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Best Local Car Insurance Agencies in Gilbert, AZ

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gilbert Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

138Reviewed

89Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

127 W Juanita Ave Ste 114, Mesa, AZ 85210

Expertise.com Rating

Review Sources

Google
5.0 (60)
Facebook
5.0 (19)

Why choose this provider?

Founded in 2013, Cityscape insurance offers auto insurance to drivers across Arizona. As an independent insurance agency, it has access to major carriers to find the best options for each client and offers insurance to both new and experienced drivers. Along with cars and motorcycles, Cityscape Insurance also provides insurance on RVs, boats, classic cars, and ATVs, and it insures home, life, and commercial interests. The company offers discounts when bundling policies.

86 Leisure World, Mesa, AZ 85206
WebsiteLicense: 2341689

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (6)

Why choose this provider?

PJS Insurance Services is an independent brokerage that serves clients in Gilbert and the surrounding areas. It offers customized coverages to meet each customer's needs and budget. The brokerage has policies for all types of vehicles, including classic cars, motorcycles, ATVs, RVs, and rideshare vehicles. Its customers have access to top-tier carriers such as Travelers, Nationwide, Safeco, Progressive, Stillwater, and Kemper, while AARP members can get Hartford's auto and home insurance program. PJS Insurance Services also offers life and pet insurance.

  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

690 E Warner Rd Ste 108, Gilbert, AZ 85296

Expertise.com Rating

Review Sources

Google
4.9 (1625)
Facebook
5.0 (72)
Yelp
5.0 (11)

Why choose this provider?

Established in 2005, Insurance Brokers of Arizona provides personal and commercial automobile insurance for clients in Gilbert, Arizona. As an independent brokerage, the company compares different carriers and policy options to meet the needs of all drivers, including teens and those with diverse driving records. The company has experience with rideshares and SR22 high-risk insurance. In addition to standard automobile insurance, Insurance Brokers of Arizona also offers Mexico automobile insurance for clients traveling to Mexico.

3521 East Brown Road, Mesa, AZ 85213
WebsiteLicense: 6748351

Expertise.com Rating

Review Sources

Google
5.0 (1041)
Yelp
4.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Insurance Professionals of Arizona is an independent insurance business helping families and businesses in Gilbert with various insurance products. The firm provides comprehensive auto insurance solutions to individuals and companies, helping them protect their assets against theft, accidents, and natural disasters. It may include coverages for liability, personal injury, and uninsured or underinsured motorists. The company is affiliated with over 40 insurance providers in the region to include more options for its diverse clients.

  • Multiple Carriers

1094 S Gilbert Rd Ste 210, Gilbert, AZ 85296

Expertise.com Rating

Review Sources

Google
5.0 (302)
Facebook
5.0 (289)
Yelp
5.0 (139)

Why choose this provider?

Stewardship Insurance LLC is an insurance agency located in the Gilbert, Arizona, metro area that's a Dave Ramsey Endorsed Local Provider. Policy advisors get quotes from several carriers to get drivers the best possible coverage at a competitive rate. Choices include bodily injury liability, property damage, and optional collision and comprehensive policies to pay for repairs or the total value of the vehicle following an accident, theft, vandalism, and specific acts of nature.

2727 West Frye Road, Chandler, AZ 85224
WebsiteLicense: 356968

Expertise.com Rating

Why choose this provider?

JMI Southwest, Ltd., is an independent insurance agency operating out of Chandler that services the Gilbert metro and its nearby cities. Its auto insurance policies can provide liability or no-fault coverage. With over 20 years of industry experience, the company can offer its expertise in writing tailored plans for personal and commercial insurance products. JMI Southwest takes pride in having amiable staff and insurance advisers, which are the reason behind its growth.

  • Multiple Carriers

1032 East University Drive, Mesa, AZ 85203
WebsiteLicense: 1800003048

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Dickson Insurance Inc. is an independent insurance agency based in Mesa that has been providing insurance solutions in Gilbert since 1995. The agency specializes in business, personal, and trucking insurance lines and provides auto insurance policies to residents in the metro. It provides insurance coverage for all driver classes including high-risk drivers, elderly drivers, and teenage drivers. Its insurance professionals have over 50 years of combined industry experience. The agency offers other insurance options as well, such as umbrella liability and boat insurance.

