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2024

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Best Local Car Insurance Agencies in Chino Hills, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chino Hills Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

31Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14772 Pipeline Avenue, Chino Hills, CA 91709
WebsiteLicense: 0F34229

Expertise.com Rating

Review Sources

Google
5.0 (126)
Facebook
5.0 (12)
Yelp
1.0 (1)

Why choose this provider?

Tradestone Insurance Services, Inc., provides auto insurance plans to individuals and business clients in Chino Hills. Its personal auto insurance policies secure vehicle damage costs incurred from collisions, theft, fires, falling objects, and riots. It also offers liability protection for other injured persons, medical payments, and uninsured or underinsured motorists. For commercial auto insurance, Tradestone has hired auto, non-owner, specified peril, and drive-other-car coverage options. It also counsels business owners regarding the differences in coverage plans for their personal and commercial vehicles.

  • Bundling Option
  • RV & Motorhome

P.O. Box 1150, Chino Hills, CA 91709
WebsiteLicense: 0394033

Expertise.com Rating

Review Sources

Google
4.7 (51)
Yelp
4.0 (35)
Facebook
4.0 (30)

Why choose this provider?

Apollo Insurance Services, Inc., provides car insurance in the Chino Hills area. It is an independent insurance agency that works with dozens of carriers. With more than 50 years of industry experience, their agents are also versed in other types of policies to protect diverse clients and their valuables. This includes identity theft protection, home, pet, travel, and special events insurance. Apollo Insurance Services, Inc., is dedicated to helping their community even outside work by supporting several local non-profit initiatives.

  • Multiple Carriers

4195 Chino Hills Parkway, Chino Hills, CA 91709
WebsiteLicense: 0H85315

Expertise.com Rating

Review Sources

Google
5.0 (24)
Yelp
4.0 (8)
Facebook
5.0 (2)

Why choose this provider?

JMH Insurance Solutions is an independent agency operating in Chino Hills. It represents different insurance carriers to provide a wide range of car insurance solutions to businesses, families, and individuals. The family-owned firm is committed to understanding the lifestyle and assets of its clients to help them prepare for their financial future. Its owner, Mark Heaton, has been an insurance agent for 12 years and is still very passionate about the insurance products that he offers.

  • Multiple Carriers

301 West 6th Street, Corona, CA 92882
WebsiteLicense: 0H58321

Expertise.com Rating

Review Sources

Google
4.7 (78)
Yelp
3.0 (4)

Why choose this provider?

Erika's Insurance is an auto insurance provider serving Chino Hills and nearby locations. Founded in 2008, its mission is to provide accessible insurance that is bilingual and friendly. Its team has a collective 100 years of experience and protects residential and commercial clients from potential financial losses or legal damages due to road accidents, random acts, or bad weather. Its team also helps clients in processing DMV-related concerns to make compliance processes more convenient. The company extends its services to drivers with driving infractions.

  • Multiple Carriers

140 North Walnut Avenue, San Dimas, CA 91773
WebsiteLicense: 0M37051

Expertise.com Rating

Review Sources

Facebook
5.0 (17)

Why choose this provider?

Jason Cortez is an insurance broker working for State Farm Insurance in the San Dimas metro and the nearby Chino Hills area. His firm, Cortez Financial and Insurance Services, specializes in auto, property, and life insurance lines and is committed to delivering dependable claims services. His team of five expert agents writes auto insurance policies that cover various motorist risks, traffic accidents, and other expenses caused by losses and physical damages.

  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tradestone Insurance Services, Inc.
14772 Pipeline Avenue, Chino Hills, CA 91709
Apollo Insurance Services, Inc.
P.O. Box 1150, Chino Hills, CA 91709
JMH Insurance Solutions
4195 Chino Hills Parkway, Chino Hills, CA 91709
Erika's Insurance
301 West 6th Street, Corona, CA 92882
Jason Cortez
140 North Walnut Avenue, San Dimas, CA 91773

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If all other factors were equal, would drivers across Chino Hills pay the same insurance rate?

    No, Chino Hills drivers would still not pay the same premium even if, in theory, everything else were equal and they lived in the same city. Their premium would depend on their specific location—that is, their ZIP codes. When setting insurance rates, companies pull up reports of vehicle theft, information on weather-related damage, and the claims history specific to a ZIP code.

  • What is risk tolerance, and why should Chino Hills drivers think about it?

    Simply put, risk tolerance is how much someone is willing to gamble—in auto insurance terms, how much a driver in Chino Hills can endure to leave unprotected and uninsured. Risk tolerance is important as it will factor into the level of coverage a person chooses. Someone working within a budget might want to buy less coverage, but if their risk tolerance is low, they should consider getting collision or comprehensive coverage.

  • Should you get the same car insurance policy as your best friend in Chino Hills?

    No, getting the same auto insurance coverage as your best friend would not be wise. What’s best for your best friend, or anybody you know in Chino Hills, for that matter, might not be the best for you. For one, insurance rates are calculated based on details unique to you, including your car model, driving history, and marital status. Different insurers also fit the needs of different people. You can shop around and check each company’s services and reputation.

  • Will you pay a lower car insurance premium in Chino Hills if you have excellent credit?

    No. In fact, some insurers in Chino Hills might even give you higher rates than they would otherwise. This is because the State of California has prohibited them from basing a customer’s premium on their credit history in an effort to end discriminatory practices. In many other states, people with excellent scores generally pay less, while those with poor credit could pay up to 80% more toward their policy.

  • Do you need uninsured/underinsured motorist insurance in Chino Hills?

    Technically, the law does not require you to get UM/UIM coverage in Chino Hills. But ensuring it is in your policy—by default, it should be included unless you opt-out—protects you in several ways. It provides a safety net in case you get into a collision and the other party has insufficient coverage or is among the 27 million uninsured drivers in California. You can also depend on UM/UIM coverage if a hit-and-run driver damages your car.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.