Expertise.com

2024

Last updated:

Best Life Insurance Companies in South Bend

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Bend Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4513Reviewed

2715Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

509 West McKinley Avenue, Mishawaka, IN 46545
WebsiteLicense: 785469

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Young Insurance Agency is an insurance company providing services to individuals and families in South Bend and its surrounding areas since 2012. It is owned by Carie Young, a licensed insurance agent who specializes in life insurance. In addition, she also provides services for health, supplemental, dental, vision, and disability insurance. In order to provide a wide variety of policy options to its clients, Young Insurance Agency has partnered with different carriers such as Humana, National General Insurance, and Cigna.

  • Life Insurance
  • Health Insurance

13800 Jackson Road, Mishawaka, IN 46544
WebsiteLicense: 2566850

Expertise.com Rating

Review Sources

Facebook
4.0 (11)
Google
4.0 (10)

Why choose this provider?

Synergy Insurance is an independent life insurance company serving residents of South Bend and nearby areas. The company provides a wide range of life insurance options such as whole, universal, and term policies. Aside from life insurance, it also offers an expanded range of coverage options from business insurance and employee benefits to auto and homeowners' insurance. The company also provides specialty insurance for construction, farm/agribusiness, and manufacturing industries, as well as churches. The firm is partnered with carriers like Brotherhood Mutual and Grinnell Mutual.

  • Personal Insurance
  • Group Benefits
  • Commercial Insurance

19271 Darden Road, South Bend, IN 46637
WebsiteLicense: 1771590

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Glen Neely is an insurance professional representing State Farm in South Bend. He provides various insurance products that cover homes, automobiles, properties, businesses, and pets. He also offers life insurance products such as term, whole life, and universal life insurance products that provide death benefits and cover debts, mortgage, and final expenses. He has been a State Farm agent since 1971 and was a qualifier for its Golden Triangle, Millionaire Club, and National Convention awards.

  • Life Insurance
  • Health Insurance

333 North Lafayette Boulevard, South Bend, IN 46601
WebsiteLicense: 1065360

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Rockstroh Insurance Agency, Inc., has been serving families, individuals, and businesses in South Bend and nearby cities since 1932. Its team of agents creates life insurance plans for a diverse group of people, including retirees, singles, couples with children, empty nesters, and small business owners. In addition, the team also designs insurance policies that cover clients' assets like automobiles, residential properties, and businesses. Rockstroh Insurance Agency represents Safeco, Progressive, Pekin Insurance, Hastings Mutual, and Auto-Owners Insurance.

  • Life Insurance

928 South Mayflower Road, South Bend, IN 46619
WebsiteLicense: 832394

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

With over 12 years of experience in the field, Salinas Insurance Agency provides life and health insurance products to clients in South Bend and other communities in the Michiana region. The independent insurance agency's life insurance options include whole, universal, and term policies. Carl Salinas, the primary agent, also assists with Medicare, fixed annuities, mortgage protection, and final expense insurance. Salinas Insurance Agency also offers personal and business coverage for personal umbrella, rental property, surety bonds, and cargo insurance.

  • Life Insurance
  • Health Insurance
  • Individual Plans

South Bend, IN
WebsiteLicense: 1681930

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Bill Evans Insurance is a family-owned and family-operated company that attends to the insurance needs of the South Bend community and nearby localities. The firm assists individuals, families, and businesses in acquiring financial protection for their assets and beneficiaries with a life insurance plan. As an independent insurance brokerage, the firm represents multiple providers that can give clients the most coverage options, such as term life, whole life, universal life, mortgage life, and disability. The firm was established in 1977 and is led by a local insurance agent.

  • Life Insurance

4146 Michigan 139, St. Joseph, MI 49085

Expertise.com Rating

Why choose this provider?

Metzger Insurance Agency is a specialized insurance firm serving the insurance needs of clients in South Bend and nearby localities. Based in St. Joseph, the family-owned and family-operated agency helps individuals in securing the financial future of their beneficiaries through life insurance plans. The company focuses on serving senior citizens aged 50 and above. Its independent insurance agents also specialize in personal lines, particularly in auto and home insurance. The company has been protecting elders and their families since 1968.

