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2025

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Best Local Car Insurance Agencies in Anchorage, AK

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Anchorage local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

163Reviewed

99Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Anchorage
4730 Business Park Blvd # H-16, Anchorage, AK 99503

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
5.0 (19)

Why choose this provider?

Aurora National Insurance, a local auto insurance brokerage based in Anchorage, Alaska, has assisted motorists throughout the state for more than two decades. At Aurora, a team of consultants gathers data from several insurance carriers in order to present clients with a thorough comparison of rates and payment options. Special programs are available for high-risk auto insurance and elderly drivers. Auto insurance packages may include coverage for recreational vehicles, such as ATVs and golf carts, as well as boats and other watercraft. Aurora National Insurance offers disability, health, home, and life insurance.

Best Local Car Insurance Agencies Serving Anchorage
6901 Debarr Rd Ste 201, Anchorage, AK 99504

Expertise.com Rating

Review Sources

Google
4.9 (118)
Yelp
1.0 (2)

Why choose this provider?

Since 1980, Alaska Service Agency has been selling auto insurance to drivers in Anchorage, Alaska, and throughout the entire state. It offers policies on cars, trucks, vans, RVs, and motorcycles and works with a variety of well-known carriers to provide adequate coverage at affordable rates. Customers can also contact Alaska Service Agency if they're in need of a policy for a classic/vintage car, or if they're working for a rideshare company such as Uber or Lyft. In addition to auto insurance, the company offers home, life, health, and commercial insurance policies.

Best Local Car Insurance Agencies Serving Anchorage
7125 Old Seward Hwy Ste 203, Anchorage, AK 99518

Expertise.com Rating

Review Sources

Google
4.8 (12)

Why choose this provider?

Associated Insurance Services is an independent insurance agency based in Anchorage, Alaska. Established in 1990, the company partners with Alaska National, Accord, and dozens of other insurance carriers to provide local auto insurance. Compulsory policies include coverage for bodily injury to others, personal injury protection, and damages to a third party's property. Comprehensive coverage and payments for medical expenses can be added bundled into any auto insurance plan. Clients may choose to add policies that help provide substitute transportation or compensation for bodily injuries caused by an underinsured driver. The company also provides home insurance services.

Best Local Car Insurance Agencies Serving Anchorage
148 W. 34th Ave, Anchorage, AK 99503
Visit WebsiteLicense: 18170

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (8)

Why choose this provider?

Insurance Group of Alaska is an independent agency based in Anchorage. It provides auto and recreational vehicle insurance, including high-risk SR-22 coverage, to individuals and companies looking to protect themselves from the financial impact of road accidents. The group also offers home, renters', and general liability insurance, as well as commercial bonds. It has been serving the metro and its surrounding communities for over 20 years, with a lineup of partners that includes Progressive, Foremost, CNA, and FirstComp.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Anchorage
912 E 15th Ave Ste 100, Anchorage, AK 99501

Expertise.com Rating

Review Sources

Facebook
4.9 (100)
Google
4.6 (54)
Yelp
5.0 (5)

Why choose this provider?

Alaska Pacific Insurance Agency is an independent company based in Anchorage, Alaska, that offers auto insurance and other types of personal coverage to clients in Georgia, Nebraska, and Nevada. Working with 16 insurance companies, the agency provides basic and high-risk auto insurance, liability coverage, and reimbursement for medical expenses. The firm specializes in collector car policies with competitive premiums. Other insurance options include coverage for physical rehabilitation and loss of income. Alaska Pacific Insurance Agency also handles commercial, home, boat, and recreational insurance. Discounts are available for married couples and clients who own multiple vehicles.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Aurora National Insurance
4730 Business Park Blvd # H-16, Anchorage, AK 99503
Alaska Service Agency
6901 Debarr Rd Ste 201, Anchorage, AK 99504
Associated Insurance Services
7125 Old Seward Hwy Ste 203, Anchorage, AK 99518
Insurance Group of Alaska
148 W. 34th Ave, Anchorage, AK 99503
Alaska Pacific Insurance Agency
912 E 15th Ave Ste 100, Anchorage, AK 99501

Anchorage, AK Car Insurance Agency FAQs

  • Is car insurance mandatory in Anchorage?

    Yes, car insurance is obligatory in Anchorage since it belongs to the group of the five largest state municipalities where vehicle registration and auto insurance are required. The Financial Responsibility and Mandatory Insurance Law mandates Anchorage residents to possess liability auto insurance or an alternative insurance form that adheres to Alaska's requisites.

  • Why is uninsured motorist coverage (UM) important in Anchorage?

    Uninsured motorist coverage (UM/UIM) in Anchorage is crucial if an uninsured driver causes a collision or is in a hit-and-run situation. It comes into play when the at-fault driver has minimal insurance, covering medical expenses and property damage. It pays the difference between the driver's policy and the injured party's coverage limits. Drivers can purchase UM/UIM coverage with limits of up to $1,000,000 per person and $2,000,000 for multiple injuries in an accident.

  • How does towing and labor coverage benefit car owners in Anchorage?

    Towing and labor coverage reimburses towing costs to repair facilities, frequently without a cap on the number of uses, which benefits car owners in Anchorage. Additionally, it pays for services like jump starts, part deliveries, tire changes, and locksmith assistance. For car owners, this coverage provides comfort and peace of mind, guaranteeing that they can resume driving with the least amount of stress during emergencies.

  • Can individuals in Anchorage exclude a resident driver from their car insurance policies?

    In Anchorage, as per Alaska Statute 28.20.440(l), individuals holding car insurance policies can exclude a resident driver from their coverage. The insurer may prompt this action when a specific driver on the policy is identified as a higher risk. Nevertheless, policyholders are advised to consider alternative, less stringent measures before reaching a decision.

  • Do Anchorage residents need insurance for their rental cars?

    Yes, residents of Anchorage should consider securing insurance for their rental cars. Available options encompass the rental agency's insurance, standalone rental coverage plans, pre-existing auto insurance policies (with potential limitations), or travel insurance. Some credit cards tailored for travelers may also furnish rental car protection. Prudent assessment of these alternatives is imperative to guarantee comprehensive coverage when procuring a rental car.