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2024

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Best Local Car Insurance Agencies in Apple Valley, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Apple Valley Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

45Reviewed

29Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

15040 Seventh Street, Victorville, CA 92395

Expertise.com Rating

Review Sources

Google
4.9 (44)

Why choose this provider?

Clear Insurance Services is a full-service independent agency serving Apple Valley clients. Its team of auto insurance professionals provides full-coverage policies for different types of vehicles including antique, classic, and commercial cars. The agency has an online system that allows clients to obtain instant insurance rate quotes and comparisons from various insurance firms across the country. Home insurance packages are also offered for families. Other insurance services are available for environmental, business income, and builders' risk needs.

  • Bundling Option

15208 Bear Valley Road, Victorville, CA 92395
WebsiteLicense: 0K13676

Expertise.com Rating

Review Sources

Google
4.8 (54)
Yelp
4.0 (5)

Why choose this provider?

Giezi Insurance Svcs LLC is an auto insurance company that serves clients in Apple Valley. Since 2010, it has been advising policy buyers that need key coverages for their vehicles, like collision and medical injury compensation. It reviews and compares policies from over 40 different carriers and provides registration services for cars. These include renewals, title changes, VIN checks, and duplication of documents. Giezi Insurance caters to Spanish-speaking clients and also offers insurance for motorcycles, homeowners, and commercial properties.

  • Multiple Carriers
  • Motorcyle & ATV

14950 Circle Drive, Victorville, CA 92395
WebsiteLicense: 0723078

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Dan Smith Insurance Agency, Inc. is a privately owned and operated agency that offers comprehensive insurance and risk management solutions for cars and other vehicles in Apple Valley, Victorville, and the southern parts of the state. With more than 100 years of serving a diverse group of individuals, families, and businesses, the agency represents a network of multiple reputable insurance carriers such Nationwide, Safeco, and Travelers. The agency caters to both personal and commercial clients.

  • Motorcyle & ATV

15417 Anacapa Road, Victorville, CA 92392
WebsiteLicense: 0B63352

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Northstar Pacific Insurance is a car insurance agency located in Victorville that also serves residents in Apple Valley. The company offers automobile insurance with plans suitable for different kinds of drivers, such as young and high-risk ones. Home and business insurance policies are also provided by the company. It is a local full-service agency founded in 1995 that is committed to understanding the current status and goals of its clients, enabling it to give them the best coverages based on their personal needs.

  • Multiple Carriers

19167 US Highway 18 S, Apple Valley, CA 92307
WebsiteLicense: 0B44021

Expertise.com Rating

Review Sources

Google
4.6 (11)
Facebook
5.0 (7)
Yelp
3.5 (3)

Why choose this provider?

Kennedy Professional Insurance Agency (KPIA) is a family-owned business that has been servicing the Apple Valley metro and its surrounding areas since 1972. Its team of agents customizes auto policies for drivers and car owners with the right amount of coverage based on their unique situations. Aside from personal cars, they can also craft insurance plans for classic cars and motorhomes. KPIA partners with a multitude of insurance carriers to shop for the best coverage and rate that will match its clients' needs.

  • RV & Motorhome
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Clear Insurance Services
15040 Seventh Street, Victorville, CA 92395
Giezi Insurance Svcs llc
15208 Bear Valley Road, Victorville, CA 92395
Dan Smith Insurance Agency, Inc.
14950 Circle Drive, Victorville, CA 92395
Northstar Pacific Insurance
15417 Anacapa Road, Victorville, CA 92392
KPIA – Kennedy Professional Insurance Agency
19167 US Highway 18 S, Apple Valley, CA 92307

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How will a DUI affect your car insurance rates in Apple Valley?

    Your car insurance in Apple Valley could increase by up to 180% if you have a DUI in California. In comparison, the standard annual cost for a full-coverage policy in the state is $1,409 while for those with DUI is $4,016. Additionally, your insurer may cancel your policy when your license is revoked.

  • Why are some major insurers in Apple Valley taking their business out of the state?

    Several major car insurers are pulling out of the state because they are losing profits. The American Property Casualty Insurance Association stated that in the previous year, market losses amounted to 25% while premiums only increased by 4.5%. This can affect Apple Valley drivers who are just purchasing their first car insurance and pose problems as well to policyholders renewing their policies.

  • If your license is suspended in Apple Valley, do you need to inform your insurance company?

    You are not required to inform your insurance company if you have a license suspension because there are many reasons why a driver's license in Apple Valley may be suspended. Some of these are underage drinking and DUI, driving without insurance, vandalism, not reporting an accident, and having excessive points on the driving record. Under Family Code §17520, a driver's license can also be suspended for failure to pay child support.

  • How can you ask the California Department of Insurance for help on a car insurance claim in Apple Valley?

    Visit personally the office of the California Department of Insurance at 300 South Spring St., South Tower, Los Angeles, CA 90013, or call the consumer hotline at 1-800-927-4357. The agency can provide assistance if you have not been treated fairly by an insurance company, broker, or agent and you want to file a complaint against them. It can also help you initiate a car insurance claim in Apple Valley.

  • What does it mean if you have a DMV hold in Apple Valley?

    A DMV hold results from failure to take prompt action on a traffic ticket in Apple Valley. This will happen after you are placed on a failure-to-appear status by the County of San Bernardino Traffic Court. Unless you take action on your ticket, the DMV can suspend your driver's license.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.