  • Boats
  • Motorcyle & ATV

625 N Gilbert Rd Ste 107, Gilbert, AZ 85234

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (9)
Yelp
5.0 (8)

Why choose this provider?

San Tan Insurance is a full-service insurance agency based in Gilbert, Arizona. It is an independent insurance agent that works in conjunction with top-rated insurance companies to provide homeowners, auto, health, life insurance, and recreational vehicle insurance to clients across Arizona. The firm also provides a wide variety of commercial insurance policies and performs in-depth analyses of clients' current insurance coverage to assess how it compares to its level of risk.

50 W Vaughn Ave Ste 202, Gilbert, AZ 85234

Expertise.com Rating

Why choose this provider?

Gilbert Insurance Group Inc. is an independent insurance agency in Gilbert, Arizona. The agency partners with an array of insurers to offer policies covering medical payments, uninsured motorist, and liability for bodily injury and property damage. By adding comprehensive coverage, the agency ensures clients' vehicles are protected against losses from fire, theft, and vandalism. Gilbert Insurance Group also writes policies for motorcycles and RVs and offers home, flood, and boat insurance.

3317 S Higley Rd, Gilbert, AZ 85297

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Greene Insurance Group, located in Gilbert, Arizona, offers auto insurance to motorists throughout the state. Coverage options include collision, minimum liability, and comprehensive insurance, which covers non-collision damage by vandalism and theft. Greene Insurance Group represents several top auto insurance companies including Liberty Mutual, Nationwide, Foremost-Farmers Insurance, and MetLife. It also covers RVs, boats, and motorcycles. Greene Insurance Group offers life and business insurance, as well as renters, landlord, home, and condo insurance.

2829 E University Dr Ste 1, Mesa, AZ 85213
WebsiteLicense: 7307667

Expertise.com Rating

Review Sources

Google
4.9 (142)
Facebook
5.0 (14)

Why choose this provider?

Misty Virgil is a State Farm insurance agent helping clients manage their risks in the Mesa and Gilbert areas. She helps clients get auto insurance coverage that fits their needs. The coverage options available for the clients include collision, rental, and comprehensive. The clients can also opt for insurance coverage for new drivers and collectors. Misty has over two decades of experience as a State Farm insurance agent. She is a small business owner in the East Valley.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

207 N Gilbert Rd Bsmt 1, Gilbert, AZ 85234

Expertise.com Rating

Review Sources

Yelp
4.5 (11)

Why choose this provider?

Based in Gilbert, Arizona, the Elite Insurance Agency has provided unbiased advice and services to its clients since 2006. The agency offers auto insurance solutions throughout Gilbert, Mesa, and the rest of Arizona. It scours the polices of its partners to find the right one for its clients, then shapes it around their specific needs. Typical coverage includes collision and comprehensive to meet the cost of repairs or theft, and liability to protect the client if another party is injured.

1125 E Southern Ave Ste 101, Mesa, AZ 85204

Expertise.com Rating

Review Sources

Google
4.7 (43)
Facebook
4.0 (27)
Yelp
4.0 (4)

Why choose this provider?

Located in Mesa, Arizona, The Arizona Group is an independent auto insurance agency that has been serving the residents of Gilbert since 1993. The company utilizes a collaborative approach with major insurance carriers to provide its clients with a range of policy choices to fit their unique needs. It insures multiple vehicle types, including motorcycles, automobiles, and off-road vehicles, covering damage and medical costs due to an accident, fire, or storm.

28 N Ironwood Dr Ste 1, Apache Junction, AZ 85120

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

The Paul Insurance Agency is a local and independent insurance agency based in Apache Junction, Arizona. Since 1997, it has been providing clients with auto insurance policies from leading carriers, including Safeco, Progressive, Travelers, and Kemper. These policies can offer protection against medical and legal expenses as well as coverage for vehicles that are damaged in accidents or stolen. The Paul Insurance Agency also offers home, business, and life insurance.

1240 North Mondel Drive, Gilbert, AZ 85233

Expertise.com Rating

Review Sources

Google
5.0 (89)
Facebook
5.0 (33)
Yelp
5.0 (5)

Why choose this provider?

Toro Insurance Group offers car insurance services to individuals, families, and businesses in the Gilbert area. As an independent insurance business, its agents provide clients with a variety of automobile and vehicle insurance coverage, including car, antique and classic vehicle, teen driver, motorcycle, scooter, trailer, and RV insurance. They also help with ATV, off-road, golf cart, boat, and watercraft insurance. These vehicle insurance policies help clients to protect their vehicles against unexpected events, including theft, accidents, and natural disasters.

