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2024

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Best Local Car Insurance Agencies in San Francisco, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored San Francisco Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

467Reviewed

283Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

625 46th Ave, San Francisco, CA 94121

Expertise.com Rating

Review Sources

Yelp
5.0 (6)
Google
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Active since 2005, Paperless Insurance Services Inc. is a San Francisco, California-based agency serving business clients throughout the metro area as they pursue and purchase auto insurance policies, and it supports them when they make claims or inquire into standing policies. Many of its clients seek to insure entire fleets of vehicles or utility automobiles, which may contain valuable equipment. Motor truck cargo policies are another focus area of the firm, and are commonly bundled with other commercial auto protections. Aside from auto services, Paperless Insurance Services Inc. also insures commercial property and buildings.

840 Hinckley Rd Ste 201, Burlingame, CA 94010

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Located in Burlingame, California, Limitless Insurance Solutions is a full service insurance agency offering property and casualty insurance brokerage to clients throughout the San Francisco region and the surrounding neighborhoods. As an independent insurance agency, the firm represents many auto insurance carriers, giving motorists and other vehicle owners the chance to browse through a variety of coverage policies to find the one that fits their specific needs. Additionally, the firm assists clients in filing claims, and it follows through with the insurance provider to ensure that the policyholders get fair, prompt payment of their coverage benefits.

2620 Judah St, San Francisco, CA 94122

Expertise.com Rating

Review Sources

Yelp
4.5 (45)
Facebook
5.0 (19)
Google
5.0 (3)

Why choose this provider?

Founded in 1979, Wang Insurance is a family-owned and operated agency active throughout the San Francisco, California, metro area helping clients to purchase auto insurance policies that cover cost of damage to vehicles and provision for medial coverage should accidents lead to serious injuries. Beyond the minimum required by law, agents at Wang Insurance are familiar with a multitude of special insurance coverage, such as gap insurance which covers the entire cost of totalled cars, especially those leased by clients. This company works with many insurance carriers including Progressive Insurance and Liberty Mutual.

77 Mark Dr Ste 24, San Rafael, CA 94903

Expertise.com Rating

Why choose this provider?

Since 1976, Coastal Pacific Insurance Marketing LLC has provided automobile insurance and other types of coverage to clients. Located in San Rafael, California, and serving the San Francisco Bay Area, the company focuses on finding the right insurance options based on needs. There are different choices of auto coverage available from the companies associated with the agency. Clients can purchase collision, comprehensive, liability, medical payments, and other insurance, as well as personal injury protection. Coastal Pacific Insurance Marketing LLC offers additional personal and business coverage options, including homeowners, renters, commercial property, and workers compensation insurance.

2085 Van Ness Ave, San Francisco, CA 94109

Expertise.com Rating

Review Sources

Yelp
4.5 (74)
Google
5.0 (27)

Why choose this provider?

Express Service Insurance is an independent insurance firm based in San Francisco, California, offering insurance solutions to clients throughout the state. The agency connects auto insurance buyers with reliable, affordable policies from insurance carriers such as Allied Nationwide, Progressive, and Travelers Insurance. It represents insurance providers with a proven track record of consistent positive performance. Coverage is available for automobiles, boats, recreational vehicles, and motorcycles, and the firm also offers home, renters, flood, and earthquake insurance. Clients can rely on the firm's agents for reliable advice on the best coverage options to include in their policies.

422 Presidio Ave, San Francisco, CA 94115

Expertise.com Rating

Review Sources

Yelp
4.5 (34)
Google
4.6 (18)
Facebook
5.0 (17)

Why choose this provider?

Riskguard Insurance Solutions in San Francisco, California, provides professional expertise and advice for drivers in the local area looking for auto insurance. This independently owned and operated insurance agency has remote sales offices located in South and East Bay areas. Its network of preferred lines carrier allows the agency to make needed recommendations for drivers after reviewing rates, coverage, deductibles, and other factors with its client. Policy types range from standard liability insurance for bodily injury and property damage with additional collision, comprehensive, and medical payments endorsement available. It also offers home and renter insurance.

1000 Brannan St Ste 203, San Francisco, CA 94103

Expertise.com Rating

Review Sources

Yelp
5.0 (78)
Google
5.0 (17)

Why choose this provider?

