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2024

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Best Local Car Insurance Agencies in Montgomery, AL

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Montgomery Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

124Reviewed

78Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1712 Taliaferro Trail, Montgomery, AL 36117

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Premiere Agency Network is an independent and full-service insurance and risk management firm that serves residential and commercial clients in Montgomery and the surrounding areas. It offers a detailed selection of insurance products and services, such as personal and commercial auto insurance, motorcycle insurance, boat and watercraft coverage, as well as specialty insurance for vehicles such as ATVs and snowmobiles. The company is affiliated with reputable and reliable insurance companies such as AIG, Allianz, CNA Surety, Liberty Mutual, and Safeco Insurance.

2800 Zelda Road, Montgomery, AL 36106
WebsiteLicense: 613691

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
4.6 (5)

Why choose this provider?

Randy Jones & Associates - Montgomery, AL provides commercial and personal insurance solutions within the area. Founded in 1978, this independent insurance agency carries auto, boat, farm, and recreational vehicle insurance plans. Its insurance professionals inform car owners of their coverage options, including collision, medical payments, liability, and rental reimbursements. Auto insurance policyholders also receive financial compensation for losses due to uninsured motorists. Randy Jones & Associates is committed to providing complete customer care. It maintains 14 office locations.

  • Bundling Option

441 North Eastern Boulevard, Montgomery, AL 36117
WebsiteLicense: 184102

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Review Sources

Facebook
5.0 (15)
Google
4.5 (4)

Why choose this provider?

Kilgro & Associates Insurance Agency provides its car insurance services to clients in Montgomery and the nearby areas. Working with various insurance carriers, its mission is to help clients in achieving their dreams by providing them with insurance plans to protect them against financial losses that are associated with events such as accidents and theft. The company also believes in giving back to the community. As agents of change, they join the community causes to help homeless and hungry people.

  • Multiple Carriers

1256 Perry Hill Road, Montgomery, AL 36109
WebsiteLicense: 443987

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Review Sources

Google
4.5 (164)
Facebook
5.0 (3)
Yelp
1.0 (1)

Why choose this provider?

Mims Insurance Agency Inc. offers assistance to car and motorcycle owners with its auto insurance services. The agency represents multiple insurance carriers to find the best policies for clients. It offers coverage for boats, cars, motorcycles, and recreational vehicles such as ATVs and motorhomes. Clients can avail of coverages including replacements, personal effects, and emergency expenses. Mims Insurance Agency has been serving the residents of Montgomery and the rest of Alabama for over 39 years.

  • Bundling Option

4511 Armour Road, Montgomery, AL 31904
WebsiteLicense: 241838

Expertise.com Rating

Why choose this provider?

Ragan Insurance Agency, Inc. consists of a team of independent insurance agents providing car insurance services to clients in Montgomery and the nearby areas in Georgia. They help and assist their clients in finding the right insurance carrier that can provide the coverages that are suited to their preferences. As an independent agency, it takes current coverages and customizes them with insurance carriers. Standard policies include collision and comprehensive coverages, as well as property damage and bodily injury liability.

  • Multiple Carriers

1785 Taliaferro Trail # 6, Montgomery, AL 36117

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

Allstate Insurance Company is an independent agency that serves clients in the Montgomery metro and nearby cities. The firm specializes in personal and business lines, including auto insurance. This kind of insurance provides options for protecting against collisions, liabilities, physical damages, and medical payments. It also offers special programs for teenage drivers and vehicles used for ridesharing activities. The company is focused on customer service and has agents and staff that cater to Spanish-speaking clients.

  • Multiple Carriers

8210 Old Federal Road, Montgomery, AL 36117
WebsiteLicense: 78999

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Review Sources

Facebook
5.0 (6)
Google
4.0 (5)

Why choose this provider?

The Owen Insurance Agency of Montgomery, Inc., offers car insurance coverages. Its plans cover collision, comprehensive needs, liability, additional expenses, and road trouble assistance. The company also provides home, life, and business insurance policies. In addition, commercial clients can connect with its team to get coverage for general liability, property insurance, and workers' compensation. The Owen Insurance Agency of Montgomery has a staff with more than 60 years of combined experience in the industry.

  • Life Insurance
  • Individual Plans

5510 Veterans Parkway, Montgomery, AL 31904
WebsiteLicense: 217789

Expertise.com Rating

Review Sources

Google
4.7 (6)
Facebook
5.0 (5)

Why choose this provider?

