Last updated:

Best Local Car Insurance Agencies in Alaska

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Alaska Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

Anchorage Rating

Review Sources

4.9 (41)
4.7 (19)

Why choose this provider?

Aurora National Insurance provides risk management solutions for individiuals and businesses in Alaska. Its agents offer car insurance policies that are tailored to best suit clients' needs, furnishing plans that cover collision damage and reimburse losses in cases of flood, fire, theft, and vandalism. With access to policies from different carriers, they also insure high-value and high-risk automobiles, in addition to boats and recreational vehicles. Lynette Wood, who is a longtime Alaska resident, has headed Aurora National Insurance since 2012.

Anchorage Rating

Review Sources

4.9 (100)
4.6 (54)
5.0 (5)

Why choose this provider?

Alaska Pacific Insurance Agency offers risk management assistance for individuals and businesses. Included in its product line is auto insurance, which reimburses losses in cases of collision, theft, and flood. Optional coverages for roadside assistance and rental car reimbursement may also be included in car insurance plans. As an independent agency, the company has access to policies from different providers, allowing its team to find plans that best suit clients' needs. It is owned by Tracey Parrish, who has over 25 years of industry experience.

Anchorage Rating

Review Sources

4.9 (127)
1.0 (2)

Why choose this provider?

Established in 1980, Alaska Service Agency is an independent company that offers a number of products, including auto insurance. The risk management specialist provides protection plans that help pay for medical expenses in case of car accidents and cover policyholders' liabilities in the event that they injure others. It also offers insurance policies that protect classic and collector cars, recreational vehicles, and teen drivers. Alaska Service Agency's team members reside and work in the area, making them knowledgeable of the unique risks clients face.

Anchorage Rating

Review Sources

4.8 (12)

Why choose this provider?

Associated Insurance Services is a brokerage that protects individuals and businesses in Alaska. Its agents furnish car insurance policies that cover bodily injuries caused by uninsured drivers and include personal injury protection. They review policies from a broad range of carriers such as Chubb, Progressive, and Foremost, allowing them to find plans that best meet clients' needs. The company, which also offers home, life, and health insurance, is headed by Douglas Shaffer. Douglas began his insurance career in 1985.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Aurora National Insurance
4730 Business Park Blvd # H-16, Anchorage, AK 99503
Alaska Pacific Insurance Agency
912 E 15th Ave Ste 100, Anchorage, AK 99501
Alaska Service Agency
6901 Debarr Rd Ste 201, Anchorage, AK 99504
Associated Insurance Services
7125 Old Seward Hwy Ste 203, Anchorage, AK 99518


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.