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Best Local Car Insurance Agencies in Los Angeles, CA

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Los Angeles Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



10Top Picks

Learn about our selection process.


featured provider = Featured Provider

807 W Vernon Ave, Los Angeles, CA 90037 Rating

Review Sources

4.8 (86)
4.6 (34)
4.0 (5)

Why choose this provider?

Saferoad Insurance is an insurance agency located in Los Angeles, California. It is an independent insurance agency that specializes in providing low-cost coverage in all lines of personal and business insurance throughout California. Its auto insurance policies provide property coverage for damage to the policyholder's car, liability coverage for bodily injury and damage to others' property, and medical coverage for the cost of treating injuries, rehabilitation, and sometimes lost wages.

3857 Foothill Blvd Ste 23, La Crescenta, CA 91214 Rating

Review Sources

4.5 (22)
4.5 (15)

Why choose this provider?

Daniel Fraisse Insurance is an independent agency that has insured Southern California drivers since 1989. It offers auto insurance throughout the greater Los Angeles area, with offices in La Crescenta-Montrose. The company's experts in auto insurance provide policy options tailored to each client's specific situation. Daniel Fraisse Insurance has access to several insurance underwriters to help clients obtain the most affordable auto insurance. It also provides home, life, and health insurance.

123 N Lake Ave Ste 101, Pasadena, CA 91101 Rating

Review Sources

5.0 (50)
4.2 (18)

Why choose this provider?

Founded in 1989, MexiPass International Insurance Services is an independent insurance agency located in the Los Angeles, California, metro area. The company provides international auto insurance solutions for Americans and foreign nationals personal and business asset protection in Mexico and many other worldwide locations. Options for U.S.-registered vehicles in Mexico cover broad liability with legal defense and bail bonds, physical damage protection including collision and comprehensive policies, personal injury protection, uninsured motorist, towing, and labor costs.

6404 Wilshire Blvd Ste 1111, Los Angeles, CA 90048 Rating

Review Sources

4.9 (2423)
5.0 (96)

Why choose this provider?

MIS Insurance Services is an independent insurance company located in Los Angeles, California. Auto agents work with multiple carriers to provide insurance for all clients, including ones with DUIs, numerous driving violations, suspended licenses, and young or new drivers with policies that cover liability, property damage, personal injury protection, and medical payment coverage. The agency also provides boat and watercraft, motorcycle, commercial auto, workers compensation, general liability, and auto insurance policies.

15643 Sherman Way Ste 460, Van Nuys, CA 91406 Rating

Why choose this provider?

Located in Van Nuys, California, Nova Insurance Services is an independent insurance agency with over three decades of experience providing customized insurance solutions to residents throughout the Los Angeles metro area. The agency offers auto insurance policies with coverages ranging between liability-only and full coverage policies that include property damage, comprehensive, and uninsured motorist. Through its partnerships with leading insurers such as Progressive and Travelers, the agency can ensure all types of drivers, including individuals with multiple violations.

2406 N Lake Ave Altadena Ca 91001, Altadena, CA 91001 Rating

Review Sources

4.9 (478)
3.5 (43)

Why choose this provider?

Statewide Commercial Insurance Brokers in Altadena, California, is an independent insurance brokerage that provides commercial auto insurance in the Los Angeles metropolitan area. For over 20 years, Statewide has served businesses in California, New York, Texas, Oregon, Minnesota, Washington, Nevada, and Virginia by providing commercial auto insurance. The company writes policies with high liability limits that provide cover for businesses transporting and delivering goods, tools, or equipment and for employees using their personal vehicles for work.

22330 Hawthorne Blvd Ste I, Torrance, CA 90505 Rating

Review Sources

4.9 (227)
4.2 (8)

Why choose this provider?

Peninsula General Insurance is an insurance company located in Torrance, California. It has served Torrance, the South Bay, Los Angeles, and California for more than 30 years. The company provides auto insurance that includes collision coverage, medical payments for personal injuries, property damage, uninsured coverage, and liability for injury. The firm shops with over 15 insurance companies to offer clients the lowest cost with the best coverage. Peninsula General Insurance provides services through both Spanish and English speaking insurance agents.

217 E Alameda Ave, Unit 211, Burbank, CA 91502 Rating

Review Sources

4.3 (44)
3.5 (10)

Why choose this provider?

OnGuard Insurance Services, LLC serves the Los Angeles, California metro, providing standard and specialty auto insurance options. This agency does business with providers across all 50 states and offers policies to high-risk clients with DUI convictions and/or SR22 requirements. Specialty policies are also available to drivers working under ride sharing programs, providing liability and medical coverage for passengers affected by incidents. OnGuard Insurance Services, LLC frequently serves non-owners and young drivers as well.

