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2024

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Best Local Car Insurance Agencies in Chino, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chino Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

32Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2469 Pomona Road, Corona, CA 92880
WebsiteLicense: 0H38620

Expertise.com Rating

Review Sources

Yelp
4.5 (11)
Facebook
5.0 (1)

Why choose this provider?

ISU Insurance Services - The Willingham & Starkey Agency is an independent agency member of ISU International, which is the 6th largest privately-owned insurance broker in the country. It offers a full range of personal and business insurance products, including car insurance, to clients in Chino. The agency has access to over 400 insurance companies, such as Safeco, Travelers, and Nationwide. Its policies are all backed by a written service guarantee and its agents are qualified to perform sophisticated coverage gap analysis.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

562 West Holt Boulevard, Ontario, CA 91762
WebsiteLicense: 0H58321

Expertise.com Rating

Review Sources

Google
4.7 (79)
Yelp
5.0 (4)

Why choose this provider?

Established in 2008, Erika's Insurance provides its services to clients in Chino and nearby areas. It started from a family-owned office that later turned into a fully-staffed office with more than 100 years of combined experience in the industry. The agency provides car insurance plans for clients that need financial protection for events such as accidents and theft. It helps its clients to fully understand what liability, collision, and comprehensive coverages are all about.

  • Multiple Carriers

P.O. Box 1150, Chino Hills, CA 91709
WebsiteLicense: 0394033

Expertise.com Rating

Review Sources

Google
4.7 (42)
Yelp
4.0 (30)

Why choose this provider?

Apollo Insurance Services, Inc. has been providing insurance solutions in Chino and nearby communities since 1969. It serves individuals, families, and businesses with different types of insurance, including auto, homeowners, rentals, travel, commercial, umbrella, and life insurance. It also handles disaster protection, pets, and special events insurance. For the auto policy, the coverage can pay for vehicle damages, injuries, medical costs, and other liability in accident situations. Apollo Insurance commits to protect what matters the most to each client.

  • RV & Motorhome
  • Motorcyle & ATV

3340 Riverside Drive, Chino, CA 91710
WebsiteLicense: 0528618

Expertise.com Rating

Review Sources

Yelp
4.5 (17)
Google
5.0 (14)

Why choose this provider?

Established in 1998, Wright Insurance Services is an independent and full-service insurance company that serves residential and commercial clients in Chino, Santa Clarita, and nearby areas. The company offers an array of insurance products and services such as auto insurance, home insurance, commercial insurance as well as life insurance coverage. Wright Insurance works with each client and provides them with a variety of insurance package inclusions that satisfies their needs and requirements.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
ISU Insurance Services - The Willingham & Starkey Agency
2469 Pomona Road, Corona, CA 92880
Erika's Insurance - Ontario
562 West Holt Boulevard, Ontario, CA 91762
Apollo Insurance Services, Inc.
P.O. Box 1150, Chino Hills, CA 91709
Wright Insurance Services - Chino
3340 Riverside Drive, Chino, CA 91710

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How do car insurance premiums differ for single, married, and divorced residents of Chino?

    In Chino, individuals who are not married pay an average $57 monthly car insurance premium, while married individuals pay $44. Divorced car owners, on the other hand, have a monthly premium of $42, while widowed individuals pay $41. This reflects the national trend where married couples enjoy a lower rate of $13 on average compared to single drivers when it comes to insuring their vehicles.

  • What types of incidents or violations on a driving record typically lead to higher insurance rates in Chino?

    The common types of incidents or violations that often lead to higher car insurance rates in Chino include speeding tickets. Motorists who have been issued a speeding ticket face a 42% hike in their insurance costs, and involvement in an accident can lead to a 77% increase in rates. Furthermore, a DUI or DWI offense can cause insurance rates to increase by 171%.

  • How can Chino motorists protect themselves from extended liability in the aftermath of a car accident?

    To enhance their financial protection, Chino drivers may obtain liability coverage at either 50/100/50 or 100/300/100 levels, even if they opt not to secure comprehensive coverage. This recommendation stems from the legal provisions governing car accidents in California, which allow individuals to initiate bodily injury claims within a two-year window following an accident. Moreover, the possibility of property damage claims can persist for up to three years.

  • What is the minimum liability car insurance coverage requirement in Chino?

    California law requires Chino motorists to carry $15,000 in bodily injury coverage for an individual injured in a car accident. Additionally, drivers are obligated to maintain $30,000 in bodily injury coverage for each accident and $5,000 in coverage for property damage per accident. Liability insurance offers protection to drivers responsible for an accident that results in injuries and a loss of income for another driver or passenger in a different vehicle.

  • How much do Chino car owners pay for car insurance per month?

    Chino residents who own a car usually pay around $55 per month. Sport utility vehicles tend to have the most affordable insurance rates, averaging around $47 per month. Meanwhile, individuals driving trucks or vans can expect to pay approximately $54 to insure their vehicles. It is also important to note that insuring newer vehicles typically comes at a higher cost.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.