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2024

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Best Local Car Insurance Agencies in Orange, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Orange Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

92Reviewed

60Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4522 East Chapman Avenue, Orange, CA 92869
WebsiteLicense: 0H74853

Expertise.com Rating

Review Sources

Google
4.5 (11)
Facebook
4.3 (6)
Yelp
5.0 (5)

Why choose this provider?

Tepa Insurance & Income Tax, which is based in Orange, specializes in protecting vehicles and drivers through auto insurance plans. Its team provides policies that can cover collision damage and reimburse losses in case the policyholder causes property damage or injury to others or in case the policyholder's vehicle gets stolen. The professionals also create insurance plans for clients with pre-owned vehicles. Tepa Insurance & Income Tax has been protecting drivers for over 15 years. Its team can accommodate Spanish-speaking clients.

  • Multiple Carriers

1163 North Tustin Street, Orange, CA 92867
WebsiteLicense: 0D99282

Expertise.com Rating

Review Sources

Google
4.9 (383)
Facebook
5.0 (61)
Yelp
5.0 (22)

Why choose this provider?

AA Lares Insurance Services is an auto insurance provider serving Orange and other areas. It is a family-owned insurance agency that has liability coverage for property damage. It has medical coverage for the insured and its passengers in case of physical injury, regardless of who is at fault. The company also has comprehensive coverage that protects the vehicle from losses or damages due to vandalism, theft, and fire. It also features collision protection that covers the client when their car hits another vehicle or object.

  • Multiple Carriers

3455 East La Palma Avenue, Anaheim, CA 92806
WebsiteLicense: 0K14498

Expertise.com Rating

Review Sources

Yelp
5.0 (59)

Why choose this provider?

Based in California, John Mach is a State Farm insurance agent providing insurance products and services to residents of Orange and the Anaheim area. He offers a broad range of State Farm car insurance policies, from teen driver and rental car coverage to sports and classic cars insurance. His standard auto policy provides coverage for collision and non-collision accidents, property damage and theft, liability to others, uninsured motorists, medical payments, and emergency road service. John is bilingual and is capable of assisting Cantonese-speaking clients.

  • Bundling Option

1403 North Batavia Street, Orange, CA 92867
WebsiteLicense: 0I53590

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Community Business Insurance Services offers risk management solutions from its Orange office. Included in its product line is auto insurance. The professionals can create insurance policies that will protect personal automobiles, recreational vehicles, boats, watercraft, and motorcycles. They work with carriers such as Safeco Insurance, allowing them to offer a range of policy options. Community Business Insurance Services has been in operation since 2013. It also caters to residents in Arizona, Texas, California, Nevada, and Alabama.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

200 North Bradford Avenue, Placentia, CA 92870
WebsiteLicense: 0B63388

Expertise.com Rating

Why choose this provider?

Davis & Madden Insurance Agency, Inc., is a full-service insurance company in Placentia that serves the residents of Orange. Established in 1991, the agency offers auto policy options to its clients by working with multiple providers. It provides coverage for bodily injuries, medical payments, collisions, and comprehensive risks to drivers and vehicle owners through its auto insurance services. In addition to cars, the company also handles policies for motorcycles, RVs, and watercraft.

  • Motorcyle & ATV

1100 W Town and Country Rd, Orange, CA 92868
WebsiteLicense: 0I65898

Expertise.com Rating

Review Sources

Facebook
5.0 (261)
Yelp
4.5 (95)

Why choose this provider?

Dan Kitajima Insurance Agency is an auto insurance agency located in Orange County. Established in 2007, the agency aims to make insurance quick, simple, and affordable for its clients by educating them about their coverage and how they could save money through their insurance. It received the 2019 Personal Lines Agent of the Year Award and the #1 Insurance Agency in the Nation in 2018 and 2019. The agency also provides homeowners' insurance.

  • Bundling Option

1475 South State College Boulevard, Anaheim, CA 92806
WebsiteLicense: 0793474

Expertise.com Rating

Review Sources

Google
5.0 (83)
Facebook
4.7 (23)
Yelp
5.0 (18)

Why choose this provider?

Established in 1965, Hall, Mahar & Associates Insurance Services, Inc. provides the residents of Orange and the rest of Anaheim with its insurance services. Focused on providing quality options for its clients, the company shops for providers to get a policy that suits its clients' lifestyle. The agency offers auto, business, home, life, and health insurance, including Medicare. Additionally, Hall, Mahar & Associates Insurance Services assists businesses with its commercial insurance services.

  • RV & Motorhome
  • Boats

2844 East Chapman Avenue, Orange, CA 92869
WebsiteLicense: 0F84411

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Bill Wallace Insurance is an Orange-based insurance agency founded by Bill Wallace in 2002. It is an authorized Mercury Insurance agency with over 50 years of experience in providing different insurance coverages, including personal and business auto insurance. A wide range of car insurance claims is covered by different options offered depending on the client's situation. The agency manages a customer portal that is conveniently used for viewing auto policies, editing ID card information, and printing or downloading them through the phone.

  • Bundling Option

1020 North Tustin Avenue, Anaheim, CA 92807
WebsiteLicense: 0F15785

Expertise.com Rating

Review Sources

Yelp
4.0 (23)

Why choose this provider?

John MacDonald Insurance Service, Inc. is an agency providing auto insurance solutions for clients in Orange and surrounding locations. Founded in August 2002, its insurance agents offer a combination of comprehensive coverage options to fit the insurance needs of every customer. Its auto insurance policy has liability coverage that covers the cost of damage and injury caused to another person in an accident. Additionally, its comprehensive coverage helps protect against vehicle damage outside of an accident such as flood, vandalism, theft, or fire.

