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Best Local Car Insurance Agencies in Union City, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

31Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

39812 Mission Boulevard, Fremont, CA 94539
WebsiteLicense: 0F19730

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Flack-Bartlett Insurance Agency, LLC, is a car insurance agency serving clients in Union City. It helps its clients understand their deductibles, know the value of their insurance, and how to spot and avoid staged auto accidents. The agency offers different car insurance options, including liability, property damage, collision, comprehensive, uninsured motorist, and medical coverage. Flack-Bartlett Insurance Agency also provides commercial insurance, home insurance, life insurance, umbrella insurance as well as modifications fees, and towing.

  • Multiple Carriers

37371 Fremont Boulevard, Fremont, CA 94536
WebsiteLicense: 0D85825

Expertise.com Rating

Review Sources

Google
4.2 (13)

Why choose this provider?

Noori Insurance Agency Inc. is an independent insurance company that serves clients in Union City. It compares auto insurance plans from multiple national carriers like CNA, Safeco, and The Hartford. Its agents educate clients on different coverages for their cars, such as collision and medical injury compensation. The agency uses over 25 years of experience and service to examine each client's driving history and risk level. It also provides coverage for drivers of other vehicles like RVs and boats.

  • Multiple Carriers
  • Bundling Option

5765 Valley Avenue, Pleasanton, CA 94566
WebsiteLicense: 0L09428

Expertise.com Rating

Review Sources

Google
4.9 (57)
Yelp
4.5 (11)
Facebook
5.0 (7)

Why choose this provider?

Zulien Morales started her own State Farm agency in 2009. Her agency is helping the whole community in Union City and its neighboring areas with various insurance products. It includes securing driving clients with a policy that covers damages due to a collision and from anything other than collision, the cost of leased cars, and the vehicles used for ridesharing. Its mission is to provide future and existing policyholders with excellent insurance and financial products that match their individual needs.

  • Bundling Option

37405 Joseph Street, Fremont, CA 94536
WebsiteLicense: 0F51750

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (17)

Why choose this provider?

Ivett Insurance Agency is a team of independent agents that serves Union City. Included in its range of products is auto insurance. The company specializes in insuring high-risk drivers, including motorists who have been convicted for DUI or have received a number of tickets. Its team also creates protection plans for owners of boats, motorcycles, and RVs. Dairyland, National General Insurance, and Kemper are some of the company's partner carriers. Ivett Insurance Agency has been operating since 2007.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

2140 Peralta Boulevard, Fremont, CA 94536
WebsiteLicense: 0L44968

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Nam Int'l Insurance Services Inc. is an insurance agency that has been providing protection for car owners in Union City since 2003. The agency represents companies that offer fast insurance claims at low rates. Nam Int'l Insurance Services Inc. has access to multiple A-rated carriers and responds to clients within one business day. Their auto policy includes bodily injury liability, personal injury protection, comprehensive insurance, property damage liability, uninsured and underinsured motorist coverage, and collision.

  • Home & Auto Insurance

24479 Mission Boulevard, Hayward, CA 94544
WebsiteLicense: 0E50883

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

First Avenue Insurance Services Inc. addresses the insurance needs of the people of Union City and the surrounding communities. An independent insurance agency, it represents several reputable and financially sound carriers, such as Travelers, Progressive, and Kemper Specialty. Its professional agents are able to help motorists of different backgrounds obtain car insurance policies designed after their individual requirements and priorities. In addition to this, First Avenue Insurance Services Inc. also offers homeowners, business, and contractors insurance.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Flack-Bartlett Insurance Agency, LLC
39812 Mission Boulevard, Fremont, CA 94539
Noori Insurance Agency Inc.
37371 Fremont Boulevard, Fremont, CA 94536
Zulien Morales
5765 Valley Avenue, Pleasanton, CA 94566
Ivett Insurance Agency
37405 Joseph Street, Fremont, CA 94536
Nam Int'l Insurance Services Inc
2140 Peralta Boulevard, Fremont, CA 94536
First Avenue Insurance Services Inc.
24479 Mission Boulevard, Hayward, CA 94544

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can a speeding ticket in Union City affect your car insurance rates?

    Yes. According to Forbes, a speeding ticket can potentially increase your car insurance rates by up to 24%. You can see the increase when you renew an existing policy or buy a new one from another insurer because this is the time your driving record will be checked. If you have a speeding ticket in Union City and would like to ask questions about it, visit the police department at the City Hall at 34009 Alvarado-Niles Road, Union City, California 94587.

  • What kind of insurance should you buy if you want to use a rental in Union City?

    You will be required to have third-party liability coverage if you want to drive a rental in Union City. You may already have this if you have personal liability coverage. If you want to get extra coverage, you can buy add-ons for various needs, such as medical payment, collision coverage, and theft or damage protection.

  • How much flood water can damage your car in Union City?

    Around six inches of standing water can already damage your car in Union City. At 12 inches of flood waters, your car could get submerged and swept away. Exposure to flood water can cause various problems such as engine trouble, mold overgrowth, rusty gears, and electrical system failure. This is all the more dangerous to electric vehicles, which can catch fire after being flooded.

  • Can comprehensive car insurance pay for collision-related damage in Union City?

    No. Comprehensive car insurance pays for non-traffic-related incidents like theft, vandalism, fire, and natural disasters. In some cases, it can cover animal-related collisions. To get coverage for car accidents, a collision coverage can be purchased. Many insurers recommend car owners in Union City to get both comprehensive and collision coverage.

  • Is it possible to get a good car insurance rate in Union City if you are under 25 years old?

    While car insurance is costlier for those under 25 years old, it is possible to obtain good coverage for an affordable rate. This is because age is just one of the many factors insurers consider when issuing a rate. You can get a better rate if your vehicle has a high crashworthiness rating and anti-theft devices compared to when there are none. When shopping for insurance in Union City, look for discounts such as good student deals, employee discounts, and insurance bundles.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.