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Best Local Car Insurance Agencies in California

Our Recommended Top 17

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored California local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

22444Reviewed

13473Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving California
Vacaville

Expertise.com Rating

Review Sources

Google
4.9 (82)
Facebook
5.0 (29)

Why choose this provider?

Eastman Insurance Solutions is an independent agency serving individuals and business owners in California. It has been catering to over 2,000 customers, providing car, home, life, and umbrella insurance, in addition to business and high-net-worth coverage. Its car insurance policies include options for standard auto and collector cars. The policy features collision, comprehensive, bodily injury liability, and property damage coverage. The agency represents numerous carriers, including Chubb, Foremost, Allied, Mercury, Nationwide, and American Modern. Providing the best insurance services in the state, it also has a mobile application available to clients.

Best Local Car Insurance Agencies Serving California
Redding

Expertise.com Rating

Review Sources

Facebook
4.7 (21)
Google
4.4 (7)

Why choose this provider?

Siskiyou Insurance Services, Inc., has been serving California since 1993. The best insurance company in the Golden State comprises five agents and three customer service representatives. They provide a wide selection of products, including auto, home, life, and health insurance, in addition to commercial liability and workers' compensation coverage. Its auto insurance policy covers various features, such as rate protection and disappearing deductibles. Siskiyou Insurance Services represents numerous insurance carriers, including Liberty Mutual, Kemper, Hartford, and Allied. It is also a provider of Blue Shield of California.

Best Local Car Insurance Agencies Serving California
Redlands

Expertise.com Rating

Why choose this provider?

Established in 1958, Saint Moore Insurance Agency is a family-owned business that serves customers in California. It writes auto insurance plans that protect the policyholders' vehicles from liability and damages. The business also offers other personal and business protection programs, such as auto, homeowners', life, health, general liability, and workers' compensation insurance. Its owners and operators, Chris and Malia Moore, participate in various charitable boards across the Inland Empire. They are also members of the California Construction Association.

Best Local Car Insurance Agencies Serving California
Turlock

Expertise.com Rating

Why choose this provider?

CalWest Insurance Agency, LLC, has been securing policies for clients in Califonia for over two decades. Its insurance agents write policies for client's valuable assets or properties, such as coverage plans for cars, recreational vehicles, homes, and businesses. They can also shop on behalf of clients and find the appropriate coverage that matches their needs. In addition, the company offers life insurance that protects the policyholders and their loved ones. Its partner carriers include MetLife, Ameritas, and Foremost Insurance Group.

Best Local Car Insurance Agencies Serving California
Fullerton

Expertise.com Rating

Review Sources

Google
4.9 (237)
Facebook
4.9 (65)
Yelp
4.3 (17)

Why choose this provider?

Williams Insurance is a family-owned and family-operated business that serves customers in California. The independent agency has been in the industry for over 75 years, helping clients protect their most valuable assets. It offers a wide range of the cheapest insurance products, including auto, health, life, home, and business insurance. Its auto insurance policy includes various coverage, including uninsured motorists, property damage, and bodily liability insurance. The company also represents a variety of carriers, including Allied, Travelers, Progressive, Mercury, and Safeco.

Best Local Car Insurance Agencies Serving California
San Francisco

Expertise.com Rating

Why choose this provider?

Jake Stewart is an insurance agent who serves individuals and businesses in California. He is a third-generation State Farm agent who has been in the industry since 2006. Stewart offers auto insurance policies and provides clients with comprehensive, collision, ride-share, and rental coverage options. He also handles other types of products, including health, life, home, and business insurance. Stewart holds a designation as a Chartered Financial Consultant and serves as a board member for Lifewater International.

Best Local Car Insurance Agencies Serving California
Redlands

Expertise.com Rating

Why choose this provider?

Amlani Insurance Agency serves individuals and business owners in California. The firm offers a variety of insurance products, such as policies for cars. These cover the cost of repairing or replacing vehicles that have been stolen or damaged due to situations other than accidents. Its representatives assist clients who need help filing a claim, processing a payment, or understanding their insurance coverage. Amlani Insurance Agency is also licensed to serve clients in seven other states.

Best Local Car Insurance Agencies Serving California
Lakeside

Expertise.com Rating

Why choose this provider?

