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2024

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Best Local Car Insurance Agencies in Fresno, CA

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fresno Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

285Reviewed

177Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3772 N. Blackstone Ave, Fresno, CA 93726

Expertise.com Rating

Review Sources

Google
4.2 (26)
Yelp
5.0 (1)

Why choose this provider?

Joyride Insurance Services, Inc. provides customized policies for clients in Fresno. It offers auto insurance to protect clients from liabilities that result from road accidents, and from financial loss from car theft and damage. It provides different types of coverage, such as comprehensive, bodily injury, medical payments, property damage, collision, and uninsured motorists coverage. The firm offers other insurance products, including home, business, motorcycle, renters', travel, and umbrella insurance. It has been operating for 15 years.

  • Multiple Carriers

5094 N Fruit Ave #101, Fresno, CA 93711

Expertise.com Rating

Review Sources

Facebook
3.7 (5)
Google
4.5 (2)

Why choose this provider?

Joe Parker Insurance Services, Inc. protects the assets of individuals and businesses in Fresno and the surrounding areas. It provides an array of insurance products that cover cars, boats and personal watercraft, and motorcycles. It also offers other insurance packages such as homeowners', earthquake and flood, equine and farm-related, and umbrella. Options for workers' compensation and employment practices liability insurance are also provided by the team. The agency has been operating for nearly 60 years.

2491 W. Shaw Ave. Suite 124, Fresno, CA 93711

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Sarkhosh Insurance Agency serves the locals of Fresno and the surrounding communities. It provides car insurance with coverage types that clients can modify to include liability, medical payments, uninsured or underinsured motorist, personal injury protection, and collision and comprehensive. It works in partnership with carriers such as The Hartford, Hagerty, Progressive, Safeco Insurance, and American Modern. Sarkhosh Insurance Agency is independent and family-owned, and has been catering to small and mid-sized businesses for over 33 years.

  • Multiple Carriers

1525 E Shields Ave, Fresno, CA 93704

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Victor Madrid Insurance Agency offers a full line of protection plans for individuals and business owners in Fresno. It is an auto insurance broker offering policies with different options, including personal injury protection, liability insurance, defense against uninsured motorists, and collision and supplemental coverage. The company offers boat, motorcycle, life, and home insurance. For business owners, its insurance policies available include professional liability and workers' compensation. Its insurance agents match individuals and professionals with plans that protect their assets and cover liabilities.

  • Multiple Carriers

5151 N. Palm Ave Suite 50, Fresno, CA 93704

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

For over 20 years, Valley Wide Ag Insurance Services, Inc. has been providing financial solutions to clients in Fresno. Through its auto insurance products, the agency helps drivers obtain financial protection against disasters. Its policy includes coverage for areas like fire, vandalism, theft, or liability. It also offers a range of commercial insurance products, from workers' compensation to general liability plans. It has experience designing policies for agribusiness owners. The agency's team has over 70 years of combined experience in the insurance industry.

4185 W Figarden Drive, 101, Fresno, CA 93722

Expertise.com Rating

Why choose this provider?

Jagdeep Singh Insurance Agency, Inc., has been serving Fresno and the neighboring communities since 2004. The agency offers auto insurance policies that provide property coverage for damage or theft of the car and liability coverage for legal responsibility in the event of bodily injury and property damage caused by the car. The policy also includes rehabilitation and funeral expenses under its medical coverage. The agency works with insurance carriers like Nationwide, Progressive, and Northland Insurance.

516 West Shaw Ave., Suite 200, Fresno, CA 93704

Expertise.com Rating

Review Sources

Google
4.4 (34)

Why choose this provider?

Guru Commercial Insurance Brokers is a Fresno-based independent agency that serves clients throughout the local metro. It helps car owners protect against financial losses through auto insurance solutions. The agency sets up policies that cover various areas, including bodily injury liability and medical payments. It provides other insurance products, like homeowners' and renters' policies. It also offers the Convenience Store Program, an insurance option for fuel station owners that protects them from costs related to food spoilage, power interruption, or liquor liability.

  • Multiple Carriers
  • Bundling Option

Fresno, CA

Expertise.com Rating

Review Sources

Google
4.5 (29)

Why choose this provider?

Personal Express Insurance caters to clients in the Fresno metro. It provides auto, homeowners', and renters' insurance products. The firm prepares car insurance policies designed to provide financial safety nets to clients when accidents occur. It offers a variety of coverage types, including for bodily injury liability, property damage liability, uninsured motorist, medical payment, and collision. The firm also provides add-ons like roadside assistance, mechanical breakdown insurance, and rental reimbursement. Personal Express Insurance has been in the industry for more than 35 years.