750 West First Street, Tustin, CA 92780
WebsiteLicense: 0D99282

Expertise.com Rating

Review Sources

Google
4.3 (10)
Yelp
5.0 (2)

Why choose this provider?

Tustin Redhill Insurance Agency, Inc., is an auto insurance agency that has been in operation since 1956. The agency offers policies for owners of cars, recreational vehicles, and boats. Tustin Redhill has more than 50 years of experience. Among the companies it represents are Blue Cross, Safeco, First American, and Mercury Insurance. Its agents also offer financial and business insurance and are adept at finding insurance policies that fit each client's unique needs.

  • Multiple Carriers

625 The City Drive South, Orange, CA 92868
WebsiteLicense: 0G22040

Expertise.com Rating

Review Sources

Google
4.7 (15)
Facebook
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Pacific Lighthouse Insurance Agency is an Orange-based firm committed to serving clients with integrity and professionalism. Its agents offer standard auto insurance with comprehensive, collision, bodily injury liability, property damage, and uninsured and underinsured liability coverage. They can also insure clients with collector cars. Other products are specialty dwelling, motorcycle, homeowners', condo, and flood insurance. The company's president, Albert Durazo, also assists law firms and attorneys in need of legal malpractice insurance.

  • Multiple Carriers

10022 Tristan Drive, Downey, CA 90240
WebsiteLicense: 0C94230

Expertise.com Rating

Review Sources

Google
5.0 (166)
Yelp
4.5 (6)
Facebook
5.0 (2)

Why choose this provider?

Carmar Insurance Agency has been serving the insurance needs of individuals, families, and businesses in Orange and the rest of Southern California for over a decade. Its experienced brokers and associates connect drivers with multiple carriers to help them secure car insurance policies that can protect them in the event of an automotive emergency. Available plans include collision, comprehensive, property damage, bodily injury liability, and uninsured or underinsured liability coverage. Carmar Insurance Agency also provides policies for motorcycles, boats, and RVs.

  • Boats
  • Motorcyle & ATV

636 East Chapman Avenue, Orange, CA 92866
WebsiteLicense: 0601736

Expertise.com Rating

Review Sources

Yelp
4.0 (9)
Google
4.0 (7)
Facebook
5.0 (3)

Why choose this provider?

Remland Insurance provides insurance products to residents of Orange and surrounding communities. It offers comprehensive auto insurance policies with coverage options for bodily injury liability, property damage liability, collision and non-collision accidents, medical or personal injury protection, and uninsured motorist protection. It also offers specialized auto insurance for antique automobiles, classic cars, and high-performance cars. Additionally, Remland Insurance provides a broad range of personal and business insurance products, from health and life insurance to general liability and commercial vehicle coverage.

  • RV & Motorhome
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tepa Insurance & Income Tax - Orange
4522 East Chapman Avenue, Orange, CA 92869
AA Lares Insurance Services
1163 North Tustin Street, Orange, CA 92867
John Mach
3455 East La Palma Avenue, Anaheim, CA 92806
Community Business Insurance Services
1403 North Batavia Street, Orange, CA 92867
Davis & Madden Insurance Agency, Inc. - Placentia
200 North Bradford Avenue, Placentia, CA 92870
Dan Kitajima Insurance Agency
1100 W Town and Country Rd, Orange, CA 92868
Hall, Mahar & Associates Insurance Services, Inc
1475 South State College Boulevard, Anaheim, CA 92806
Bill Wallace Insurance
2844 East Chapman Avenue, Orange, CA 92869
jmacins.com
1020 North Tustin Avenue, Anaheim, CA 92807
Tustin Redhill Insurance Agency, Inc.
750 West First Street, Tustin, CA 92780
Pacific Lighthouse Insurance Agency
625 The City Drive South, Orange, CA 92868
Carmar Insurance Agency
10022 Tristan Drive, Downey, CA 90240
Remland Insurance
636 East Chapman Avenue, Orange, CA 92866

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Do you need more than the minimum car insurance coverage in Orange?

    It depends on the situation. In Orange, you may need minimum car insurance coverage to prevent out-of-pocket expenses in the event of an accident. If you are at fault for the accident, you should pay for the injuries and property damage you have caused to the other parties, and your 15/30/5 may not be enough. Instead, you should obtain liability coverage of either 50/100/50 or 100/300/100, even without comprehensive coverage for your vehicle.

  • Does a DUI increase the cost of auto insurance in Orange?

    Yes. After a DUI conviction, car insurance premiums become more expensive because insurance carriers charge drivers for risky behaviors. In Orange, drivers with DUI cases will not qualify for safe- or good-driver discounts. Aside from having expensive insurance premiums, drivers with DUI records may be required to submit an SR-22, FR-19, or FR-44.

  • What are the eligibility requirements for classic car insurance in Orange?

    In Orange, vehicles must be at least 25 years old, stored in a secure and safe parking space, and meet insurance carriers' mileage restrictions to qualify for classic car insurance. The owners must also have a good driving history and use other vehicles when going to school or work. In addition, the owner is not permitted to race their classic car.

  • How can you qualify for good driver discounts in Orange?

    You can qualify for good driver discounts in Orange if you have no alcohol-related convictions on your record. You must also have no at-fault accident record that caused injuries or death, have not taken traffic school resulting from a traffic violation, and have no more than one driving point record in the past three years.

  • Will you be penalized if you drive without proof of car insurance in Orange?

    Yes, drivers in Orange must always have their proof of car insurance ready. If they fail to present their proof of car insurance, they might face license suspension, vehicle impoundment, and fines. First-time offenders may pay between $100 and $250 in fines, and repeat offenders can be fined between $200 and $500.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.