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2025

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Best Local Car Insurance Agencies in Yuma, AZ

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yuma local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

39Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Yuma
160 South 4th Avenue, Yuma, AZ 85364

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (2)

Why choose this provider?

Andrea's Insurance & Tax provides auto coverage options for clients in Yuma. Beyond basic or custom policies for personal cars, SUVs, vans, or pick-ups, the agency offers coverage for collectible vehicles. These include classic, antique, and modified cars, as well as for restorations and replicas. It also offers products for recreational vehicles such as motorcycles, RVs, boats, and watercraft. Additionally, Andrea's Insurance & Tax has products tailored to different drivers, from its nonstandard auto insurance for high-risk drivers to its preferred auto coverage for lower-risk drivers.

  • RV & Motorhome
  • Multiple Carriers
  • Boats

Best Local Car Insurance Agencies Serving Yuma
720 Main Street, San Luis, AZ 85349
Visit WebsiteLicense: 6746176

Expertise.com Rating

Review Sources

Google
4.8 (43)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Martin Armijo is a second-generation State Farm insurance agent who provides insurance solutions to the Yuma community. Some of the insurance products he offers are auto insurance, home insurance, health insurance, life insurance, and business insurance. He has been in the insurance industry since 1994 and his team has a combined experience of more than 100 years. They are known for working hard and have been a part of State Farm's President's Club for auto insurance.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Yuma
1835 South 4th Avenue, Yuma, AZ 85364
Visit WebsiteLicense: 1800000916

Expertise.com Rating

Review Sources

Google
4.1 (94)
Facebook
3.5 (19)
Yelp
2.5 (6)

Why choose this provider?

Best Buy Insurance is a company that provides insurance products and services in the Yuma metro and surrounding towns. The company provides various personal and business lines to clients, including their personal vehicle insurance policies that cover collisions, damages, and liabilities. It also provides comprehensive coverage for commercial vehicles, motorcycles, RVs, and watercraft. Best Buy Insurance was founded in 1996 and has three more locations in the metropolitan Arizona area.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

Best Local Car Insurance Agencies Serving Yuma
2691 South 4th Avenue, Yuma, AZ 85364
Visit WebsiteLicense: 0A91304

Expertise.com Rating

Review Sources

Google
4.5 (19)

Why choose this provider?

Founded in 1947, Yuma Insurance, Inc., is a team of agents that assists clients in several areas, including car insurance. They craft auto insurance policies that may include comprehensive, liability, and collision coverage. Optional policy add-ons such as rental reimbursement and medical payments coverage may also be added to the plans. The agents provide clients with options from different carriers like Auto-Owners Insurance, Nationwide, and The Hartford. Yuma Insurance is a partner of the Yuma Community Food Bank.

Best Local Car Insurance Agencies Serving Yuma
11487 South Fortuna Road, Yuma, AZ 85367
Visit WebsiteLicense: 1800002792

Expertise.com Rating

Review Sources

Google
4.8 (105)
Facebook
5.0 (16)
Yelp
5.0 (1)

Why choose this provider?

Yuma Foothills Insurance is a locally owned business providing insurance solutions for customers in Yuma and the surrounding areas. This independent insurance agency has been in the industry for more than 25 years. The local agents from this firm offer auto insurance services, which include liability, collision, and medical coverage. Yuma Foothills Insurance also provides business, home, and Medicare supplement insurance plans. The company's goal is to develop enduring relationships with every client.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Best Local Car Insurance Agencies Serving Yuma
2180 South 4th Avenue, Yuma, AZ 85364
Visit WebsiteLicense: 2599251

Expertise.com Rating

Review Sources

Google
4.5 (52)
Facebook
5.0 (5)

Why choose this provider?

RL Jones Insurance is an independent insurance agency that offers insurance products and motor vehicle registration services to clients in the Yuma metro. The company is composed of registered insurance agents, level 1 inspectors, notaries, and MVD processors that handle full-service vehicle insurance and registrations. It has been writing insurance policies for over 40 years and is an authorized third party for the Arizona MVD in driver's license and ID services.

