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2024

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Best Local Car Insurance Agencies in San Marcos, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Marcos Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

40Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

145 Vallecitos De Oro, San Marcos, CA 92069
WebsiteLicense: 0H18147

Expertise.com Rating

Why choose this provider?

Top Contractors Insurance Services, Inc., is an independent insurance agency based in the San Marcos metro. Its policies protect clients and their personal or commercial vehicles from damages, liabilities, and other expenses. Additionally, it partners with top insurance providers Progressive, HCC, and Infinity to provide auto insurance policies. Currently headed by its president Heather Blackmon, the agency is committed to providing efficient insurance services and lasting insurance plans through legitimate and reputable insurance carriers.

  • Multiple Carriers

809 West San Marcos Boulevard, San Marcos, CA 92078
WebsiteLicense: 0L54404

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (12)
Yelp
5.0 (8)

Why choose this provider?

Schaub Insurance Agency, Inc. specializes in providing car insurance coverages for clients, their vehicles, and other individuals affected due to auto-related incidents in San Marcos and the neighboring areas. With a mission of offering customer-oriented service and simplified insurance applications, the agency also has packages for auto policies combined with homeowners or renters policy. The woman-owned and operated independent insurance agency has almost 20 years of being in the business.

  • Multiple Carriers

3525 Del Mar Heights Road, San Diego, CA 92130
WebsiteLicense: 0F47933

Expertise.com Rating

Review Sources

Yelp
5.0 (26)
Facebook
5.0 (9)

Why choose this provider?

Kazerouni Insurance Services is an independent car insurance provider that works with multiple carriers to offer numerous options to its clients. Serving San Marcos and the nearby areas, it has a wide range of personal and commercial insurance products. The agents offer auto, boat, classic car, motorcycle, and RV insurance. Its agents also craft private client policies by assessing the policy buyers' wealth and lifestyle to tailor coverages for worldwide travel, yacht, private aircraft, and international properties.

  • Multiple Carriers

330 Rancheros Drive, San Marcos, CA 92069
WebsiteLicense: 0H29315

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Justin Lundquist Insurance Agency offers personal and business insurance solutions in San Marcos. The firm works with different insurance companies, including Nationwide, Progressive, and Travelers, to help clients obtain suitable insurance coverages. It carries personal auto insurance plans, whether for convertible sports cars, small two-person vehicles, or big pick-up trucks, and aims to create bundle packages. In addition, it provides coverages for boats, off-road bikes, motorcycles, and RVs. Justin Lundquist Insurance Agency strives to keep its clients well-informed and well-protected.

  • Motorcyle & ATV

900 Canterbury Place, Escondido, CA 92025
WebsiteLicense: 0C36861

Expertise.com Rating

Review Sources

Google
4.8 (12)
Yelp
5.0 (3)

Why choose this provider?

Part of Alliant Insurance Services, North County Insurance offers a wide array of products, including auto insurance. From personal to commercial policies, the company tailors each of its offerings in accordance with its clients' needs and lifestyles. The agency assists vehicle owners and companies by providing auto, commercial auto, motorcycle, and watercraft equipment insurance. North County Insurance has been serving the residents of San Marcos and the nearby areas since 1925.

  • Multiple Carriers

1605 West Mission Road, San Marcos, CA 92069
WebsiteLicense: 0F25330

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
4.5 (2)

Why choose this provider?

Kashif Ahmed is a local Farmers Insurance agent in San Marcos. He has the knowledge and experience to help clients identify the insurance plan that best fits their needs. Ahmed provides auto, home, business, life, and renters insurance in his locality. Some of the auto insurance options he offers are collision, liability, comprehensive, towing, and rental reimbursement. Kashif Ahmed has worked as a Farmer Insurance agent for 12 years. Aside from English, he can also speak Spanish, Hindi, and Urdu.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

27357 Valley Center Road, Valley Center, CA 92082
WebsiteLicense: 0662677

Expertise.com Rating

Review Sources

Google
4.1 (24)
Yelp
4.0 (19)

Why choose this provider?

