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2024

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Best Local Car Insurance Agencies in Danville, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Danville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

33Reviewed

23Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

524 Hartz Avenue, Danville, CA 94526
WebsiteLicense: 0773599

Expertise.com Rating

Review Sources

Yelp
2.5 (3)
Google
5.0 (2)

Why choose this provider?

Andrew Sinclair is a Farmers Insurance Agent serving the needs of individuals, families, and businesses in Danville. Backed by more than 29 years of experience as a Farmers Insurance agent, he can help drivers of different backgrounds obtain car insurance policies that will support them financially in the event of an automotive emergency. In addition to standard auto, Andrew Sinclair can also provide assistance in insuring other vehicles, such as motorcycles, boats, ATVs, motorhomes, and travel trailers.

  • Multiple Carriers
  • Home & Auto Insurance
  • Bundling

939 Hartz Way, Danville, CA 94526
WebsiteLicense: 0M08744

Expertise.com Rating

Review Sources

Yelp
5.0 (27)
Google
5.0 (18)
Facebook
5.0 (4)

Why choose this provider?

Nathan Mahlik is a second-generation State Farm agent based in Danville. Together with his team, Mahlik assists clients in several areas, including auto insurance. The agents can furnish policies that may include collision and comprehensive coverage. The latter reimburses losses from non-collision incidents such as fire, theft, or vandalism. In addition to auto insurance, Mahlik also offers home and life insurance. He has been providing risk management solutions since 2012. He can entertain Spanish-speaking clients.

  • Multiple Carriers

156 Diablo Road, Danville, CA 94526
WebsiteLicense: 0H81432

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Stella Insurance Agency is a family-owned and operated company in Danville that offers a wide range of car insurance products and services. The independent agency designs auto policies that cover drivers and vehicle owners financially in case of accidents. The company also offers coverages for protection against expensive and complicated disputes that may arise from untoward incidents. The agents at Stella Insurance Agency strive to create opportunities for a long-term and productive relationship with its new customers.

  • Multiple Carriers
  • Motorcyle & ATV

2765 Canyon Creek Drive, San Ramon, CA 94583
WebsiteLicense: 0C64098

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Bernal Insurance Agency is an insurance provider serving the people of Danville and the surrounding areas. It carries a wide range of insurance products, including car insurance. Its professional agents can help vehicle owners obtain protection plans that will support them financially in the event of an automotive emergency. Bernal Insurance Agency is founded by Pamela C. Bernal, who over 20 years' worth of experience in the insurance industry. The company also offers homeowners, life, and long-term care insurance.

  • Home & Auto Insurance

425 El Pintado Road, Danville, CA 94526
WebsiteLicense: 0716064

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Giammona Insurance Agency is an independent company serving the Danville metro. It caters to vehicle owners in the community who need assistance with auto insurance. It alsp works with multiple carriers to create insurance policies tailored to the needs and budget of the clients. These may include collision, comprehensive, liability, medical, and physical damage coverages that can protect policyholders from any financial losses resulting from an accident. Giammona Insurance Agency is committed to providing high-quality customer service.

  • Home & Auto Insurance

760 Camino Ramon, Danville, CA 94526
WebsiteLicense: 0E55331

Expertise.com Rating

Review Sources

Yelp
5.0 (32)
Google
5.0 (12)

Why choose this provider?

Steven Hom Insurance Services, Inc., is a locally owned and operated insurance agency that provides a wide range of insurance products to individuals, families, and businesses in Danville. Its professional agents have the experience to help vehicle owners find a car insurance policy that will meet their needs, expectations, and preferences. In addition to standard auto, Steven Hom Insurance Services also insures other vehicles, including boats and other forms of personal watercraft, motorcycles, RVs, and snowmobiles.

  • Multiple Carriers
  • Motorcyle & ATV

2303 Camino Ramon, San Ramon, CA 94583
WebsiteLicense: 0D79659

Expertise.com Rating

Review Sources

Yelp
4.5 (11)
Google
5.0 (10)
Facebook
4.4 (7)

Why choose this provider?

San Ramon Insurance Agency is an independent company that serves clients living in Danville and nearby areas. It has been active since 1979 and has six agents on hand, each one with over 20 years of insurance experience. The company provides auto insurance coverage for unexpected damages to one's car, such as windshield cracks or dents. It also has add-on coverage for medical fees, accident forgiveness, and car replacement. The company also provides life, homeowners', and umbrella insurance plans.

  • Multiple Carriers
Onstad's Insurance Agency logo

Onstad's Insurance Agency

3130 Crow Canyon Pl Ste 250, San Ramon, CA 94583

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
4.7 (13)
Yelp
5.0 (11)

Why choose this provider?

Based in San Ramon, Onstad's Insurance Agency offers car insurance in Danville and all across the state. The independent car insurance agency handles both personal and commercial auto insurance, with knowledgeable staff helping ensure that customers get the right coverage required by California laws. Other services provided by Onstad's Insurance Agency include home insurance, life and health insurance, and boat insurance. For commercial clients, Onstad's can help with commercial property insurance, workers' compensation insurance, bonds, and more.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Andrew Sinclair
524 Hartz Avenue, Danville, CA 94526
Nathan Mahlik
939 Hartz Way, Danville, CA 94526
Stella Insurance Agency
156 Diablo Road, Danville, CA 94526
Bernal Insurance Agency
2765 Canyon Creek Drive, San Ramon, CA 94583
Giammona Insurance Agency
425 El Pintado Road, Danville, CA 94526
Steven Hom Insurance Services, Inc.
760 Camino Ramon, Danville, CA 94526
San Ramon Insurance Agency
2303 Camino Ramon, San Ramon, CA 94583
Onstad's Insurance Agency
3130 Crow Canyon Pl Ste 250, San Ramon, CA 94583

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average cost of car insurance in Danville, and what are the minimum insurance requirements in California?

    In Danville, full coverage with the required liability insurance costs around $1,770 per year, or about $148 per month on average. It is critical to note that various factors can influence insurance rates, so residents should obtain quotes from multiple insurance companies for accurate pricing. California's minimum insurance standards, known as the 15/30/5 rule, require bodily injury liability coverage of at least $15,000 per person, $30,000 per accident, and $5,000 per accident for property damage liability.

  • In addition to car insurance, how can Danville drivers meet the state's financial responsibility requirements?

    Aside from traditional car insurance, Danville drivers can meet California's financial obligations by obtaining a Department of Motor Vehicles-issued self-insurance certificate. Alternatively, a $35,000 deposit with the DMV or a corresponding surety bond from a state-authorized firm is acceptable. However, insurance is frequently the most practical option. Importantly, during traffic interactions or after an accident, drivers must always carry and present proof of financial responsibility.

  • If you have a policy in Danville and your license is suspended, will your insurer be notified prior to your policy's renewal date?

    Danville car insurance companies may not notice a mid-term license suspension right away. Companies, on the other hand, frequently examine motor vehicle records during policy renewal. If they discover that your license has been suspended, they are likely to refuse to renew your policy. Before your coverage expires, you will be notified 30 days in advance. They will not cancel the policy retroactively due to previous license issues.

  • If a Danville resident causes an accident that injures another person while driving while distracted, will their auto insurance provide financial assistance?

    Danville drivers can protect their finances by purchasing bodily injury liability insurance. This section of car insurance compensates for injuries caused to others in an at-fault accident up to a certain limit. Consider purchasing an excess liability policy to provide additional protection. It provides increased coverage limits, protecting one's assets in the event of a lawsuit resulting from an accident.

  • Should residents in Danville with older, lower-valued vehicles consider getting collision and comprehensive insurance?

    In Danville, while collision insurance covers damages from car-to-object collisions and comprehensive insurance covers non-collision, unforeseeable damages such as theft or natural disasters, determining a car's value is critical. For older, lower-priced vehicles, the premiums may outweigh the benefits. Newer or more valuable vehicles, on the other hand, merit such coverage. Furthermore, lenders in California typically require these insurances for auto financing.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.