Expertise.com

Best Homeowners Insurance Agencies in Muncie

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
George Insurance Group logo
Visit WebsiteWebsite

George Insurance Group

311 South Walnut Street, Muncie, IN 47305
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

George Insurance Group is a homeowners' insurance agency servicing the Muncie area. The company's insurance professionals seek to understand homeowners' needs, walk clients through different coverage options, and help them choose appropriate coverage packages. This financial coverage includes compensation for home and property damage or losses from fire and disasters and injury-related liability claims. They also provide consultations to guide homeowners on the insurance process. George Insurance Group also offers life, renters, aviation, and commercial insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gooding Brown & Company Inc. logo
Visit WebsiteWebsite

Gooding Brown & Company Inc.

2539 East 10th Street, Anderson, IN 46012
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Gooding Brown & Company Inc. is a homeowner insurance agency in the Muncie area that helps homeowners find a solution that suits their needs and goals. Its agents provide a financial safety net to homeowners by offering insurance coverage on rental dwellings, condos, farms, and commercial trailers. The agency offers comprehensive home insurance by covering unforeseen incidents such as floods, fire, explosions, and earthquakes. Additionally, Gooding Brown & Company offers life, commercial, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Indiana Farm Bureau Insurance logo
Visit WebsiteWebsite

Indiana Farm Bureau Insurance

3040 West White River Boulevard, Muncie, IN 47304
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Business Description

Indiana Farm Bureau Insurance has been providing insurance products and services throughout Muncie and the surrounding communities since 1934. Its team of local agents provides homeowners' insurance solutions that can safeguard the value of houses, condos, mobile homes, rental properties, and other structures. The company's home insurance policy covers liability, personal property, dwelling protection, and medical payments. Other insurance options include farm and crop, workers' compensation, return of premium life, and final expense coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jason May - State Farm Insurance Agent logo
Visit WebsiteWebsite

Jason May - State Farm Insurance Agent

2991 North Oakwood Avenue, Muncie, IN 47304
Visit WebsiteWebsite
  • Renter's Insurance

Business Description

Jason May - State Farm Insurance Agent has been providing homeowners insurance solutions since 1992. This Muncie-based insurance agent gives 24/7 support to clients who are looking for insurance coverage that protects their homes and other assets. State Farm's homeowners insurance policy covers damages caused by fire, lightning, wind or hail, theft, and vandalism. The policy also covers items inside the home, such as jewelry, collectibles, appliances, furniture, and other possessions. Jason also offers auto and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Martin Insurance logo
Visit WebsiteWebsite

Martin Insurance

3409 W Bethel Ave, Muncie, IN 47304
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Martin Insurance is a family-owned and operated insurance company in Muncie that offers a range of commercial, personal, and agribusiness insurance products and services. Its homeowners' insurance comes with coverage options to protect clients' homes. A professional at this company can create a customized plan for additional coverage against theft or identity theft, floods, and special endorsements for valuable collections. Martin Insurance also provides health, life, and auto insurance policies and Medicare supplements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.8 / 5 (16)
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Norris Insurance logo
Visit WebsiteWebsite

Norris Insurance

153 East 3rd Street, Marion, IN 46952
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Business Description

Norris Insurance serves homeowners in the Muncie area. It offers various insurance options such as homeowner's liability, mobile home, renters, and condo insurance. The agents help with in-home business insurance, and their landlord's insurance policy covers damage to property or other structures from natural disasters and fire. The firm improves clients' homeowners or renters policy by including coverage options for valuable items such as jewelry, artwork, golf equipment, and collectibles. Other products provided by Norris Insurance include health and farm insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pfenninger, Claxton, & Estelle Insurance Group logo
Visit WebsiteWebsite

Pfenninger, Claxton, & Estelle Insurance Group

400 W Jackson St, Muncie, IN 47305
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Pfenninger, Claxton, & Estelle Insurance Group provides insurance solutions throughout Muncie and nearby areas. Its professionals offer homeowners' insurance services to protect clients from paying for storm damage, dog bite liability and replacement costs. The policy can also apply to manufactured homes. The company's other insurance options include commercial property, cyber liability, farm and ranch, and group health insurance coverages. Pfenninger, Claxton, & Estelle Insurance Group has been in the industry since 1902.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roger Roudebush - State Farm Insurance Agent logo
Visit WebsiteWebsite

Roger Roudebush - State Farm Insurance Agent

421 West 53rd Street, Anderson, IN 46013
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Since Roger Roudebush - State Farm Insurance Agent opened his practice in 1968, he has provided customers across the Muncie area with comprehensive and flexible insurance services. He offers many different levels of homeowners insurance for houses, apartments, and condominiums that help protect the homeowner from unfortunate events such as theft, vandalism, fire, or natural emergencies. In addition, Mr. Roudebush can insure jewelry, guns, boats, and motorcycles, in addition to providing all common types of policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (223)
Facebook
4.8 / 5 (17)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Insurance Agencies logo
Visit WebsiteWebsite

United Insurance Agencies

1019 West Jackson Street, Muncie, IN 47305
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

United Insurance Agencies is an independent agency based in Muncie that offers homeowners' insurance policies to clients in the area. Its policy can provide financial protection from property damages caused by natural disasters, personal injury liability, vandalism, and theft. It partners with carriers such as Central Insurance Companies, Safeco Insurance, GuideOne Insurance, and Progressive. The company's web platform provides self policy services to process forms for property loss claims and requests for existing insurance coverage declaration.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs