Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in South Bend

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Bend Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

48Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12415 McKinley Highway, Mishawaka, IN 46545
WebsiteLicense: 2674560

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
4.7 (13)

Why choose this provider?

Summers Insurance Agency is a locally owned company with over two decades of experience addressing insurance needs in the South Bend area. The firm's list of insurance products includes auto, life, business, and home insurance. Its insurance specialists help automobile owners obtain adequate protection for potential financial losses. They carry insurance policies that cover jet skis, RVs, motorcycles, and boats. Summers Insurance Agency has an online request form for quote and service inquiries. Founder Mike Summers is a veteran.

54101 North Ironwood Road, South Bend, IN 46635
WebsiteLicense: 1248470

Expertise.com Rating

Review Sources

Google
4.8 (138)
Facebook
5.0 (33)
Yelp
1.0 (1)

Why choose this provider?

Dan Berry Insurance assists clients in securing auto insurance policies in South Bend and the neighboring areas. The independent business has agents on standby to respond to insurance inquiries online. Its 13-person team shops for insurance coverages from multiple insurance carriers like Nationwide, Golden Rule, and Anthem. They compare quotes and help clients decide which coverage they should obtain. Additionally, the company offers insurance products for other vehicles such as watercraft and motorcycles.

  • Multiple Carriers
  • Motorcyle & ATV

2506 East Center Street, Warsaw, IN 46580
WebsiteLicense: 2272610

Expertise.com Rating

Review Sources

Google
4.9 (30)
Facebook
5.0 (19)

Why choose this provider?

Wetzel Insurance Agency is an independent agency based in Warsaw that offers auto insurance services to individuals in South Bend and the nearby areas. Established in 1928, it has been working with multiple insurance companies such as West Bend, Central Insurance Companies, Selective, Progressive, and American Modern Insurance Group. Its agents guide and help the clients in choosing the right coverages that are suited for them. Wetzel Insurance Agency aims to provide personal protection and risk management solutions to every client.

  • Boats

6910 North Main Street, Granger, IN 46530
WebsiteLicense: 33582

Expertise.com Rating

Review Sources

Google
4.7 (9)
Yelp
4.5 (3)

Why choose this provider?

Korhorn Financial Group, Inc., is an insurance agency servicing the South Bend metro. It has certified car insurance professionals working together with a dynamic insurance strategy design to safeguard their future and most valuable assets. The team handles home and auto insurance, individual life insurance, medical plans, disability protection, and commercial property insurance. In addition, associates of Korhorn Financial Group are also experts in financial management, tax planning and accounting, as well as investment management.

  • Multiple Carriers

928 South Mayflower Road, South Bend, IN 46619
WebsiteLicense: 832394

Expertise.com Rating

Review Sources

Google
4.6 (5)
Yelp
5.0 (1)

Why choose this provider?

Salinas Insurance Agency provides clients in South Bend with auto coverage options and consultations. For personal vehicle owners, the company offers policies that secure policyholders against personal injury and property damage liability, as well as losses incurred from collisions and non-collision incidents such as fires and theft. It also counsels clients on coverage for medical expenses and car rentals. For commercial auto insurance clients, Salinas includes factors that determine the scope of a business vehicle's policy, including its purpose, registration, and ownership requirements.

  • Multiple Carriers

4104 Miami Street, South Bend, IN 46614
WebsiteLicense: 3222742

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (5)
Yelp
4.0 (1)

Why choose this provider?

Michiana Family Insurance offers 20 years of insurance experience to South Bend clients and the surrounding communities. The agency safeguards drivers and their cars during accidents with personalized auto insurance plans. Auto protection coverages also secure policyholders from damages caused by fire, theft, and other covered events. Financial obligations are lifted from clients if they obtain comprehensive and liability insurance. Other insurance products include life, homeowners, renters, and motorcycle. Michiana Family Insurance was established in 2013.

  • Boats
  • Motorcyle & ATV

2516 East Mishawaka Avenue, South Bend, IN 46615
WebsiteLicense: 1242140

Expertise.com Rating

Review Sources

Google
4.9 (52)
Facebook
5.0 (17)

Why choose this provider?

Peterson Insurance Agency, Inc., is an insurance management firm that has been catering to the insurance needs in South Bend for more than 30 years. Founded in 1983, the company assists individuals and business owners in protecting their vehicles against potential risks through an auto insurance policy. The independent insurance agency represents several providers that can offer various coverage options, including liability, comprehensive, collision, towing, and rental coverage. Clients have commended the company for its reliable, fast, and personalized services.

  • Multiple Carriers

5385 Johnson Road, Michigan City, IN 46360
WebsiteLicense: 1376690

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Michiana Insurance is a full-service agency with an office in South Bend. Its team of insurance advisors assists clients in a wide range of areas, including auto insurance. They craft insurance plans that include liability, property, and medical coverage, which helps pay for accident-related expenses such as medical bills, funeral expenses, and lost income. Its agents also insure recreational vehicles, watercraft, and motorcycles. The pineapple in Michiana Insurance's logo symbolizes one of the company's values: hospitality.