Based in Columbus, Culpepper Insurance Agency Inc provides insurance products and services to clients in Montogomery and nearby communities. It offers comprehensive car insurance policies with coverage options for collision and non-collision accidents, liability to others, medical payments, personal injury protection, and uninsured and underinsured motorists. Additional coverages for rental reimbursement, towing, and roadside assistance are also available. Additionally, the firm's team of insurance agents specializes in full-service insurance solutions inclusive of claims assistance, policy modifications, and ID card requests.

  • Bundling Option

220 West 6th Street, Prattville, AL 36067
WebsiteLicense: 243286

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (1)

Why choose this provider?

Southern American Insurance offers auto insurance policies to residents of Lancaster and the surrounding areas. Some of its products include ATV, boat, motorcycle, and personal auto policies. It also offers life, home, and final expense insurance. Senior citizens who want to get Medicare solutions can also consult with the company. Southern American Insurance has been around since 1998. Its staff has over 65 years of combined experience in the industry. Guides regarding different insurance policies are also available on the website for browsing.

  • Life Insurance

2931 Zelda Road, Montgomery, AL 36106
WebsiteLicense: 214576

Expertise.com Rating

Review Sources

Google
4.8 (121)

Why choose this provider?

Robinson Bryant Insurance Agency is a full-service insurance specialist that has been serving Montgomery and the surrounding communities for nearly two decades. Established in 2003, the company secures the interests and vehicles of individuals, families, and business owners against financial woes through an auto insurance policy. Its independent insurance agents compare the coverage options of several insurance providers and choose the right policy akin to their clients' needs. Some of the basic coverages they provide include property, liability, and medical coverage.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Premiere Agency Network
1712 Taliaferro Trail, Montgomery, AL 36117
Randy Jones & Associates - Montgomery, AL
2800 Zelda Road, Montgomery, AL 36106
Kilgro & Associates Insurance Agency
441 North Eastern Boulevard, Montgomery, AL 36117
Mims Insurance Agency Inc.
1256 Perry Hill Road, Montgomery, AL 36109
Ragan Insurance Agency Inc. - Columbus
4511 Armour Road, Montgomery, AL 31904
Allstate
1785 Taliaferro Trail # 6, Montgomery, AL 36117
The Owen Insurance Agency of Montgomery, Inc.
8210 Old Federal Road, Montgomery, AL 36117
Culpepper Insurance Agency Inc
5510 Veterans Parkway, Montgomery, AL 31904
Southern American Insurance
220 West 6th Street, Prattville, AL 36067
Robinson Bryant Agency
2931 Zelda Road, Montgomery, AL 36106

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is uninsured/underinsured coverage required in Montgomery?

    Yes and no. Alabama Code §32-7-23 requires insurance companies in the state to include the uninsured/underinsured coverage in each car insurance policy. However, policyholders can opt not to have this coverage by signing a waiver. Such type of coverage may be beneficial for drivers in Montgomery, though, because there are many uninsured drivers in the state. According to the Insurance Information Institute, about 19.5% of drivers in Alabama are uninsured.

  • Can a collision coverage provide financial protection from hitting a deer in Montgomery?

    In general, basic collision coverage is only applicable to vehicle-to-vehicle accidents and does not include deer-to-vehicle accidents. Comprehensive coverage may cover damage from deer-to-vehicle accidents, provided the car physically hit the deer. If the driver in Montgomery swerved to avoid the deer and suffered damage from hitting a pole or property, the coverage can be ineffective.

  • What can you do if your insurance company does not pursue subrogation after a car accident in Montgomery?

    You can file a claim at the Small Claims Court if your insurance company will not pursue subrogation. The court clerk's office is located on the first floor of the Phelps-Price Justice Center at 251 South Lawrence Street in Montgomery, AL 36104. Another option is to file a claim against the insurance policy of the at-fault party.

  • Can you call the Alabama Service Assistance Patrol in Montgomery?

    Yes, call 334-832-1784 for the Alabama Service Assistance Patrol. Services such as motorist assistance, work zone management, road maintenance, and traffic incident management can be provided for Montgomery callers. Operating hours are 5:30 a.m. to 10:00 p.m. Mondays through Fridays and 6:00 a.m. to 6:00 p.m. Saturdays and Sundays.

  • Can driving violations raise car insurance premiums in Montgomery?

    Yes, a speeding ticket can raise car insurance premiums by up to $314 per annum in Montgomery and the state. Distracted driving can raise rates by $165 annually. Drivers with serious violations such as reckless driving and racing can expect to see a significant increase in their rates by $895 and $800 per annum, respectively.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.