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Best Local Car Insurance Agencies in South Bend

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Aldridge Insurance logo
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License Verified:

License: 2498300

Indiana Department Of Insurance

Aldridge Insurance

1323 North Ironwood Drive, South Bend, IN 46615
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  • Multiple Carriers

Business Description

With 29 years of experience, Aldridge Insurance is a locally-owned and independent insurance agency that has been providing the insurance needs of clients in South Bend and beyond. The company offers personal and business insurance and employee benefits as well. Some of its personal insurance include auto, home, medical life, and umbrella. Their business insurance, on the other hand, offers business owner, contractor, and retail business insurance. Aldridge Insurance is made up of licensed and experienced insurance agents to help clients with their insurance needs.

License Verified:

License: 2498300

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (114)
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clevenger Insurance Agency - Elkhart logo
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License Verified:

License: 545232

Indiana Department Of Insurance

Clevenger Insurance Agency - Elkhart

311 West Hively Avenue, Elkhart, IN 46517
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  • Multiple Carriers

Business Description

Clevenger Insurance Agency, which is located in Elkhart, provides a wide range of insurance products for South Bend residents including auto insurance. Its team furnishes auto insurance plans that include personal injury protection and coverage for damages due to theft and accidents. Additional coverage options like roadside assistance and rental reimbursement are also offered. Clevenger Insurance Agency's mission is to educate and empower clients through insurance. The company supports community organizations such as the Salvation Army Committee and Kosciusko Community Foundation.

License Verified:

License: 545232

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (163)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dan Berry Insurance logo
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License Verified:

License: 1248470

Indiana Department Of Insurance

Dan Berry Insurance

54101 North Ironwood Road, South Bend, IN 46635
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Dan Berry Insurance assists clients in securing auto insurance policies in South Bend and the neighboring areas. The independent business has agents on standby to respond to insurance inquiries online. Its 13-person team shops for insurance coverages from multiple insurance carriers like Nationwide, Golden Rule, and Anthem. They compare quotes and help clients decide which coverage they should obtain. Additionally, the company offers insurance products for other vehicles such as watercraft and motorcycles.

License Verified:

License: 1248470

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (138)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gibson - South Bend logo
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License Verified:

License: Gibson - South Bend

Indiana Department Of Insurance

Gibson - South Bend

202 South Michigan Street, South Bend, IN 46601
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  • Multiple Carriers

Business Description

Gibson is an insurance and benefits company that provides auto coverage options to clients in South Bend. It offers to tailor fit policies to a vehicle owner's needs and lifestyle, securing collision damages and injury or property damage liability protection. It also educates policyholders on the scope and limitations of their policies' covered circumstances, from uninsured and underinsured motorists to deer-vehicle collisions. In business for nearly a century, Gibson serves its range of personal and business insurance lines locally and nationwide.

License Verified:

License: Gibson - South Bend

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Justin Palmer logo
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License Verified:

License: 3296378

Indiana Department Of Insurance

Justin Palmer

101 East Hively Avenue, Elkhart, IN 46517
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  • Motorcyle & ATV

Business Description

Justin Palmer is an independent and licensed State Farm Insurance agent that serves clients in South Bend, Elkhart, Bristol, Middlebury and, surrounding areas. He offers a wide array of insurance and risk management products such as automobile insurance, homeowners insurance, life insurance, as well as business and financial insurance. Justin Palmer has been a State Farm Insurance agent for five years and his background in insurance allows him to provide personalized insurance coverage fit for the needs and requirements of each client.

License Verified:

License: 3296378

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (97)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Korhorn Financial Group, Inc. - Granger logo
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License Verified:

License: 33582

Indiana Department Of Insurance

Korhorn Financial Group, Inc. - Granger

6910 North Main Street, Granger, IN 46530
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  • Multiple Carriers

Business Description

Korhorn Financial Group, Inc., is an insurance agency servicing the South Bend metro. It has certified car insurance professionals working together with a dynamic insurance strategy design to safeguard their future and most valuable assets. The team handles home and auto insurance, individual life insurance, medical plans, disability protection, and commercial property insurance. In addition, associates of Korhorn Financial Group are also experts in financial management, tax planning and accounting, as well as investment management.

License Verified:

License: 33582

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (9)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Laven Insurance logo
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License Verified:

License: 1752060

Indiana Department Of Insurance

Laven Insurance

2628 South Michigan Street, South Bend, IN 46614
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  • Multiple Carriers

Business Description

Laven Insurance is a family-owned insurance agency that has been serving Indiana locals in the South Bend and Michiana areas for over 90 years. It offers comprehensive auto insurance policies customized to the clients' needs and lifestyles. It also provides other personal and business insurance products, such as long-term care insurance, recreational vehicle coverage, and data breach and cyber protection. The agency was founded by Ozmun Laven in 1927 and is now being handled by its third-generation leader, his granddaughter Linda Laven Bernth.

License Verified:

License: 1752060

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McCartney Insurance, LLC - South Bend logo
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License Verified:

License: 576246

Indiana Department Of Insurance

McCartney Insurance, LLC - South Bend

1402 Portage Avenue, South Bend, IN 46616
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  • Multiple Carriers

Business Description

Active since 1999, McCartney Insurance, LLC, is a company that offers car insurance to clients in South Bend. It provides general protection plans for car owners to compensate for medical injuries, collisions, and underinsured motorists. The company also examines specialized policies to help high-risk drivers, those with DWIs, and those with foreign licenses. McCartney Insurance reviews policies from over 20 different carriers, like National General, Foremost, and Progressive. It also has special insurance plans for renters, boats, and mobile homes.

