Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Mobile, AL

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mobile Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

118Reviewed

74Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3700 Government Boulevard, Mobile, AL 36693
WebsiteLicense: 37890

Expertise.com Rating

Review Sources

Google
4.0 (22)

Why choose this provider?

Bailey Agency, Inc., is an auto insurance firm serving clients in the Mobile area. It helps drivers get their cars registered and protect them from financial loss in case of an accident by finding the auto insurance plan that fits their needs. Its agents also assist in acquiring upgrades like medical payments, car rentals, and towing. Additionally, they are dedicated to assisting their clients throughout the whole process of getting insurance policies. Some of the company's partner carriers include National General Insurance and Travelers.

  • Home & Auto Insurance

6750 Airport Boulevard, Mobile, AL 36695
WebsiteLicense: 214090

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

Adrienne L Tucker & Associates Inc. offers auto insurance assistance to drivers and car owners in the Mobile area. The service provider creates personalized insurance coverages fit for teen, seasoned, and family drivers. In addition to basic coverage, its team assists clients looking for coverage for towing services or roadside assistance. Aside from insuring everyday cars, the company also has specific protection plans for other vehicles such as RVs and motorcycles. Clients also have access to 24/7 claims services.

  • Multiple Carriers

519 Azalea Rd, Mobile, AL 36609
WebsiteLicense: 80051

Expertise.com Rating

Review Sources

Google
4.0 (16)

Why choose this provider?

Millsaps & Associates, Inc., is an independent agency based in Mobile that represents top insurance companies and actively monitors the market for the best insurance policies and rates. The agency assists individuals, families, and businesses in finding insurance policies and rates that meet their best interests. It offers automobile, business, and personal insurance to clients seeking to protect their assets, families, and future. Various types of bonds such as fidelity, contract, surety, and probate are also available.

  • Home & Auto Insurance

800 Downtowner Boulevard, Mobile, AL 36609
WebsiteLicense: 79992

Expertise.com Rating

Review Sources

Google
4.5 (106)
Facebook
5.0 (1)

Why choose this provider?

All Risk Agency is a local agency that has been serving the auto insurance needs of residents in Mobile and Baldwin County for the past three decades. Its insurance agents assist in finding the right car insurance and payment plan that fits clients' unique financial needs. They also insure other types of vehicles, including boats, ATVs, motorcycles, and recreational vehicles. Other lines of insurance they offer are homeowners', vacant property, business, and general liability.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

7875 Moffett Road, Semmes, AL 36575
WebsiteLicense: 565710

Expertise.com Rating

Review Sources

Google
4.0 (75)

Why choose this provider?

E-Z Insurance is a local car insurance agency providing services in Mobile and the surrounding areas. The family-operated agency handles property, liability, and medical coverage for its car insurance. It also offers other services, such as life, home, and business insurance solutions. Insurance for motorcycles, ATVs, RVs, and trucks are among the other vehicle-related products available at the agency. The agents of E-Z Insurance are focused on providing the most extensive coverage package that can fit within a client's set budget.

  • Multiple Carriers

4430 Government Boulevard, Mobile, AL 36693
WebsiteLicense: 657986

Expertise.com Rating

Review Sources

Google
4.3 (6)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

AlaCoast Insurance Agency is a car insurance agency based in Mobile with 35 years of experience. The agency is dedicated to providing its clients with the best possible coverage and price by educating them about their product options before purchase. Its agents then compare the offerings of multiple insurance carriers to ensure that the client will be provided the maximum benefit and protection through their insurance. AlaCoast Insurance Agency strives to build strong relationships with clients, which reflects in their service.

  • RV & Motorhome

602 Bel Air Blvd #21, Mobile, AL 36606
WebsiteLicense: 10953

Expertise.com Rating

Review Sources

Google
4.8 (17)
Facebook
5.0 (2)

Why choose this provider?

Stan Chavis - State Farm Agent in Mobile is a fully licensed local insurance broker specializing in auto insurance. He also handles home, property, and life insurance products. He can assist and advise clients regarding small business insurance, banking, mutual funds, and annuities. Stan has been a State Farm Agent for 34 years now. He is a Life Underwriter Training Council Fellow. He advises on health care coverage and solutions as a member of the Franklin Primary Health Center Board.

  • Home & Auto Insurance

4266 Cottage Hill Road, Mobile, AL 36609
WebsiteLicense: 79237

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (8)

Why choose this provider?