  • Life Insurance

52513 Gumwood Road, Granger, IN 46530
WebsiteLicense: 439722

Expertise.com Rating

Review Sources

Google
5.0 (134)
Facebook
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Hoffman Insurance Group is a Granger-based company that extends its services to the South Bend metro. It caters to families and individuals seeking life insurance plans that include universal, whole, and term coverages. Additionally, the company helps its clients acquire final expense, long-term care, and mortgage protection insurance, as well as fixed annuities. It also crafts coverages for homes, condominiums, cars, and motorcycles. Hoffman Insurance Group has been in the business since 1989 and is a member of the Michiana Human Resource Association.

  • Life Insurance
  • Health Insurance

217 South Michigan Street, South Bend, IN 46601
WebsiteLicense: 33871

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Gordon Insurance is an independent insurance brokerage firm serving the South Bend metro area and nearby communities. The company provides life insurance solutions that can liquidate debts and provide a stable income for the beneficiaries of its policyholders in times of crisis. The firm specializes in term life and whole life insurance plans. It represents a dozen carriers to maximize coverage options for its clients. Owner and manager Brian Gordon has been in the insurance business since 1982. He also offers auto, home, disability, and commercial insurance.

  • Life Insurance

822 West 8th Street, Mishawaka, IN 46544
WebsiteLicense: 602456

Expertise.com Rating

Why choose this provider?

Pilot Insurance Agency is a 100% locally owned and operated company offering comprehensive insurance plans and coverages to people living in Mishawaka, South Bend, and the surrounding areas. The agency specializes in several insurance products, including, but not limited to, life insurance, auto insurance, boat insurance. Its team of insurance agents can help their customers find the right insurance for them based on a comprehensive analysis of their needs and circumstances.

  • Life Insurance

2516 East Mishawaka Avenue, South Bend, IN 46615
WebsiteLicense: 1242140

Expertise.com Rating

Review Sources

Google
5.0 (57)
Facebook
5.0 (30)

Why choose this provider?

Peterson Insurance Agency, Inc., caters to clients in South Bend and the surrounding areas. It assists individuals in preparing for the future finances of their loved ones by helping them apply for life insurance policies. The insurance agency also allows clients to choose from different life insurance products, including term, whole, and universal, covering from $50,000 to more than $1 million. Peterson Insurance Agency, Inc., is also available for auto, business, and home insurance services.

  • Life Insurance
  • Health Insurance

52144 State Road 933 Suite 2, South Bend, IN 46637
WebsiteLicense: 646054

Expertise.com Rating

Review Sources

Google
5.0 (182)
Facebook
5.0 (3)

Why choose this provider?

Donovan Hawkes is a State Farm insurance agent who serves clients in South Bend. He offers life insurance to ensure that the policyholders' beneficiaries have financial security in the event of an untimely death. His agency also handles insurance products for automobiles, homes, renters, condominiums, pets, and properties. In addition, Donovan has been a State Farm agent since 2009 and he has managed other offices of the agency for 10 years. His team also serves several areas, such as Mishawaka, Osceola, and Goshen.

  • Life Insurance
  • Health Insurance

1402 Portage Avenue, South Bend, IN 46616
WebsiteLicense: 576246

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

McCartney Insurance, LLC, provides risk management assistance from its South Bend office. Its team of independent agents helps clients obtain various types of protection, including universal life, term life, and whole life insurance policies. They review plans from more than 25 carriers, allowing them to find suitable coverage for clients. McCartney Insurance, which has been operating for over two decades, also specializes in high-risk insurance services and insures clients with foreign driver's licenses or multiple driving violations.

  • Life Insurance

214 North 4th Street, Niles, MI 49120
WebsiteLicense: 960863

Expertise.com Rating

Why choose this provider?

Insurance Management Service is an agency that has been servicing South Bend since 1853. It offers health and life insurance products for individuals, families, and businesses. Its team of independent agents works with multiple carriers to provide a wide range of insurance plans for the present and future needs, including personal life, disability income, individual and group health, estate plans, and long-term care plan. The agency also specializes in auto, business, and home insurance. The list of carriers it represents includes Auto-Owners Insurance, Accident Fund, and Progressive.

  • Life Insurance
  • Health Insurance

54081 North Ironwood Road, South Bend, IN 46635
WebsiteLicense: 32253

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Holland Insurance Group, LLC, is a locally owned insurance agency serving clients around South Bend. Founded in 1982, it provides life plans with whole and term life coverages, as well as health insurance for groups and individuals. The agency also offers personal lines for homes and automobiles. Commercial lines such as business owner’s policy and workers’ compensation are also available. As an independent agency, it maintains relationships with national insurance carriers. Holland Insurance Group is a member of the St. Joseph County Chamber of Commerce.

