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2024

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Best Local Car Insurance Agencies in Roseville, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roseville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86Reviewed

56Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13 Sierra Gate Plaza, Roseville, CA 95678
WebsiteLicense: 0M68957

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Foothill Valley Insurance Agency addresses the car insurance needs of vehicle owners in Roseville and nearby neighborhoods. Locally owned and operated, the agency has professional associates who source a selection of quotes from multiple insurance carriers. Available insurance policies essentially include liability, comprehensive, and collision coverage, although clients may request additional protection, like roadside assistance, towing, and minor violation forgiveness. Foothill Valley Insurance Agency has been in business since 1962 and also provides homeowners' and business insurance products.

  • Multiple Carriers

5701 Lonetree Boulevard, Rocklin, CA 95765
WebsiteLicense: 0F85919

Expertise.com Rating

Review Sources

Facebook
4.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Eddie Medeiros is a local Farmers insurance agent in Rocklin that services clients in Roseville and nearby areas. Eddie provides clients with personalized personal and business insurance solutions, including comprehensive auto insurance policies. The policies cover collision damages and expenses, physical damages and losses, medical payments, and deductibles. Eddie also offers policies that protect other forms of vehicles such as motorcycles, RVs, and boats. He is committed to making the whole process as straightforward as possible to help clients make smart choices.

  • Motorcyle & ATV

6556 Lonetree Boulevard, Rocklin, CA 95765
WebsiteLicense: 0J15378

Expertise.com Rating

Review Sources

Google
4.6 (23)
Facebook
5.0 (3)

Why choose this provider?

After having a first-hand experience in spending an enormous amount on the healthcare of her grandparents, Rosamaria Marrujo built Trusted American Insurance Agency to help clients avoid the same experience she had. Assisting vehicle owners, the company offers a wide array of coverage involving bodily injuries and property damages acquired from accidents. Damages done to vehicles from vandalism and disasters are assisted under comprehensive coverage. Serving clients from Roseville, the company has been providing home and auto insurance for over 15 years.

  • Multiple Carriers

9815 Antelope Road, Roseville, CA 95747
WebsiteLicense: 0H08143

Expertise.com Rating

Review Sources

Google
4.2 (30)
Yelp
4.5 (11)

Why choose this provider?

Active for over a decade, Alex Rue Insurance Agency serves clients in and around Roseville. The company provides auto insurance plans from over 20 different carriers, including Hagerty and American Modern. It assesses clients and their cars for deductibles, such as spotless driving records, hybrid vehicles, and anti-theft devices. The agency also updates policies to add drivers, vehicles, or coverages like medical liabilities. It provides other personal insurance regarding weddings, landlords, and dental and vision problems.

  • Multiple Carriers

8303 Sierra College Boulevard, Roseville, CA 95661
WebsiteLicense: 0747107

Expertise.com Rating

Why choose this provider?

Esther Nelson is an insurance agent in Roseville who has been with State Farm since 1988. State Farm offers a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages, which offer protection from damages caused by an accident or theft and natural disasters. Nelson can help clients with their insurance needs seven days a week.

  • Multiple Carriers

1221 Pleasant Grove Boulevard, Roseville, CA 95678
WebsiteLicense: 0F74432

Expertise.com Rating

Review Sources

Yelp
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Whitney Oaks Insurance Services Inc. is an independent insurance agency that operates in the Roseville metro and neighboring communities. The company provides insurance protection through its various personal and business lines including its comprehensive auto insurance policies. The policies include coverage for liabilities, physical damages, collisions, uninsured/underinsured motorists, and medical payments. Add-ons such as roadside assistance, towing, and rental reimbursements are also available. Whitney Oaks Insurance Services started its operations in 2006 and has over 40 years of industry experience.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

3805 Taylor Road, Loomis, CA 95650
WebsiteLicense: 0D15198

Expertise.com Rating

Review Sources

Yelp
4.0 (8)
Google
5.0 (3)

Why choose this provider?

Established in 1993, Pilcher Insurance Agency offers auto, home, business, life, and health insurance in Roseville. It was built on the principles of customer service and giving back to the community. John Pilcher—the agency's founder, president, and CEO—has been in the insurance business for 35 years. Pilcher Insurance Agency represents several insurance companies so that it can provide the best insurance coverage for its clients. Some of these insurance companies include Hagerty, Kemper, and MetLife.

Roseville, CA 95747
WebsiteLicense: 0D43447

Expertise.com Rating

Review Sources

Yelp
5.0 (7)

Why choose this provider?

Established in 1997, Park Family Insurance and Financial Services is an agency based in Roseville that has been offering auto insurance services and solutions to individuals and families within the nearby areas. It is an independent agency that represents various insurance carriers in providing customized insurance coverages, which may include comprehensive, collision, liability, medical, and uninsured motorist protection coverages. These coverages protect the drivers against financial losses resulting from an accident. The company also offers insurance for life, health, motorcycles, boats, and RVs.

  • RV & Motorhome
  • Boats

6119 Horseshoe Bar Road, Loomis, CA 95650
WebsiteLicense: 0M76470

Expertise.com Rating

Review Sources

Google
4.9 (10)
Yelp
5.0 (2)

Why choose this provider?

Kelly Miller Insurance has been providing auto insurance policies to drivers in Roseville. With access to top insurance companies such as AARP and MetLife Auto and Home, the agency helps clients choose the coverage and rate that is best for them. Its policies include cover for liabilities, full value replacements, medical payments, and uninsured and underinsured motorists. Additionally, these policies also offer coverage for glass, electronic equipment, and roadside assistance and towing. Kelly Miller Insurance also offers insurance for motorcycles, classic cars, and RVs.