1539 W Elliot Rd Ste 103, Gilbert, AZ 85233

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
5.0 (15)
Yelp
5.0 (4)

Why choose this provider?

Better Buyer Insurance is a family-owned and operated full-service insurance agency serving Gilbert, Arizona, and surrounding areas with personalized auto insurance and knowledgeable friendly staff. The company aims to help drivers select an auto insurance policy that covers their vehicle in case of collision or theft in addition to offering liability insurance and options for expanded medical and comprehensive coverage for non-collision automobile damage. Better Buyer Insurance also creates specialized policies classic cars, motorcycles, and boats.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
CityScape Insurance
127 W Juanita Ave Ste 114, Mesa, AZ 85210
PJS Insurance Services
86 Leisure World, Mesa, AZ 85206
Insurance Brokers of Arizona
690 E Warner Rd Ste 108, Gilbert, AZ 85296
Insurance Professionals of Arizona
3521 East Brown Road, Mesa, AZ 85213
Stewardship Insurance LLC
1094 S Gilbert Rd Ste 210, Gilbert, AZ 85296
JMI Southwest Ltd
2727 West Frye Road, Chandler, AZ 85224
Dickson Insurance, Inc.
1032 East University Drive, Mesa, AZ 85203
San Tan Insurance
625 N Gilbert Rd Ste 107, Gilbert, AZ 85234
Gilbert Insurance Group Inc.
50 W Vaughn Ave Ste 202, Gilbert, AZ 85234
Greene Insurance Group
3317 S Higley Rd, Gilbert, AZ 85297
Misty Virgil
2829 E University Dr Ste 1, Mesa, AZ 85213
Elite Insurance Agency
207 N Gilbert Rd Bsmt 1, Gilbert, AZ 85234
The Arizona Group
1125 E Southern Ave Ste 101, Mesa, AZ 85204
The Paul Insurance Agency
28 N Ironwood Dr Ste 1, Apache Junction, AZ 85120
Toro Insurance Group
1240 North Mondel Drive, Gilbert, AZ 85233
Better Buyer Insurance
1539 W Elliot Rd Ste 103, Gilbert, AZ 85233

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What liability coverage limits for property damage and bodily injury in car accidents does Arizona law require for minimum coverage insurance in Gilbert?

    Arizona law requires insurance companies to offer bodily injury liability coverage up to a limit of $25,000 for each Gilbert resident hurt in a single car accident, with a total cap of $50,000. Moreover, a car insurance policy must cover property damage expenses up to $15,000 in a single accident. If costs exceed these coverage limits, injured individuals may need to shoulder the additional expenses.

  • What is the average cost of car insurance in Gilbert?

    The average cost of car insurance in Gilbert is approximately $157 per month or $941 for a six-month policy. This is roughly $67 higher than the average auto insurance cost in the state of Arizona, which stands at $874. It is also $61 more than the national average of $880. Car insurance rates can vary based on the age of the drivers, their driving records, and the make and model of their vehicles.

  • Which age groups are most likely to be denied preferred car insurance rates in Gilbert?

    Typically, individuals below the age of 25 and those above 65 do not receive preferred car insurance rates in Gilbert. Based on statistical data, drivers who belong to these age groups have higher loss frequencies, making them more vulnerable to financial losses resulting from auto accidents. Teenagers often lack driving experience, while elderly drivers may have slower reaction times and increased health-related risks.

  • Do Gilbert drivers have to wait until their policies expire before switching auto insurance companies?

    Gilbert drivers do not have to wait until their auto insurance policies expire before switching to a different insurance company. Drivers who are planning to switch car insurance providers need to consult with their new insurance companies for guidance on the transition process to minimize any potential disruptions in coverage and avoid unnecessary fees.

  • Do Gilbert drivers need more than minimum car insurance coverage?

    Gilbert drivers are not obligated to carry insurance coverage exceeding the minimum liability requirements set forth by Arizona's car insurance regulations. Nevertheless, from a financial standpoint, numerous drivers may find it advisable to do so. This is because, in cases of at-fault accidents, individuals could potentially incur expenses surpassing the 25/50/15 coverage limits. For those with the means to do so, opting for a 50/100/30 liability insurance policy provides better financial security compared to the minimum coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.