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2025

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Best Local Car Insurance Agencies in Sunnyvale, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sunnyvale local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

89Reviewed

55Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Sunnyvale
PO Box 2400, Sunnyvale, CA 94087
Visit WebsiteLicense: 0609171

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Uni-Safe Insurance Services is an independent agency based in Sunnyvale that offers auto insurance services to individuals and businesses in the metro and nearby areas. It is partnered with various insurance carriers—such as Safeco, Geovera, Kemper, and Progressive—in providing customized insurance plans needed by the clients. The owner, Alan Moo, has been serving the community via insurance solutions for over 25 years. Uni-Safe Insurance Services also accommodates clients who need assistance with their life, home, and business insurance.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Sunnyvale
422 South Murphy Avenue, Sunnyvale, CA 94086
Visit WebsiteLicense: 0H64852

Expertise.com Rating

Review Sources

Yelp
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Nelson/Nelson Insurance Services, LLC provides auto insurance options to drivers in Sunnyvale and beyond. The business has adhered to a customer-first approach since it was established. Its agents also curate protection plans that address each client's insurance needs. Clients who need immediate auto insurance quotes can reach the company via email or a phone call. They will be asked to submit their preferred coverages to help agents tailor a program based on their input.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Sunnyvale
998 Tulip Road, Sunnyvale, CA 94086

Why choose this provider?

Ullal Insurance Services is an independent insurance firm that helps individuals, families, and businesses in Sunnyvale acquire protection plans that will meet their needs and priorities. Backed by experience, its professional agents connect with several reputable carriers to assist drivers of different backgrounds obtain car insurance policies that will keep them financially secure in the event of an automotive accident. Ullal Insurance services also insures other vehicle types, such as motorcycles, various watercraft, and boats.

  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Sunnyvale
775 East El Camino Real, Sunnyvale, CA 94087
Visit WebsiteLicense: 0M06095

Expertise.com Rating

Review Sources

Google
4.9 (47)
Yelp
5.0 (27)
Facebook
5.0 (19)

Why choose this provider?

AJ Abdelkhalek works with State Farm and has been operating his agency in Sunnyvale since 2011. He provides auto insurance coverage to different drivers, including students, seniors, and those with high-risk histories. AJ meets with them to examine their car and suggest what risks to cover, such as collisions and underinsured drivers. He is a native of California and has worked in finance since 1999. Aside from auto insurance, AJ provides coverage for pets and homeowners.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Uni-Safe Insurance Services
PO Box 2400, Sunnyvale, CA 94087
Nelson/Nelson Insurance Services, LLC
422 South Murphy Avenue, Sunnyvale, CA 94086
Ullal Insurance Services
998 Tulip Road, Sunnyvale, CA 94086
AJ Abdelkhalek
775 East El Camino Real, Sunnyvale, CA 94087

Sunnyvale, CA Car Insurance Agency FAQs

  • If your Sunnyvale auto insurance policy does not include comprehensive coverage, can you still get your windshield fixed without paying out of pocket?

    In Sunnyvale, replacing your windshield is still possible even if your car insurance does not have comprehensive coverage. This occurs if another driver caused the collision that damaged your windshield. Your costs would be covered by the at-fault driver or the property damage liability coverage of their car insurance.

  • What kind of damages are not covered by Sunnyvale gap insurance?

    A new car, auto repairs, injuries, harm done to someone else's vehicle, the cost of optional goods like vehicle service contracts, and debt that you rolled over from a prior loan are all things that Sunnyvale gap insurance does not cover. Excess mileage fees and other costs associated with your loan or lease arrangement are also not covered by gap insurance. Keep in mind that if you owe less than the value of the car, your gap insurance won't pay out.

  • Will your car insurance in Sunnyvale cover the cost of a totaled leased car?

    Your Sunnyvale car insurance will give your leasing company the car's true cash worth, less any necessary deductibles. Unless you have gap insurance, you will be responsible for making up any shortfall if the total loss amount is less than what you still owe on the lease. You should receive the remaining amount if the insurance settlement exceeds what you owe to the leasing company.

  • After receiving a speeding ticket, will your Sunnyvale car insurance price go up?

    Yes, because bad driving habits like speeding will appear on your driving record, and that your driving history affects the price of your auto insurance in Sunnyvale. When renewing or issuing a policy, insurance companies consider your driving history, so if they learn that you had a speeding citation, your insurance price is likely to go up.

  • Can you challenge the denial of your car insurance claim in Sunnyvale?

    If you think the Sunnyvale car insurance company made a mistake in denying your claim, you have the right to appeal the decision. When appealing a decision on an insurance claim, you should examine the documentation given to you by your insurance provider and gather the proof you require for your appeal. This may consist of police reports, pictures, testimony from witnesses, medical records, and other evidence that supports your claim.