  • Multiple Carriers
  • RV & Motorhome

Best Local Car Insurance Agencies Serving Yuma
220 East 16th Street, Yuma, AZ 85364
Visit WebsiteLicense: 1800010202

Expertise.com Rating

Review Sources

Google
4.8 (121)

Why choose this provider?

Yuma Risk Management Group, LCC, is a locally owned and operated insurance agency. It partners with various insurance carriers to provide coverages that are tailored to its clients' preferences. It has premium car insurance plans that protect drivers and passengers against physical damages and financial losses. Its car insurance policies can be combined with a home insurance plan as well. The agency offers round-the-clock customer service and other personal and business insurance plans.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Yuma
992 West 16th Street, Yuma, AZ 85364
Visit WebsiteLicense: 1800001210

Expertise.com Rating

Review Sources

Google
4.8 (6)
Yelp
5.0 (1)

Why choose this provider?

RL Sullivan Insurance Agency is an independent and locally-owned insurance agency that serves clients in Yuma and nearby areas. Established in 1976, it offers a wide array of insurance and risk management products such as auto insurance, motorcycle insurance, vintage car coverage, RV and motor home insurance, as well as specialty insurance coverage for Motorsport, ATV, and other vehicles. The company has access to various lines of insurance brands and carriers such as Assurant, American Reliable, American Strategic Insurance, Hartford, and Progressive Insurance.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Andrea's Insurance & Tax
160 South 4th Avenue, Yuma, AZ 85364
Martin Armijo
720 Main Street, San Luis, AZ 85349
Best Buy Insurance - Yuma
1835 South 4th Avenue, Yuma, AZ 85364
Yuma Insurance, Inc.
2691 South 4th Avenue, Yuma, AZ 85364
Yuma Foothills Insurance
11487 South Fortuna Road, Yuma, AZ 85367
RL Jones Insurance
2180 South 4th Avenue, Yuma, AZ 85364
Yuma Risk Management Group, LLC
220 East 16th Street, Yuma, AZ 85364
RL Sullivan Insurance Agency
992 West 16th Street, Yuma, AZ 85364

Yuma, AZ Car Insurance Agency FAQs

  • Should household members and adults of driving age who are licensed be listed on a Yuma parent's car insurance policy?

    Yes, Yuma parents should list all licensed household members and adults of driving age on their car insurance policies. These family members are designated either as rated drivers or excluded drivers. A rated driver's information will impact the policy's premiums, while an excluded driver, whether licensed or not, will not have permission to operate any vehicles covered by the policy.

  • Are car insurance rates in Yuma influenced by the gender of the policyholder?

    Yes. On average, car insurance costs in Yuma are slightly lower for female drivers than their male counterparts. Women motorists typically pay approximately $5 less per month. They have an average monthly insurance premium of approximately $37, whereas male drivers tend to pay roughly $42 each month.

  • How does the cost of minimum coverage car insurance compare to full coverage car insurance in Yuma?

    Yuma motorists with clean driving histories can secure basic car insurance for as low as $21 per month, whereas comprehensive coverage begins at $95 per month. Among the insurers offering cost-effective options for both minimal and comprehensive coverage are USAA and GEICO. The most affordable coverage in Yuma is approximately 2% pricier than the national average cost.

  • What factors should Yuma residents take into account when selecting the right car insurance company for their specific needs and circumstances?

    When selecting a car insurance provider, Yuma residents should take the pricing factor into account since various companies have varying rates for similar coverage. To secure the most favorable rate, drivers should obtain and compare quotes from multiple insurance firms. Additionally, evaluating the insurer's customer service quality is crucial. This can be done by examining customer reviews and ratings to gauge the company's performance in this area.

  • Does the state of Arizona mandate that Yuma drivers purchase car insurance?

    No. However, Yuma residents lacking car insurance must be prepared to post a $40,000 bond as proof of their ability to cover potential damages arising from a traffic accident. Alternatively, individuals who opt to acquire car insurance must meet minimum liability coverage thresholds for private passenger vehicles, including $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage.