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2024

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Best Local Car Insurance Agencies in Rialto, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rialto Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

39Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

888 West Rialto Avenue, Rialto, CA 92376

Expertise.com Rating

Review Sources

Google
5.0 (87)
Yelp
4.5 (4)
Facebook
5.0 (1)

Why choose this provider?

Alcaraz Insurance Services is a family-owned and operated insurance agency and broker providing its services to clients in Rialto and the nearby areas. The agency has been in the industry for over a decade and works with several insurance carriers in providing personal and commercial insurance coverages. They cater to car insurance services as well as other personal insurance for homeowners, boats, and RV/motorhomes. Alcaraz Insurance Services also conducts notary services and income tax services.

  • Motorcyle & ATV

22320 Barton Road, Grand Terrace, CA 92313
WebsiteLicense: 0M32683

Expertise.com Rating

Review Sources

Google
4.8 (84)
Yelp
5.0 (18)
Facebook
5.0 (8)

Why choose this provider?

Goldamity Insurance Services Inc. is an independent insurance agency in Grand Terrance that services the residents of the Rialto metro and nearby towns. The agency is woman-owned and operated and is an expert in vehicle insurance solutions, vehicle business solutions, and registration services. It writes policies that provide state minimums as well as coverage for medical payments, uninsured motorists, rental reimbursements, and roadside assistance. Goldamity Insurance Services is also registered with the local DMV to provide registration assistance services.

  • Multiple Carriers

17250 Foothill Boulevard, Fontana, CA 92335
WebsiteLicense: 0L45922

Expertise.com Rating

Review Sources

Google
5.0 (47)

Why choose this provider?

Southland Auto Insurance Services Inc - Fontana is a car insurance provider serving vehicle owners in Rialto and the surrounding communities. Its professional agents present drivers with a selection of policy quotes that will meet their individual needs and requirements. In addition to this, they can also help with SR-22 filing and finding solutions for drivers with a DUI record to be insured. Southland Auto Insurance Services offers other insurance products, such as motorcycle, boat, and trucking insurance.

  • Multiple Carriers
  • Motorcyle & ATV

425 West Foothill Boulevard, Rialto, CA 92376
WebsiteLicense: 0C44786

Expertise.com Rating

Review Sources

Google
4.7 (31)
Yelp
1.0 (1)

Why choose this provider?

Western Choice Insurance Services works with various insurance carriers to provide auto insurance options in Rialto. The firm's insurance advisors help clients understand the insurance process, explaining coverage packages to aid car owners in making informed decisions. Auto insurance policyholders receive financial protection from accident-related losses, including vehicle damage and passengers' and other drivers' injuries. In addition, they receive guidance in choosing suitable car insurance plans based on their needs. Western Choice Insurance Services also offers RV, commercial, and home insurance.

  • Bundling Option

23795 Lake Drive, Crestline, CA 92325
WebsiteLicense: 0G37497

Expertise.com Rating

Review Sources

Google
4.6 (42)

Why choose this provider?

MTN Insurance Services is an insurance broker in Crestline that provides insurance coverage for its clientele in Rialto. Its automobile insurance product provides financial support to its customers in the occurrence of bodily harm to the insured and their passengers due to collisions or overturns. The policy also covers medical, hospitalization, and rehabilitation bills of the insured as well as lost wages and funeral expenses. A highlight of this product is its property and liability coverage.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Alcaraz Insurance Services
888 West Rialto Avenue, Rialto, CA 92376
Goldamity Insurance Services, Inc.
22320 Barton Road, Grand Terrace, CA 92313
Southland Auto Insurance Services Inc - Fontana
17250 Foothill Boulevard, Fontana, CA 92335
Western Choice Insurance Services
425 West Foothill Boulevard, Rialto, CA 92376
MTN Insurance Services
23795 Lake Drive, Crestline, CA 92325

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much does car insurance cost in Rialto?

    As of October 2022, the average annual cost of auto insurance in Rialto was $1,391, $126 more than the national average of $1,265, and $4 more than the California average. The cost of coverage is most likely determined by your location. These are the average rates for a full coverage policy that includes $100,000 in bodily injury liability per person, $300,000 in bodily injury liability per accident, and $100,000 in property damage liability per accident.

  • How can you reduce your insurance premium in Rialto if you are facing a rate increase due to a poor driving record?

    If you have a poor driving record and are facing a rate increase in Rialto, you can take a defensive driving course to receive a discount from insurance companies. You can also lower your premium by keeping a clean driving record for three years and trading in your vehicle for one with enhanced safety features. In addition, some businesses provide discounts to customers whose driving is monitored through telematics programs.

  • Is there a higher insurance cost associated with insuring Teslas in Rialto?

    Yes, Teslas are more expensive to insure in Rialto than other vehicle brands. Tesla is a luxury brand with fewer available repair shops and more expensive repairs. As a result, the company's auto insurance premiums are higher than the national average. Insurance companies frequently raise premiums in response to the increased financial risk posed by pending claims.

  • Why is it expensive to insure a new car model in Rialto?

    In Rialto, it is more expensive to insure a new vehicle than an older model because insurance companies calculate premiums based on the car's current market value. A newer vehicle's replacement cost would be more expensive for an insurance company. As a result, insuring a newer vehicle entails a higher risk for the insurance company. Furthermore, modern vehicles are more likely to have more sophisticated features or electrical components, which may result in higher repair costs.

  • Will an accident affect your auto insurance rates in Rialto?

    It depends on the circumstances. According to California law, insurance companies in Rialto are not allowed to raise premiums for accidents that occurred more than three years ago. However, if you were the cause of the accident and your car or other property sustained significant damage, or if there were injuries, your insurance premiums will most likely rise. Nonetheless, if you were not at fault and the damage was minor, your insurance premiums should not be significantly affected.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.