Expertise.com

2024

Last updated:

Best Health Insurance Agencies in South Bend

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Bend Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1915Reviewed

1153Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

310 West McKinley Avenue, Mishawaka, IN 46545
WebsiteLicense: 1629690

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

The Sanders Agency, Inc., is a locally owned insurance agency that serves clients in South Bend. It offers individual health insurance options, including marketplace Affordable Care Act of 2010, Medi-share, short-term health plans, and group insurance. It also offers various types of life insurance policies, such as term life, final expense, universal life, and whole life. Since its establishment by Larry Sanders in 1984, the agency has been helping individuals, families, and employers obtain insurance coverage options that suit their needs.

  • Life Insurance

52513 Gumwood Road, Granger, IN 46530
WebsiteLicense: 31572

Expertise.com Rating

Review Sources

Facebook
5.0 (18)

Why choose this provider?

Hoffman Insurance Group is an insurance agency near South Bend that provides insurance and financial planning services to clients in the metro. The firm is an independent agency tied up with different insurance providers such as Anthem, Humana, and AAA, allowing it to offer diverse quotes for life and health insurance products. Hoffman Insurance Group's health insurance products include Medicare, individual health insurance, disability insurance, dental and vision insurance, family health insurance, and long-term care insurance plans.

  • Individual Plans
  • Group Plans
  • Life Insurance

2401 Lincolnway West, Mishawaka, IN 46544
WebsiteLicense: 30632

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Review Sources

Google
4.0 (32)
Facebook
5.0 (15)

Why choose this provider?

Established in 2004, Dennis Insurance Agency is an independent insurance company that serves residential and commercial clients in South Bend and nearby areas. It offers a diverse array of insurance products and services, including commercial, life and health, umbrella, and automobile insurance coverage. The company employs a team of experienced insurance specialists who help customers in obtaining the insurance package that meets their needs. Dennis Insurance Agency has been in the insurance business for over 46 years. 

  • Life Insurance

3506 South Michigan Street, South Bend, IN 46614
WebsiteLicense: 3497461

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Review Sources

Google
4.0 (18)
Facebook
4.0 (6)

Why choose this provider?

Eric Guenther is a health insurance agent who serves residents in South Bend and nearby areas. He provides various health coverage options to help clients prepare for their future. Guenther also provides other insurance policies, including plans for properties, businesses, homes, and vehicles. He leads a team of insurance professionals at his own firm, the Eric Guenther Insurance Agency, Inc. This team of State Farm Insurance agents has a combined experience of more than 60 years.

  • Life Insurance

802 Lincolnway West, Mishawaka, IN 46544
WebsiteLicense: 1444370

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Review Sources

Facebook
5.0 (7)
Google
4.3 (6)
Yelp
5.0 (1)

Why choose this provider?

McCarthy Insurance Group, Inc., has been providing insurance products and services to residents and businesses in South Bend and Mishawaka since 1959. It offers individual and group health insurance plans customized to the specific needs, budgets, and short-term and long-term goals of families and employers alike. Additionally, its insurance specialists are well-versed in the Affordable Care Act and are dedicated to providing excellent policies and customer service. McCarthy Insurance Group represents different carriers, such as United Health Care, Blue Cross Blue Shield, and PHP.

  • Individual Plans
  • Life Insurance
  • Group Plans

604 S Eddy St, South Bend, IN 46615
WebsiteLicense: 979322

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (14)

Why choose this provider?

Laura Dennison is a HealthMarkets insurance agent who works in the South Bend area. Dennison is knowledgeable about a wide range of health insurance policies, including individual, family, and short-term coverage. Supplemental health insurance, such as dental, vision, accidents, critical illness, and long-term care policies, is also handled by her team. Her additional areas of expertise include Medicare products and life insurance. Dennison has been serving HealthMarkets clients since 2014. She is also skilled at market planning, account management, B2B relations, and advertising.

  • Life Insurance
  • Health Insurance

311 West Hively Avenue, Elkhart, IN 46517
WebsiteLicense: 1307350

Expertise.com Rating

Review Sources

Google
4.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Clevenger Insurance Agency is a team of risk management professionals that serve the South Bend area. Included in its line of products is Medicare Supplement insurance which covers emergency travel healthcare, skilled nursing facility care coinsurance, and Medicare Part B excess charges. Life, wedding, and home insurance plans are among the other services it offers. Clevenger Insurance Agency was founded in 1975 by Jerry Clevenger, who has been working in the insurance industry for the past four decades.

