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2025

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Best Local Car Insurance Agencies in Murrieta, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Murrieta local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

73Reviewed

48Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Murrieta
29970 Technology Dr. Ste. 214, Murrieta, CA 92563
Visit WebsiteLicense: 0M65618

Expertise.com Rating

Review Sources

Yelp
4.1 (13)
Google
5.0 (12)
Facebook
5.0 (10)

Why choose this provider?

Countryside Insurance Agency is a full-service insurance business servicing the Murrieta metro. It is founded by Neil Feduniw, a three-time winner of the SMC Inland Empire Laurel Award. Neil and his team offer a wide variety of insurance products, including the auto policy that they customize based on the clients' requirements. It includes liability, comprehension, and collision coverage, and other additional coverages such as medical expenses, emergency road assistance, and protection against uninsured motorists.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

Best Local Car Insurance Agencies Serving Murrieta
40675 California Oaks Road, Murrieta, CA 92562
Visit WebsiteLicense: 0663077

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
5.0 (3)
Facebook
4.4 (1)

Why choose this provider?

Access West Insurance Services is an independent insurance agency based in Murrieta that provides insurance products to clients in the metro. The firm writes for its clients auto insurance policies that fulfill state-required coverage for liabilities. Add-ons can be availed to include coverage for property damage, medical payments, physical damage, and uninsured motorists. The company believes that flexible insurance plans and maximum benefits are necessary to protect the best interests of its clients.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Murrieta
40414 California Oaks Road, Murrieta, CA 92562
Visit WebsiteLicense: 0M54791

Expertise.com Rating

Review Sources

Google
5.0 (60)
Facebook
5.0 (10)
Yelp
5.0 (8)

Why choose this provider?

Amy Blackwell is a Murrieta State Farm insurance agent who offers different personal and commercial insurance to her community. Together with her team, she provides quotes for auto and home insurance to help protect her clients' vehicles and properties. They also provide condo and renters' insurance as well as life and insurance. The other areas they cover are Lake Elsinore, Menifee, Temecula, and Wildomar. Blackwell is a Murrieta Wildomar Chamber of Commerce ambassador and a Habitat for Humanity volunteer.

  • Bundling Option

Best Local Car Insurance Agencies Serving Murrieta
40750 Symphony Park Lane, Murrieta, CA 92562
Visit WebsiteLicense: 0643782

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Bulen & Associates Insurance Services is a Murrieta-based independent insurance agency that was established in 1929. It offers auto insurance plans that have been structured to provide clients the most comprehensive protection possible. The auto insurance policy shields vehicle owners' assets and income in case of loss, injury, or damage because of an accident they caused or that was someone else's fault. Bulen & Associates Insurance Services maintains strong relationships with highly rated insurance carriers and is licensed to operate in many other states.

  • Bundling Option

Best Local Car Insurance Agencies Serving Murrieta
24910 Las Brisas Road, Murrieta, CA 92562
Visit WebsiteLicense: 0D06577

Expertise.com Rating

Why choose this provider?

Stromsoe Insurance Agency is an independent insurance firm located in Murrieta that provides auto insurance coverage to motorists from all over California. To give clients options to choose from, the agency’s team sources quotes from more than 17 insurance companies. The types of insurance Stromsoe Insurance Agency can help clients with include liability, collision, and comprehensive coverages. In addition to these services, the firm can also assist customers with getting homeowners, business, and life insurance.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Best Local Car Insurance Agencies Serving Murrieta
41856 Ivy Street, Murrieta, CA 92562
Visit WebsiteLicense: 0G58158

Expertise.com Rating

Review Sources

Facebook
4.8 (15)
Google
5.0 (7)
Yelp
5.0 (4)

Why choose this provider?

Winchester & Associates Insurance Service works with multiple insurance carriers to provide various auto insurance products to Murrieta individuals. The locally owned business helps car owners protect their families and vehicles from liabilities and financial obligations, as policyholders' insurance companies can shoulder covered damages and events. Furthermore, its agents can adjust insurance policies based on consumers' needs and priorities. Founder Suzy Lacy has been a resident in Murrieta for over 20 years. She assists each client to obtain the policy that gives them adequate protection.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Murrieta
32100 Clinton Keith Road, Wildomar, CA 92595
Visit WebsiteLicense: 0E81015

Expertise.com Rating

Review Sources

Google
4.7 (33)
Yelp
4.0 (15)

Why choose this provider?

SGB Insurance Services, Inc., is an independent agency that has been servicing Murrieta and surrounding communities since 1989. It offers customized car insurance plans for various types of vehicles. The company's agents shop from more than 100 companies to find the right auto coverage options that suit clients' insurance needs and to help them make well-informed decisions. SGB Insurance Services, Inc., has an app that allows clients to avail of the firm's services and conveniently contact an agent during office hours.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Murrieta
41197 Golden Gate Circle, Murrieta, CA 92562
Visit WebsiteLicense: 0H79335

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Advantage America Insurance is an independent insurance company that serves the residents of Murrieta. It provides auto insurance policies to help clients pay off property damage, medical injuries, and repairs for their cars. The company considers a driver's history in recommending optional coverages, such as death compensation and towing services. Advantage America also reviews a client's existing policy for possible deductibles. Additionally, it provides vehicle insurance for classic cars, RVs, motorcycles, ATVs, and boats.

