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2024

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Best Local Car Insurance Agencies in Garden Grove, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Garden Grove Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

104Reviewed

64Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7667 Garden Grove Boulevard, Garden Grove, CA 92841
WebsiteLicense: 0E36928

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

A family business that started in 2005, 101 Insurance provides personal and business protection. Founded by its CEO, Kate Kim, the insurance agency offers auto insurance under its personal protection plan. Auto insurance coverage includes bodily injury, property damage, comprehensive, collision, and medical payments. Aside from auto, the agency also offers homeowners insurance coverage like dwelling, liability protection, and replacement cost. 101 Insurance aims to create a personal connection with its clients to provide quality service and superior insurance solutions.

  • Multiple Carriers

9122 Garden Grove Boulevard, Garden Grove, CA 92844
WebsiteLicense: 0F71901

Expertise.com Rating

Review Sources

Google
4.1 (11)

Why choose this provider?

Chun-Ha Insurance Services, Inc., is a Korean-American insurance agency that's been servicing Garden Grove clients since 1990. It provides a wide range of personal auto insurance coverage options by partnering with more than 20 top-rated insurance carriers that can tailor policies depending on clients' needs. Commercial insurance services are also offered against lawsuits involving workplace sexual harassment, wrongful termination, or discrimination. The agency has been supporting local non-profit organizations across eight different countries for people in need.

  • Multiple Carriers

12432 Brookhurst Street, Garden Grove, CA 92840
WebsiteLicense: 0I91585

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
4.5 (14)

Why choose this provider?

Henry Nguyen Insurance Agency comprises a team of insurance agents who help clients optimize car insurance plans. This independent insurance agency in Garden Grove offers auto insurance coverage from a roster of reputable insurance carriers. It can insure different individuals including young drivers, individuals with tickets or accidents on their record, and experienced drivers. The agency is also authorized to process most DMV auto transactions, such as transfer ownership, auto registration, license plate replacement, or duplicate title request.

  • Multiple Carriers

13120 Brookhurst Street, Garden Grove, CA 92843
WebsiteLicense: 0D28735

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

First Express Insurance Agency is an insurance company that serves clients in Garden Grove and throughout Orange County. The firm helps protect drivers and passengers involved in an accident through a customized car insurance policy. It provides its clients multiple options from a selection of insurance companies, educates clients about the scope of policies, and helps them select which coverage and rate best fit their needs. Its other personal insurance products include home, life, and business insurance.

  • Multiple Carriers

11512 Magnolia Street, Garden Grove, CA 92841
WebsiteLicense: 0G27490

Expertise.com Rating

Review Sources

Yelp
4.5 (11)
Google
5.0 (1)

Why choose this provider?

Maribel Palma has been a State Farm Agent since 2014 and has been an Ambassador Travel Qualifier, Legion of Honor Qualifier, and Chamber of Commerce Member. She is a long-time resident of Orange County and speaks Spanish. She is also married and is a mother to two children. State Farm has 19,000 agents and 100 years of experience in the insurance industry. Its auto insurance policies include collision, rental, comprehensive, and rideshare coverages.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
101 Insurance
7667 Garden Grove Boulevard, Garden Grove, CA 92841
Chun-Ha Insurance Services, Inc.
9122 Garden Grove Boulevard, Garden Grove, CA 92844
Henry Nguyen Insurance Agency
12432 Brookhurst Street, Garden Grove, CA 92840
First Express Insurance Agency
13120 Brookhurst Street, Garden Grove, CA 92843
Maribel Palma
11512 Magnolia Street, Garden Grove, CA 92841

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can one's location in Garden Grove affect their car insurance rates?

    For those in Garden Grove, their car insurance rates can be significantly influenced by their ZIP code. If the area is deemed high-risk, perhaps due to heavy traffic or factors that might heighten the chance of accidents, premiums can be higher. Being well-informed about local driving laws and ensuring no violations can help maintain lower insurance costs.

  • What are the minimum car insurance coverage requirements for drivers in Garden Grove?

    In Garden Grove, drivers are obligated to maintain car insurance coverage featuring a minimum of $30,000 for bodily injury per crash, $15,000 for individual injury, and $5,000 for property damage per incident. These prerequisites coincide with California's statewide mandates, designed to safeguard both drivers and others who may be affected in auto mishaps.

  • In Garden Grove, what's the advantage of using a car insurance broker?

    Car insurance brokers in Garden Grove make it simpler for customers to comprehend policies. They assist clients in understanding complicated terms and what their insurance covers. They get pricing estimates from various sources because they only work for one insurance provider. People don't have to look at every choice personally, which saves them time. Brokers assist individuals in finding auto coverage that meets their needs and enables them to make informed decisions.

  • What immediate actions should someone in Garden Grove undertake if their vehicle is stolen and damaged during a chase?

    In Garden Grove, when a person's vehicle is stolen or incurs damage due to a chase, the first step is to lodge a police report. Immediately afterward, it's advised to connect with their insurance provider. It's prudent to have coverage against uninsured motorists since getting restitution from an uninsured individual can be challenging. Having this protection offers peace of mind in such unpredictable situations.

  • How can businesses in Garden Grove save on commercial auto insurance?

    In Garden Grove, businesses can cut costs on commercial auto insurance by opting for full coverage, combining multiple policies with one insurer, and hiring employees with stellar driving records. Choosing comprehensive coverage ensures protection against various incidents. Merging different business insurances often offers savings. Lastly, recruiting drivers with clean records can lower premiums.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.