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2024

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Best Local Car Insurance Agencies in Santa Monica, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Monica Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

42Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13160 Mindanao Way, Marina del Rey, CA 90292
WebsiteLicense: 0555929

Expertise.com Rating

Why choose this provider?

Jaffe Insurance Agency is an independent firm servicing the Santa Monica community since 1948. It represents different insurance companies to provide a wide range of personal and commercial auto insurance coverage options. Insurance plans are also available for boats, RVs, and motorcycles. The agency also offers group health insurance plans to companies and employees for additional protection against healthcare costs. The agency was established from three generations of experience built by the Jaffe family.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

6404 Wilshire Boulevard, Los Angeles, CA 90048
WebsiteLicense: 0G55496

Expertise.com Rating

Review Sources

Google
4.9 (1989)
Yelp
5.0 (88)

Why choose this provider?

MIS Insurance Services, LLC, is an auto insurance agency near Santa Monica. It offers liability, property damage, and medical expenses coverages that financially protect drivers in the event of a vehicular accident, theft, or disaster. The independent agency maintains partnerships with 78 highly rated companies and has a market for various kinds of drivers, such as those who have bad driving records or suspended licenses. MIS Insurance Services, LLC, offers instant SR-22 filing so clients can print their certificates and have their licenses reinstated immediately.

  • Multiple Carriers
  • Motorcyle & ATV

18321 Ventura Boulevard, Los Angeles, CA 91356
WebsiteLicense: 0M16096

Expertise.com Rating

Why choose this provider?

RNK Insurance Services offers various car insurance policies for individuals, families, and businesses in Santa Monica and nearby communities. This insurance agency consists of a duo of professional agents who have been in the industry for more than a decade. They assist vehicle owners who are seeking financial protection for financial losses resulting from unforeseen incidents. The company conducts a thorough review of a client's current policy and shops for competitive rates and policies among trusted insurance carriers.

  • Multiple Carriers

23161 Ventura Boulevard, Woodland Hills, CA 91364
WebsiteLicense: 0G66626

Expertise.com Rating

Review Sources

Google
4.9 (91)
Yelp
4.5 (64)

Why choose this provider?

For the past decade, Gaspar Insurance Services, Inc., has been catering to the insurance needs of individuals and businesses in Santa Monica. Established in 2008, the firm helps car owners, motorists, and commercial vehicle drivers to obtain the right auto insurance policy. Its independent agents work with more than 200 insurance providers in creating a customized plan for each client. They cater to all types of vehicles, including standard cars, classic cars, and exotic vehicles. The company provides customers 24/7 access to their auto policies.

  • Bundling Option

6108 Venice Boulevard, Los Angeles, CA 90034
WebsiteLicense: 0E05617

Expertise.com Rating

Review Sources

Yelp
3.5 (14)
Google
3.4 (5)
Facebook
5.0 (3)

Why choose this provider?

Established in 1972, Ken Donaldson Insurance Agency, Inc. is a full-service professional insurance agency that serves residential and commercial clients in Santa Monica and nearby areas. The firm offers a wide selection of insurance coverage such as personal and commercial auto insurance, homeowners insurance, renters insurance, and provides other insurance coverages to all commercial lines of business. Ken Donaldson Insurance Agency is proud to be affiliated with Mercury Insurance as its associate provider in providing insurance coverage to its clients.

  • Bundling Option

16542 Ventura Boulevard, Los Angeles, CA 91436
WebsiteLicense: 0G66607

Expertise.com Rating

Review Sources

Google
5.0 (76)
Yelp
4.5 (43)

Why choose this provider?

Serving the residents of Santa Monica, e360 Insurance Services is a Los Angeles-based insurance agency that offers commercial, workers' compensation, health, and life insurance. The company also provides assistance to vehicle owners with its auto insurance services that provide coverage for bodily injuries, property damage liability, and underinsured motorists. Also assisting commercial clients and companies, e360 Insurance Services can write policies for multiple drivers and business-owned vehicles such as delivery trucks and company cars.