  • Bundling Option
  • Motorcyle & ATV

202 South Michigan Street, South Bend, IN 46601
WebsiteLicense: Gibson - South Bend

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Gibson is an insurance and benefits company that provides auto coverage options to clients in South Bend. It offers to tailor fit policies to a vehicle owner's needs and lifestyle, securing collision damages and injury or property damage liability protection. It also educates policyholders on the scope and limitations of their policies' covered circumstances, from uninsured and underinsured motorists to deer-vehicle collisions. In business for nearly a century, Gibson serves its range of personal and business insurance lines locally and nationwide.

  • Multiple Carriers

101 East Hively Avenue, Elkhart, IN 46517
WebsiteLicense: 3296378

Expertise.com Rating

Review Sources

Facebook
4.5 (97)
Yelp
5.0 (5)

Why choose this provider?

Justin Palmer is an independent and licensed State Farm Insurance agent that serves clients in South Bend, Elkhart, Bristol, Middlebury and, surrounding areas. He offers a wide array of insurance and risk management products such as automobile insurance, homeowners insurance, life insurance, as well as business and financial insurance. Justin Palmer has been a State Farm Insurance agent for five years and his background in insurance allows him to provide personalized insurance coverage fit for the needs and requirements of each client.

  • Motorcyle & ATV

1402 Portage Avenue, South Bend, IN 46616
WebsiteLicense: 576246

Expertise.com Rating

Review Sources

Google
4.2 (13)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Active since 1999, McCartney Insurance, LLC, is a company that offers car insurance to clients in South Bend. It provides general protection plans for car owners to compensate for medical injuries, collisions, and underinsured motorists. The company also examines specialized policies to help high-risk drivers, those with DWIs, and those with foreign licenses. McCartney Insurance reviews policies from over 20 different carriers, like National General, Foremost, and Progressive. It also has special insurance plans for renters, boats, and mobile homes.

  • Multiple Carriers

311 West Hively Avenue, Elkhart, IN 46517
WebsiteLicense: 545232

Expertise.com Rating

Review Sources

Google
5.0 (163)
Yelp
5.0 (2)

Why choose this provider?

Clevenger Insurance Agency, which is located in Elkhart, provides a wide range of insurance products for South Bend residents including auto insurance. Its team furnishes auto insurance plans that include personal injury protection and coverage for damages due to theft and accidents. Additional coverage options like roadside assistance and rental reimbursement are also offered. Clevenger Insurance Agency's mission is to educate and empower clients through insurance. The company supports community organizations such as the Salvation Army Committee and Kosciusko Community Foundation.

  • Multiple Carriers

1323 North Ironwood Drive, South Bend, IN 46615
WebsiteLicense: 2498300

Expertise.com Rating

Review Sources

Google
4.9 (114)
Facebook
5.0 (37)
Yelp
5.0 (1)

Why choose this provider?

With 29 years of experience, Aldridge Insurance is a locally-owned and independent insurance agency that has been providing the insurance needs of clients in South Bend and beyond. The company offers personal and business insurance and employee benefits as well. Some of its personal insurance include auto, home, medical life, and umbrella. Their business insurance, on the other hand, offers business owner, contractor, and retail business insurance. Aldridge Insurance is made up of licensed and experienced insurance agents to help clients with their insurance needs.

  • Multiple Carriers

13800 Jackson Road, Mishawaka, IN 46544
WebsiteLicense: 37738

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
4.3 (10)

Why choose this provider?

Synergy Insurance Group is an independent firm that helps vehicle owners in South Bend and the surrounding areas acquire car insurance policies. Its experienced associates ensure that clients have the proper car insurance coverage in place as protection against potentially crippling financial losses and inconvenience. Family-centered and faith-based, Synergy Insurance Group regularly partners with various non-profit organizations in an effort to give back to the community its team is a part of.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • When can you terminate your South Bend auto insurance policy?

    You have the right to cancel your auto insurance coverage in South Bend at any time. If you intend to continue driving, remember to purchase a new vehicle insurance policy before canceling your old one, as you are required to have car insurance when driving. In addition to being illegal, prematurely terminating your auto insurance may result in a lapse in coverage.

  • Are there any penalties if you cancel your auto insurance in South Bend?

    It varies because each auto insurance provider in South Bend has different cancellation policies; some may charge you for canceling your policy early. To find out if your coverage is subject to an early cancellation fee, review your policy documentation, contact your auto insurance provider, or speak with a local insurance agent.

  • Does car insurance in South Bend cover pothole-related rim damage?

    Yes, your South Bend car insurance policy will cover pothole damage to your tires and rims. Because not all insurers cover custom wheels under collision coverage, you may need to obtain a separate policy if you own them. If you have collision coverage and the repair costs exceed your deductible, your insurer will cover pothole damage regardless of how deep the pothole was.

  • Are you personally liable for any costs incurred in the event of an accident if you borrow a car in South Bend without having auto insurance?

    You are not directly liable for the costs of an accident if you borrow a car in South Bend without having auto insurance. This is because, even if a borrower does not have their own auto insurance, the vehicle's owner's insurance policy covers damages based on the policy's coverages and limits. However, if the policy only covers a portion of the damage or the damage exceeds the policy limits, you may be personally liable for any additional accident-related costs.

  • Should you start looking for a new insurer right away if your South Bend car insurance is canceled?

    No, it is recommended that you inquire with your South Bend auto insurance company about the possibility of continuing your coverage. Resolving a late payment is sometimes all that is required to get your coverage back on track. However, if the insurer decides not to renew your coverage, you should begin looking for a new insurer by requesting quotes.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.