  • Bundling Option

198 Cirby Way, Roseville, CA 95678
WebsiteLicense: 0821578

Expertise.com Rating

Review Sources

Google
4.4 (5)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Woodcreek Ins. Services is an independent insurance business that manages clients' auto insurance concerns in Roseville. The company provides a wide variety of car protection coverage options for liabilities, medical payments, personal injuries, and uninsured motorists. Customers can also request additional coverage for roadside assistance, towing, and rental reimbursement. The company performs a complete evaluation of clients' needs and finds insurance carriers that match their priorities. CEO Rob Keppel is a local agent who has been in the insurance industry since 1984.

  • Multiple Carriers

5170 Golden Foothill Parkway, El Dorado Hills, CA 95762
WebsiteLicense: 0H64864

Expertise.com Rating

Review Sources

Yelp
4.5 (16)
Facebook
5.0 (8)
Google
4.2 (6)

Why choose this provider?

Gaines Insurance Agency, Inc., is an independent insurance company that serves clients in and around Roseville. It provides auto insurance plans that cover medical liabilities, vehicular accidents, collisions with other drivers, and weather-based damages. It also guides clients in printing insurance certificates and filing claims. The company is a family-owned business, founded by Robert Gaines and currently led by his children Ted and Beth. The two leaders also serve the people of California as a Representative to the Senate and as an Assemblywoman, respectively.

  • Boats
  • RV & Motorhome
  • Multiple Carriers

673 Shasta Street, Yuba City, CA 95991
WebsiteLicense: 0L52343

Expertise.com Rating

Review Sources

Yelp
4.5 (7)
Google
5.0 (5)

Why choose this provider?

Bill Edick Insurance Agency, Inc., is a car insurance provider located in Yuba City that serves the nearby Roseville metro. It writes auto insurance policies that protect clients from heavy financial losses brought by car accidents. Coverage for medical payments, uninsured motorists, and other liabilities are also available. The agency is family-owned and operated and is currently headed by Bill Edick, Sr., an insurance professional with knowledge of the local insurance scene.

  • Multiple Carriers

2021 P Street, Sacramento, CA 95811
WebsiteLicense: 0527074

Expertise.com Rating

Review Sources

Google
5.0 (102)
Yelp
4.5 (8)

Why choose this provider?

Eugene C. Yates Insurance Agency offers auto coverage for clients in Roseville. Vehicle owners can expect policies that secure damage costs incurred from collisions and non-collision incidents, as well as cover liability protection against personal injury or property damage claims. The company also provides coverage options for uninsured motorists and medical payments applicable to a vehicle's driver and passengers. For business owners, Eugene C. Yates Insurance Agency considers the type of industry and its related liabilities in determining the commercial auto insurance options.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Foothill Valley Insurance Agency
13 Sierra Gate Plaza, Roseville, CA 95678
Eddie Medeiros
5701 Lonetree Boulevard, Rocklin, CA 95765
Trusted American Insurance Agency
6556 Lonetree Boulevard, Rocklin, CA 95765
Alex Rue Insurance Agency
9815 Antelope Road, Roseville, CA 95747
Esther S Nelson
8303 Sierra College Boulevard, Roseville, CA 95661
Whitney Oaks Insurance Services Inc.
1221 Pleasant Grove Boulevard, Roseville, CA 95678
Pilcher Insurance Agency, Inc.
3805 Taylor Road, Loomis, CA 95650
Park Family Insurance and Financial Services, Inc.
Roseville, CA 95747
Kelly Miller Insurance
6119 Horseshoe Bar Road, Loomis, CA 95650
Woodcreek Ins. Services
198 Cirby Way, Roseville, CA 95678
Gaines Insurance Agency, Inc.
5170 Golden Foothill Parkway, El Dorado Hills, CA 95762
Bill Edick Insurance Agency, Inc.
673 Shasta Street, Yuba City, CA 95991
Eugene C. Yates Insurance Agency - Sacramento
2021 P Street, Sacramento, CA 95811

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What car insurance coverage choices do drivers in Roseville have access to?

    Roseville drivers can choose from various auto insurance coverage options, such as collision and comprehensive coverage for vehicle damage. In addition, liability coverage covers injuries and property damage caused by drivers when they are responsible for a car accident. On the other hand, personal injury protection coverage assists in paying medical bills, rehabilitation costs, and funeral expenses.

  • Is there a car insurance program that specifically targets low-income families in Roseville and throughout the state of California?

    Yes, the California Low-Cost Automobile Program presents an opportunity for economically disadvantaged households residing in Roseville. This initiative extends liability insurance and uninsured motorist protection to eligible families who fall within 250% of the federal poverty threshold, own a vehicle valued at under $25,000, and maintain a good driving history.

  • How does California's point system affect car insurance premiums, and for how long can the points remain on a Roseville driver's record for each violation?

    The California point system assigns points for each violation, and these points may remain on a Roseville driver's record for a maximum of three years. Once this time frame elapses, drivers may face increased insurance premiums. For instance, receiving a speeding ticket could result in the addition of one point to the driver's record. A DUI or reckless driving charge could lead to the accumulation of two or more points on the violator's driving history.

  • What are the advantages of working with local, independent car insurance companies in Roseville?

    Local car insurance firms in Roseville have a better understanding of local driving conditions, traffic patterns, and even regional risks that can affect coverage. Moreover, independent agents compare quotes and coverage options from major insurers in the area. Among the top insurance providers in the city are Aegis Security Insurance Company, Allied Mutual Insurance Co., and AMTrust.

  • How long is car insurance good for in Roseville?

    Typically, standard auto insurance policies are available with coverage periods of either six or 12 months. Opting for a 12-month policy can often result in greater cost savings. Upon the conclusion of a coverage period, Roseville policyholders typically have the option to either renew their existing policies or explore alternative insurance options.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.