  • Motorcyle & ATV

11900 West Olympic Boulevard, Los Angeles, CA 90064
WebsiteLicense: 0645420

Expertise.com Rating

Review Sources

Google
4.8 (111)
Yelp
3.5 (5)

Why choose this provider?

Lewis and Lewis Insurance Agency, Inc., is a family-owned and operated agency servicing the Santa Monica community. It has been providing a wide range of tourist Mexican auto insurance and driver's license liability coverage options for over 36 years. Mexican insurance plans are also available for boats and motorcycles. The agency also accommodates ransom and kidnapping insurance claims for individuals, corporations, missionary groups, and financial and educational institutions. Services are available in English, Spanish, French, and Portuguese.

  • Multiple Carriers
  • Motorcyle & ATV

8150 Beverly Boulevard, Los Angeles, CA 90048
WebsiteLicense: 0E08521

Expertise.com Rating

Why choose this provider?

PALM is an independent insurance broker servicing Santa Monica clients. It provides a wide range of auto insurance coverage options to protect a vehicle and its owner against financial losses caused by unexpected circumstances. It has been partnering with multiple insurance carriers for 10 years to cater to the unique needs of each client. The agency also offers dental, vision, and medical insurance plans under an individual or group policy. A variety of information is provided on the website to keep clients updated on the industry.

  • Multiple Carriers

2450 Colorado Avenue, Santa Monica, CA 90404
WebsiteLicense: 0I72027

Expertise.com Rating

Review Sources

Yelp
4.5 (14)
Facebook
5.0 (1)

Why choose this provider?

Pullen Family Insurance Agency, Inc., is an independent insurance brokerage company that has been serving Santa Monica and surrounding communities for more than a decade. Established in 2008, the locally owned agency guides individual and business customers in choosing the right auto insurance policy akin to their needs. Its agents represent more than 65 carriers that can provide adequate coverage for injury and property liabilities, collision and comprehensive damages, uninsured motorists, rental car reimbursements, and roadside assistance. In 2018, the company was listed in the Top 20 Insurance Partnerships by the Insurance Journal.

  • Multiple Carriers

16133 Ventura Boulevard, Encino, CA 91436
WebsiteLicense: 0K13351

Expertise.com Rating

Why choose this provider?

Aghai Insurance Services, Inc. is an auto insurance provider serving Santa Monica and other locations. Established in 2001, it helps residential and commercial entities manage risks and mitigate financial losses out of vehicular accidents. It has auto insurance coverage that extends to niche clients such as foreign drivers and expensive cars. Its agents ensure that their clients are well-educated and informed of their options in selecting the most appropriate coverage to protect them from unforeseen road mishaps.

  • Multiple Carriers

16661 Ventura Blvd #700, San Fernando Valley, CA 91436
WebsiteLicense: 0F00747

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Sofi Insurance Services is an agency that provides products and policies to clients in Santa Monica and the surrounding areas. Some of its offered policies include auto, health, dental, life, travel, and life. Its auto insurance protects individuals, including their families, from accidents by providing compensation for medical treatments or rehabilitation. Aside from accidents, vehicles are also protected from damages caused by nature or animals. Clients may also opt to include the protection of personal belongings in their chosen auto insurance coverages.

  • Bundling Option

16200 Ventura Boulevard, Encino, CA 91436
WebsiteLicense: 0H66730

Expertise.com Rating

Review Sources

Google
5.0 (171)
Yelp
5.0 (112)
Facebook
5.0 (7)

Why choose this provider?

Serving the residents of Santa Monica and the nearby areas, United Direct Insurance Services, Inc. provides a wide array of personal, commercial, and industrial insurance services. Assisting vehicle owners, the agency provides auto insurance that includes collision, comprehensive, personal injury, and liability coverage. The company also assists business-owned vehicles and companies with its commercial auto insurance. Additionally, United Direct Insurance Services, Inc. also serves industries such as restaurants and property owners.