Pauma/Valley Insurance Agency, Inc. is an independent agency serving San Marco and nearby communities since 1978. It has been securing important valuables in the community with various insurance products, including commercial and personal auto policies. These policies may include coverages for liabilities, physical damages, medical costs, and protection against at-fault uninsured drivers. Some of the other insurance solutions offered are homeowners, life, and health insurance. The agency's insurance professionals will be the ones to shop for the coverage and rate that will match their clients' requirements.

  • Multiple Carriers

531 Encinitas Boulevard, Encinitas, CA 92024
WebsiteLicense: 0L01066

Expertise.com Rating

Review Sources

Facebook
5.0 (24)

Why choose this provider?

Katie Beach Harlan is a State Farm insurance agent that serves clients in San Marcos and the nearby areas. Harlan has more than 10 years of State Farm experience, providing vehicle insurance products for cars, trucks, motorcycles, and commercial and business vehicles. Established in 2014, the Katie Beach-Harlan State Farm Insurance Agency also helps clients through its banking services. Additionally, it has other insurance products for recreational vehicles, motorhomes, homes, and rental properties, as well as riders for jewelry, fine art, and firearms.

1245 San Elijo Road South, San Marcos, CA 92078
WebsiteLicense: 0G17864

Expertise.com Rating

Review Sources

Facebook
4.6 (10)
Google
5.0 (4)

Why choose this provider?

Lanni Insurance of California addresses the insurance needs of individuals, families, and businesses in San Marcos and nearby areas. Established in 2008, the company assists all types of car owners and drivers in securing their vehicles against potential risks via auto insurance policies. Its independent insurance agents work with multiple carriers that can provide coverage options for private vehicles, luxury cars, classic and antique automobiles, custom-built cars, and recreational vehicles. They also offer insurance policies for motorcycles, ATVs, trucks, and watercraft.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Top Contractors Insurance Services Inc
145 Vallecitos De Oro, San Marcos, CA 92069
Schaub Insurance Agency, Inc.
809 West San Marcos Boulevard, San Marcos, CA 92078
Del Mar Insurance Group
3525 Del Mar Heights Road, San Diego, CA 92130
Justin Lundquist Insurance Agency
330 Rancheros Drive, San Marcos, CA 92069
North County Insurance
900 Canterbury Place, Escondido, CA 92025
Kashif Ahmed
1605 West Mission Road, San Marcos, CA 92069
Pauma / Valley Insurance Agency, Inc.
27357 Valley Center Road, Valley Center, CA 92082
https://beachinsurance.us/
531 Encinitas Boulevard, Encinitas, CA 92024
Lanni Insurance
1245 San Elijo Road South, San Marcos, CA 92078

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If a deer accidentally hit your car and the bumper of the vehicle was damaged, does your car insurance in San Marcos cover the replacement or repair cost?

    Yes, if you have comprehensive coverage on your car insurance in San Marcos, the replacement or repair cost of your damaged bumper will be covered. This type of coverage also covers damage resulting from hurricanes, fires and explosions, civil unrest or riots, and theft. However, it does not cover your financial responsibilities if you have caused damage to other vehicles or objects.

  • What information do you need for a car insurance quote in San Marcos?

    In San Marcos, when asking for a car insurance quotation, you need to provide your name, marital status, address, and driver's license and Social Security number. You also have to give your car's VIN, make, model, and year, as well as a list of individuals who will drive your car.

  • How do individuals qualify for good driver discounts in San Marcos?

    Individuals in San Marcos may qualify for good driver discounts if they have been licensed drivers in California for the past three years and have not taken traffic schools due to traffic violations. They also must not have alcohol-related violations and have not been involved in an at-fault accident that resulted in death or injuries.

  • What is the required liability insurance for car drivers in San Marcos?

    According to California's Department of Motor Vehicles, car drivers in San Marcos must carry $5,000 liability coverage for property damage to cover damage to other vehicles, fences, or mailboxes. They must also have a minimum of $15,000 coverage for bodily injury or death to one person and $30,000 for injury or death to more than one person.

  • If you have DUI records, is it possible for you to get low-cost car insurance in San Marcos?

    Yes, it is possible for you to get low-cost car insurance in San Marcos even if you have DUI records. To make this work, you have to look for a car insurance service provider that specializes in high-risk insurance policies. The California Automobile Assigned Risk Plan can provide coverage if you cannot find it on the open market.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.