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2024

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Best Local Car Insurance Agencies in Rancho Cucamonga, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rancho Cucamonga Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

106Reviewed

66Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10700 Jersey Blvd Ste 105, Rancho Cucamonga, CA 91730
WebsiteLicense: 0N01701

Expertise.com Rating

Review Sources

Google
4.8 (23)
Yelp
5.0 (6)
Facebook
5.0 (1)

Why choose this provider?

Daevon Parks is a local insurance agent representing State Farm Insurance in the Rancho Cucamonga metro. His agency specializes in home, auto, life, and business insurance products and writes auto insurance policies to clients seeking to protect themselves from liabilities, collisions, and physical damages. Additional benefits such as roadside assistance and rental reimbursements are also available as add-ons. Parks started the firm in 2020. He also services the nearby areas of Inland Empire, Orange County, and Los Angeles.

8439 White Oak Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0B11891

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Yelp
4.5 (6)
Google
5.0 (3)

Why choose this provider?

Deer Creek Insurance Service is a team of independent agents offering auto insurance to Rancho Cucamonga. The company's team of insurance advisors creates plans for car owners that include no-fault coverage, which reimburses medical expenses involved in a car accident regardless of who is at fault. They present policy options from multiple carriers such as The Hartford, Foremost Insurance Group, Encompass, and Zurich. Deer Creek Insurance Service has been in operation since 1983.

  • Bundling Option

PO Box 2235, Rancho Cucamonga, CA 91729
WebsiteLicense: 0F95123

Expertise.com Rating

Why choose this provider?

American Advantage Insurance Agency is a locally owned and operated company creating auto insurance policies for its clients in Rancho Cucamonga, Fontana, Upland, Ontario, Alta Loma, and San Bernardino. The agency offers vehicle protection plans to protect drivers from accidents, injuries, and legal issues. Its agents can write liability, collision, and comprehensive coverages. Additional protection options include roadside assistance, towing, and rental reimbursement. The company also discusses policies one-on-one with a client.

  • Multiple Carriers

9267 Haven Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0I48795

Expertise.com Rating

Review Sources

Google
5.0 (918)
Facebook
4.9 (75)
Yelp
4.5 (17)

Why choose this provider?

S&R Insurance Group works with the residents and business owners in Rancho Cucamonga on a one-on-one basis to provide personalized car insurance policies to fit the client's specific needs. The locally owned and operated agency assists clients in choosing personal and commercial insurance policies. As an independent agency, the company has in-depth knowledge of multiple insurance carriers that provide car insurance products, including standard insurance for auto and collector cars.

  • Multiple Carriers

7965 Vineyard Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0M21701

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Founded in 1998, Capitol Hill Insurance has been offering auto insurance services to individuals and businesses in Rancho Cucamonga and the nearby areas. The company aims to provide peace of mind to every client via insurance solutions that are customized to distinct needs and budgets. Its insurance specialists accommodate clients who need assistance in choosing the most suitable coverage that will protect them from financial liabilities resulting from an accident. In over 20 years in the industry, Capitol Hill Insurance has served some 13,000 clients via competitive insurance products.

  • Multiple Carriers

1435 South Grove Avenue, Ontario, CA 91710
WebsiteLicense: 0F17015

Expertise.com Rating

Why choose this provider?

Tri-Con Insurance Services, Inc., is an independent multi-line agency that offers auto coverage for clients in Rancho Cucamonga. Beyond collision and comprehensive coverage, the company also provides options such as liability protection, medical payments, uninsured or underinsured motorist options, towing, and rental reimbursement for personal policies. For commercial auto coverage, it includes combined single-limit coverage. Some of Tri-Con Insurance's carriers include Nationwide, The Hartford, PGAC, and 21st Century Insurance. Its other vehicle insurance lines include motorcycle, boat, and watercraft.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

10201 Trademark Street, Rancho Cucamonga, CA 91730
WebsiteLicense: 0I81006

Expertise.com Rating

Review Sources

Google
4.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Empire Company is an insurance business serving Rancho Cucamonga and the surrounding areas for over 110 years. On top of compulsory auto policy coverages, it provides car insurance policies with optional provisions such as medical payments, collision, towing and labor, and bodily injury caused by an underinsured motorist. The company also offers other policies, including homeowners, health, life, and commercial insurance. Additionally, Empire Company offers cannabis insurance services, including product liability, cargo, crim, and consumption insurance.

  • Life Insurance
  • Health Insurance

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Daevon Parks
10700 Jersey Blvd Ste 105, Rancho Cucamonga, CA 91730
deercreekinsurance.com
8439 White Oak Avenue, Rancho Cucamonga, CA 91730
American Advantage Insurance Agency
PO Box 2235, Rancho Cucamonga, CA 91729
S&R Insurance Group
9267 Haven Avenue, Rancho Cucamonga, CA 91730
Capitol Hill Insurance
7965 Vineyard Avenue, Rancho Cucamonga, CA 91730
Tri-Con Insurance Services, Inc.
1435 South Grove Avenue, Ontario, CA 91710
Empire Company
10201 Trademark Street, Rancho Cucamonga, CA 91730

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the role of an insurance adjuster in a Rancho Cucamonga car accident claim?

    The role of an insurance adjuster in a Rancho Cucamonga car accident claim is to investigate the accident, assess the extent of damage, and determine the appropriate settlement amount for your case. To perform their duties, the professional will conduct thorough interviews with the relevant parties involved, review the medical and police reports, and establish liability for the incident.

  • Can an uninsured driver in Rancho Cucamonga collect car insurance compensation?

    An uninsured driver in Rancho Cucamonga can collect car insurance compensation, but the No Pay, No Play car insurance regulation severely restricts your ability and the compensation amount you can collect, even if the other driver was entirely at fault. The regulation only enables you to seek compensation for your economic damages, such as property damage and medical expenses, but not for non-economic losses like pain and suffering.

  • Is a police report required when filing a car insurance claim in Rancho Cucamonga?

    A police report is not always required when filing a car insurance claim in Rancho Cucamonga, but it is essential in cases of bodily injury, death, a hit-and-run, and liability disputes. When you have to file a claim without a police report, you must provide alternative forms of evidence, such as photo or video documentation of the crash scene, eyewitness statements, and expert testimony, to support your account of what occurred.

  • Is there car insurance coverage in Rancho Cucamonga that would not make you responsible for paying your deductible?

    Rancho Cucamonga drivers could qualify for optional car insurance coverage called a diminishing deductible, which can reduce up to a $500 deductible to $0 if you have had a claims-free record for a certain period. The policy's eligibility requirements, deduction amount, and time conditions vary by company. Insurers may require drivers to have a clean driving record of six months or four years for a reduction, and the lowered deductible will usually reset to its original amount following a claim.

  • Who pays the deductible in a Rancho Cucamonga car accident that is not your fault?

    The at-fault party will likely be responsible for paying the deductible when you file a claim against their car insurance policy in Rancho Cucamonga, even if you have to use your own auto insurance. Although you would have to pay the deductible on your personal coverage before your insurer starts paying for your damages, you can be reimbursed for all or a portion of the amount when your insurer subrogates its loss to the at-fault party.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.