James Fread is an insurance agent who serves individuals and businesses in California. He has been representing State Farm since 2005, providing home, health, life, pet, and business insurance. Fread also specializes in car insurance that features various coverage options, such as rideshare, rental, collision, and comprehensive coverage that helps policyholders whose vehicles are stolen or damaged by hail, flood, fire, and wind. This policy also covers sports and antique cars. In addition, Fread offers banking and financial services.

Best Local Car Insurance Agencies Serving California
Turlock

Expertise.com Rating

Why choose this provider?

insureCAL Insurance Agency serves individuals and businesses in 25 states, including California. It provides a diverse range of personal and commercial insurance products, including car coverage plans. It drafts auto insurance policies that cover a variety of road incidents and risks that drivers may encounter. In addition, the agency uses a consultative approach to deal with different sorts of drivers, such as teenagers and veterans, and select the most suitable policies for them. Around the clock customer support is available.

Best Local Car Insurance Agencies Serving California
Redondo Beach

Expertise.com Rating

Why choose this provider?

Michael Eastman Insurance Agency is an independent business serving customers in California. It aims to help clients build shields around them and their assets to protect them from the unexpected and manage every life risk. The company offers a wide selection of products, including auto, home, life, health, and business insurance. Its auto insurance policies include injury liability, collision, and comprehensive coverage. Michael Eastman Insurance Agency works with various carriers, including Foremost, GeoVera, Infinity, Mercury, Travelers, and Liberty Mutual.

Best Local Car Insurance Agencies Serving California
Redlands

Expertise.com Rating

Why choose this provider?

Hit and Run Insurance Services - Redlands caters to individuals and companies throughout California. Since its inception in 2008, the agency has been providing insurance solutions to car owners and drivers. It also works with an array of carriers to meet the specific needs of its clients, whether they need coverage for cars, motorcycles, RVs, or commercial vehicles. The firm also offers vehicle registration, tax preparation, and notary services. In addition, it crafts policies for homes.

Best Local Car Insurance Agencies Serving California
Temecula

Expertise.com Rating

Review Sources

Google
4.8 (13)

Why choose this provider?

Established in 1986, LPK Insurance Services Inc. is a family-owned agency serving clients throughout California. It writes the cheapest auto insurance policies that protect cars in case they are stolen, damaged, or destroyed by fire or in an accident in which no other cars are involved. The firm also offers policies that cover damages caused by uninsured motorists to clients' automobiles. In addition, there are coverage options available for classic cars, recreational vehicles, and motorcycles. LPK Insurance Services is also licensed to serve Nevada.

Best Local Car Insurance Agencies Serving California
Hermosa Beach

Expertise.com Rating

Review Sources

Yelp
5.0 (28)
Facebook
4.7 (25)
Google
5.0 (7)

Why choose this provider?

Beach Coast Insurance & Financial Services is an independent agency that serves customers in California. It offers home, umbrella, and pet insurance, in addition to surety bonds and workers' compensation coverage. It also helps individuals protect their vehicles, providing auto, collector car, motorcycle, and snowmobile insurance. Its auto insurance policy includes comprehensive and collision coverage. The company offering the best coverage in the state represents various carriers, including American Modern, Pacific Speciality, Progressive, Safeco, Kemper, and Travelers. It also assists clients with policy change requests.

Best Local Car Insurance Agencies Serving California
San Dimas

Expertise.com Rating

Why choose this provider?

Bethany Insurance Agency is a locally owned and operated business that serves customers in California. It offers auto, motorcycle, umbrella, life, and home insurance, helping clients protect their families and assets. Its auto insurance may include collision, comprehensive, liability, and medical payment coverage options. The company also serves the needs of businesses, providing general and professional liability, business owners' policy, and workers' compensation insurance. It represents various carriers, such as Progressive, Nationwide, Infinity, Travelers, and Hartford.

Best Local Car Insurance Agencies Serving California
Redondo Beach

Expertise.com Rating

Why choose this provider?

Established in 1945, Bookhammer Insurance is a family-owned business serving clients in California. Owner and agent Barbara Bookhammer has been in the industry for more than 35 years. She specializes in helping individuals protect their assets through auto and homeowners' insurance. Bookhammer provides clients with a consultation to determine their needs and help them find the options that fit their situation. She also works with various carriers, including Safeco, Foremost, Infinity, Mercury, and the First American Insurance Company.