  • Multiple Carriers

17141 Ventura Boulevard, Encino, CA 91316
WebsiteLicense: 0I09827

Expertise.com Rating

Review Sources

Google
5.0 (34)
Yelp
5.0 (15)
Facebook
5.0 (14)

Why choose this provider?

Demetrio Plaza is a State Farm insurance agent since 2010. Plaza opened the Demetrio Plaza State Farm Insurance Agency office in 2015, serving the insurance needs of customers in Santa Monica, Los Angeles, Calabasas, Encino, and Van Nuys. Its team offers a car insurance policy for business travelers, new drivers, and collectors. Its auto insurance policy has comprehensive coverage that pays for the replacement or repair of damaged vehicles caused by vandalism, theft, falling objects, and fire.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Jaffe Insurance Agency
13160 Mindanao Way, Marina del Rey, CA 90292
MIS Insurance Services, LLC
6404 Wilshire Boulevard, Los Angeles, CA 90048
RNK Insurance Services
18321 Ventura Boulevard, Los Angeles, CA 91356
Gaspar Insurance Services - Woodland Hills
23161 Ventura Boulevard, Woodland Hills, CA 91364
Ken Donaldson Insurance Agency, Inc.
6108 Venice Boulevard, Los Angeles, CA 90034
e360 Insurance Services
16542 Ventura Boulevard, Los Angeles, CA 91436
Lewis and Lewis Insurance Agency, Inc.
11900 West Olympic Boulevard, Los Angeles, CA 90064
Palm
8150 Beverly Boulevard, Los Angeles, CA 90048
Pullen Family Insurance Agency
2450 Colorado Avenue, Santa Monica, CA 90404
Aghai Insurance Services, Inc.
16133 Ventura Boulevard, Encino, CA 91436
Sofi Insurance Services
16661 Ventura Blvd #700, San Fernando Valley, CA 91436
United Direct Insurance Services, Inc.
16200 Ventura Boulevard, Encino, CA 91436
Demetrio Plaza
17141 Ventura Boulevard, Encino, CA 91316

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average cost of car insurance in Santa Monica?

    The average cost of car insurance in Santa Monica depends on whether drivers carry minimum liability or full coverage. Minimum liability coverage costs about $106 per month, while full coverage costs approximately $145 per month. Furthermore, car insurance rates in the metro still depend on the driver's claims history and driving records.

  • Can drivers add emergency road service coverage to their car insurance in Santa Monica?

    Yes, Santa Monica drivers can add emergency road service coverage to their car insurance to protect them from out-of-pocket expenses in case of a vehicle breakdown. The coverage pays for the delivery of battery or gas, change of tire, and locksmith expenses. However, it does not cover mechanical labor costs beyond the first hour.

  • What is the importance of having uninsured or underinsured motorist coverage in Santa Monica?

    In Santa Monica, having uninsured or underinsured motorist coverage is important to safeguard you from drivers without insurance. In an accident, at-fault parties may not cover victims' expenses for medical treatments and vehicle damage. Through this type of coverage, victims can use it to have themselves checked and repair or replace their damaged vehicles.

  • What types of classic vehicles in Santa Monica are covered by car insurance?

    Car insurance in Santa Monica covers several classic vehicles, including antique tractors, collector trailers, race cars, retired commercial and classic military vehicles, muscle cars, and 1980 or newer collector cars. Modified automobiles, such as tuners, lowriders, and hot rods, as well as kits and replicas, are also covered.

  • How can you determine whether your vehicle qualifies for classic car insurance in Santa Monica?

    Your vehicle may qualify for classic car insurance in Santa Monica if the collector car is used for organized meets, occasional pleasure driving, club functions, and exhibitions. Non-daily driven vehicles may be eligible for classic car insurance. In addition, classic automobiles are eligible for insurance coverage if they are securely housed within enclosed parking garages or carports.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.