11900 W Olympic Blvd Ste 475, Los Angeles, CA 90064 Rating

Review Sources

4.2 (54)
2.5 (6)

Why choose this provider?

Founded in 1983, Lewis & Lewis Insurance Agency is an insurance broker located in Los Angeles, California, with over 36 years of experience assisting drivers to get travel coverage in Mexico. Company representatives work with Mexican authorities and Qualitas Compania de Seguros, S.A. de C.V., to provide clients with the right policy at a competitive rate that meets all applicable laws. It issues auto insurance policies for short-term visitors, non-citizen residents of Mexico, and non-residents that work in the country.

13907 Ventura Blvd Ste 104, Sherman Oaks, CA 91423 Rating

Review Sources

5.0 (60)
2.0 (10)

Why choose this provider?

From its office in Los Angeles, Sunset Plaza is an insurance broker that provides coverage to customers in California, Arizona, and Nevada. Sunset Plaza offers auto insurance, which covers the basic state-required minimums such as liability. It specializes in providing insurance for high-risk motorists, including teen drivers and those who have acquired tickets, DUIs, or a history of automobile accidents. It works with multiple insurance companies to find the cheapest rates for clients, including looking for potential discounts.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Saferoad Insurance
807 W Vernon Ave, Los Angeles, CA 90037
Daniel Fraisse Insurance
3857 Foothill Blvd Ste 23, La Crescenta, CA 91214
Mexipass International Insurance Services
123 N Lake Ave Ste 101, Pasadena, CA 91101
MIS Insurance Services
6404 Wilshire Blvd Ste 1111, Los Angeles, CA 90048
Nova Insurance Services
15643 Sherman Way Ste 460, Van Nuys, CA 91406
Statewide Commercial Insurance Brokers
2406 N Lake Ave Altadena Ca 91001, Altadena, CA 91001
Peninsula General Insurance
22330 Hawthorne Blvd Ste I, Torrance, CA 90505
OnGuard Insurance Services, LLC
217 E Alameda Ave, Unit 211, Burbank, CA 91502
Lewis & Lewis Insurance Agency
11900 W Olympic Blvd Ste 475, Los Angeles, CA 90064
Sunset Plaza
13907 Ventura Blvd Ste 104, Sherman Oaks, CA 91423


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is there a more affordable option for Los Angeles residents who are struggling to afford car insurance?

    Residents of Los Angeles who are strapped for cash can look into the California Low Cost Automobile (CLCA) Insurance Program. Specific eligibility information can be found on the CLCA website or by calling 1-866-602-8861. Annual rates vary by region in California, ranging from $232 to $932. Drivers who have held their license for three years and have a good driving record may qualify for a discount.

  • What are the potential consequences for someone caught driving without insurance in Los Angeles, and how can they demonstrate financial responsibility?

    Drivers who are found driving without insurance in Los Angeles face a citation. A lapse in coverage also alerts the California DMV, which can result in license suspension and vehicle impoundment. Drivers should always keep their insurance card, which details the policy's specifics, in their vehicle. Failure to maintain insurance can result in lawsuits, putting personal assets such as savings or even one's home at risk. The DMV website has options for demonstrating financial responsibility.

  • Is there an insurance option available for Los Angeles drivers with multiple accidents or traffic violations when standard companies deny them?

    Drivers in Los Angeles with a poor driving record should consider the California Automobile Assigned Risk Plan (CAARP). This program assigns drivers to insurers, and every licensed insurer in California must participate in CAARP. Participating insurers offer identical premium rates with payment plans. Certain violations or incidents may be erased over time, allowing for standard policy purchases. CAARP policies have no broker fees.

  • Will your insurance company cover the cost of a rental car if your vehicle is damaged in a Los Angeles accident?

    In Los Angeles, the possibility of insurance covering a rental car after an accident is dependent on the specific insurance policy. If individuals have rental or reimbursement coverage, their insurance will most likely cover the rental. If another driver's negligence caused the damage, their insurer may cover the rental costs. Essentially, the liable party's insurance or the victim's coverage determines who pays the rental bill while repairs are being made.

  • How does GAP auto insurance protect Los Angeles car owners financially, especially in the early years of car ownership?

    General Auto Protection (GAP) insurance protects Los Angeles car owners from financial loss if their vehicle is stolen or totaled. This coverage bridges the gap between the car's value and the remaining loan balance, which is frequently caused by rapid depreciation. It costs $20 to $40 per year to obtain. Thus, even after an insurance payout, owners will not owe more on their loan than the insurance payout if they have GAP insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.