Best Local Car Insurance Agencies Serving California
Concord

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Monumental Insurance Services, LLC, caters to customers in California. It offers a wide selection of personal insurance, including auto, motorcycle, watercraft, home, and umbrella coverage. Its auto insurance policy features liability options that include damage, uninsured motorist, and medical payments coverage. The policy also covers damage to the vehicle resulting from fire, theft, flood, or contact with an animal. The best insurance company in the state also serves the needs of businesses, providing general liability, builder's risk, and workers' compensation insurance.

Best Local Car Insurance Agencies Serving California
El Sobrante

Expertise.com Rating

Why choose this provider?

Sonny Randhawa is a State Farm agent who serves clients in California. He offers a variety of products, including auto, life, health, home, pet, and business insurance. His auto insurance policy covers various options, including rental, rideshare, collision, and comprehensive coverage. Banking and mutual funds services are also offered. To give back to the community, Randhawa serves as a board member of the El Sobrante Chamber of Commerce. He also volunteers for the American Cancer Society and the Rotary Club.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Eastman Insurance Solutions
490 Merchant Street, Vacaville, CA 95688
Siskiyou Insurance Services, Inc.
857 Mistletoe Lane, Redding, CA 96002
Saint Moore Insurance Agency
1150 Brookside Avenue, Redlands, CA 92373
CalWest Insurance Agency, LLC.
2881 Geer Road, Turlock, CA 95382
Williams Insurance
609 North Harbor Boulevard, Fullerton, CA 92832
Jake Stewart
821 Folsom Street, San Francisco, CA 94107
Amlani Insurance Agency
127 East State Street, Redlands, CA 92373
James Fread
9923 Channel Road, Lakeside, CA 92040
insureCAL Insurance Agency
1065 Colorado Avenue, Turlock, CA 95380
Michael Eastman Insurance Agency
1200 South Pacific Coast Highway, Redondo Beach, CA 90277
Hit and Run Insurance Services - Redlands
1558 Orange Street, Redlands, CA 92374
LPK Insurance Services Inc.
28936 Old Town Front Street Suite 103, Temecula, CA 92590
Beach Coast Insurance & Financial Services
215 Pier Avenue, Hermosa Beach, CA 90254
Bethany Insurance Agency
190 East Arrow Highway Unit I, San Dimas, CA 91773
Bookhammer Insurance
1444 Aviation Boulevard, Redondo Beach, CA 90278
Monumental Insurance Services, LLC
1070 Concord Avenue, Concord, CA 94520
Sonny Randhawa
454 Appian Way, El Sobrante, CA 94803

California Car Insurance Agency FAQs

  • Can the declarations page from your California auto insurance serve as proof of coverage?

    In many circumstances, the declarations page of your California auto insurance should suffice as proof of insurance. It lists information, like the amount of coverage and the policy's expiration date. It also provides enough specifics to demonstrate that you and your car are covered. You can get a copy of your declarations page when you buy an auto insurance policy or modify an existing one.

  • Will a hurricane cause your California auto insurance rates to increase?

    After a hurricane, it's probable that your California auto insurance rate could go up. If you make a claim for hurricane damage, your premium can go up when your policy renews. If the chance of damage from hurricanes or additional hazards has increased in your location, you can also experience an increase in your premium even if you did not submit a claim.

  • Is it worthwhile to file a claim on your car insurance in California for a scratch or dent?

    It frequently relies on how much damage has been done. If the damage is minimal or the repair expenses are less than your auto insurance deductible, it may be more cost-effective for you to cover the cost. However, you should submit a claim with your auto insurance provider in California if the damage is more severe or the entire repair cost is higher than your comprehensive insurance deductible.

  • Does California auto insurance cover alignment issues brought on by potholes?

    You will be reimbursed for alignment damage that results from a pothole if you're carrying collision coverage on your California auto insurance policy. Although it's unlikely, you should be aware that a pothole could seriously harm your car's suspension, alignment, or steering system. Have your car inspected by two or three qualified mechanics if you think it has sustained substantial damage. You can decide if it's worthwhile making a claim after getting an estimate for repairs.

  • What kind of car insurance coverage in California pays for a totaled vehicle?

    The kind of auto insurance coverage utilized for a totaled car in California depends on the details of the loss. Collision coverage will take effect if your car collides with another vehicle or a structure like a fence. Comprehensive coverage will be used if your car was totaled in an event outside the scope of a car collision. Your car's property damage liability coverage applies if another motorist is to blame for wrecking your vehicle.