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2024

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Best Local Car Insurance Agencies in Richmond, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Richmond Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

46Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13925 San Pablo Avenue, San Pablo, CA 94806
WebsiteLicense: 0D49240

Expertise.com Rating

Review Sources

Yelp
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Haro Insurance Services is a family-owned and operated independent insurance agency serving clients in Richmond and the surrounding areas in California. The agency offers full-service auto insurance that addresses accidents, reckless driving, DUI cases, and suspended license issues. It also has coverage options for young drivers. Its team of professional agents is committed to finding the best coverage and prices for its clients. Haro Insurance Services also provides other types of insurance policies such as auto, miscellaneous, commercial, and homeowners' insurance.

  • Multiple Carriers
  • Bundling Option

PO Box 585, Mill Valley, CA 94942
WebsiteLicense: 0H11625

Expertise.com Rating

Review Sources

Yelp
5.0 (10)

Why choose this provider?

Attending to all aspects of Richmond's insurance needs, Marindependent Insurance Services LLC is an independent insurance brokerage agency that offers a wide array of insurance products. Founded by Scott W. Johnson in 2010, the agency offers all types of coverages, from personal to business insurance. It provides life, umbrella, home, and auto insurance for vehicle owners. When not in the agency, Scott enjoys mountain biking and spending time with his family in Marin County.

  • Bundling Option

1900 Olympic Boulevard, Walnut Creek, CA 94596
WebsiteLicense: 0806859

Expertise.com Rating

Why choose this provider?

Gerry Carbajal Insurance Agency has been providing insurance services to businesses and individuals in Richmond and nearby areas since 1983. The independent agents from this firm offer auto insurance solutions to protect clients from injuries, hit-and-runs, accidents, and theft. They offer a wide array of insurance coverage and protection options, such as roadside assistance, rental reimbursement, 24-hour customer service, towing, and medical payments coverage. The company's local agents are also knowledgeable in farm equipment, homeowners' liability, and family health insurance programs.

  • Multiple Carriers

403 San Pablo Towne Center, San Pablo, CA 94806
WebsiteLicense: 0766801

Expertise.com Rating

Review Sources

Google
4.2 (10)
Facebook
4.5 (3)

Why choose this provider?

Leadwest Insurance Solutions takes care of the car insurance needs of clients in Richmond and the rest of the state. The agency offers basic auto insurance, which includes coverages such as bodily injury liability, medical payments or personal injury protection (PIP), property damage liability, collision coverage, comprehensive coverage, and uninsured or underinsured motorist coverage. Insurance options for rental or leased cars are also available. Leadwest Insurance Solutions also offers health, home, business, and life insurance.

  • Multiple Carriers
  • Motorcyle & ATV

12976 San Pablo Ave, Richmond, CA 94805
WebsiteLicense: 0M66105

Expertise.com Rating

Why choose this provider?

UNICOM Insurance & Financial Services LLC. is a locally operated agency based in Richmond that offers auto insurance products and services to residential and commercial clients within the nearby areas. It is an independent agency working with multiple carriers in providing insurance plans tailored to the clients' needs for over 28 years. The company strives to provide high-quality insurance solutions as it believes that its clients are the cornerstone of its business.

454 Appian Way, El Sobrante, CA 94803
WebsiteLicense: 0I01110

Expertise.com Rating

Review Sources

Google
4.8 (132)
Yelp
5.0 (21)
Facebook
5.0 (4)

Why choose this provider?

Sonny Randhawa is a State Farm insurance agent that serves clients living in Richmond. He conducts in-home and virtual consultations for auto insurance plans. He informs clients of possible risks to their car, which range from road accidents to theft. Sonny has options to cover repairs and replacements of the vehicle. He has been helping clients protect their cars for over eight years. Sonny's office is kid and pet-friendly and wheelchair-accessible. His staff speaks Spanish, Punjabi, Hindi, and Urdu.

  • Bundling Option

851 Irwin Street, San Rafael, CA 94901
WebsiteLicense: 0E19653

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

VANTREO Insurance Brokerage is a team of agents that serves Richmond. Included in its wide range of products is auto insurance. The professionals furnish insurance plans for car owners that include liability coverage, which pays for the costs incurred in an accident the policyholder is responsible for. They also insure fleet and commercial vehicles. In addition to auto insurance, the team also provides defensive driver training and automobile claims assistance. Company president Lynn Wallace carries 20 years of industry experience.

