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Best Local Car Insurance Agencies in Alameda, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Alameda Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

101 Ygnacio Valley Road, Walnut Creek, CA 94596
WebsiteLicense: 0358590 Rating

Review Sources

4.0 (8)

Why choose this provider?

CF&P Insurance Brokers is a family-owned independent insurance agency that has been providing insurance solutions to customers in Alameda and Walnut Creek since 1937. It comprises car insurance agents who help clients get financial protection through finding the right auto insurance policy. The policy includes liability, physical, and medical coverage that pays for vehicle repairs and medical bills in the event of an accident. Other products are workers' compensation, management liability, personal umbrella, and cyber liability.

  • Multiple Carriers

1767 16th Street, Oakland, CA 94607
WebsiteLicense: 0132958 Rating

Review Sources

4.3 (6)
5.0 (1)

Why choose this provider?

David E. Quan Agency is an independent insurance firm servicing Alameda and surrounding communities since 1995. It partners with different insurance companies to provide tailored car insurance coverage options for individuals, families, and businesses. The policies can protect clients against financial losses from unexpected circumstances. A wide range of risk management solutions is also available including environmental, long-term care, liquor liability, and life insurance. The agency's team of insurance advisors assists clients in deciding which coverage they need and filing a claim.

  • Home Insurance

5940 College Av, Ste A, Oakland, CA 94618
WebsiteLicense: 0B33236 Rating

Review Sources

4.5 (2)

Why choose this provider?

CD&G Insurance Brokers has been serving families and individuals in Alameda since 1953. The firm caters to clients looking to purchase an auto insurance policy that fits their needs and can cover antique cars, day-to-day vehicles, and boats. This policy provides the carrier with various protection options, including collision and comprehensive coverage, liability, personal injury, and medical payments. The firm works with numerous insurance companies, including Allied, Berkshire Hathaway, AmTrust, Chubb, and CNA. Its agents also offer surety bonds and risk management services.

1000 Broadway Suite 200-H, Oakland, CA 94607
WebsiteLicense: 0739844 Rating

Review Sources

4.3 (4)

Why choose this provider?

Maria Wong is an Oakland-based insurance specialist who extends her services to clients in Alameda and the surrounding areas. She provides auto insurance policies for new drivers, business travelers, and collectors, with possible inclusions like rental, rideshare, collision, and comprehensive coverage. Additionally, Maria crafts other protection plans, including homeowners', renters', life, health, and business insurance. State Farm Insurance, Maria's parent company, has been helping individuals and communities preserve their future for the past 100 years.

  • Bundling Option

564 Park Street, Alameda, CA 94501
WebsiteLicense: 0L64463 Rating

Why choose this provider?

Kelly Lux is a California-based State Farm insurance agent serving residents of Alameda and Fremont. Kelly has over 26 years of experience in the insurance industry and offers personalized car insurance policies tailored to the clients' needs and driving histories. Her comprehensive State Farm auto policies cover collisions and other accidents, property damage, medical payments and funeral expenses, liability to others, and emergency road service assistance. She also offers specialized coverage options for teen drivers, rental cars, classic cars, and uninsured motor vehicles.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
CF&P Insurance Brokers
101 Ygnacio Valley Road, Walnut Creek, CA 94596
David E. Quan Agency
1767 16th Street, Oakland, CA 94607
CD&G Insurance Brokers
5940 College Av, Ste A, Oakland, CA 94618
Maria Wong
1000 Broadway Suite 200-H, Oakland, CA 94607
Kelly Lux
564 Park Street, Alameda, CA 94501


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If you do not have insurance, can you drive another car in Alameda?

    You can drive a car that is not yours even if you do not have insurance as long as the car you are driving in Alameda has one. The car owner's insurance policy can provide coverage and is effective if you have the owner's permission. However, it is best to check the policy for exclusions.

  • How can you obtain coverage on rental cars when you have an accident in Alameda?

    Get rental reimbursement coverage on your car insurance policy in Alameda. This pays the cost of public transportation or rental car use when your vehicle is being repaired after an accident. Mostly, you can choose which rental company to use but there are cases when your insurer will recommend a partner business. In this case, your insurer will directly send the bill to the rental company, thereby saving you some out-of-pocket expenses.

  • Do insurance agents in Alameda need to be licensed?

    Yes, insurance agents and brokers in Alameda need to complete a state-approved course, pass the licensure exam, and get approved by the California Department of Insurance. If you work with an agent, you need not pay them because the insurance company will pay them. If you work with a broker, you have to pay a broker's fee.

  • What can you do to avoid catalytic converter theft in Alameda?

    Always park in areas with adequate lighting. Install security devices on your catalytic converter and these can be clamps or shields. You can have your vehicle's VIN engraved on your catalytic converter. Make adjustments to your vehicle's alarm system so it activates upon minor vibrations. Report any suspicious activity to the Alameda Police Department at (510) 337-8340 or visit the station at 555 Oak Street Alameda 94501.

  • Can you still get insurance in Alameda if you have a high-risk driving record?

    Yes. If you have difficulty getting a policy from traditional insurance carriers in Alameda because of a high-risk driving record, you can check out the California Automobile Assigned Risk Plan. This will give you basic liability coverage that can also be paid in installments. For more information on this product, call CAARP at 1-800-622-0954.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.