Best Local Car Insurance Agencies in Sunnyvale, CA

Sunnyvale, CA Car Insurance Agency FAQs

• If your Sunnyvale auto insurance policy does not include comprehensive coverage, can you still get your windshield fixed without paying out of pocket?

  In Sunnyvale, replacing your windshield is still possible even if your car insurance does not have comprehensive coverage. This occurs if another driver caused the collision that damaged your windshield. Your costs would be covered by the at-fault driver or the property damage liability coverage of their car insurance.

• What kind of damages are not covered by Sunnyvale gap insurance?

  A new car, auto repairs, injuries, harm done to someone else's vehicle, the cost of optional goods like vehicle service contracts, and debt that you rolled over from a prior loan are all things that Sunnyvale gap insurance does not cover. Excess mileage fees and other costs associated with your loan or lease arrangement are also not covered by gap insurance. Keep in mind that if you owe less than the value of the car, your gap insurance won't pay out.

• Will your car insurance in Sunnyvale cover the cost of a totaled leased car?

  Your Sunnyvale car insurance will give your leasing company the car's true cash worth, less any necessary deductibles. Unless you have gap insurance, you will be responsible for making up any shortfall if the total loss amount is less than what you still owe on the lease. You should receive the remaining amount if the insurance settlement exceeds what you owe to the leasing company.

• After receiving a speeding ticket, will your Sunnyvale car insurance price go up?

  Yes, because bad driving habits like speeding will appear on your driving record, and that your driving history affects the price of your auto insurance in Sunnyvale. When renewing or issuing a policy, insurance companies consider your driving history, so if they learn that you had a speeding citation, your insurance price is likely to go up.

• Can you challenge the denial of your car insurance claim in Sunnyvale?

  If you think the Sunnyvale car insurance company made a mistake in denying your claim, you have the right to appeal the decision. When appealing a decision on an insurance claim, you should examine the documentation given to you by your insurance provider and gather the proof you require for your appeal. This may consist of police reports, pictures, testimony from witnesses, medical records, and other evidence that supports your claim.