  • Bundling Option

232 Broadway, Richmond, CA 94804
WebsiteLicense: 0675383

Expertise.com Rating

Review Sources

Yelp
4.0 (4)
Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

M.A. Hays Co. is a company in Richmond that partners with different insurance carriers to meet the needs of individuals, families, and businesses. Established in 1912, this firm carries policies that cover off-road vehicles, antique and classic cars, and manufactured homes. Its insurance agents work closely with classic car owners to provide appropriate coverage, considering factors such as use, vehicle age, and miles driven. They also help insure specialized outdoor vehicles, such as golf carts, snowmobiles, and dirt bikes.

  • Multiple Carriers

2489 San Pablo Avenue, Pinole, CA 94564
WebsiteLicense: 0725137

Expertise.com Rating

Review Sources

Google
5.0 (13)
Yelp
5.0 (12)
Facebook
5.0 (9)

Why choose this provider?

Lino Amaral is a State Farm insurance agent who handles the insurance needs of clients in Richmond and neighboring areas. Amaral has more than 20 years of experience in the insurance and financial services industry and is a State Farm policyholder for nearly 30 years. He provides auto insurance products with different types of coverage, including collision, liability, car rental, emergency road services, medical expenses, and comprehensive coverage. Amaral also offers insurance for motorcycles, recreational vehicles, and boats.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Haro Insurance Services
13925 San Pablo Avenue, San Pablo, CA 94806
marindependent.com
PO Box 585, Mill Valley, CA 94942
Gerry Carbajal Insurance Agency
1900 Olympic Boulevard, Walnut Creek, CA 94596
Leadwest Insurance Solutions
403 San Pablo Towne Center, San Pablo, CA 94806
UNICOM Insurance & Financial Services LLC
12976 San Pablo Ave, Richmond, CA 94805
Sonny Randhawa
454 Appian Way, El Sobrante, CA 94803
vantreo.com
851 Irwin Street, San Rafael, CA 94901
M.A. Hays Co.
232 Broadway, Richmond, CA 94804
Lino Amaral
2489 San Pablo Avenue, Pinole, CA 94564

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What kinds of car insurance claims are common following a storm in Richmond?

    Following a storm, it is common for insurers to file damage claims after a tree fell on their vehicle. Some claims also require the repair of cracked headlights and the removal of debris from vehicle hoods. Customers in Richmond can take their vehicles to the shop for preventive maintenance after a storm. Checking for water damage and cleaning up tracks are two of these measures.

  • How can you get in touch with the Richmond Police Traffic Unit?

    For non-urgent traffic complaints, call the Richmond Police Traffic Unit at (510) 620-6693. If you have any issues with abandoned vehicles or parking, please call (510) 620-6644. Monday through Thursday, 6:00 a.m. to 4:00 p.m., call the unit's captain at 510-965-4917. The police station is located at 1701 Regatta Blvd, Richmond, CA 94804.

  • Is it possible to insure a salvaged car in Richmond?

    It is possible, but it will require some effort, time, and money. First, a state-authorized mechanic in Richmond must inspect and repair the vehicle. The vehicle must then be registered by submitting an application for a restored or rebuilt title to the CA DMV. Before this can be done, the owner must insure the vehicle. In most cases, these vehicles can only be insured with basic liability insurance that meets state requirements.

  • What violations under the Vehicle Registration Financial Responsibility Program can lead to registration suspension in Richmond?

    If the owner provides false proof of insurance, it is considered a violation of the Vehicle Registration Financial Responsibility Program, which is punishable by suspension of the registration. Similar registration issues can arise if the DMV is notified of policy cancellation but no replacement policy is submitted within 45 days. A Richmond vehicle's registration can also be suspended if the owner fails to submit proof of insurance to the DMV within 30 days of receiving the registration card.

  • Can you still get insurance in Richmond if you have a high-risk driving record?

    Yes, drivers in Richmond with a high-risk driving record can obtain liability coverage through the California Automobile Assigned Risk Plan. You may be considered high risk if you have been involved in several accidents or have several speeding tickets on your record. For more information on the plan, contact the CAARP at 1-800-622-0954.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.