  • Bundling Option

Best Local Car Insurance Agencies Serving Murrieta
29930 Hunter Road, Murrieta, CA 92563
Visit WebsiteLicense: 0H64854

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Rancho Cal Insurance Services is a multi-line insurance solutions company that has been serving the Murrieta metro and surrounding localities for more than 10 years. Established in 2008, the firm helps individuals, families, and business owners minimize financial risks involving their vehicles through an auto insurance policy. Its independent insurance agents shop for coverage options among multiple providers. Some of the basic auto policies they offer include bodily injury liability, property damage liability, comprehensive, collision, medical payments, and car rental insurance. They also insure motorcycles, RVs, and boats.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Murrieta
27290 Madison Avenue, Temecula, CA 92590
Visit WebsiteLicense: 0G61081

Expertise.com Rating

Review Sources

Google
5.0 (167)
Facebook
5.0 (38)
Yelp
5.0 (21)

Why choose this provider?

Fadaie Insurance Services, Inc., which is based in Temecula, assists clients in various areas including auto insurance. The agents of the firm furnish plans that include liability insurance, which covers bodily injuries or property damage a policyholder is legally responsible for. They also provide insurance policies for owners of recreational vehicles, boats, and motorcycles. The insurance advisors of the company reside in Southern California and are knowledgeable of the risks unique to those living in the area.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Murrieta
41856 Ivy Street, Murrieta, CA 92562
Visit WebsiteLicense: 0H94716

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Diamond Valley Insurance Services is an independent insurance firm serving individuals, families, and businesses in Murrieta. Its agents search for auto insurance plans for motorists looking to insure their vehicles. In order to deliver quotes, they work with multiple carriers to find the coverage types that will suit the client’s needs and priorities. Timothy Baker, the owner and president of Diamond Valley Insurance Services, believes that the company plays the crucial role of a client's insurance advocate.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Countryside Insurance Agency
29970 Technology Dr. Ste. 214, Murrieta, CA 92563
Access West Insurance Services - Murrieta
40675 California Oaks Road, Murrieta, CA 92562
Amy Blackwell
40414 California Oaks Road, Murrieta, CA 92562
Bulen & Associates Insurance Services
40750 Symphony Park Lane, Murrieta, CA 92562
Stromsoe Insurance Agency
24910 Las Brisas Road, Murrieta, CA 92562
Winchester & Associates Insurance Service
41856 Ivy Street, Murrieta, CA 92562
SGB Insurance Services, Inc.
32100 Clinton Keith Road, Wildomar, CA 92595
Advantage America Insurance
41197 Golden Gate Circle, Murrieta, CA 92562
Rancho Cal Insurance Services
29930 Hunter Road, Murrieta, CA 92563
Fadaie Insurance Services, Inc. - Temecula
27290 Madison Avenue, Temecula, CA 92590
diamondvalleyins.com
41856 Ivy Street, Murrieta, CA 92562

Murrieta, CA Car Insurance Agency FAQs

  • Can you add your teenage child to your car insurance policy in Murrieta?

    Yes. You can add your teenage child to your car insurance policy in Murrieta. Just know that tees are more expensive to insure because they are higher-risk drivers. You can lower your overall rate if you plan to add your teenage child to your insurance coverage by requesting driver's education, defensive driving, and good student discounts.

  • Does your auto insurance cover another person if they drive your car in Murrieta?

    Many car insurance policies in Murrieta allow for permissive users. If your car insurance plan has permissive use coverage and an unlisted person who drove your car was involved in an accident, this can be used to cover damages. This still applies even if that person has their own auto insurance policy. However, permissive use coverage does not extend to individuals who regularly use your car.

  • Is car insurance required in Murrieta?

    Yes. Every driver in Murrieta must have car insurance. Drivers must carry proof that they have car insurance when driving. Individuals who use a motor vehicle without insurance coverage may face consequences. If caught driving without insurance, you will pay fines and surrender your driver's license.

  • Is there a minimum amount of coverage required for car insurance policies in Murrieta?

    Yes. When applying for car insurance in Murrieta, there are minimum amounts of coverage you should follow. California's minimum car insurance requirements include bodily injury coverage worth $15,000 per person and $30,000 per accident and property damage liability coverage worth $5,000 per accident. If you have extra funds, you can add coverages such as comprehensive and collision, uninsured/underinsured motorist, and medical payments.

  • Can your personal auto insurance policy in Murrieta still cover you if you use your car for work?

    In Murrieta, personal car insurance policies do not cover business-related accidents. Your auto insurance coverage will not provide adequate protection if you drive a lot because your risk of being involved in an accident increases with mileage. Instead, you may want to add a special premium to your car insurance plan or purchase a separate commercial auto insurance policy if you use your car for business purposes.