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2024

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Best Local Car Insurance Agencies in Menifee, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Menifee Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

34Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

31682 Railroad Canyon Road, Canyon Lake, CA 92587
WebsiteLicense: 0F10387

Expertise.com Rating

Review Sources

Google
4.6 (104)
Facebook
4.7 (43)
Yelp
4.0 (26)

Why choose this provider?

JBL Insurance is an auto insurance company that covers clients living in and around Menifee. It has been active since 2006 and has a staff with over 20 years of collective insurance experience. The company provides coverage plans for automotive risks like collisions and bodily injury and has helped over 9,000 different clients protect their cars. JBL Insurance also offers DMV services and helps clients process the registration of cars, duplicate titles, personalized plates, and VIN verification.

  • Multiple Carriers

32395 Clinton Keith Road, Menifee, CA 92595
WebsiteLicense: 0822586

Expertise.com Rating

Why choose this provider?

Menifee Insurance Agency has been protecting individuals and businesses for 20 years. Its team assists clients in various areas, including auto insurance. This covers vehicle damage due to collisions or non-accident incidents such as theft and natural calamities. The agents also furnish policies that may include roadside assistance, rental reimbursement, uninsured motorist, and towing coverage. They also insure recreational vehicles, motorcycles, and boats. Menifee Insurance Agency values long-term client relationships and strives to provide personalized service.

  • Bundling Option
  • RV & Motorhome
  • Boats

27174 Newport Road, Menifee, CA 92584
WebsiteLicense: 0H07360

Expertise.com Rating

Review Sources

Yelp
4.0 (4)
Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Assisting clients with a wide range of insurance products, Leo Rodriguez Insurance offers personalized insurance coverage to the residents of Menifee. Providing auto, home, and health insurance, the company is dedicated to guiding clients in choosing the right policy that could fit their needs and lifestyle. With access to multiple companies, its agents screen policies on behalf of clients. Leo Rodriguez Insurance is focused to teach their clients about all types of insurance policies and benefits.

  • Multiple Carriers

31528 Railroad Canyon Road, Canyon Lake, CA 92587
WebsiteLicense: 0F09699

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Edinger Insurance Services is an auto insurance agency serving Menifee and nearby areas. The locally owned and operated company has over 10 years of industry presence and provides coverage to personal and commercial clients. Its clients can expect friendly service and insurance products that extend to other vehicles such as motorcycles, motorhomes, boats, and RVs. It also has homeowners' insurance, general liability, and renter's insurance in its list of pre-need solutions. The company is a partner of Zurich, Progressive, Safeco, and other stable carriers.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

28125 Bradley Road, Menifee, CA 92586
WebsiteLicense: 0F19634

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
4.4 (1)

Why choose this provider?

Pacific Crest is a Menifee-based team of agents that assists clients in several areas, including auto insurance. The professionals provide car owners with policy options from different carriers such as The Hartford, Mercury, Kemper, Safeco, and Progressive. They also insure boats, recreational vehicles, ATVs, and motorcycles. Dustin Marlatt, the owner of Pacific Crest, is a Southern California native whose local knowledge helps him in serving clients. Marlatt has been working in the industry of finance since 1996.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
JBL Insurance Services
31682 Railroad Canyon Road, Canyon Lake, CA 92587
Menifee Insurance Agency
32395 Clinton Keith Road, Menifee, CA 92595
Leo Rodriguez Insurance
27174 Newport Road, Menifee, CA 92584
Edinger Insurance Services
31528 Railroad Canyon Road, Canyon Lake, CA 92587
Pacific Crest
28125 Bradley Road, Menifee, CA 92586

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much do insurance companies charge Menifee residents to insure their cars?

    The typical monthly car insurance premium in Menifee is roughly $55, about the same as the statewide average in California, which is $56. The city's projected monthly car insurance payments are $26 lower than the national average. However, various factors influence the actual monthly insurance cost for drivers, including age, gender, and driving history.

  • Is it advisable for Menifee residents to carry more than the minimum car insurance?

    Yes, because Menifee drivers may find themselves liable for medical expenses and auto repair costs that exceed the state-mandated 15/30/5 limit. They need higher liability coverage, especially if the accident results in severe injuries to another individual. Additionally, if their vehicles are declared a total loss, the expense of replacing them could exceed $40,000. This amount is well beyond the $5,000 property damage limit.

  • What types of data are typically used by insurers in their algorithms for determining car insurance premiums in Menifee?

    In Menifee, insurance companies use an algorithm for determining auto insurance premiums that factor in age and driving history. This algorithm additionally takes into consideration the make, model, and production year of the vehicle, assessing the potential expenses associated with repairs or replacements in the event of an accident or theft. The motorist's auto insurance claim history also plays a role in influencing these rates.

  • How can Menifee residents avail of discounts on their car insurance premiums?

    Menifee drivers can avail of discounts on their car insurance premiums by maintaining an excellent driving record. Insurance providers offer cost-saving opportunities for motorists who consolidate multiple policies under one carrier. Furthermore, certain insurers extend discounts to policyholders with vehicles equipped with anti-lock brakes and airbags.

  • Why do premium rates for new, high-value cars often exceed those for older vehicles in Menifee?

    In Menifee, premium rates for new and high-value cars are higher because new cars are more expensive to replace or repair. To reduce their monthly insurance costs, drivers can increase their deductible. Additionally, motorists can qualify for discounts by equipping their vehicles with the latest safety features. Insurance companies take a car's overall safety ratings into account when calculating premium expenses.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.