, Fountain Valley, CA 92708
TMN Insurance Services Inc
9741 Bolsa Avenue, Westminster, CA 92683
Nancy Rangel Insurance & Financial Services
18700 Beach Boulevard, Huntington Beach, CA 92648
Starwest Insurance Services, LLC
6771 Westminster Boulevard, Westminster, CA 92683

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are your car insurance coverage options in Westminster for natural disaster losses?

    You can purchase comprehensive coverage that protects you against natural disasters in Westminster. It can help pay for damage expenses resulting from natural disasters like flooding, falling trees, and hail. Additionally, flood insurance provides extra protection against flood-related water damage. This is recommended for individuals residing in areas susceptible to flooding. Some policies also cover emergency expenses like temporary housing or transportation costs if your vehicle is rendered inoperable due to a natural disaster.

  • How does driving a compact car in Westminster affect your auto insurance rates?

    Certain compact car models have higher insurance rates than others. While repair expenses for small cars are cheaper than those for larger vehicles because of their lower base prices, the possibility of theft is a major element in determining the cost of insurance for a compact automobile in Westminster. The compact cars low cost and high demand made them a frequent target of thieves.

  • How does your credit score affect your insurance rates in Westminster?

    Insurance companies may utilize credit scores to assess driving risk, and lower scores correspond to increased risk, meaning they face higher premiums. Credit-based insurance scores are used by insurers in Westminster to set insurance prices. This is comparable to credit scores used for insurance purposes, where it forecasts claim probability based on credit history, debt, and other factors.

  • How can motorists in Westminster reduce their insurance premiums?

    Although drivers in California may face stiff penalties for driving violations, they can keep their insurance costs down by not violating the law. Westminster drivers may avoid breaking the law by keeping the possibility of fines and increased insurance costs in mind at all times. In addition, California drivers can lower their rates by taking advantage of discounts provided by their insurer.

  • Who must be listed on your Westminster auto insurance policy?

    You should include all regular drivers, including household members, on your auto insurance policy in Westminster. Your policy will cover other licensed drivers who use your vehicle occasionally but are not mentioned in your policy. These include your extended family coming to your place (the grandparents, the parents, the aunts and uncles, the nieces and nephews), acquaintances, and girlfriend or boyfriend (who does not share your household).

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.