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Best Local Car Insurance Agencies in Downey, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Downey Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72Reviewed

46Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11455 Paramount Boulevard, Downey, CA 90241
WebsiteLicense: 0D94583

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Newest Insurance Agency, Inc. educates Downey drivers in selecting proper auto insurance coverages available in the market. The business endorses each client to its bilingual agents who can assist them in obtaining vehicle protection plans based on their needs. Its team has access to multiple insurance carriers, allowing it to create customized insurance coverages. Founder Juan Ramon Saldaña has been addressing insurance concerns since 1984. After navigating the real estate industry for years, he transitioned back to handling insurance programs in 1999.

  • Multiple Carriers

10535 Paramount Boulevard, Downey, CA 90241
WebsiteLicense: 0D34040

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (6)
Yelp
5.0 (5)

Why choose this provider?

In 1996, Raul Castillo founded The Point Insurance, Inc. an independent insurance agency serving clients throughout Downey and Los Angeles. It offers standard auto insurance that includes but is not limited to liability, comprehensive, collision, uninsured motorist, medical payments, and property damage coverage. The agency also offers recreational vehicles, life, health, and other personal insurance. Its staff possesses over 60 years of collective experience and is bilingual, speaking both English and Spanish, assisting clients in finding the best coverage that suits their needs.

  • Bundling Option

12327 Woodruff Avenue, Downey, CA 90241-5628
WebsiteLicense: 0C69600

Expertise.com Rating

Review Sources

Yelp
5.0 (13)
Facebook
5.0 (5)

Why choose this provider?

Efferem Sanchez is a State Farm insurance agent that serves the insurance needs of clients in Downey. Sanchez offers car insurance plans for collectors, new drivers, and business travelers. He provides clients plenty of auto insurance coverage options that best fit their financial needs. Comprehensive coverage pays for the replacement or repair of damaged or stolen vehicles. The coverage can also extend beyond the client's own vehicle to include newly acquired cars and substitute cars.

  • Motorcyle & ATV

8141 East 2nd Street, Downey, CA 90241
WebsiteLicense: 0316914

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Don Dixon & Associates is an insurance specialist that has been in service since 1949. The Downey-based agency handles multiple lines of insurance, including auto insurance. Its team can create protection plans for owners of classic cars, recreational vehicles, motorcycles, and watercraft. They have access to policies from different carriers, such as Liberty Mutual and The Hartford, allowing them to find plans that can cover their clients' unique needs. Don Dixon & Associates' other products include home and life insurance.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

10802 Downey Avenue, Downey, CA 90241
WebsiteLicense: 0K32897

Expertise.com Rating

Review Sources

Yelp
5.0 (30)
Google
5.0 (15)
Facebook
5.0 (1)

Why choose this provider?

Robert Does Insurance Services is an independent insurance agency located in Downey that provides insurance products to residents in the metro. The agency has extensive experience writing auto insurance policies for clients seeking to protect themselves and their vehicles. It covers various types of motorists, including SR-22 drivers, ridesharing drivers, non-owners, drivers facing DUIs/DWIs, and drivers involved in a traffic accident. Robert Does Insurance also offers health, home, life, and business insurance solutions.

  • Bundling Option

1601 West Beverly Boulevard, Montebello, CA 90640
WebsiteLicense: 0468594

Expertise.com Rating

Review Sources

Yelp
5.0 (24)
Facebook
5.0 (7)
Google
4.4 (5)

Why choose this provider?

Gardner Insurance Agency in Montebello, CA is an insurance agency that operates in the nearby Downey metro. The company provides insurance products and solutions to clients through its personal and commercial insurance lines. It offers auto insurance policies that offer options for comprehensive coverage or coverage for expenses for injury liabilities, collisions, medical payments, and other physical damages. The family-owned and operated company was founded in 1958 and has bilingual staff that caters to Spanish-speaking clients.

  • Bundling Option

8811 East Imperial Highway, Doweny, CA 90242

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Bravo Insurance & Tax Services is an independent agency in Downey that offers auto insurance for individuals and families. Its agents supply clients with as many coverage options as possible from various insurance carriers. Some of the coverage types they provide include bodily injury liability, personal injury protection, collision, comprehensive, and uninsured motorist coverage. The company also reviews clients' current coverages to determine if there are gaps in the policies and premium reductions for which they may qualify.

  • Motorcyle & ATV

8615 Florence Avenue, Downey, CA 90240
WebsiteLicense: 0563564

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

Manor Insurance Agency Inc is an independent auto insurance agency that has been serving the Downey area since 1964, with a goal to provide quality insurance and offer the best personal service to residents. They offer a variety of auto insurance coverage including nonstandard auto, motorcycles, classic cars, off-road vehicles, and mechanical breakdown coverage. The agency works with several insurance carriers such as Mercury Insurance, Safeco, Foremost, First American, and California Fair Plan to make sure their clients get a deal that fits perfectly.

  • Multiple Carriers
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Newest Insurance Agency, Inc.
11455 Paramount Boulevard, Downey, CA 90241
The Point Insurance Services
10535 Paramount Boulevard, Downey, CA 90241
Efferem Sanchez
12327 Woodruff Avenue, Downey, CA 90241-5628
Don Dixon & Associates
8141 East 2nd Street, Downey, CA 90241
Robert Does Insurance Services
10802 Downey Avenue, Downey, CA 90241
Gardner Insurance
1601 West Beverly Boulevard, Montebello, CA 90640
Bravo Insurance & Tax Services
8811 East Imperial Highway, Doweny, CA 90242
Manor Insurance Agency, Inc.
8615 Florence Avenue, Downey, CA 90240

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does your car insurance's collision coverage apply to hit-and-run incidents in Downey?

    The damage to your car may be covered by your collision insurance in Downey after a hit-and-run incident. It would not, however, apply to physical wounds received in a hit-and-run collision. This is due to the fact that in the event of a covered collision, collision coverage only covers damage to the policyholder's car.

  • What happens if your car in Downey is stolen, then found after your claim for insurance has been settled?

    Your insurance company will be the owner of the car if it was stolen in Downey but later found if your claim for insurance has been settled. Since your auto insurance policy does not cover personal objects inside your vehicle, the contents are still yours even though the automobile is now a possession of your insurance provider.

  • Are rock chips covered by car insurance in Downey?

    If you have comprehensive car insurance coverage in Downey, rock chips should be covered. A rock chip occurs when a tiny rock or other object causes damage to your windshield, breaking a little piece of glass. You should have rock chips repaired as quickly as possible to prevent further harm because these chips can grow into wider cracks.

  • What are the most typical justifications given by auto insurers in Downey for rejecting applications?

    Auto insurers in Downey reject applications for a number of reasons:

    • You are not old enough to purchase your own insurance.
    • You have a suspended or revoked license.
    • You reside in an area where auto thefts and vandalism are prevalent.
    • You have a spotty driving history and a number of moving infractions.
    • You operate a swift, powerful vehicle.
    • Your insurance coverage has expired.
    • You don't have a history of insurance.
  • Do you need to preserve outdated auto insurance policies in Downey?

    Once you obtain the new documentation for your Downey car insurance policy after renewing your current one or switching providers, you can throw away the old ones. However, if there is or could be an open claim, you should keep your older insurance policies. Additionally, if you're renewing, you might wish to keep the declarations page and billing statements from your previous policy.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.