Broad Spectrum Insurance Services is an auto insurance agency serving the residents of San Francisco, California. As an independent company, it works in collaboration with large insurance carriers, such as Liberty Mutual, Nationwide, and Markel Insurance Company, allowing it to offer its clients customized policies and plans designed to fit their unique needs. These plans can insure traditional and vintage vehicles, and cover damage to the car and hospital expenses for the drivers and passengers as a result of an accident or natural disaster. Broad Spectrum Insurance Services also sells business and health insurance.

821 Folsom Street, San Francisco, CA 94107
WebsiteLicense: 0I53589

Expertise.com Rating

Review Sources

Google
4.9 (368)
Yelp
4.5 (41)

Why choose this provider?

Jake Stewart offers car insurance coverage to clients in San Francisco and nearby areas. He works with State Farm Insurance to help clients find the right policy for their auto insurance needs. Jake is a University of California graduate, and he continues his family's legacy as a third-generation State Farm insurance agent. He opened his agency in 2006 and has since received high recognition from State Farm and the insurance industry. Jake also offers life, business, and fire insurance.

  • Home & Auto Insurance
  • Home Insurance

555 California St, San Francisco, CA 94104

Expertise.com Rating

Why choose this provider?

Licensed in more than 45 states, Select Insurance Group specializes in finding coverage for drivers considered to be too risky to insure by most underwriters, including those in the San Francisco metro area. The company has independent agents in offices nationwide who are knowledgeable about their state's SR22 laws and have experience working with state diversion programs, obtaining hardship licenses, and getting ignition interlock discounts. By using electronic verification of driver and vehicle information, Select Insurance Group ensures all quotes are properly rated to help clients quickly locate the best policy that fits their budget while also satisfying their coverage needs.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Paperless Insurance Services, Inc
625 46th Ave, San Francisco, CA 94121
Limitless Insurance Solutions
840 Hinckley Rd Ste 201, Burlingame, CA 94010
Wang Insurance
2620 Judah St, San Francisco, CA 94122
Coastal Pacific Insurance Marketing LLC
77 Mark Dr Ste 24, San Rafael, CA 94903
Express Service Insurance
2085 Van Ness Ave, San Francisco, CA 94109
Riskguard Insurance Solutions
422 Presidio Ave, San Francisco, CA 94115
Broad Spectrum Insurance Services
1000 Brannan St Ste 203, San Francisco, CA 94103
Jake Stewart
821 Folsom Street, San Francisco, CA 94107
Select Insurance Group
555 California St, San Francisco, CA 94104

San Francisco, CA Car Insurance Agency FAQs

  • In San Francisco, what happens if you do not pay car insurance on its due date?

    In San Francisco, if you do not pay your car insurance on its due date, you may still keep the policy. Most insurance carriers provide a grace period to enable policyholders to make their payments. Usually, carriers give a 20- to 30-day grace period. However, if you fail to settle the payment, you must inform your agent because not paying car insurance might lead to consequences.

  • How can you get your car insurance in San Francisco reinstated after it lapses?

    To get your car insurance in San Francisco reinstated, you have to fill out a form or sign a statement of no loss and clear your past balance. However, you might need to pay a reinstatement fee. You can still acquire the same policy with the same coverage limits. A lapsed insurance policy will appear on your insurance history.

  • In San Francisco, can you add rental coverage to your car insurance?

    You can only add rental coverage if you have comprehensive and collision coverage on your car insurance. You can use this type of coverage if you need to rent a vehicle because your car is unavailable due to an accident. The amount you can reimburse depends on the size and body type of the vehicle you use regularly.

  • Do drivers need to have car insurance in San Francisco?

    Yes, drivers in San Francisco are required to have car insurance. They need to have the minimum amount of liability, which includes $30,000 in total bodily injury per accident, $15,000 in bodily injury per person, and $5,000 in property damage per accident. They can increase their limits to prevent out-of-pocket expenses if they cause an accident.

  • If you have been involved in a car accident in San Francisco, what should you do if the party at fault has no insurance?

    If you have been involved in a car accident in San Francisco and the party at fault has no insurance, you can use your uninsured motorist and underinsured motorist bodily injury coverage. This type of coverage pays the medical expenses of you and your passengers. Individuals are advised to have UM/UIM bodily injury coverage of $15,000 per person and $30,000 per accident.