  • Life Insurance

17535 Generations Drive, South Bend, IN 46635
WebsiteLicense: 1857560

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
5.0 (10)

Why choose this provider?

Healy Group is a full-service financial and risk management company that delivers insurance solutions for individuals and businesses in South Bend. The organization assists clients in choosing the most appropriate health insurance plan for their needs, lifestyle, and financial situation. Its insurance advisors specialize in different kinds of health benefits, including individual health, Medicare Advantage, Medicare prescription drug, and Medical Supplemental insurance. The team also provides travel and life insurance plans. The company has been insuring people since 1976.

  • Health Insurance
  • Individual Plans

65671 Indiana 15, Goshen, IN 46526
WebsiteLicense: 443406

Expertise.com Rating

Review Sources

Yelp
1.0 (1)

Why choose this provider?

Jenny Horoky works as an insurance agent for State Farm. She delivers a broad range of insurance products and services to individuals, families, and businesses in South Bend. These include a range of health insurance products, such as supplemental health, Medicare Supplement, and individual medical. Horoky also offers insurance coverage for life, homes, properties, automobiles, and businesses. In addition, she handles mutual funds and banking. Some of State Farm's services focus on financial and investment. The company has 19,000 insurance agents across the country.

  • Individual Plans
  • Life Insurance

1657 Commerce Drive, South Bend, IN 46628
WebsiteLicense: 515684

Expertise.com Rating

Why choose this provider?

Hailey Campbell, Inc, provides health insurance options to individuals and groups in South Bend. These include long-term care plans that cover the costs of home personal care, assisted living facilities, nursing homes, hospice, and adult daycare centers. It also caters to clients needing reimbursement or direct payment for surgeries, dental services, check-ups, and medical treatments. The agency's president, Don Griffey, has been a licensed life and health insurance agent since 2004. He also served as Patriot Homes' director of purchasing for 24 years.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What distinguishes Medicare from private health insurance in South Bend?

    In South Bend, Medicare is available to citizens 65 and older. It offers a wide range of options for coverage combinations with different levels of coverage. Meanwhile, you can get private health insurance through your employer, where you can pick from a set of options the employer provides. Additionally, if the plan is an Affordable Care Act plan, you can compare them using factors including premiums, out-of-pocket expenses, and coverage variations. Furthermore, dependents can be covered by private health insurance.

  • What is the disparity in payment between Medicare and private insurance in South Bend?

    In South Bend, the reimbursement rate from Medicare compared to a private health insurance company is contingent upon the specific services provided, and these costs can fluctuate. Nevertheless, according to a report by the Rand Corporation in 2022, private health insurance payment rates were 224% greater than Medicare rates for services.

  • What would cause a delay in processing your health insurance application in South Bend?

    The following may result in a delay in the processing of your health insurance application in South Bend:

    • The application lacked a date and signature.
    • Certain inquiries remained unanswered.
    • Information required for "yes" responses in the medical history section might be absent or insufficient.
    • The carrier is awaiting providers' medical records.
  • In South Bend, what is the Health Insurance Portability and Accountability Act?

    The Health Insurance Portability and Accountability Act of 1996 makes it easy for people in South Bend to get similar health insurance when they change jobs or relationships. It also allows the government to make rules for the electronic sharing of healthcare data. These rules will include medical and administrative code sets, national identification systems for everyone involved in health care, and safety measures to protect patients' privacy and security.

  • Does the state provide South Bend government employees with a medical incentive for abstaining from tobacco use?

    The state offers a $35 per pay period tobacco-free medical premium discount in 2023. South Bend government employees must be tobacco-free by January 1, 2023, and throughout the year to qualify. It is necessary to accept the Non-Tobacco Use Agreement during Open Enrollment in order to receive a premium discount. Positive tests presumptively indicate cigarette usage and agreement violation. However, you will be fired if you agree to the terms but then use tobacco or break the agreement.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.