  • Multiple Carriers

7576 N Ingram Ave., Suite 102, Fresno, CA 93711
WebsiteLicense: 0F82764

Expertise.com Rating

Review Sources

Facebook
4.9 (113)

Why choose this provider?

Since 2002, Inszone Insurance Services has been helping individuals, families, and business owners acquire adequate insurance coverage for any unexpected occurrence. Its agents cater to clients in Fresno and nearby metros seeking assistance in procuring car insurance policies with provisions for collisions, bodily injury liability, and medical payments. They also offer insurance for boats, RVs, motorcycles, classic cars, and rideshare vehicles. Inszone is a full-service, independent insurance brokerage with over 40 locations throughout the US.

  • Multiple Carriers

5048 North Blackstone Avenue, Fresno, CA 93710
WebsiteLicense: 0H58348

Expertise.com Rating

Review Sources

Facebook
5.0 (201)
Google
4.8 (6)
Yelp
4.5 (2)

Why choose this provider?

Su Casa Valley Insurance is an independent insurance agency serving the Fresno metro and nearby districts. The firm handles all types of insurance policies for individuals, families, and businesses. It customizes an insurance policy for personal cars with coverages not limited to collision, comprehensive, medical costs, bodily injuries, and liability coverage. Its team can also help the clients identify the right amount or level of coverage they need. Su Casa Valley Insurance is a family-oriented agency that treats its clients like a family.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

1526 Shaw Avenue, Clovis, CA 93611

Expertise.com Rating

Review Sources

Google
3.7 (3)
Yelp
5.0 (3)

Why choose this provider?

Established in 2013, Meine Insurance Agency caters to individuals, families, and businesses of all sizes in Fresno and the surrounding areas. With more than 40 years of combined experience, its group of agents provides insurance solutions for life, home, car, and other personal properties. Commercial general liability, cyber liability, and workers' compensation products are also available. The agency has access to several top-rated carriers, including Liberty Mutual, Foremost Insurance Group, Safeco Insurance, and AmTrust Financial.

  • Multiple Carriers

3150 N Weber Ave, Fresno, CA 93722

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Randhawa Insurance Agency Inc. is a family-owned local business operating in Fresno. It enables drivers to get back on the road as soon as possible after their automobile has been destroyed or damaged in a catastrophic event by removing financial risks with an auto insurance policy that covers fire, theft, and road accidents. Its team of independent agents represents multiple insurance carriers to tailor policy coverages based on the client's needs. The agency also provides home, business, health, and life insurance policies.

  • Multiple Carriers

1209 E Shaw Ave, Fresno, CA 93710

Expertise.com Rating

Review Sources

Google
3.3 (12)
Yelp
4.5 (7)
Facebook
5.0 (2)

Why choose this provider?

A to Z Insurance, Inc., is a local independent agency serving the needs of individuals, families, and businesses in the Fresno area. It assists vehicle owners in securing auto insurance protection plans from various carriers, such as Hagerty, Progressive, and Mercury Insurance. Its insurance professionals customize auto insurance according to clients' needs and vehicle types, including boats and RVs. The company is a family-owned business that has been serving the community since 1919.

  • Multiple Carriers

3 E Olive Avenue, Fresno, CA 93728

Expertise.com Rating

Review Sources

Facebook
4.7 (47)
Google
5.0 (2)

Why choose this provider?

Divia Express Insurance Agency, Inc., provides a variety of protection plans to individuals and businesses in Fresno. As an independent insurance firm, it provides auto insurance protection plans from a wide variety of carriers including Progressive, Kemper Auto, and American Modern. Its professionals customize coverage plans for needs like SR-22 filing, boats and watercraft coverage, and recreational vehicle protection. The firm has been in the business since 2006 and is a member of the American Agents Alliance.

  • Multiple Carriers

2452 W Tahoe Avenue, Caruthers, CA 93609

Expertise.com Rating

Review Sources

Google
4.3 (12)

Why choose this provider?

Gill Insurance Agencies caters to individuals and businesses in the Fresno metro. It offers auto, farm, and workers' compensation insurance products from different carriers such as Progressive, MetLife, Zurich, The Hartford, and Infinity. The firm's agents curate car insurance policies designed to provide clients with reliable financial safety nets when accidents and disasters like fire and storm resulted in vehicle damage. They also offer collision-related medical treatment and stolen car replacement coverages. Gill Insurance Agencies has been in the industry for over 34 years.