License Verified:

License: 576246

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michiana Family Insurance logo
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License Verified:

License: 3222742

Indiana Department Of Insurance

Michiana Family Insurance

4104 Miami Street, South Bend, IN 46614
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  • Boats
  • Motorcyle & ATV

Business Description

Michiana Family Insurance offers 20 years of insurance experience to South Bend clients and the surrounding communities. The agency safeguards drivers and their cars during accidents with personalized auto insurance plans. Auto protection coverages also secure policyholders from damages caused by fire, theft, and other covered events. Financial obligations are lifted from clients if they obtain comprehensive and liability insurance. Other insurance products include life, homeowners, renters, and motorcycle. Michiana Family Insurance was established in 2013.

License Verified:

License: 3222742

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (21)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michiana Insurance logo
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License Verified:

License: 1376690

Indiana Department Of Insurance

Michiana Insurance

5385 Johnson Road, Michigan City, IN 46360
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  • Bundling Option
  • Motorcyle & ATV

Business Description

Michiana Insurance is a full-service agency with an office in South Bend. Its team of insurance advisors assists clients in a wide range of areas, including auto insurance. They craft insurance plans that include liability, property, and medical coverage, which helps pay for accident-related expenses such as medical bills, funeral expenses, and lost income. Its agents also insure recreational vehicles, watercraft, and motorcycles. The pineapple in Michiana Insurance's logo symbolizes one of the company's values: hospitality.

License Verified:

License: 1376690

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peterson Insurance Agency, Inc. logo
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License Verified:

License: 1242140

Indiana Department Of Insurance

Peterson Insurance Agency, Inc.

2516 East Mishawaka Avenue, South Bend, IN 46615
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  • Multiple Carriers

Business Description

Peterson Insurance Agency, Inc., is an insurance management firm that has been catering to the insurance needs in South Bend for more than 30 years. Founded in 1983, the company assists individuals and business owners in protecting their vehicles against potential risks through an auto insurance policy. The independent insurance agency represents several providers that can offer various coverage options, including liability, comprehensive, collision, towing, and rental coverage. Clients have commended the company for its reliable, fast, and personalized services.

License Verified:

License: 1242140

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (52)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Salinas Insurance Agency logo
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License Verified:

License: 832394

Indiana Department Of Insurance

Salinas Insurance Agency

928 South Mayflower Road, South Bend, IN 46619
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  • Multiple Carriers

Business Description

Salinas Insurance Agency provides clients in South Bend with auto coverage options and consultations. For personal vehicle owners, the company offers policies that secure policyholders against personal injury and property damage liability, as well as losses incurred from collisions and non-collision incidents such as fires and theft. It also counsels clients on coverage for medical expenses and car rentals. For commercial auto insurance clients, Salinas includes factors that determine the scope of a business vehicle's policy, including its purpose, registration, and ownership requirements.

License Verified:

License: 832394

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summers Insurance Agency logo
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License Verified:

License: 2674560

Indiana Department Of Insurance

Summers Insurance Agency

12415 McKinley Highway, Mishawaka, IN 46545
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Business Description

Summers Insurance Agency is a locally owned company with over two decades of experience addressing insurance needs in the South Bend area. The firm's list of insurance products includes auto, life, business, and home insurance. Its insurance specialists help automobile owners obtain adequate protection for potential financial losses. They carry insurance policies that cover jet skis, RVs, motorcycles, and boats. Summers Insurance Agency has an online request form for quote and service inquiries. Founder Mike Summers is a veteran.

License Verified:

License: 2674560

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Synergy Insurance Group logo
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License Verified:

License: 37738

Indiana Department Of Insurance

Synergy Insurance Group

13800 Jackson Road, Mishawaka, IN 46544
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  • Multiple Carriers

Business Description

Synergy Insurance Group is an independent firm that helps vehicle owners in South Bend and the surrounding areas acquire car insurance policies. Its experienced associates ensure that clients have the proper car insurance coverage in place as protection against potentially crippling financial losses and inconvenience. Family-centered and faith-based, Synergy Insurance Group regularly partners with various non-profit organizations in an effort to give back to the community its team is a part of.

License Verified:

License: 37738

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.6 / 5 (11)
Google
4.3 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wetzel Insurance Agency, Inc. - Warsaw logo
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License Verified:

License: 2272610

Indiana Department Of Insurance

Wetzel Insurance Agency, Inc. - Warsaw

2506 East Center Street, Warsaw, IN 46580
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  • Boats

Business Description

Wetzel Insurance Agency is an independent agency based in Warsaw that offers auto insurance services to individuals in South Bend and the nearby areas. Established in 1928, it has been working with multiple insurance companies such as West Bend, Central Insurance Companies, Selective, Progressive, and American Modern Insurance Group. Its agents guide and help the clients in choosing the right coverages that are suited for them. Wetzel Insurance Agency aims to provide personal protection and risk management solutions to every client.

License Verified:

License: 2272610

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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