  • Life Insurance
  • Health Insurance

1323 North Ironwood Drive, South Bend, IN 46615
WebsiteLicense: 2498300

Expertise.com Rating

Review Sources

Google
5.0 (113)
Facebook
5.0 (72)
Yelp
5.0 (1)

Why choose this provider?

Aldridge Insurance is an insurance company that caters to South Bend residents and businesses. The firm assists individual clients in securing financial protection for their loved ones against unexpected perils with a life insurance policy. Its independent insurance agents help customers shop for the right life insurance coverage among multiple providers. The team offers term life, whole life, and universal life insurance. Other insurance products include health, Medicare, auto, home, and business. The firm has been serving clients since 1992.

  • Life Insurance
  • Health Insurance
  • Long Term Care

54101 North Ironwood Road, South Bend, IN 46635
WebsiteLicense: 1248470

Expertise.com Rating

Review Sources

Google
4.0 (138)
Facebook
4.0 (35)

Why choose this provider?

Dan Berry Insurance is a company offering life insurance policies to residents of South Bend and nearby communities. Its life plans include juvenile, whole life, term life, graded benefits, group life, and universal life policies. It also offers a wide range of other personal and business insurance plans, including auto, motorcycle, flood, commercial auto, workers' compensation, and individual and group health insurance. It also offers travel and Medicare plans. This independent insurance company represents a number of different carriers, including Nationwide, The Hartford, Continental Western Group, Berkley Aspire, Golden Rule, and Liberty Mutual Insurance.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

52303 Emmons Road, South Bend, IN 46637
WebsiteLicense: 1143960

Expertise.com Rating

Review Sources

Facebook
4.0 (6)

Why choose this provider?

The Leadership Insurance Agency, Inc., has been providing a wide variety of insurance packages for more than 25 years. Located in the South Bend area, it aims to help both individual and business clients who are interested in availing a life insurance package to secure their future. It also crafts policies for other personal and commercial insurance products. In addition, the Leadership Insurance Agency team has over 100 years of combined experience in the field.

  • Life Insurance

FAQs

  • How should a South Bend resident determine the appropriate life insurance amount and manage premium payments?

    Residents in South Bend contemplating life insurance should evaluate their financial situation and family's needs, considering immediate expenses upon death, transition periods, and recurrent financial obligations. A guideline suggests securing insurance worth multiple annual incomes. If premium payments halt, the cash value might maintain the policy. Additionally, they can secure a loan with this cash value, but unpaid loans with interest may diminish the beneficiaries' death benefit.

  • How can a resident of South Bend verify if an insurance company is authorized to sell specific insurance products in Indiana?

    If someone in South Bend wishes to confirm an insurance firm's authorization to offer life, health, or annuity services in Indiana, they should ring the Indiana Department of Insurance at 317-232-2385. This department keeps data on every insurer licensed within the state. To discern if an insurer is part of the Indiana Association, one can contact the association directly at 317-636-8204.

  • If an insurance company in Indiana faces financial instability, where can South Bend residents turn for coverage protection?

    South Bend inhabitants can rely on the Indiana Life and Health Insurance Guaranty Association, established by legislation, for safeguarding specific policy benefits during an insurer's financial downturn. This association primarily covers health, life, and annuity policies from licensed Indiana insurers. For property and casualty insurance coverage, they would need to approach a separate association.

  • What are annuities in life insurance for South Bend residents?

    In South Bend, annuities are contracts from life insurance companies and provide sustained income, commonly during retirement. Generally dispensed monthly, these payments can span an individual's lifetime or a set duration. Annuities support while alive, but it can work in tandem with life insurance. Some choose to convert life insurance benefits into annuities.

  • For South Bend residents, does life insurance provide coverage in cases of suicide?

    The specifics of a life insurance plan in South Bend dictate its response to suicides because some policies may honor a claim if the suicide occurred over two years post-purchase. Yet, other contracts might have exclusions, not providing coverage for suicides. It's crucial for policyholders to thoroughly review their life insurance documents to discern the extent and limitations of their coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...