  • Multiple Carriers

7447 North First Street, Suite 101, Fresno, CA 93720

Expertise.com Rating

Review Sources

Facebook
4.0 (29)
Google
4.3 (6)

Why choose this provider?

Since its founding in 1974, M.D. Manouel Insurance Agency has been serving individuals and businesses in Fresno and the surrounding areas. Its line of personal insurance products includes car, life and disability, home, personal umbrella, and recreational vehicle policies. The agency has access to trusted insurance carriers, both admitted and non-admitted, and caters to a wide variety of industries, including construction, restaurant, hotel, and health care. Financial services such as retirement planning and asset protection are also being offered.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Joyride Insurance Services, Inc.
3772 N. Blackstone Ave, Fresno, CA 93726
Joe Parker Insurance Services, Inc.
5094 N Fruit Ave #101, Fresno, CA 93711
Sarkhosh Insurance Agency
2491 W. Shaw Ave. Suite 124, Fresno, CA 93711
Victor Madrid Insurance Agency
1525 E Shields Ave, Fresno, CA 93704
Valley Wide Ag Insurance Services, Inc.
5151 N. Palm Ave Suite 50, Fresno, CA 93704
Jagdeep Singh Insurance Agency, Inc.
4185 W Figarden Drive, 101, Fresno, CA 93722
Guru Commercial Insurance Brokers
516 West Shaw Ave., Suite 200, Fresno, CA 93704
Personal Express Insurance
Inszone Insurance Services
7576 N Ingram Ave., Suite 102, Fresno, CA 93711
Su Casa Valley Insurance
5048 North Blackstone Avenue, Fresno, CA 93710
Meine Insurance Agency
1526 Shaw Avenue, Clovis, CA 93611
Randhawa Insurance Agency Inc.
3150 N Weber Ave, Fresno, CA 93722
A to Z Insurance, Inc.
1209 E Shaw Ave, Fresno, CA 93710
Divia Express Insurance Agency, Inc.
3 E Olive Avenue, Fresno, CA 93728
Gill Insurance Agencies
2452 W Tahoe Avenue, Caruthers, CA 93609
M.D. Manouel
7447 North First Street, Suite 101, Fresno, CA 93720

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the penalties for driving without insurance in Fresno?

    In Fresno, if a motorist lacks the necessary physical or digital insurance proof, they face an immediate penalty. The first infraction results in a $100-$200 fine, added penalty fees, and potential vehicle seizure. Repeat violations within three years amplify the fines to $200 to $500, accompanied by extra penalty charges and the risk of vehicle confiscation. Motorists should validate their insurance status before driving.

  • What's the difference between minimum coverage and full coverage car insurance in Fresno?

    Minimum coverage in Fresno meets California's mandated liability requirements and covers damages and injuries to others. While it might be cost-efficient, it won't compensate for your own vehicle's damages, potentially leading to extra costs if accident damages are beyond your coverage limits. Alternatively, full coverage insurance, though pricier, provides broader protection, safeguarding you against numerous accident scenarios.

  • For non-operational vehicles in Fresno, is having car insurance still necessary?

    If your vehicle isn't in working condition and won't be driven, having car insurance in Fresno might not be essential. While you could consider dropping collision and property damage coverage, maintaining comprehensive insurance might be wise, as it protects against threats like theft and vandalism to the stationary vehicle. Making an informed choice can save money and provide adequate coverage.

  • For Fresno residents, does standard personal auto insurance extend to cover ride-sharing or commercial driving?

    Regular personal auto insurance in Fresno covers driving for personal reasons and even extends to using another's vehicle with permission. However, it doesn't cater to commercial endeavors, such as delivery services or ride-sharing platforms like Uber or Lyft. That said, some insurers offer specialized add-ons, at an added premium, to shield drivers engaged in ride-sharing operations.

  • Should Fresno residents consider gap insurance when purchasing a new vehicle?

    Yes, for those in Fresno acquiring a new car, gap insurance is strongly advised. Many dealers present plans encompassing deductible coverage. Particularly if your initial payment is below 20% of the car's value, there's a potential risk of owing more than the car's worth due to unforeseen incidents. Gap insurance assists in settling the loan balance in such cases, especially with smaller down payments.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.