Schneider Insurance is an independent insurance agency that has been serving the Mobile area since 1959. It aims to find the right automobile insurance policy for its clients, which includes coverage of damages to the car and bodily injuries of the driver, passengers, and other parties involved in potential auto accidents. Schneider Insurance provides customized solutions and works with many different insurance providers, such as Auto-Owners Insurance and Liberty Mutual. Other insurance products they handle include homeowner, business, and life insurance.

  • Home & Auto Insurance
  • Boat Insurance

3660 Dauphin Street, Mobile, AL 36608
WebsiteLicense: 3000522942

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Coastal Insurance Group is an independent insurance firm serving the people of Mobile and all of Alabama. Its professional agents have more than 50 years of combined experience in the insurance industry and can provide vehicle owners the assistance they need to obtain car insurance policies. They offer many options for any driver with any driving record to stay protected in the event of an automotive emergency. Coastal Insurance Group also helps clients acquire homeowners, renters, and boat insurance.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

3216 Dauphin Street, Mobile, AL 36606
WebsiteLicense: 761531

Expertise.com Rating

Review Sources

Google
3.0 (7)

Why choose this provider?

Located in Mobile, Roberts Insurance LLC offers a wide range of insurance products to individuals, families, and businesses in the communities it serves. The company’s owner and managing agent, Paul, has been in the insurance industry for more than three decades. He and his cremate Jonathan can help vehicle owners acquire car insurance policies that will keep them protected from financial damage in times of automotive distress. Roberts Insurance LLC also provides homeowners, renters, life, and commercial insurance.

  • Bundling
  • Home Insurance

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Bailey Agency Inc.
3700 Government Boulevard, Mobile, AL 36693
Adrienne L Tucker & Associates Inc.
6750 Airport Boulevard, Mobile, AL 36695
Millsaps & Associates, Inc.
519 Azalea Rd, Mobile, AL 36609
All Risk Agency
800 Downtowner Boulevard, Mobile, AL 36609
E-Z Insurance
7875 Moffett Road, Semmes, AL 36575
AlaCoast Insurance Agency
4430 Government Boulevard, Mobile, AL 36693
Stan Chavis
602 Bel Air Blvd #21, Mobile, AL 36606
Schneider Insurance
4266 Cottage Hill Road, Mobile, AL 36609
Coastal Insurance Group
3660 Dauphin Street, Mobile, AL 36608
Roberts Insurance LLC
3216 Dauphin Street, Mobile, AL 36606

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are uninsured motorist coverage required in Mobile?

    Uninsured motorist (UM) coverage is required by law in Mobile for all auto liability policies, with a minimum coverage limit of $25,000. This coverage ensures that your own insurance policy will cover damages caused by uninsured drivers. While Alabama allows drivers to decline UM coverage when purchasing a policy, it's important to note that doing so may make seeking compensation for losses in accidents with uninsured motorists difficult or impossible.

  • Can your credit score affect your car insurance rates in Mobile?

    Yes, car insurance providers frequently consider your credit score when determining your Mobile car insurance premiums. In most cases, having a higher credit score can result in lower insurance rates. Those with lower credit scores, on the other hand, may be charged higher premiums because they are perceived as riskier to insure.

  • Do you need to notify your insurance company if you move to Mobile?

    Yes, you must notify your insurance provider if your address changes to Mobile. This is due to the fact that your location within Mobile can affect your car insurance rates. In general, living in more rural and smaller areas, such as parts of Mobile, results in lower insurance premiums. When compared to larger cities in Alabama, these areas typically have less traffic, fewer accidents, and lower rates of car theft and vandalism.

  • What is the minimum coverage for personal injury protection (PIP) in Mobile?

    Personal injury protection (PIP) coverage is not required by law in Mobile. This is due to the fact that Alabama is a tort state when it comes to auto insurance. In a tort state, if you are in an accident that was not your fault, the at-fault driver's insurance company is usually responsible for covering your medical expenses and other losses.

  • Do you need rental car reimbursement coverage on your insurance policy in Mobile?

    Rental car reimbursement coverage is not required by law in Mobile. The only mandatory coverage is liability insurance, which covers any damages or injuries you may cause to others in the event of an accident. However, you can supplement your insurance coverage by purchasing additional coverage, such as rental car reimbursement.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.